Scheduled Banks’ Statement of Position in India as on Friday, November 14, 2025

प्रेस प्रकाशनी PRESS RELEASE भारतीय ररज़र्व बैंक RESERVE BANK OF INDIA वेबसाइट : www.rbi.org.in/hindi संचार वर्भाग, केंद्रीय कायाालय, शहीद भगत ससिंह मागा, फोटा, म िंबई - 400 001 Website : www.rbi.org.in Department of Communication, Central Office, Shahid Bhagat Singh Marg, Fort, ई-मेल/email : helpdoc@rbi.org.in Mumbai - 400 001 फोन/Phone: 022 - 2266 0502 November 28, 2025 Scheduled Banks’ Statement of Position in India as on Friday, November 14, 2025 (Amount in ₹ crore) SCHEDULED COMMERCIAL BANKS ALL SCHEDULED BANKS (Including RRBs, SFBs and PBs) 15-Nov-2024 31-Oct-2025* 14-Nov-2025* 15-Nov-2024 31-Oct-2025* 14-Nov-2025* LIABILITIES TO THE BKG.SYSTEM (A) I a) Demand & Time deposits from banks 286037.41 324591.97 350944.60 291221.79 331728.86 357866.58** b) Borrowings from banks 135263.61 85106.05 81533.54 135338.08 85106.05 81560.54 c) Other demand & time liabilities 24650.32 27465.23 26997.34 25006.84 27925.58 27514.50 LIABILITIES TO OTHERS (A) II a) Deposits (other than from banks) 21855889.59 24175756.75 24093532.15 22314098.93 24679610.93 24599688.85 i) Demand 2515557.57 3100947.18 2991665.59 2564705.40 3151638.47 3043613.08 ii) Time 19340332.01 21074809.57 21101866.56 19749393.53 21527972.46 21556075.77 b) Borrowings @ 917363.37 846240.52 834189.33 922249.20 850802.29 839569.29 c) Other demand & time liabilities 940982.91 1082767.80 1026265.47 953642.91 1097733.38 1040259.67 BORROWINGS FROM R.B.I. (B) 6623.00 5489.00 2158.00 6623.00 5489.00 2158.00 III Against usance bills and / or prom. Notes CASH 93859.31 87562.69 86122.30 96684.46 90383.21 88926.70 IV BALANCES WITH R.B.I. (B) 1008450.08 842947.33 782079.63 1028476.42 859920.63 797972.56 V ASSETS WITH BANKING SYSTEM VI a) Balances with other banks i) In current accounts 10362.31 16006.40 20320.27 12744.14 19796.47 22404.41 ii) In other accounts 200948.33 230571.74 258636.43 253091.15 292554.82 321533.40 b) Money at call & short notice 21727.32 15789.94 26583.20 32724.41 32903.58 45819.95 c) Advances to banks (i.e. due from bks.) 41121.94 32718.97 32235.39 41742.16 33544.84 33043.39£ d) Other assets 61143.48 63912.89 63276.79 64357.20 69753.34 69070.94 INVESTMENTS (At book value) 6489976.58 6889909.94 6835685.39 6642777.06 7058967.66 7004339.17 VII a) Central & State Govt. securities+ 6489396.98 6889414.73 6835230.18 6634646.87 7049262.88 6994490.38 b) Other approved securities 579.61 495.21 455.21 8130.18 9704.78 9848.78 BANK CREDIT (Excluding Inter-Bank 17362817.85 19393655.36 19345790.37 17818720.57 19876053.65 19829071.67 VIII Advances) a) Loans, cash credits & Overdrafts $ 17056611.75 19029402.61 18979725.93 17509383.09 19510007.77 19461179.20 b) Inland Bills purchased 66847.24 85940.80 87206.51 68281.68 86157.37 87431.49 c) Inland Bills discounted 202787.32 243555.66 244017.79 203878.53 244556.61 245034.16 d) Foreign Bills purchased 15011.36 12717.27 12903.60 15257.10 12903.98 13126.31 e) Foreign Bills discounted 21560.19 22039.02 21936.54 21920.16 22427.92 22300.502 NOTE * Provisional figures incorporated in respect of such banks as have not been able to submit final figures. (A) Demand and Time Liabilities do not include borrowings of any Scheduled State Co-operative Bank from State Government and any reserve fund deposits maintained with such banks by any co-operative society within the areas of operation of such banks. ** This excludes deposits of Co-operative Banks with Scheduled State Co-operative Banks. These are included under item II (a). @ Other than from Reserve Bank, National Bank for Agriculture and Rural Development and Export Import Bank of India. The figures relating to Scheduled Commercial Banks' Borrowings in India from Reserve Bank and balances with Reserve (B) Bank are those shown in the statement of affairs of the Reserve Bank. Borrowings against usance bills and/ or promissory notes are under Section 17(4)(c) of the Reserve Bank of India Act, 1934. Following a change in the accounting practise for LAF transactions with effect from July 11, 2014, as per the recommendations of Malegam Committee formed to Review the Format of Balance Sheet and the Profit and Loss Account of the Bank, the transactions in case of Repo / Term Repo / MSF are reflected under 'Borrowings from RBI'. £ This excludes advances granted by Scheduled State Co-operative Banks to Co-operative banks. These are included under item VIII (a). + Includes Treasury Bills, Treasury Deposits, Treasury Savings Certificates and postal obligations. $ Includes advances granted by Scheduled Commercial Banks and Scheduled Cooperative Banks to Public Food Procurement Agencies (viz. Food Corporation of India, State Government and their agencies under the Food consortium). Food Credit Outstanding as on (Amount in ₹ crore) Date 15-Nov-2024 31-Oct-2025 14-Nov-2025 Scheduled Commercial Banks 45156.71 70371.31 79191.01 Scheduled Co-operative Banks 50617.45 51974.00 51974.00 The expression ' Banking System ' or ' Banks ' means the banks and any other financial institution referred to in sub-clauses (i) to (vi) of clause (d) of the explanation below Section 42(1) of the Reserve Bank of India Act, 1934. No. of Scheduled Commercial Banks as on Current Fortnight: 121 No. of Scheduled State Co-operative Banks as on Current Fortnight: 24 No. of Scheduled Primary(Urban) Co-operative Banks as on Current Fortnight: 51 Ajit Prasad Press Release: 2025-2026/1576 Deputy General Manager (Communications)