The Department of Economic Affairs, Budget Division, Ministry of Finance, Government of India, issued an office memorandum dated 30.09.2025, regarding the revision of interest rates for Small Savings Schemes. The interest rates for the third quarter of FY 2025-26 (1st October, 2025 to 31st December, 2025) will remain unchanged from the second quarter (1st July, 2025 to 30th September, 2025) of FY 2025-26. The memorandum has the approval of the competent authority.
The memorandum is addressed to:
1. The Secretary, Department of Expenditure, North Block, New Delhi.
2. The Secretary, Department of Posts, Dak Bhawan, New Delhi.
3. The Secretary, Department of Financial Services, Jeevan Deep Building, New Delhi.
4. The Secretary, Department of Revenue, North Block, New Delhi.
5. The Secretary, Department of Economic Affairs, North Block, New Delhi.
6. The Chief General Manager (DGBA), Reserve Bank of India, Central Office, Mumbai.
7. The Reserve Bank of India, Central Account Section, Additional Office Building, East High Court Road, Civil Lines, P.B. No.15, Nagpur - 440 001.
8. Chief Secretaries of States / UT Government.
9. The Joint Director, National Savings Institute, New Delhi.
Contact: Masroor Ahmad, Deputy Secretary (Budget), Tele - 01124013082.
Key Entities Referenced
Small Savings Schemes: Various savings schemes subject to interest rate revisions.
Ministry of Finance: The ministry responsible for the circular regarding interest rates.
Department of Economic Affairs: The issuing department within the Ministry of Finance (Budget Division).
Reserve Bank of India: RBI, specifically its DGBA, is addressed in the memo.
F.No.1/4/2019-NS
Government of India
Ministry of Finance
Department of Economic Affairs
(Budget Division)
North Block, New Delhi
Dated: 30.09.2025
OFFICE MEMORANDUM
Subject: Revision of interest rates for Small Savings Schemes - reg.
The rates of interest on various Small Savings Schemes for the third quarter of FY 2025-26
starting from 1* October, 2025 and ending on 31 December, 2025 shall remain unchanged from
those notified for the second quarter (1% July, 2025 to 30" September, 2025) of FY 2025-26.
2. This has the approval of the competent authority. (Qall—
(Masroor Ahmad)
Deputy Secretary (Budget)
Tele — 01124013082
To,
1. The Secretary, 2. The Secretary,
Department of Expenditure Department of Posts
North Block, New Delhi Dak Bhawan, New Delhi.
3. The Secretary 4. The Secretary,
Department of Financial Services, Department of Revenue
Jeevan Deep Building, New Delhi. North Block, New Delhi.
5. The Secretary, 6. The Chief General Manager
Department of Economic Affairs (DGBA), Reserve Bank of India,
North Block, New Delhi. Central Office, Mumbai.
7. The Reserve Bank of India, Central 8. Chief Secretaries of States / UT
Account Section, Additional Office Government.
Building, East High Court Road,
Civil Lines, P.B. No.15, Nagpur —
440 001.
9. The Joint Director
National Savings Institute, New
Delhi.