**Executive Summary**
This document is an extract from the Reserve Bank of India's Bulletin Weekly Statistical Supplement, dated January 16, 2026. It presents data on the Reserve Bank of India's liabilities and assets, foreign exchange reserves, scheduled commercial banks' business in India, money stock components and sources, and liquidity operations by the RBI. Notably, the definition of "fortnight" has been revised as per the Banking Laws (Amendment) Act, 2025, effective December 15, 2025.
**Key Points / Main Content**
* **Reserve Bank of India - Liabilities and Assets (as of January 2026):**
* Loans and Advances to the Central Government: 0 Crore.
* Loans and Advances to the State Governments: 35042 Crore.
* **Foreign Exchange Reserves (as of January 09, 2026):**
* Total Reserves: Cr. 6195896, US$ Mn. 687193.
* Foreign Currency Assets: Cr. 4966747, US$ Mn. 550866.
* Gold: Cr. 1017307, US$ Mn. 112830.
* SDRs: Cr. 168956, US$ Mn. 18739.
* Reserve Position in the IMF: Cr. 42886, US$ Mn. 4758.
* **Scheduled Commercial Banks - Business in India (as of December 31, 2025):**
* Aggregate Deposits: 24859857 Crore.
* Borrowings: 825578 Crore.
* Bank Credit: 20322515 Crore.
* **Money Stock Components and Sources (as of December 31, 2025):**
* M3: 29800906 Crore.
* Currency with the Public: 3828359 Crore.
* Demand Deposits with Banks: 3423133 Crore.
* Time Deposits with Banks: 22434416 Crore.
* **Liquidity Operations by RBI:**
* Details of Repo, Reverse Repo, MSF, and SDF operations conducted by the RBI between January 05, 2026, and January 11, 2026, including amounts and net injection/absorption.
* **Banking Laws (Amendment) Act, 2025:**
* The definition of "fortnight" has been revised to the 15th and last calendar day of a month, effective December 15, 2025. This affects the data on money supply published.
**Impact Analysis**
**Scheduled Commercial Banks:**
* **Impact:** Affected by changes in reserve requirements, borrowing rates, and lending policies. Must also adhere to reporting changes stemming from the Banking Laws (Amendment) Act, 2025.
* **Action Required:** Monitor RBI policies and make necessary adjustments to their operations and reporting procedures to comply with the Banking Laws (Amendment) Act, 2025, definition of “fortnight.”
**Central and State Governments:**
* **Impact:** Affected by changes in Loans and Advances.
* **Action Required:** None specified.
**Financial Markets:**
* **Impact:** Affected by liquidity operations.
* **Action Required:** None specified.
Key Entities Referenced
Reserve Bank of India: The central bank of India, responsible for monetary policy and regulation of the banking system.
Foreign Exchange Reserves: India's holdings of foreign currencies, gold, SDRs, and reserve position in the IMF.
Scheduled Commercial Banks: Banks in India that are licensed to carry out banking business.
Banking Laws (Amendment) Act, 2025: A law that redefined the term fortnight and its impact on data for money supply.
Liquidity Adjustment Facility: A monetary policy tool used by the Reserve Bank of India to manage liquidity in the banking system.