Scheduled Banks’ Statement of Position in India as on Friday, December 12, 2025

प्रेस प्रकाशनी PRESS RELEASE भारतीय ररज़र्व ब ैंक RESERVE BANK OF INDIA वेबसाइट : www.rbi.org.in/hindi संचार वर्भाग, केंद्रीय कायाालय, शहीद भगत ससिंह मागा, फोटा, म िंबई - 400 001 Website : www.rbi.org.in Department of Communication, Central Office, Shahid Bhagat Singh Marg, Fort, ई-मेल/email : helpdoc@rbi.org.in Mumbai - 400 001 फोन/Phone: 022 - 2266 0502 December 26, 2025 Scheduled Banks’ Statement of Position in India as on Friday, December 12, 2025 (Amount in ₹ crore) SCHEDULED COMMERCIAL BANKS ALL SCHEDULED BANKS (Including RRBs, SFBs and PBs) 13-Dec-2024 28-Nov-2025* 12-Dec-2025* 13-Dec-2024 28-Nov-2025* 12-Dec-2025* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from banks 310793.89 322855.52 308250.18 315564.52 330192.04 315428.19** b) Borrowings from banks 131991.65 78658.89 81098.47 132026.65 78790.89 81166.47 c) Other demand & time liabilities 24423.19 31092.93 33036.68 24724.99 31559.27 33573.84 II LIABILITIES TO OTHERS (A) a) Deposits (other than from banks) 22067643.54 24260054.93 24214710.80 22525491.06 24808631.87 24724681.17 i) Demand 2609721.73 3013417.05 2935319.73 2658233.40 3066260.45 2986434.34 ii) Time 19457921.81 21246637.88 21279391.07 19867257.66 21742371.41 21738246.84 b) Borrowings @ 866934.53 879199.45 882495.75 871445.25 884674.14 887543.43 c) Other demand & time liabilities 1143637.66 1055135.43 1105258.16 1156733.92 1071770.27 1121344.21 III BORROWINGS FROM R.B.I. (B) 108704.00 2144.00 2154.00 108704.00 2144.00 2154.00 Against usance bills and / or prom. Notes IV CASH 83977.85 82870.50 83754.84 86328.50 85573.87 86201.65 V BALANCES WITH R.B.I. (B) 986172.40 778275.12 720537.58 1006614.94 794131.05 735340.83 VI ASSETS WITH BANKING SYSTEM a) Balances with other banks i) In current accounts 29461.51 8538.15 10440.97 32033.73 10658.24 12110.30 ii) In other accounts 194932.33 256554.60 251489.08 246450.87 322879.93 313392.78 b) Money at call & short notice 22466.13 36427.10 28475.81 35121.39 58421.60 45767.25 c) Advances to banks (i.e. due from bks.) 40659.31 32470.31 33791.29 41482.93 33165.21 34654.03£ d) Other assets 61974.66 72082.55 60443.46 65220.15 81300.15 66141.85 VII INVESTMENTS (At book value) 6556946.66 6886471.97 6885776.86 6707834.80 7067574.03 7054985.56 a) Central & State Govt. securities+ 6556442.20 6886016.76 6885322.78 6699742.93 7057467.82 7045000.33 b) Other approved securities 504.46 455.21 454.08 8091.88 10106.21 9985.23 BANK CREDIT (Excluding Inter-Bank VIII 17586881.31 19529443.34 19649972.02 18038725.58 20072345.50 20136804.59 Advances a) Loans, cash credits & Overdrafts $ 17273992.71 19157525.72 19271788.36 17722664.81 19698574.87 19756755.05 b) Inland Bills purchased 67060.49 88731.87 89454.36 68504.00 88953.49 89662.35 c) Inland Bills discounted 207809.17 248008.24 252828.06 208936.70 249024.30 253874.35 d) Foreign Bills purchased 16704.69 12952.99 12904.48 16932.44 13188.23 13133.01 e) Foreign Bills discounted 21314.25 22224.50 22996.75 21687.63 22604.60 23379.832 NOTE * Provisional figures incorporated in respect of such banks as have not been able to submit final figures. (A) Demand and Time Liabilities do not include borrowings of any Scheduled State Co-operative Bank from State Government and any reserve fund deposits maintained with such banks by any co-operative society within the areas of operation of such banks. ** This excludes deposits of Co-operative Banks with Scheduled State Co-operative Banks. These are included under item II (a). @ Other than from Reserve Bank, National Bank for Agriculture and Rural Development and Export Import Bank of India. The figures relating to Scheduled Commercial Banks' Borrowings in India from Reserve Bank and balances with Reserve (B) Bank are those shown in the statement of affairs of the Reserve Bank. Borrowings against usance bills and/ or promissory notes are under Section 17(4)(c) of the Reserve Bank of India Act, 1934. Following a change in the accounting practise for LAF transactions with effect from July 11, 2014, as per the recommendations of Malegam Committee formed to Review the Format of Balance Sheet and the Profit and Loss Account of the Bank, the transactions in case of Repo / Term Repo / MSF are reflected under 'Borrowings from RBI'. £ This excludes advances granted by Scheduled State Co-operative Banks to Co-operative banks. These are included under item VIII (a). + Includes Treasury Bills, Treasury Deposits, Treasury Savings Certificates and postal obligations. $ Includes advances granted by Scheduled Commercial Banks and Scheduled Cooperative Banks to Public Food Procurement Agencies (viz. Food Corporation of India, State Government and their agencies under the Food consortium). Food Credit Outstanding as on (Amount in ₹ crore) Date 13-Dec-2024 28-Nov-2025 12-Dec-2025 Scheduled Commercial Banks 52306.66 79801.03 83263.62 Scheduled Co-operative Banks 50616.47 51974.00 51974.00 The expression ' Banking System ' or ' Banks ' means the banks and any other financial institution referred to in sub- clauses (i) to (vi) of clause (d) of the explanation below Section 42(1) of the Reserve Bank of India Act, 1934. No. of Scheduled Commercial Banks as on Current Fortnight : 121 No. of Scheduled State Co-operative Banks as on Current Fortnight : 24 No. of Scheduled Primary(Urban) Co-operative Banks as on Current Fortnight : 52 Ajit Prasad Press Release: 2025-2026/1778 Deputy General Manager (Communications)