**Summary:**
The Ministry of Cooperation is implementing schemes through the National Cooperative Development Corporation (NCDC) specifically designed for women cooperatives. These schemes include:
* **Swayamshakti Sahakar Yojna:** Aims to provide affordable financial services to the poor, facilitate access to bank credit for Women Self Help Groups (SHGs) to undertake socioeconomic activities, and promote sustainable livelihoods. Eligible entities for loans from NCDC under this scheme include Primary Agricultural Credit Societies (PACS), District Central Cooperative Banks (DCCBs), State Cooperative Banks (StCBs), and SHGs Federated Cooperatives/Cooperative Federations.
* **Nandini Sahakar:** This scheme provides financial assistance, project formulation support, handholding, and capacity development to women cooperatives engaged in business model-based activities across all sectors except urban housing. The scheme aligns with the principles of Atmanirbhar Bharat and supports entrepreneurial dynamism through enterprise development, business planning, capacity building, financial support, and interest subvention.
Over the past three years, NCDC has disbursed a total of Rs. 3504.4 crore to women cooperatives: Rs. 1437.24 crore in 2022-23, Rs. 711.55 crore in 2023-24, and Rs. 1355.61 crore in 2024-25. Additionally, Rs. 2.36948 crore has been disbursed for infrastructure projects for women cooperatives, with Rs. 1.101 crore in 2022-23, Rs. 1.179 crore in 2023-24, and Rs. 0.08948 crore in 2024-25.
The state of Andhra Pradesh received the largest amount of disbursement in the last three years, totaling Rs. 3185.24 crore. Telangana received Rs. 295.11 crore during the same period.
This information was provided by the Minister of Cooperation, Shri Amit Shah, in a written reply to a question in the Rajya Sabha.
Key Entities Referenced
Ministry of Cooperation: The government ministry responsible for the scheme for women cooperatives.
National Cooperative Development Corporation: An organization, abbreviated as NCDC, implementing schemes for women cooperatives.
Swayamshakti Sahakar Yojna: A scheme to facilitate access to financial services for the poor and promote sustainable livelihood through women Self Help Groups.
Nandini Sahakar: A scheme of NCDC, is a women focused framework of financial assistance, project formulation, handholding and capacity development aimed at assisting women cooperatives
Atmanirbhar Bharat: A national initiative aligned with the objectives of the Nandini Sahakar scheme.
Primary Agricultural Credit Societies: An entity, abbreviated as PACS, eligible for loans from NCDC under Swayamshakti Sahakar Yojna.
Andhra Pradesh: A state in India that received financial assistance from NCDC to women cooperatives.
Amit Shah: The Minister of Cooperation who provided the written reply in the Rajya Sabha.
Ministry of Cooperation
Scheme for Women Cooperatives
Posted On: 30 JUL 2025 5:13PM by PIB Delhi
National Cooperative Development Corporation (NCDC) , is implementing the following schemes
exclusively for women cooperatives:
1. Swayamshakti Sahakar Yojna – The objectives of this scheme are to facilitate access to the
affordable, cost-effective and reliable financial services to the poor, to facilitate women Self Help
Groups (SHGs) to access adequate bank credit to undertake the common/collective socio-economic
activities and to promote sustainable livelihood. Under this scheme, Primary Agricultural Credit
Societies (PACS), District Central Cooperative Banks (DCCBs), State Cooperative Banks (StCBs) and
SHGs Federated Cooperatives/Cooperative Federations are eligible for loan from NCDC.
1. Nandini Sahakar- Nandini Sahakar scheme of NCDC is a women focused framework of financial
assistance, project formulation, hand-holding and capacity development aimed at assisting women
cooperatives taking up business model-based activities in any sector, except urban housing. The
objectives of this scheme are aligned with the principles of Atmanirbhar Bharat. This initiative supports
women cooperatives by fostering entrepreneurial dynamism through inputs like enterprise development,
business planning, capacity building, and financial support via credit and interest subvention.
NCDC has disbursed total financial assistance of Rs.3504.4 crore to women cooperatives during the last
three years as under:
(Rs. in crore)
Year 2022-23 2023-24 2024-25 Total
Amount 1437.24 711.55 1355.61 3504.4
State wise list of disbursement is at Annexure I.
Details of the financial assistance disbursed by NCDC to the women cooperatives for infrastructure
projects are as under:
(Rs. in Crore)
S.No. Financial Year Amount
1. 2022-23 1.101
2. 2023-24 1.179
3. 2024-25 0.08948
4. Total 2.36948
******ANNEXURE I
Amount Disbursed to Women Cooperatives by NCDC in Last 3 Years
(Rs. in crore)
S. No State 2022-23 2023-24 2024-25 Total
Andhra
1 1385.24 700.00 1100.00 3185.24
Pradesh
2 Bihar 0.01 0.03 0.00 0.04
3 Gujarat 0.50 0.26 0.00 0.76
4 Haryana 0.86 0.00 0.00 0.86
5 Jharkhand 0.01 0.00 0.03 0.04
6 Karnataka 0.20 0.00 0.00 0.20
7 Kerala 0.03 0.00 0.00 0.03
Madhya
8 0.08 0.19 0.32 0.59
Pradesh
9 Maharashtra 0.25 10.00 10.00 20.25
10 Odisha 0.00 0.00 0.20 0.20
11 Rajasthan 0.00 0.44 0.00 0.44
12 Tamil Nadu 0.06 0.58 0.00 0.64
13 Telangana 50.00 0.05 245.06 295.11
Total 1437.24 711.55 1355.61 3504.40
This was stated by the Minister of Cooperation, Shri Amit Shah in a written reply to a question in the Rajya
Sabha.
***
VV/RR/PR/PS/HS
(Release ID: 2150238)