**Executive Summary**
This document is an extract from the Reserve Bank of India (RBI) Bulletin Weekly Statistical Supplement. It provides statistical data on the RBI's liabilities and assets, foreign exchange reserves, scheduled commercial banks' business in India, money stock components and sources, and liquidity operations. The document includes data as of February 13, 2026, with variations from previous periods, and notes changes in definitions as per the Banking Laws (Amendment) Act, 2025.
**Key Points / Main Content**
* **Reserve Bank of India - Liabilities and Assets:**
* Loans and advances to the central government are 0.
* Loans and advances to state governments are ₹33996 crore as of February 6, 2026, and ₹21576 crore as of February 13, 2026, with a weekly variation of -₹12420 crore and a yearly variation of -₹4070 crore.
* **Foreign Exchange Reserves:**
* Total reserves as of February 13, 2026, are ₹6578425 crore or US$ 725727 million.
* Foreign currency assets are ₹5199444 crore or US$ 573603 million.
* Gold reserves are ₹1164484 crore or US$ 128466 million.
* SDRs are ₹171539 crore or US$ 18924 million.
* The reserve position in the IMF is ₹42958 crore or US$ 4734 million.
* **Scheduled Commercial Banks - Business in India:**
* Aggregate deposits are ₹24881954 crore as of January 31, 2026, with a fortnight increase of ₹382442 crore.
* Demand deposits are ₹3141415 crore, with a fortnight increase of ₹150930 crore.
* Time deposits are ₹21740540 crore, with a fortnight increase of ₹231513 crore.
* Bank credit is ₹20475382 crore, with a fortnight increase of ₹341292 crore.
* Food credit is ₹89295 crore, with a fortnight increase of ₹1126 crore.
* Non-food credit is ₹20386087 crore, with a fortnight increase of ₹340166 crore.
* **Money Stock: Components and Sources**
* M3 is ₹29903539 crore as of January 31, 2026, with a fortnight increase of ₹400854 crore.
* Currency with the public is ₹3906775 crore with a fortnight increase of ₹108448 crore.
* Demand deposits with banks is ₹3288801 crore with a fortnight increase of ₹99410 crore.
* Time deposits with banks is ₹22590697 crore with a fortnight increase of ₹151143 crore.
* Net bank credit to the government is ₹8944038 crore with a fortnight increase of ₹9039 crore.
* Bank credit to the commercial sector is ₹21312724 crore with a fortnight increase of ₹352190 crore.
* **Banking Laws (Amendment) Act, 2025:**
* The definition of "fortnight" has been revised to mean the 15th and last calendar day of a month, effective December 15, 2025.
* **Liquidity Operations by RBI:**
* Details of liquidity adjustment facility, including repo, reverse repo, SDF and MSF amounts, are provided for the period February 9, 2026, to February 15, 2026.
**Impact Analysis**
**RBI**
* **Impact:** Required to monitor and manage foreign exchange reserves, money supply, and liquidity in the banking system.
* **Action Required:** Execute liquidity management operations as needed and ensure compliance with the revised definition of "fortnight."
**Scheduled Commercial Banks**
* **Impact:** Their business operations, including deposit mobilization and credit disbursal, are reflected in the data.
* **Action Required:** Monitor deposit growth, manage borrowings, and adjust credit portfolios in response to market dynamics.
**Central Government and State Governments**
* **Impact:** Monitoring of lending and advances.
* **Action Required:** No action specified.
Key Entities Referenced
Reserve Bank of India: The central bank of India, responsible for monetary policy and regulation of the banking system, playing a central role in the data presented.
Banking Laws (Amendment) Act, 2025: The Act revises the definition of 'fortnight' and potentially impacts the money supply data presentation.
Scheduled Commercial Banks: Commercial banks that are included in the Second Schedule to the Reserve Bank of India Act, 1934 and are a key component of the financial data presented.
Foreign Exchange Reserves: The country's holdings of foreign currencies, gold, SDRs, and reserve positions in the IMF, a crucial aspect of India's economic stability reflected in the bulletin.
Liquidity Adjustment Facility: A monetary policy instrument used by the Reserve Bank of India, including repo and reverse repo operations to manage liquidity in the money market.