**Policy Summary:**
The Reserve Bank of India (RBI) has issued a directive (CO.DPSS.ODD.No.S604060802420252026) on September 05, 2025, mandating the submission of the Internet Banking Return (Return Code R065) and the Mobile Banking Return (Return Code R102) through the Centralised Information Management System (CIMS). This policy applies to all Scheduled Commercial Banks (SCBs), including Regional Rural Banks (RRBs), Urban Cooperative Banks (UCBs), State Cooperative Banks (StCBs), District Central Cooperative Banks (DCCBs), Payment Banks, and Small Finance Banks.
Effective for the reporting period of August 2025 onwards, these returns must be submitted monthly via the CIMS portal (https://cims.rbi.org.in/login) according to the provided reporting guidelines. The deadline for submission is the 7th of the succeeding month (e.g., the return for August 2025 is due by September 07, 2025).
Admin users for each reporting entity have already been created in CIMS. These admin users are responsible for creating login credentials for the users who will be submitting the returns.
This directive is issued under Section 12 read with Section 19 of the Payment and Settlement Systems Act, 2007. Non-compliance will result in penal action.
For any queries, contact Saurabh Nath, Chief General Manager, Department of Payment and Settlement Systems, Central Office, Reserve Bank of India, 14th Floor, Central Office Building, Shahid Bhagat Singh Road, Fort, Mumbai – 400 001. Phone: 9122 2264 4995, Fax: 9122 2265 9566, 2269 1557, Email: cgmdpsscorbi.org.in.
Key Entities Referenced
Reserve Bank of India: The central bank of India, responsible for regulating the country's monetary policy.
SCBs including RRBs, UCBs, StCBs, DCCBs, Payment Banks and Small Finance Banks: Refers to all Scheduled Commercial Banks, Regional Rural Banks, Urban Co-operative Banks, State Co-operative Banks, District Central Co-operative Banks, Payment Banks, and Small Finance Banks regulated by the Reserve Bank of India.
Centralised Information Management System (CIMS): The next-generation data warehouse of the Reserve Bank of India for data submission and management.
Internet Banking Return: A regulatory return (R065) that financial institutions are required to submit concerning their internet banking activities.
Mobile Banking Return: A regulatory return (R102) that financial institutions are required to submit concerning their mobile banking activities.
Payment and Settlement Systems Act, 2007: The Indian legislation that provides the legal framework for the regulation and supervision of payment systems in India.
Saurabh Nath: Chief General Manager, Department of Payment and Settlement Systems at the Reserve Bank of India.
Mumbai, Maharashtra: The city in India where the Central Office of the Department of Payment and Settlement Systems of the Reserve Bank of India is located.
बेटी बचाओ
बेटी पढ़ाओ
भारतीय �रज़वर् बैंक
RESERVE BANK OF INDIA
www.rbi.org.in
RBI/2025-26/77
CO.DPSS.ODD.No.S604/06-08-024/2025-2026 September 05, 2025
To
All SCBs (including RRBs), UCBs, StCBs, DCCBs, Payment Banks and Small Finance
Banks
Madam / Dear Sir,
Returns – Department of Payment and Settlement Systems – Submission in CIMS
Following the launch of the next generation datawarehouse of the Reserve Bank of India
i.e. Centralised Information Management System (CIMS), it has now been decided to
commence the reporting of the following returns in CIMS:
Sr. No. Return Name Return Code Frequency
1 Internet Banking Return R065 Monthly
2 Mobile Banking Return R102 Monthly
2. Accordingly, you are advised to submit the returns listed above on the CIMS portal
(https://cims.rbi.org.in/#/login) for the reporting period August 2025 onwards as per the
reporting guidelines.
3. The Admin Users for each reporting entity have been created in CIMS. The login
credentials for the users who will be submitting these two returns need to be created by
the Admin Users of the respective entity.
4. As per the extant practice, the returns for every month should be submitted by the 7th
of the succeeding month (i.e. return for August 2025 should be submitted by September
07, 2025). This is issued under Section 12 read with Section 19 of the Payment and
Settlement Systems Act, 2007. Non-compliance with the instruction will be liable to penal
action.
Yours faithfully,
(Saurabh Nath)
Chief General Manager
भुगतान और िनपटान प्रणाली िवभाग, केंद्रीय कायार्लय, 14वी मंिजल, केंद्रीय कायार्लय भवन, शहीद भगत िसंह मागर्, फोटर्, मु�ई – 400 001
फोन: (91-22) 2264 4995, फै� Fax: (91-22) 2265 9566, 2269 1557, ई-मेल: cgmdpssco@rbi.org.in
Department of Payment and settlement Systems, Central Office, 14th Floor, Central Office Building, Shahid Bhagat Singh Road, Fort, Mumbai –
400 001.
Phone: (91-22) 2264 4995, Fax: (91-22) 2265 9566, 2269 1557, Email: cgmdpssco@rbi.org.in
िहंदी आसान है, इसका प्रयोग बढ़ाइए