RISKS AND CALAMITIES COVERED UNDER PMFBY - 4th August 2026 - Ministry of Agriculture & Farmers Welfare - Gazette Notification PDF

Summary of Risks and Calamities Covered Under PMFBY

Overview of the Scheme The Pradhan Mantri Fasal Bima Yojana (PMFBY), launched in 2016-17, is a voluntary insurance program for both farmers and State Governments. It provides comprehensive coverage against crop damage resulting from non-preventable natural risks. The insurance spans the entire agricultural cycle, from pre-sowing activities to post-harvest stages, for crops and areas specifically notified by State Governments.

Expansion of Coverage: Wild Animal Damage Historically, crop losses due to wild animals were not covered as they were deemed preventable. However, at the request of the Ministry of Environment, Forest and Climate Change and various State Governments, the scheme now allows States to notify such losses as an "add-on cover." This coverage is subject to individual assessments, and the associated costs are borne by the respective State Governments according to the scheme's Operational Guidelines.

Inundation Risk Cover Inundation coverage is provided for all notified crops under the PMFBY. However, a specific distinction is made for hydrophilic crops, such as paddy, jute, mesta, and sugarcane. For these specific crops, inundation cover is available except in instances of localized claims.

Administrative Details This information was formally presented by Shri Ramnath Thakur, Minister of State for Agriculture and Farmers Welfare, in a written reply to the Lok Sabha.

• Release Date: August 4, 2026
• Release ID: 2294455
• Visitor Count: 1309
• Available Languages: Urdu, Hindi, Punjabi, Tamil, and Telugu