**Executive Summary**
This document is an extract from the Reserve Bank of India's Bulletin Weekly Statistical Supplement, dated November 28, 2025. It presents data on the Reserve Bank of India's Liabilities and Assets, Foreign Exchange Reserves, Scheduled Commercial Banks' Business in India and Money Stock Components and Sources. The data compares figures from 2024 and 2025, with variations over the week, financial year, and year.
**Key Points / Main Content**
* **Reserve Bank of India - Liabilities and Assets**
* Loans and Advances to the Central Government remained at 0 in both Nov 22, 2024 and Nov 21, 2025.
* Loans and Advances to State Governments decreased from 31808 Cr. on Nov 14, 2025 to 27060 Cr. on Nov 21, 2025.
* **Foreign Exchange Reserves (as on Nov. 21, 2025)**
* Total Reserves: ₹6155363 Cr. (US$ 688104 Mn.)
* Foreign Currency Assets: ₹5015105 Cr. (US$ 560600 Mn.)
* Gold: ₹932008 Cr. (US$ 104182 Mn.)
* SDRs: ₹166088 Cr. (US$ 18566 Mn.)
* Reserve Position in the IMF: ₹42162 Cr. (US$ 4757 Mn.)
* **Scheduled Commercial Banks - Business in India**
* Liabilities to Others (Aggregate Deposits): ₹24093532 Cr.
* Bank Credit: ₹19345790 Cr.
* Food Credit: ₹79191 Cr.
* Non-food credit: ₹19266599 Cr.
* **Money Stock: Components and Sources**
* M3: ₹28945493 Cr.
* Currency with the Public: ₹3751223 Cr.
* Demand Deposits with Banks: ₹3137172 Cr.
* Time Deposits with Banks: ₹21943503 Cr.
* Net Bank Credit to Government: ₹8788361 Cr.
* Bank Credit to Commercial Sector: ₹20152225 Cr.
* **Liquidity Operations by RBI (Various Dates in Nov. 2025)**
* Details of Repo, Reverse Repo, MSF, SDF, and OMO operations are provided, along with net injection/absorption amounts.
**Impact Analysis**
* **Reserve Bank of India (RBI)**
**Impact**
* The document provides an overview of the RBI's assets, liabilities, and operations, informing its management of the current financial landscape.
**Action Required**
* Use the data to inform monetary policy decisions and ensure financial stability.
* **Scheduled Commercial Banks**
**Impact**
* The data reveals the state of their deposits, borrowings, and credit activities, which affects their operational strategies and profitability.
**Action Required**
* Assess their financial performance relative to the industry averages and adjust lending and deposit strategies accordingly.
* **Government (Central and State)**
**Impact**
* Information on loans and advances from the RBI, and the overall credit environment, affects government borrowing costs and fiscal planning.
**Action Required**
* Use the data to inform budget decisions and manage government debt.
* **Financial Analysts and Economists**
**Impact**
* The statistics provide key inputs for macroeconomic analysis and forecasting.
**Action Required**
* Analyze the data to identify trends, assess risks, and provide insights to investors and policymakers.
Key Entities Referenced
Reserve Bank of India: Central bank of India, responsible for monetary policy and regulation of the banking system, primary subject of the bulletin.
Scheduled Commercial Banks: Banks operating under the Second Schedule of the Reserve Bank of India Act, 1934, significant for the economic data provided.
Liquidity Adjustment Facility (LAF): A tool used by the Reserve Bank of India to manage liquidity in the banking system through repo and reverse repo operations.
Marginal Standing Facility (MSF): A facility under which scheduled commercial banks can borrow overnight funds from the Reserve Bank of India against government securities.
Standing Deposit Facility (SDF): A tool that allows the Reserve Bank of India to absorb liquidity from commercial banks without any collateral.