Executive Summary:
This circular introduces the Central Information System for Banking Infrastructure (CISBI), a new web-based reporting system replacing the Master Office File (MOF) system for banks and AIFIs to report details of their banking outlets (BOs). All entities must now submit information via a single proforma (Annex I) through CISBI. Banks/AIFIs must submit a monthly report confirming the accuracy of their information in CISBI. Information relating to BO changes must be submitted online through the CISBI portal within one week.
Key Points / Main Content:
* **Transition to CISBI:**
* The legacy MOF system is replaced by the web-deployed CISBI system (https:cisbi.rbi.org.in).
* Past information from banks has been migrated to CISBI.
* **Reporting Requirements:**
* Information must be submitted using the new proforma (Annex I) available on CISBI. Instructions for submission are in Annex II.
* Banks/AIFIs must submit a monthly report confirming the accuracy and updates of their information in CISBI.
* Information on opening, closure, merger, shifting, and conversion of BOs/Offices/ATMs/NAIOs must be submitted online through the CISBI portal within one week.
* Banks need to edit only the relevant part in case of status change
* **BSR/AD Code Allocation:**
* CISBI allots Basic Statistical Return (BSR) and Authorised Dealer (AD) codes.
* New BOs/offices/Non-Administratively Independent Offices (NAIO)/Customer Service Points (CSPs) code will be allotted by CISBI after validations.
* BSR codes will now be alphanumeric instead of numeric.
* **CISBI Features:**
* Maintains details of banks and AIFIs, including category, group, code, license type, contact details, Leadbank Districts, and history of changes.
* Provides access to download bank/AIFI-related data.
* Offers circulars, user manuals, and other relevant documents.
* **Access to CISBI:**
* RBI has provided login credentials to nodal offices of banks/AIFIs.
* Other institutions needing BSR/AD codes can request access via email.
Impact Analysis:
* **All Commercial Banks including Regional Rural Banks, Small Finance Banks, Payments Banks and, Local Area Banks and All India Financial Institutions (AIFIs):**
* *Impact:* Required to transition from the MOF system to the new CISBI system for reporting BO details. Must adapt to new reporting formats, procedures, and timelines. Public sector banks will no longer allot BSRPart1 codes at their level.
* *Action Required:* Submit information using the new proforma (Annex I) through CISBI, submit monthly reports confirming data accuracy, report BO changes within one week, and ensure nodal offices have and use their CISBI login credentials.
* **Reserve Bank of India (RBI):**
* *Impact:* The new CISBI system is designed to enhance the collection and management of banking infrastructure data, supporting branch licensing and financial inclusion policies.
* *Action Required:* Maintain and manage the CISBI portal, allocate BSR/AD codes through the system, and oversee compliance from banks and AIFIs.
* **Other institutions requiring BSR/AD code:**
* *Impact:* Can seek access to CISBI by making email request.
* *Action Required:* Request access via email.
Key Entities Referenced
Reserve Bank of India: The central bank of India, also referred to as RBI.
All India Financial Institutions: AIFIs, financial institutions regulated by the RBI.
Regional Rural Banks: A type of scheduled commercial bank in India operating at the regional level.
Small Finance Banks: A type of bank in India that focuses on providing basic banking services to underserved populations.
Payments Banks: A type of bank in India that is allowed to accept deposits, but cannot lend money.
Local Area Banks: A type of private sector bank in India that operates in a specific geographic area.
Central Information System for Banking Infrastructure: CISBI, a web-based reporting system maintained by the Reserve Bank of India for banking infrastructure details.
Basic Statistical Return: BSR code, a code allotted to bank branches/offices by the Reserve Bank of India for statistical reporting purposes.
RBI/2018-19/228
DBR.No.BAPD.BC.50/22.01.001/2018-19 June 28, 2019
The Chairman and Managing Director/Chief Executive Officer
All Commercial Banks (including Regional Rural Banks, Small Finance Banks,
Payments Banks and, Local Area Banks) and All India Financial Institutions (AIFIs)
Madam/Dear Sir,
Revision in Proforma and Reporting of Bank/Banking Outlet (BO) details under
the Central Information System for Banking Infrastructure (CISBI)
Please refer to our circulars (i) Master Circular on Branch Authorisation DBOD.No.BAPD.
BC.7/22.01.001/2014-15 dated July 01, 2014, (ii)
DBR.CO.RRB.BL.BC.No.40/31.01.002/2018-19 dated May 31, 2019 on Circular on
Rationalisation of Branch Authorisation Policy- Revision of Guidelines and (iii)
DBR.No.BAPD.BC.69/22.01.001/2016-17 dated May 18, 2017 on Rationalisation of Branch
Authorisation Policy–Revision of Guidelines.
2. The Reserve Bank maintains the directory of all BOs/offices in India, [known as the
“Master Office File” (MOF) system], which is updated based on Proforma-I and Proforma-II,
submitted by banks through email. The system allots Basic Statistical Return (BSR) code /
Authorised Dealer (AD) code to BOs/offices.
3. Consistent with the needs of branch licencing and financial inclusion policies as well as
the need for requisite coverage of additional dimensions/features, a new reporting system,
viz., Central Information System for Banking Infrastructure (CISBI) (https://cisbi.rbi.org.in),
has been web-deployed to replace the legacy MOF system.
4. Under the new system, all entities are required to submit their information in one proforma
(Annex-I), unlike the earlier system of collecting Proforma-I & Proforma-II separately. The
instructions for submission of new Proforma, online are given in Annex-II. All the past
information reported by banks have been migrated to CISBI and additional information
should be reported in CISBI henceforth. The CISBI portal also contains the relevant circulars,
user manuals and other relevant documents to facilitate the reporting.
5. CISBI has provision to maintain complete details of banks and AIFIs (e.g., bank category,
bank-group, bank code, type of license issued, various contact details of offices/senior
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ब��कंग �व�नयमन �वभाग, क�द्र�य कायार्लय, 13वी ं मंिज़ल, क�द्र�य कायार्लय भवन, शह�द भगत�सगं माग,र् फोटर्, मंबु ई–400 001
फोन: 022-22705688 फ़ैक्स: 022-22705691 ईमेल: cgmicdbr@rbi.org.in वबे साइट: www.rbi.org.in
Department of Banking Regulation, Central Office, 13th floor, Central Office Building, Shahid Bhagat Singh Road, Fort, Mumbai–400 001
Phone: 022-22705688 Fax: 022-22705691 E-mail: cgmicdbr@rbi.org.in Website: www.rbi.org.inofficials, Lead-bank Districts) and history of all the changes with time stamp. Banks/AIFIs
shall submit a monthly report through CISBI that their information in CISBI is correct and
updated; they can also use the facility to access/download the data relating to their
bank/AIFI.
6. The Reserve Bank has provided login credentials to nodal offices of banks/AIFIs for
submitting their information in CISBI. Other institutions requiring BSR/AD code can seek
access to CISBI by making email request. Banks as well as AIFIs should submit the
information as per the guidelines given in the Annex-III and thereafter bank/BO/Offices/ Non-
Administratively Independent Office (NAIO)/ other fixed Customer Service Points (CSPs) i.e.
other than BOs like ATMs, Cash Deposit Machines, Other Customer Services, etc., code
would be allotted by CISBI after due validations. This is also applicable to public sector
banks who were allotting BSR-Part-1 code at their level so far. The BSR code for the new
BOs, offices etc. would be allotted as alpha-numeric codes (instead of numeric codes as
hitherto) to accommodate the increasing number of outlets. In case of status change, banks
need to edit only the relevant part.
7. All banks/AIFIs should submit immediately and in any case not later than one week, the
information relating to opening, closure, merger, shifting and conversion of
BOs/Offices/ATMs/NAIO, etc. online through CISBI portal to DSIM, Banking Statistics
Division, RBI, Central Office, C-8/9, Bandra-Kurla Complex, Mumbai-400051. At the CISBI
portal, these changes are being implemented with immediate effect.
Yours faithfully,
(Shrimohan Yadav)
Chief General Manager
Encls.: As above
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