RBI issues Amendment Directions, 2026, on February 13, 2026, modifying paragraph 18(4) of Chapter-III 'General Guidelines' of the Reserve Bank of India (Commercial Banks – Undertaking of Financial Services) Directions, 2025. The sub-paragraph (ii)(a)iii shall be substituted with "Acquisition finance and bridge finance for financing of promoter's stake in new companies" and the sub-paragraph (ii)(b) shall be substituted with "Lending to individuals against eligible securities". These amendments will take effect from the date a bank decides to implement the Reserve Bank of India (Commercial Banks – Credit Facilities) Amendment Directions, 2026 or from April 1, 2026, whichever is earlier. The issuance falls under RBI/2025-26/215; DOR.CRE.REC.406/24-01-041/2025-26, and is authorised by Vaibhav Chaturvedi (Chief General Manager). For contact, the Department of Regulation, Central Office can be reached at Central Office Building, 12th/13th Floor, Shahid Bhagat Singh Marg, Fort, Mumbai - 400001, Tel No: 22661602, 22601000 फैक्स/ Fax No: 022-2270 5691.
Key Entities Referenced
Reserve Bank of India: India's central bank and the primary regulatory body issuing the directions.
Banking Regulation Act, 1949: The act that confers powers on the Reserve Bank of India to regulate the banking sector.
Reserve Bank of India (Commercial Banks – Credit Facilities) Amendment Directions, 2026: Amendment directions related to credit facilities provided by commercial banks.
Reserve Bank of India (Commercial Banks – Undertaking of Financial Services) Amendment Directions, 2026: Main subject of the document regarding amendment directions for undertaking financial services by commercial banks.
Reserve Bank of India (Commercial Banks – Undertaking of Financial Services) Directions, 2025: Original directions which are being amended by the current document.
भारतीय �रज़वर् बैंक
_________________________ RESERVE BANK OF INDIA ______________________
www.rbi.org.in
RBI/2025-26/215
DOR.CRE.REC.406/24-01-041/2025-26 February 13, 2026
Reserve Bank of India (Commercial Banks – Undertaking of Financial Services)
– Amendment Directions, 2026
Please refer to the Reserve Bank of India (Commercial Banks – Undertaking of
Financial Services) Directions, 2025 (hereinafter referred to as ‘the Directions’).
2. On a review, consequent to the issuance of the Reserve Bank of India (Commercial
Banks – Credit Facilities) Amendment Directions, 2026, and in exercise of the powers
conferred by the section 35A of the Banking Regulation Act, 1949 and all other laws
enabling the Reserve Bank of India (hereinafter called the Reserve Bank) in this
regard, the Reserve Bank being satisfied that it is necessary and expedient in the
public interest so to do, hereby issues the Amendment Directions hereinafter
specified.
3. The Amendment Directions modify paragraph 18(4) of ‘Chapter-III ‘General
Guidelines’ of the Directions as under:
3 (1) The sub-paragraph (ii)(a)iii shall be substituted with the following:
“Acquisition finance and bridge finance for financing of promoter’s stake in new
companies”
3(2) The sub-paragraph (ii)(b) shall be substituted with the following:
“Lending to individuals against eligible securities”
4. The above amendments shall come into force from the date a bank decides to
implement the provisions of the Reserve Bank of India (Commercial Banks – Credit
Facilities) Amendment Directions, 2026 or from April 1, 2026, whichever is earlier.
Vaibhav Chaturvedi
(Chief General Manager)
िविनयमन िवभाग, केंद्रीय कायार्लय, केंद्रीय कायार्लय भवन, 12वी/ं 13वी ंमंिज़ल, शहीद भगत िसंह मागर्, फोटर्, मुंबई - 400001
टेलीफोन/ Tel No: 22661602, 22601000 फै�/ Fax No: 022-2270 5691
Department of Regulation, Central Office, Central Office Building, 12th/ 13th Floor, Shahid Bhagat Singh Marg, Fort, Mumbai – 400001
िहंदी आसान हैं, इसका प्रयोग बड़ाइए