**Executive Summary**
This document is an extract from the Reserve Bank of India's Bulletin Weekly Statistical Supplement as of December 26, 2025. It presents data on the Reserve Bank of India's liabilities and assets, foreign exchange reserves, scheduled commercial banks' business in India, and money stock components. The data includes variations over the week, financial year, and year.
**Key Points / Main Content**
* **Reserve Bank of India - Liabilities and Assets**
* Loans and Advances to Central Government: ₹0 Crore as of December 19, 2025.
* Loans and Advances to State Governments: ₹32271 Crore as of December 19, 2025, with a weekly variation of ₹5916 Crore and a yearly variation of ₹12451 Crore.
* **Foreign Exchange Reserves**
* Total Reserves: ₹6196356 Crore (US$ Mn. 693318) as of December 19, 2025, with a weekly decrease of ₹33028 Crore (US$ Mn. 4368).
* Foreign Currency Assets: ₹4999428 Crore (US$ Mn. 559428) with a weekly decrease of ₹44011 Crore (US$ Mn. 1641).
* Gold: ₹986293 Crore (US$ Mn. 110365) with a weekly increase of ₹12109 Crore (US$ Mn. 2623).
* SDRs: ₹167505 Crore (US$ Mn. 18744) with a weekly decrease of ₹1896 Crore (US$ Mn. 8).
* Reserve Position in the IMF: ₹43129 Crore (US$ Mn. 4782) with a weekly increase of ₹770 Crore (US$ Mn. 95).
* **Scheduled Commercial Banks - Business in India**
* Aggregate Deposits: ₹24260040 Crore as of Nov 28, 2025, with a growth rate of 7.4%.
* Borrowings: ₹878189 Crore as of Nov 28, 2025, with a fortnight variation of ₹43205 Crore.
* Bank Credit: ₹19527313 Crore as of Nov 28, 2025, with a fortnight variation of ₹156364 Crore and growth rate of 7.0%.
* **Money Stock: Components and Sources**
* M3: ₹29136375 Crore as of Nov 28, 2025, with a fortnight variation of ₹190504 Crore and growth rate of 6.8%.
* Currency with the Public: ₹3771710 Crore as of Nov 28, 2025, with a fortnight variation of ₹20120 Crore.
* Time Deposits with Banks: ₹22088545 Crore as of Nov 28, 2025, with a fortnight variation of ₹145032 Crore.
**Impact Analysis**
**Reserve Bank of India (RBI)**
* **Impact**
* The RBI is directly responsible for managing the liabilities and assets, foreign exchange reserves, and liquidity operations as detailed in the report. The information impacts policy decisions and financial stability.
* **Action Required**
* Monitor and analyze the trends and variations in the reported data to make informed decisions regarding monetary policy and financial regulations.
**Scheduled Commercial Banks**
* **Impact**
* The report provides insights into the business performance of scheduled commercial banks, including deposit growth, borrowing activities, and credit disbursement.
* **Action Required**
* Banks should review the data related to deposits and credit to benchmark their performance and adjust their business strategies accordingly.
**Government (Central and State)**
* **Impact**
* The report provides insights into lending activities and advances of the RBI and scheduled commercial banks to governments (Central and State), impacting governmental financial positions.
* **Action Required**
* Governments should review the borrowing and lending data to track their financial positions and borrowing costs, adjusting financial strategies accordingly.
**General Public**
* **Impact**
* The report provides data on the availability of currency and deposits with banks which impacts spending and savings decisions.
* **Action Required**
* No direct action is required, but the public can use the information to understand the overall economic trends and make informed financial decisions.
Key Entities Referenced
Reserve Bank of India: Central bank responsible for monetary policy and financial stability in India. The bulletin provides weekly statistical supplements related to its operations.
Foreign Exchange Reserves: India's holdings of foreign currencies and gold, managed by the Reserve Bank of India, crucial for balance of payments and exchange rate management.
Scheduled Commercial Banks: Banks in India that are listed in the Second Schedule of the Reserve Bank of India Act, 1934, and are key players in the country's financial system.
Liquidity Adjustment Facility (LAF): A monetary policy tool used by the Reserve Bank of India to manage short-term liquidity in the banking system through repo and reverse repo operations.
M3: A broad measure of money supply in India, including currency with the public, demand deposits, time deposits, and 'other' deposits with the Reserve Bank of India.