**Executive Summary**
This document is an extract from the Reserve Bank of India's (RBI) Bulletin Weekly Statistical Supplement, dated January 23, 2026. It presents data on the Reserve Bank's liabilities and assets, foreign exchange reserves, scheduled commercial banks' business in India, money stock components and sources, and liquidity operations by RBI. The document also notes that as per the Banking Laws (Amendment) Act, 2025, the definition of fortnight has been revised from alternate Fridays to 15th and last calendar day of a month, w.e.f. December 15, 2025.
**Key Points / Main Content**
* **Reserve Bank of India - Liabilities and Assets (Jan 16, 2026):**
* Central Government: 0 crore.
* State Governments: 20162 crore.
* **Foreign Exchange Reserves (Jan 16, 2026):**
* Total Reserves: Cr. 6373302 / US$ Mn. 701360
* Foreign Currency Assets: Cr. 5093544 / US$ Mn. 560518
* Gold: Cr. 1067327 / US$ Mn. 117454
* SDRs: Cr. 169967 / US$ Mn. 18704
* Reserve Position in the IMF: Cr. 42465 / US$ Mn. 4684
* **Scheduled Commercial Banks - Business in India (Dec 31, 2025):**
* Aggregate Deposits: 24859857 crore
* Demand: 3275198 crore
* Time: 21584659 crore
* Borrowings: 825578 crore
* Other Demand and Time Liabilities: 1060702 crore
* Bank Credit: 20322515 crore
* Food Credit: 87972 crore
* Non-food credit: 20234543 crore
* **Money Stock:**
* M3 (Components): 29800906 crore
* Currency with the Public: 3828359 crore
* Demand Deposits with Banks: 3423133 crore
* Time Deposits with Banks: 22434416 crore
* **Liquidity Operations by RBI:**
**Impact Analysis**
* **Reserve Bank of India:**
* *Impact:* The RBI's performance and policies are detailed.
* *Action Required:* Monitor and adjust operations based on the presented statistical data.
* **Scheduled Commercial Banks:**
* *Impact:* The financial performance and credit activities of commercial banks are presented.
* *Action Required:* Analyze the data to understand deposit trends, borrowing levels, and credit extension.
* **Government (Central and State):**
* *Impact:* The extent of loans and advances from the RBI to the government is detailed.
* *Action Required:* Monitor the levels of outstanding loans and advances to ensure fiscal stability.
* **Financial Analysts/Economists:**
* *Impact:* Data about money supply are provided.
* *Action Required:* Analyze the data for money supply are published for the 15th and the last day of the month, effective December 15, 2025.
Key Entities Referenced
Banking Laws (Amendment) Act, 2025: Act that revised the definition of 'fortnight'.
Reserve Bank of India: Central bank of India, the primary subject of the bulletin.
Foreign Exchange Reserves: Key component of Reserve Bank of India liabilities and assets.
Liquidity Adjustment Facility: Tool used by the RBI for liquidity management.