**Executive Summary**
This press release from the Reserve Bank of India, dated January 02, 2026, provides an extract of the Bulletin Weekly Statistical Supplement. It details the liabilities and assets of the RBI, foreign exchange reserves, scheduled commercial banks' business in India, money stock components and sources, and liquidity operations by RBI as of December 2025. The release also notes a change in the definition of a "fortnight" as per the Banking Laws (Amendment) Act, 2025, effective December 15, 2025.
**Key Points / Main Content**
* **RBI Liabilities and Assets:**
* Loans and advances to the Central Government remain at 0.
* Loans and advances to State Governments were ₹32271 Cr as of Dec 26, 2025.
* **Foreign Exchange Reserves (as of Dec 26, 2025):**
* Total reserves were ₹6258848 Cr (US$ 696610 Mn).
* Foreign Currency Assets: ₹5027961 Cr (US$ 559612 Mn).
* Gold: ₹1018151 Cr (US$ 113320 Mn).
* SDRs: ₹168943 Cr (US$ 18803 Mn).
* Reserve Position in the IMF: ₹43793 Cr (US$ 4875 Mn).
* **Scheduled Commercial Banks - Business in India (as of Dec 15, 2025):**
* Aggregate Deposits: ₹24131870 Cr.
* Borrowings: ₹841792 Cr.
* Bank Credit: ₹19694564 Cr.
* Food Credit: ₹83950 Cr.
* Non-Food Credit: ₹19610614 Cr.
* The definition of a "fortnight" has been revised as per the Banking Laws (Amendment) Act, 2025, to mean the period between the 15th and the last calendar day of a month, effective December 15, 2025.
* **Money Stock Components and Sources (as of Dec 15, 2025):**
* M3: ₹29058340 Cr.
* Currency with the Public: ₹3820476 Cr.
* Demand Deposits with Banks: ₹3065541 Cr.
* Time Deposits with Banks: ₹22057742 Cr.
* **Liquidity Operations by RBI (Dec 22-28, 2025):**
* Details the daily Repo, Reverse Repo, Variable Rate Repo and Reverse Repo, MSF, SDF and OMO (Outright) Sale/Purchase activities.
* Net Injection/Absorption amounts are provided for each day.
**Impact Analysis**
**RBI**
* **Impact:** The RBI's balance sheet composition is detailed, showing its management of assets, liabilities, and monetary policy instruments.
* **Action Required:** Ensure compliance with the Banking Laws (Amendment) Act, 2025 regarding the definition of "fortnight" in statistical reporting.
**Scheduled Commercial Banks**
* **Impact:** Banks need to be aware of changes in deposit levels, borrowing, and credit distribution to inform their lending and funding strategies. The Act changes the fortnightly period.
* **Action Required:** Banks must update their internal reporting systems to reflect the revised definition of "fortnight" as mandated by the Banking Laws (Amendment) Act, 2025, for accurate compliance.
**Financial Analysts and Economists**
* **Impact:** Statistical data impacts financial analysis.
* **Action Required:** Incorporate the data to update financial models.
Key Entities Referenced
Reserve Bank of India: Central bank responsible for monetary policy and regulation of the banking system in India.
Scheduled Commercial Banks: Banks in India that are licensed to conduct banking business as per regulations of the Reserve Bank of India.
Foreign Exchange Reserves: Assets held by the Reserve Bank of India in foreign currencies, gold, SDRs, and reserve position in the IMF.
Banking Laws (Amendment) Act, 2025: Act that amends banking regulations, changing the definition of 'fortnight' for statistical reporting.