**Executive Summary**
This document is an extract from the Reserve Bank of India's (RBI) Bulletin Weekly Statistical Supplement, dated December 19, 2025. It presents key financial data, including the RBI's liabilities and assets, foreign exchange reserves, and the business of scheduled commercial banks in India. The data provided covers various periods, including comparisons between 2024 and 2025, and year-on-year variations.
**Key Points / Main Content**
* **RBI Liabilities and Assets:**
* Loans and advances to the Central Government remain at 0 in both December 13, 2024 and December 5, 2025 and December 12, 2025.
* Loans and advances to State Governments increased to ₹40349 Cr on December 5, 2025, from ₹28744 Cr on December 13, 2024. The figure was at ₹26355 Cr on December 12, 2025.
* **Foreign Exchange Reserves (as of December 12, 2025):**
* Total reserves stand at ₹6229383 Cr (US$ 688949 Mn).
* Foreign currency assets are ₹5043439 Cr (US$ 557787 Mn).
* Gold reserves are ₹974183 Cr (US$ 107741 Mn).
* SDRs are ₹169401 Cr (US$ 18735 Mn).
* Reserve position in the IMF is ₹42359 Cr (US$ 4686 Mn).
* **Scheduled Commercial Banks - Business in India (as of Nov 28, 2025):**
* Aggregate deposits are ₹24260040 Cr.
* Demand deposits are ₹3013411 Cr.
* Time deposits are ₹21246629 Cr.
* Borrowings are ₹878189 Cr.
* Bank credit is ₹19527313 Cr.
* Food credit is ₹79801 Cr.
* Non-food credit is ₹19447512 Cr.
* **Money Stock: Components and Sources (as of Nov 28, 2025):**
* M3 is ₹29136375 Cr.
* **Liquidity Operations by RBI:**
* Details on Repo, Reverse Repo, SDF, MSF are provided for Dec 08, 2025 to Dec 14, 2025
* Net Injection is provided for Dec 08, 2025 to Dec 14, 2025
**Impact Analysis**
**RBI**
* **Impact**
The RBI is responsible for overseeing and regulating the banking sector and managing the country's foreign exchange reserves.
* **Action Required**
The RBI needs to monitor these figures to maintain financial stability and adjust monetary policy as needed.
**Scheduled Commercial Banks**
* **Impact**
Scheduled Commercial Banks need to manage their assets and liabilities based on regulatory requirements and market conditions.
* **Action Required**
Banks must review and adjust their lending and deposit strategies in response to changes in deposits, borrowings, and credit demand.
**Government (Central and State)**
* **Impact**
The government is impacted by the RBI's loans and advances, which can influence fiscal management and debt levels.
* **Action Required**
The government must manage its finances in coordination with the RBI, considering the available credit and overall economic conditions.
Key Entities Referenced
Reserve Bank of India: Central bank of India; the primary subject of the document
Scheduled Commercial Banks: Banks subject to certain regulations and guidelines by the Reserve Bank of India, whose business in India is discussed.
Liquidity Adjustment Facility: A monetary policy instrument used by RBI to manage liquidity conditions in the market.
Foreign Exchange Reserves: Assets held by the Reserve Bank of India in foreign currencies; a key component of its balance sheet