**Executive Summary**
This document is an extract from the Reserve Bank of India's Weekly Statistical Supplement, dated December 26, 2025. It presents data on the Reserve Bank of India's liabilities and assets, foreign exchange reserves, scheduled commercial banks' business in India, and money stock components. The data primarily covers figures from December 2024 and December 2025, with variations over the week and year, along with liquidity operations by the Reserve Bank of India.
**Key Points / Main Content**
* **Reserve Bank of India - Liabilities and Assets**
* Loans and Advances to the Central Government remain at 0 in December 2024 and 2025.
* Loans and Advances to State Governments increased from ₹19,820 Crore in December 2024 to ₹26,355 Crore on December 12, 2025, and further to ₹32,271 Crore on December 19, 2025.
* **Foreign Exchange Reserves (as on December 19, 2025)**
* Total Reserves are ₹6,196,356 Crore (US$693,318 Million).
* Foreign Currency Assets are ₹4,999,428 Crore (US$559,428 Million).
* Gold reserves are ₹986,293 Crore (US$110,365 Million).
* SDRs are ₹167,505 Crore (US$18,744 Million).
* Reserve Position in the IMF is ₹43,129 Crore (US$4,782 Million).
* **Scheduled Commercial Banks - Business in India (as on Nov. 28, 2025)**
* Aggregate Deposits are ₹24,260,040 Crore, with a fortnight variation of ₹166,497 Crore.
* Borrowings are ₹878,189 Crore, with a fortnight variation of ₹43,205 Crore.
* Bank Credit is ₹19,527,313 Crore, with a fortnight variation of ₹156,364 Crore.
* **Money Stock: Components and Sources (as on 2025)**
* M3 is ₹29,136,375 crore
* Currency with the Public is ₹3,771,710 crore.
* Demand Deposits with Banks is ₹3,158,227 crore.
* Time Deposits with Banks is ₹22,088,545 crore.
* **Liquidity Operations by RBI**
* Details of liquidity adjustment facility operations, including repo, reverse repo, SDF, and MSF, are provided for the period of December 15-21, 2025.
**Impact Analysis**
* **Reserve Bank of India**
* **Impact:** The document reflects the central bank's management of monetary policy, foreign exchange reserves, and banking sector oversight.
* **Action Required:** Continued monitoring and adjustment of policies based on the data presented.
* **Scheduled Commercial Banks**
* **Impact:** Banks are impacted by changes in deposit levels, borrowing costs, and credit demand.
* **Action Required:** Adjustment of lending and deposit rates in response to market conditions.
* **Central and State Governments**
* **Impact:** Governments are affected by the availability of credit from the Reserve Bank of India.
* **Action Required:** Management of fiscal policy based on available financing options.
* **General Public and Economy**
* **Impact:** The overall economy is affected by the availability of credit, inflation, and the stability of the financial system.
* **Action Required:** Adapt financial planning and investment strategies based on monetary policy.
Key Entities Referenced
Reserve Bank of India: Central bank of India, primary subject and source of the bulletin.
Foreign Exchange Reserves: Data related to India's foreign exchange reserves.
Scheduled Commercial Banks: Data related to the business of scheduled commercial banks in India.
Liquidity Adjustment Facility: RBI's monetary policy instrument for managing liquidity in the banking system.
M3: Measure of money supply.