RBI issued the "Reserve Bank of India (Commercial Banks – Undertaking of Financial Services) Amendment Directions, 2026" on February 13, 2026, which amends the "Reserve Bank of India (Commercial Banks – Undertaking of Financial Services) Directions, 2025". These changes are made under Section 35A of the Banking Regulation Act, 1949.
The amendment modifies paragraph 18(4) of Chapter-III 'General Guidelines', specifically:
* Sub-paragraph (ii)(a)iii is replaced with "Acquisition finance and bridge finance for financing of promoter's stake in new companies"
* Sub-paragraph (ii)(b) is replaced with "Lending to individuals against eligible securities”.
The amendments will be effective from the date a bank decides to implement the "Reserve Bank of India (Commercial Banks – Credit Facilities) Amendment Directions, 2026" or from April 1, 2026, whichever is earlier.
Vaibhav Chaturvedi, Chief General Manager, is the contact person. The Department of Regulation, Central Office can be contacted at Central Office Building, 12th/13th Floor, Shahid Bhagat Singh Marg, Fort, Mumbai - 400001. The telephone number is 22661602 or 22601000, and the fax number is 022-2270 5691. The RBI website is www.rbi.org.in. The reference number for the document is RBI/2025-26/215, DOR.CRE.REC.406/24-01-041/2025-26.
Key Entities Referenced
Reserve Bank of India: India's central bank and regulatory body.
Reserve Bank of India (Commercial Banks – Credit Facilities) Amendment Directions, 2026: Directions issued by the RBI related to credit facilities for commercial banks that amend the earlier Directions.
Reserve Bank of India (Commercial Banks – Undertaking of Financial Services) Directions, 2025: Directions by the RBI related to the undertaking of financial services by commercial banks which are being amended.
Banking Regulation Act, 1949, Section 35A: Section of the act granting powers to the Reserve Bank of India
भारतीय �रज़वर् बैंक
_________________________ RESERVE BANK OF INDIA ______________________
www.rbi.org.in
RBI/2025-26/215
DOR.CRE.REC.406/24-01-041/2025-26 February 13, 2026
Reserve Bank of India (Commercial Banks – Undertaking of Financial Services)
– Amendment Directions, 2026
Please refer to the Reserve Bank of India (Commercial Banks – Undertaking of
Financial Services) Directions, 2025 (hereinafter referred to as ‘the Directions’).
2. On a review, consequent to the issuance of the Reserve Bank of India (Commercial
Banks – Credit Facilities) Amendment Directions, 2026, and in exercise of the powers
conferred by the section 35A of the Banking Regulation Act, 1949 and all other laws
enabling the Reserve Bank of India (hereinafter called the Reserve Bank) in this
regard, the Reserve Bank being satisfied that it is necessary and expedient in the
public interest so to do, hereby issues the Amendment Directions hereinafter
specified.
3. The Amendment Directions modify paragraph 18(4) of ‘Chapter-III ‘General
Guidelines’ of the Directions as under:
3 (1) The sub-paragraph (ii)(a)iii shall be substituted with the following:
“Acquisition finance and bridge finance for financing of promoter’s stake in new
companies”
3(2) The sub-paragraph (ii)(b) shall be substituted with the following:
“Lending to individuals against eligible securities”
4. The above amendments shall come into force from the date a bank decides to
implement the provisions of the Reserve Bank of India (Commercial Banks – Credit
Facilities) Amendment Directions, 2026 or from April 1, 2026, whichever is earlier.
िविनयमन िवभाग, केंद्रीय कायार्लय, केंद्रीय कायार्लय भवन, 12वी/ं 13वी ंमंिज़ल, शहीद भगत िसंह मागर्, फोटर्, मुंबई - 400001
टेलीफोन/ Tel No: 22661602, 22601000 फै�/ Fax No: 022-2270 5691
Department of Regulation, Central Office, Central Office Building, 12th/ 13th Floor, Shahid Bhagat Singh Marg, Fort, Mumbai – 400001
�हदं ी आसान ह,� इसका �योग बड़ाइएVaibhav Chaturvedi
(Chief General Manager)