**Executive Summary**
This document is an extract from the Reserve Bank of India's Bulletin Weekly Statistical Supplement, dated November 07, 2025. It presents provisional data on the Reserve Bank of India's liabilities and assets, foreign exchange reserves as of October 31, 2025, scheduled commercial banks' business in India, money stock components and sources, and liquidity operations by the RBI. The data is provisional and subject to rounding differences.
**Key Points / Main Content**
* **Reserve Bank of India - Liabilities and Assets (Crore):**
* Loans and Advances: Nov 1, 2025: 0, Oct 31, 2025: 0, Year variation: -11278
* Central Government: Nov 1, 2025: 31294, Oct 31, 2025: 20016, Year variation: -3761
* **Foreign Exchange Reserves (As on Oct. 31, 2025):**
* Total Reserves: Cr: 6123031, US$ Mn: 689733, Variation Over End-March 2025 Cr: 410890, US$ Mn: 41473, Year: Cr: 387116, US$ Mn: 39158
* Foreign Currency Assets: Cr: 5012117, US$ Mn: 564591, Variation Over End-March 2025 Cr: 35264, US$ Mn: -1957, Year: Cr: 161283, US$ Mn: -2966
* Gold: Cr: 903062, US$ Mn: 101726, Variation Over End-March 2025 Cr: -24019, US$ Mn: -3810, Year: Cr: 316541, US$ Mn: 31975
* SDRS: Cr: 165514, US$ Mn: 18644, Variation Over End-March 2025 Cr: 1561, US$ Mn: -19, Year: Cr: 12317, US$ Mn: 426
* Reserve Position in the IMF: Cr: 42338, US$ Mn: 4772, Variation Over End-March 2025 Cr: 1925, US$ Mn: 164, Year: Cr: 6084, US$ Mn: 460
* **Scheduled Commercial Banks - Business in India (Oct. 17, 2025):**
* Aggregate Deposits: Outstanding: 23883278, Financial Year so far 2025-26: 1302677, Year-on-Year 2025: 2074946
* Demand Deposits: Outstanding: 2973155, Financial Year so far 2025-26: 275106, Year-on-Year 2025: 428547
* Time Deposits: Outstanding: 20910123, Financial Year so far 2025-26: 1027571, Year-on-Year 2025: 1646399
* Borrowings: Outstanding: 860993, Financial Year so far 2025-26: -54256, Year-on-Year 2025: -4404
* Bank Credit: Outstanding: 19211865, Financial Year so far 2025-26: 967892, Year-on-Year 2025: 1974190
* Food Credit: Outstanding: 52490, Financial Year so far 2025-26: 15959, Year-on-Year 2025: 33836
* Non-food credit: Outstanding: 19159375, Financial Year so far 2025-26: 951934, Year-on-Year 2025: 1940355
* **Money Stock: Components and Sources (Oct. 17, 2025):**
* M3: 28714532, 1427943
* Components: 3729201, 3118369, 21752052, 114910
* Sources: 8693976, 1491026, 7202950, 20023114, 14936, 20008178
* **Liquidity Operations by RBI (Oct. 27, 2025-Nov. 02, 2025):**
* Includes daily data on Repo, Reverse Repo, Variable Rate Repo, Variable Rate Reverse Repo, MSF, SDF, Standing Liquidity Facilities, OMO (Outright), Sale, and Net Injection.
**Impact Analysis**
**Scheduled Commercial Banks**
* **Impact:** Affected by changes in deposits, borrowings, and credit policies which will have a knock-on effect on the wider economy.
* **Action Required:** Banks need to adjust their lending and deposit strategies in response to the data to manage liquidity and profitability.
**Government (Central and State)**
* **Impact:** Government finances are impacted by the loans and advances from the RBI and net bank credit. Changes may require budgetary adjustments.
* **Action Required:** Governments need to monitor the availability and cost of credit, adjusting fiscal plans and borrowing strategies accordingly.
**Reserve Bank of India**
* **Impact:** Monitoring the liabilities and assets to make informed decisions related to the economy.
* **Action Required:** Decisions concerning monetary policy implementation, liquidity management, and foreign exchange reserve management based on the reported statistics.
Key Entities Referenced
Reserve Bank of India: Central bank of India, primary subject of the document.
Foreign Exchange Reserves: Data on India's foreign exchange reserves.
Scheduled Commercial Banks: Information on business of scheduled commercial banks in India.
Liquidity Adjustment Facility: Details of liquidity operations by the Reserve Bank of India
Money Stock: Data on components and sources of Money Stock