Scheduled Banks’ Statement of Position in India as on January 31, 2026

प्रेस प्रकाशनी PRESS RELEASE भारतीय �रज़वर् बैंक RESERVE BANK OF INDIA वेबसाइट : www.rbi.org.in/hindi संचार िवभाग, केंद्रीय कायार्लय, शहीद भगत िसंह मागर्, फोटर्, मुंबई - 400 001 Website : www.rbi.org.in Department of Communication, Central Office, Shahid Bhagat Singh Marg, Fort, ई-मेल/email : helpdoc@rbi.org.in Mumbai - 400 001 फोन/Phone: 022 - 2266 0502 February 13, 2026 Scheduled Banks’ Statement of Position in India as on January 31, 2026 (Amount in ₹ crore) SCHEDULED COMMERCIAL BANKS ALL SCHEDULED BANKS (Including RRBs, SFBs and PBs) 24-Jan-2025# 15-Jan-2026 31-Jan-2026 24-Jan-2025# 15-Jan-2026 31-Jan-2026 I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from banks 274580.76 334644.10 336474.48 279763.56 342345.34 344450.58** b) Borrowings from banks 144172.70 80440.83 81053.24 144288.99 80507.15 81307.96 c) Other demand & time liabilities 29455.08 32892.14 42057.26 29792.86 33441.63 42661.78 II LIABILITIES TO OTHERS (A) a) Deposits (other than from banks) 22126572.35 24499511.99 24881954.39 22591678.12 25018283.44 25398629.58 i) Demand 2510913.20 2990484.97 3141414.87 2558292.31 3043991.32 3194032.51 ii) Time 19615659.14 21509027.02 21740539.52 20033385.82 21974292.12 22204597.07 b) Borrowings @ 953979.59 921541.85 908900.05 958300.19 926513.54 913623.16 c) Other demand & time liabilities 990920.82 1059479.61 1116118.51 1003945.31 1075638.00 1131224.61 III BORROWINGS FROM R.B.I. (B) 354098.00 32336.00 136073.00 354098.00 32336.00 136073.00 Against usance bills and / or prom. Notes IV CASH 84829.03 78478.82 82350.27 87079.38 80881.73 84874.86 V BALANCES WITH R.B.I. (B) 889894.55 717833.96 756290.45 908493.35 732861.37 771704.13 VI ASSETS WITH BANKING SYSTEM a) Balances with other banks i) In current accounts 9592.20 15371.10 9587.86 11672.81 17370.50 12231.43 ii) In other accounts 187012.38 264280.59 269199.35 237701.52 326507.25 331090.55 b) Money at call & short notice 13863.15 32228.87 35468.10 29459.35 50077.28 52274.28 c) Advances to banks (i.e. due from bks.) 38787.80 32218.47 35428.21 41911.18 35114.83 38974.87£ d) Other assets 60663.54 67909.26 74968.33 63716.06 74032.38 81364.81 VII INVESTMENTS (At book value) 6635526.09 6807967.35 6816554.58 6788201.66 6982731.81 6990918.46 a) Central & State Govt. securities+ 6635022.32 6807466.71 6816054.16 6779813.27 6967578.98 6976617.86 b) Other approved securities 503.77 500.64 500.42 8388.40 15152.83 14300.61 VIII BANK CREDIT (Excluding Inter-Bank Advances 17868478.53 20134089.72 20475381.96 18326104.40 20625130.93 20966065.04 a) Loans, cash credits & Overdrafts $ 17549269.55 19736001.11 20065334.85 18003509.22 20225179.40 20554098.08 b) Inland Bills purchased 71812.84 95390.89 98703.51 73478.59 95401.29 98715.36 c) Inland Bills discounted 209415.29 266853.17 275477.83 210515.16 268135.24 276780.26 d) Foreign Bills purchased 15570.73 12778.64 13001.71 15796.62 12849.53 13196.93 e) Foreign Bills discounted 22410.12 23065.91 22864.07 22804.81 23565.47 23274.402 NOTE # These figures relates to corresponding reporting Friday of previous year (as per old 'Fortnight' definition) and it shall continue till the publication of Press Communique as on November 30th, 2026. (A) Demand and Time Liabilities do not include borrowings of any Scheduled State Co-operative Bank from State Government and any reserve fund deposits maintained with such banks by any co-operative society within the areas of operation of such banks. ** This excludes deposits of Co-operative Banks with Scheduled State Co-operative Banks. These are included under item II (a). @ Other than from Reserve Bank, National Bank for Agriculture and Rural Development and Export Import Bank of India. The figures relating to Scheduled Commercial Banks' Borrowings in India from Reserve Bank and balances with Reserve (B) Bank are those shown in the statement of affairs of the Reserve Bank. Borrowings against usance bills and/ or promissory notes are under Section 17(4)(c) of the Reserve Bank of India Act, 1934. Following a change in the accounting practise for LAF transactions with effect from July 11, 2014, as per the recommendations of Malegam Committee formed to Review the Format of Balance Sheet and the Profit and Loss Account of the Bank, the transactions in case of Repo / Term Repo / MSF are reflected under 'Borrowings from RBI'. £ This excludes advances granted by Scheduled State Co-operative Banks to Co-operative banks. These are included under item VIII (a). + Includes Treasury Bills, Treasury Deposits, Treasury Savings Certificates and postal obligations. $ Includes advances granted by Scheduled Commercial Banks and Scheduled Cooperative Banks to Public Food Procurement Agencies (viz. Food Corporation of India, State Government and their agencies under the Food consortium). Food Credit Outstanding as on (Amount in ₹ crore) Date 24-Jan-2025# 15-Jan-2026 31-Jan-2026 Scheduled Commercial Banks 56178.86 88169.21 89295.40 Scheduled Co-operative Banks 50615.51 51974.00 51974.00 The expression ' Banking System ' or ' Banks ' means the banks and any other financial institution referred to in sub-clauses (i) to (vi) of clause (d) of the explanation below Section 42(1) of the Reserve Bank of India Act, 1934. No. of Scheduled Commercial Banks as on Current Fortnight : 121 No. of Scheduled State Co-operative Banks as on Current Fortnight : 24 No. of Scheduled Primary(Urban) Co-operative Banks as on Current Fortnight : 52 Ajit Prasad Press Release: 2025-2026/2108 Deputy General Manager (Communications)