**Executive Summary**
This document is an extract from the Reserve Bank of India (RBI) Bulletin Weekly Statistical Supplement, dated December 19, 2025. It provides a snapshot of key financial indicators, including the RBI's liabilities and assets, foreign exchange reserves, and scheduled commercial banks' business in India. The data presented offers a comparison between 2024 and 2025, with variations reported on a weekly, financial year-to-date, and year-on-year basis.
**Key Points / Main Content**
* **RBI Liabilities and Assets:**
* Loans and advances to the Central Government and State Governments are detailed, showing variations over the week and year.
* **Foreign Exchange Reserves:**
* Total reserves are presented as of December 12, 2025, along with variations over the week, end-March 2025, and the year.
* Breakdown includes foreign currency assets, gold, SDRs, and reserve position in the IMF.
* **Scheduled Commercial Banks – Business in India:**
* Data includes outstanding amounts as of November 28, 2025, and variations for the fortnight, financial year-to-date (2024-25 and 2025-26), and year-on-year (2024 and 2025).
* Liabilities to others, including aggregate deposits, borrowings, and other demand and time liabilities.
* Bank credit, including food and non-food credit, with growth percentages provided.
* **Money Stock Components and Sources:**
* Outstanding amounts as of March 31 and November 28, 2025.
* Variations over financial year-to-date (2024-25 and 2025-26).
* Year-on-year variations for 2024 and 2025 are listed.
* Components include:
* Currency with the public
* Demand deposits with banks
* Time deposits with banks
* Other deposits with Reserve Bank
* **Liquidity Operations by RBI:**
* Data includes daily liquidity operations for December 8-14, 2025.
* Operations data includes Repo, Reverse Repo, Variable Rate Repo, Variable Rate Reverse Repo, MSF, SDF, Standing Liquidity Facilities, OMO (Outright) Sale, Purchases, and Net Injection (+)/Absorption (-).
**Impact Analysis**
**RBI**
* **Impact**
* RBI's operational decisions and policy adjustments are reflected in the presented data regarding foreign exchange reserves, liquidity operations, and its role as a banker.
* **Action Required**
* The RBI needs to monitor the trends and variations in these statistics to inform monetary policy decisions and ensure financial stability.
**Scheduled Commercial Banks**
* **Impact**
* Banks are directly affected by the data on their business activities, including deposits, borrowings, and credit.
* **Action Required**
* Banks must analyze this data to manage their balance sheets, lending activities, and overall financial performance. They may need to adjust strategies based on the trends identified.
**Government (Central and State)**
* **Impact**
* The government is impacted by the RBI's loans and advances, as well as overall monetary conditions reflected in the statistics.
* **Action Required**
* The government may need to adjust fiscal policies based on the data presented to ensure effective coordination with monetary policy.
**General Public**
* **Impact**
* General public is affected by the changes in money supply and deposit rates.
* **Action Required**
* May need to change spending and saving habits based on these changes.
Key Entities Referenced
Reserve Bank of India: The central bank of India, responsible for monetary policy and regulation of the banking system.
Foreign Exchange Reserves: A component of India's balance of payments, including foreign currency assets, gold, SDRs, and reserve position in the IMF.
Scheduled Commercial Banks: Banks in India that are listed in the Second Schedule of the Reserve Bank of India Act, 1934.
Liquidity Adjustment Facility: A monetary policy tool used by the Reserve Bank of India to manage liquidity in the banking system through repo and reverse repo operations.
M3: A broad measure of the money supply in an economy, including currency, demand deposits, time deposits, and other deposits.