**Executive Summary**
This document is an extract from the Reserve Bank of India's (RBI) Bulletin Weekly Statistical Supplement, dated February 06, 2026. It presents data on the RBI's liabilities, assets, foreign exchange reserves, and scheduled commercial banks' business in India as of January 2026, including variations over the week and year. It also covers information on money stock components and sources, and RBI liquidity operations. The definition of "fortnight" was revised as per the Banking Laws (Amendment) Act, 2025.
**Key Points / Main Content**
* **RBI Liabilities and Assets:**
* Loans and Advances: Central Government and State Government data are provided.
* **Foreign Exchange Reserves (as of Jan 30, 2026):**
* Total Reserves: Data is provided in both Cr. and US$ Mn, including Foreign Currency Assets, Gold, SDRs, and Reserve Position in the IMF.
* **Scheduled Commercial Banks - Business in India:**
* Liabilities to Others: Includes Aggregate Deposits (and growth percentage), Demand, and Time deposits.
* Borrowings and Other Demand and Time Liabilities are outlined.
* Bank Credit: Growth percentage is provided, along with Food and Non-food credit data.
* **Money Stock Components and Sources:**
* Components: Currency with the Public, Demand Deposits with Banks, Time Deposits with Banks and 'Other' Deposits with Reserve Bank.
* Sources: Net Bank Credit to Government (Reserve Bank, Other Banks), Bank Credit to Commercial Sector (Reserve Bank, Other Banks).
* **Liquidity Operations by RBI:**
* Details on Liquidity Adjustment Facility (Repo, Reverse Repo, Variable Rate Repo, Variable Rate Reverse Repo), MSF, SDF, OMO, and Net Injection / Absorption are provided.
* **Definition of Fortnight:** As per the Banking Laws (Amendment) Act, 2025, the definition of fortnight has been revised to the 15th and last calendar day of the month, with effect from December 15, 2025.
**Impact Analysis**
**Stakeholder: Government (Central and State)**
* **Impact:** Information on loans and advances to both Central and State Governments.
* **Action Required:** Review data on loans and advances for fiscal planning and management.
**Stakeholder: Commercial Banks**
* **Impact:** Data related to liabilities, borrowings, deposits, and bank credit, affecting banking operations and risk management.
* **Action Required:** Review business data for financial planning and risk management.
**Stakeholder: Investors & Financial Analysts**
* **Impact:** Data related to foreign exchange reserves and money stock components can be used to assess financial stability and make investment decisions.
* **Action Required:** Review data to inform investment strategies and financial analysis.
**Stakeholder: Reserve Bank of India**
* **Impact:** Information on money stock and liquidity operations impacts RBI's monetary policy decisions.
* **Action Required:** Monitor data for monetary policy formulation and liquidity management.
Key Entities Referenced
Reserve Bank of India: The central bank of India, responsible for monetary policy and regulation of the banking system. The bulletin is an extract of liabilities and assets.
Banking Laws (Amendment) Act, 2025: Act that revises the definition of fortnight, impacting data on money supply.