**Executive Summary**
This document is an extract from the Reserve Bank of India's Bulletin Weekly Statistical Supplement, dated January 02, 2026. It provides data on the Reserve Bank's liabilities and assets, foreign exchange reserves, scheduled commercial banks' business in India, money stock components, and liquidity operations. The data is presented as of December 26, 2025, with variations over the week, end-March 2025, and year.
**Key Points / Main Content**
* **Reserve Bank of India - Liabilities and Assets:**
* Loans and advances to the Central Government are 0 Crore as of Dec 27, 2024, Dec 19, 2025, and Dec 26, 2025.
* Loans and advances to State Governments were 21841 Crore as of Dec 27, 2024 and 32271 Crore as of Dec 19, 2025, and 23359 Crore as of Dec 26, 2025.
* **Foreign Exchange Reserves (as of Dec 26, 2025):**
* Total reserves are Cr. 6258848 (US$ Mn. 696610).
* Foreign Currency Assets are Cr. 5027961 (US$ Mn. 559612).
* Gold reserves are Cr. 1018151 (US$ Mn. 113320).
* SDRs are Cr. 168943 (US$ Mn. 18803).
* Reserve Position in the IMF is Cr. 43793 (US$ Mn. 4875).
* **Scheduled Commercial Banks - Business in India (Outstanding as on Dec 15, 2025):**
* Aggregate Deposits: 24131870 Crore.
* Demand: 2919952 Crore.
* Time: 21211918 Crore.
* Borrowings: 841792 Crore.
* Bank Credit: 19694564 Crore.
* Food Credit: 83950 Crore.
* Non-food Credit: 19610614 Crore.
* **Money Stock: Components and Sources (Outstanding as on Dec 15, 2025):**
* M3: 29058340 Crore.
* Currency with the Public: 3820476 Crore.
* Demand Deposits with Banks: 3065541 Crore.
* Time Deposits with Banks: 22057742 Crore.
* **Liquidity Operations by RBI:**
* Details of Repo, Reverse Repo, MSF, SDF, and OMO operations for the week of Dec 22, 2025 to Dec 28, 2025, are provided, including the amounts and net injection/absorption.
* **Banking Laws Amendment:**
* Definition of fortnight is revised to 15th and last calendar day of month, w.e.f. Dec 15, 2025.
**Impact Analysis**
* **Reserve Bank of India (RBI)**
* **Impact:** The document outlines the RBI's activities and positions regarding assets, liabilities, foreign exchange reserves, and liquidity management.
* **Action Required:** The RBI needs to monitor these indicators and adjust policies as necessary to maintain financial stability.
* **Scheduled Commercial Banks**
* **Impact:** The document provides insights into the banks' deposit base, borrowings, and credit activities.
* **Action Required:** Banks need to analyze the data to understand trends in deposits and credit demand and make informed business decisions. They also need to comply with the updated definition of "fortnight" as per the amended Banking Laws.
* **Government (Central and State)**
* **Impact:** The document reflects the level of loans and advances provided by the RBI, impacting government finances.
* **Action Required:** Governments need to monitor these figures for budgetary planning.
* **General Public/Economy**
* **Impact:** Data on money supply (M3) and bank credit influence inflation and economic activity.
* **Action Required:** N/A
Key Entities Referenced
Reserve Bank of India: Central bank of India, primary subject of the document, responsible for monetary policy and regulation of the banking system.
Scheduled Commercial Banks: Banks operating under the regulatory framework of the Reserve Bank of India, whose business activities are reported in the document.
Banking Laws (Amendment) Act, 2025: Legislation that modified the definition of 'fortnight' for reporting purposes.
Foreign Exchange Reserves: Assets held by the Reserve Bank of India in foreign currencies, gold, SDRs and reserve position in the IMF.
Liquidity Adjustment Facility: A monetary policy instrument used by the Reserve Bank of India to manage liquidity in the banking system through repo and reverse repo operations.