Date: 2025-05-30Category: Not ApplicableState: Union GovernmentCountry: India
Retired Central Government NPS Subscribers with minimum 10 years of qualifying service can claim additional benefits under Unified Pension Scheme (UPS)
**Summary:**
The Ministry of Finance announces additional benefits under the Unified Pension Scheme (UPS) for retired Central Government National Pension System (NPS) subscribers. This policy applies to subscribers who retired on or before March 31, 2025, with a minimum of 10 years of qualifying service, and their legally wedded spouses. Benefits, which are in addition to already claimed NPS benefits, include: (a) a one-time lump sum payment of one-tenth of the last drawn basic pay and dearness allowance for each completed six months of qualifying service; (b) a monthly top-up amount calculated as the difference between the admissible UPS payout and the representative annuity amount under NPS; and (c) arrears with simple interest as per applicable PPF rates. Claims can be submitted physically via Form B2 (for subscribers) or B4B6 (for spouses) through the DDO, or online at www.npscra.nsdl.co.inups.php. The deadline to claim these benefits is June 30, 2025. Further information is available through a webinar at https:www.pfrda.org.inindex1.cshtmllsid546 and a toll-free help desk at 18005712930.
Key Entities Referenced
18005712930: Toll-free number for UPS Help Desk.
Ministry of Finance: The governmental ministry responsible for finance.
Central Government: Refers to the national government.
NPS: National Pension System. Retirement benefits scheme for subscribers.
Unified Pension Scheme: UPS. A pension scheme providing additional benefits to retired Central Government NPS subscribers.
UPS: Acronym for Unified Pension Scheme.
PIB Delhi: Press Information Bureau, Delhi. Likely the source of the notification.
31032025: Date: March 31, 2025. Used as a cut-off date for NPS subscribers retirement.
Dearness Allowance: A cost of living adjustment allowance paid to government employees.
Dearness relief: DR. A cost of living adjustment for pensioners.
PPF: Public Provident Fund. Used to determine interest rates for arrears.
DDO: Disbursing and Disbursing Officer. The officer responsible for disbursing salary and benefits.
Form B2: Form to be submitted by the subscriber to claim UPS benefits in physical mode.
Form B4B6: Form to be submitted by the legally wedded spouse of the subscriber to claim UPS benefits in physical mode.
www.npscra.nsdl.co.inups.php: Website to download forms and/or fill the online form to claim UPS benefits.
30 June 2025: Last date to claim UPS benefits.
https:www.pfrda.org.inindex1.cshtmllsid546: Link to join the webinar.
UPS Help Desk: Help Desk for Unified Pension Scheme.
NBAD: Possibly National Bank for Agriculture and Rural Development, or some other financial institution. The context suggests it is related to the release of the notification.
2132685: Release ID for the notification.
Ministry of Finance
Retired Central Government NPS Subscribers with
minimum 10 years of qualifying service can claim
additional benefits under Unified Pension Scheme
(UPS)
UPS benefits will be over and above the already
claimed NPS benefits
Posted On: 30 MAY 2025 3:30PM by PIB Delhi
The Central government NPS subscribers who retired on or before 31/03/2025 with minimum 10 years of
qualifying service or their legally wedded spouse can claim the following additional benefits under
Unified Pension Scheme (UPS), over and above the NPS benefits already claimed:
a. Lumpsum payment (one time) one-tenth of last drawn basic pay and dearness allowance thereon, for
each completed six months of qualifying service.
b. Monthly Top-up amount is calculated based on admissible UPS payout + Dearness relief (DR) minus
representative annuity amount under NPS.
c. Arrears with simple interest as per applicable PPF rates.
The UPS benefits can be claimed through the following modes:
Physical mode- By visiting the DDO & submitting the Form (B2- for subscriber & B4/B6 –
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for the legally wedded spouse). The form can be downloaded from the following-
www.npscra.nsdl.co.in/ups.php
Online mode- Visit www.npscra.nsdl.co.in/ups.php to fill the online form.
(cid:108)
th
Last date to claim the benefits: 30 June 2025.
(cid:108)
For more details: Join the webinar @ https://www.pfrda.org.in/index1.cshtml?lsid=546
UPS Help Desk (toll- free) Number -18005712930
*****
NB/AD
(Release ID: 2132685)