Home India Part IV - Section 1 TAMIL NADU LEGISLATIVE ASSEMBLY SECRETARIAT--Bills (English)...
Date: 2025-04-26 Category: Not Applicable State: Tamil Nadu Country: India

TAMIL NADU LEGISLATIVE ASSEMBLY SECRETARIAT--Bills (English)

Issued by Part IV - Section 1 · Not Applicable

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Executive Summary & Key Takeaways

**Executive Summary** The document consists of two bills presented to the Tamil Nadu Legislative Assembly on April 26, 2025. The first bill, L.A Bill No. 11 of 2025, aims to protect vulnerable groups from coercive loan recovery practices. The second bill, L.A Bill No. 12 of 2025, seeks to amend the Tamil Nadu Prevention of Dangerous Activities Act, 1982, by expanding its scope to include bio-medical waste offenders and economic offenders. Money lending entities functioning in the State on the date of commencement of the Act, shall, within ninety days from the date of commencement of this Act, obtain a Certificate of Registration from the Registering Authority under this Act. **Key Points / Main Content** **Bill 1: Tamil Nadu Money Lending Entities (Prevention of Coercive Actions) Act, 2025 (L.A Bill No. 11 of 2025)** * **Purpose:** Protect economically weaker groups (farmers, women, etc.) from coercive loan recovery. * **Scope:** Applies to all money lending entities in Tamil Nadu except Banks, Non-Banking Financial Companies registered with the Reserve Bank of India, Co-operative Banks and Co-operative societies. However, the provisions relating to ‘coercive action’ will also apply to them. * **Definitions:** * Defines "borrower," "coercive actions," "loan," "Micro Finance Institution," and other key terms. * **Registration of Money Lending Entities:** * Requires all money lending entities to obtain a Certificate of Registration from the Registering Authority. * Existing entities must register within 90 days of the Act's commencement. * Applications for registration and renewal must be submitted online. * Certificates are valid for three years. * **Regulations for Money Lending Entities:** * Requires transparency in displaying interest rates. * Limits loan pricing to four components: interest, processing charge, insurance premium, and delayed penal payment. * Mandates standard loan agreements and the provision of loan cards to borrowers. * Requires all communications with the borrower including the entries in the loan card shall also be in Tamil. * Prohibits money lending entities from seeking security beyond a prescribed limit. * **Powers of Registering Authority:** * Authority to cancel or suspend registration for contravention of the Act. * Authority to require production of records, enter premises, inspect, and seize documents. * **Dispute Resolution:** * Establishes a process for borrowers to file complaints. * Allows for the appointment of Ombudspersons to settle disputes. * **Offenses and Penalties:** * Defines offenses related to carrying on business without registration, coercive actions, and contravention of the Act. * Penalties include imprisonment and fines. * **Miscellaneous:** * States that every officer or person acting under the provisions of this Act shall be deemed to be a public servant. * States that the provisions of this Act shall be in addition to and not in derogation of, any other law for the time being in force. * Grants the government the power to make rules and remove difficulties. **Bill 2: Amendment to the Tamil Nadu Prevention of Dangerous Activities Act, 1982 (L.A Bill No. 12 of 2025)** * **Purpose:** Broaden the scope of the existing Act to include "bio-medical waste offenders" and "economic offenders." * **Amendments:** Substitutes and inserts references to "bio-medical waste offenders" and "economic offenders" throughout the Act, including the long title, preamble, and section 17. * **Definitions (inserted into Section 2):** * Defines "bio-medical waste offender" as a person who disposes of bio-medical waste in contravention of regulations. * Defines "economic offender" as a person committing offenses under specified financial acts. * **Revisions to Existing Offenses:** Updates references to the Indian Penal Code with corresponding sections of the Bharatiya Nyaya Sanhita, 2023. **Impact Analysis** **Economically Weaker and Vulnerable Groups (Farmers, Women, etc.):** * **Impact:** Protected from coercive and unethical loan recovery practices. * **Action Required:** Be aware of their rights and file complaints if subjected to coercive actions. **Money Lending Entities (Micro Finance Institutions, Money Lending Agencies):** * **Impact:** Increased regulation and oversight of lending practices. Required to register, follow prescribed lending norms, and be transparent with borrowers. * **Action Required:** Register with the Registering Authority within 90 days of the Act's commencement, comply with the prescribed regulations, and avoid coercive recovery practices. **Registering Authority:** * **Impact:** Responsible for registering and overseeing money lending entities. * **Action Required:** Establish registration processes, maintain registers, investigate complaints, and enforce the Act. **Ombudsperson:** * **Impact:** Empowered to act as a mediator between borrowers and money lending entities. * **Action Required:** Settle civil nature disputes between borrowers and money lending entities. **Bio-Medical Waste Offenders** * **Impact**: Subject to preventive detention under the amended Act * **Action Required**: Be aware of their rights and file complaints if subjected to coercive actions. **Economic Offenders:** * **Impact**: Subject to preventive detention under the amended Act * **Action Required**: Be aware of their rights and file complaints if subjected to coercive actions.

Key Entities Referenced

Tamil Nadu Money Lending Entities (Prevention of Coercive Actions) Act, 2025: A bill aiming to protect vulnerable groups in Tamil Nadu from coercive loan recovery tactics by money lending entities. Tamil Nadu: The state where the policies and amendments are applicable. Registering Authority: An authority appointed by the Government for registration and regulation of money lending entities. Tamil Nadu Prevention of Dangerous Activities of Bootleggers, Cyber law offenders, Drug offenders, Forest-offenders, Goondas, Immoral Traffic Offenders, Sand-offenders, Sexual-offenders, Slum-grabbers and Video Pirates Act, 1982: An act amended in 2025 to include new offenses, related to detention, crime, and safety. Bharatiya Nyaya Sanhita, 2023: Replaced the Indian Penal Code in the amended act
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© [Regd. No. TN/CCN/467/2012-14. GOVERNMENT OF TAMIL NADU [R. Dis. No. 197/2009. 2025 [Price: Rs. 6.40 Paise. TAMIL NADU GOVERNMENT GAZETTE EXTRAORDINARY PUBLISHED BY AUTHORITY No. 190] CHENNAI, SATURDAY, APRIL 26, 2025 Chithirai 13, Visuvaavasu, Thiruvalluvar Aandu-2056 Part IV—Section 1 Tamil Nadu Bills CONTENTS PPaaggeess.. BBIILLLLSS:: No. 11 of 2025— The Tamil Nadu Money Lending Entities (Prevention of Coercive Actions) Act, 2025.. .. .. .. .. .. .. .. .. .. .. 58-68 No. 12 of 2025— The This Act may be called the Tamil Nadu Prevention of Dangerous Activities of Bootleggers, Cyber law offenders, Drug offenders, Forest- offenders, Goondas, Immoral Traffic Offenders, Sand-offenders, Sexual-offenders, Slum-grabbers and Video Pirates (Amendment) Act, 2025. .. .. .. .. .. .. .. .. .. .. .. 69-72 IV-1 Ex. (190) [57]58 TAMIL NADU GOVERNMENT GAZETTE EXTRAORDINARY BILLS INTRODUCED IN THE LEGISLATIVE ASSEMBLY OF THE STATE OF TAMIL NADU Under Rule 130 of the Tamil Nadu Legislative Assembly Rules, the following Bill which was introduced in the Legislative Assembly of the Tamil Nadu on 26th April 2025 is published together with Statement of Objects and Resasons for general information:- L.A Bill No. 11 of 2025 A Bill to protect and relieve the economically weaker and vulnerable groups and individuals, especially farmers, women and women’s self-help groups from the undue hardship of coercive means of recovery of any loans by money lending entities like Micro Finance Institutions, Money Lending Agencies and Money Lending Organisations operating in the State of Tamil Nadu and for matters connected therewith and incidental thereto. Be it enacted by the Legislative Assembly of the State of Tamil Nadu in the Seventy-sixth Year of the Republic of India as follows:— CHAPTER I. PRELIMINARY. Short title, 1. (1) This Act may be called the Tamil Nadu Money Lending extent and Entities (Prevention of Coercive Actions) Act, 2025. commencement. (2) It extends to the whole of the State of Tamil Nadu. (3) It shall come into force on such date as the State Government may, by notification, appoint. Application. 2. This Act shall apply to all money lending entities functioning in the State of Tamil Nadu except Banks, Non-Banking Financial Companies registered with the Reserve Bank of India, Co-operative Banks and Co-operative societies: Provided that the provisions of this Act relating to ‘coercive action’ against the borrower shall apply to the aforesaid Banks, Non-Banking Financial Companies registered with the Reserve Bank of India, Co-operative Banks and Co-operative societies. Definitions. 3. In this Act, unless the context otherwise requires, — (a) “borrower” means an individual or group of individuals or a Self Help Group or Joint Liability Group, who avail money in the form of loan for any purpose, from any money lending entity under an agreement either orally or in writing with terms and conditions that the money shall be repaid within a certain period of time; (b) “coercive actions” mean actions specified in section 20; (c) “co-operative society” means a society registered or (Tamil Nadu Act deemed to be registered under the Tamil Nadu Co-operative Societies 30 of 1983); Act, 1983; (d) “Government” means the State Government; (e) “loan” means money advanced to the borrower by the money lending entity at interest explicitly charged or otherwise; (f) “Micro Finance Institution” means an entity that provides micro loans to the borrowers, whose main or incidental activity is to lend money or offer financial support of whatsoever nature to the borrowers;TAMIL NADU GOVERNMENT GAZETTE EXTRAORDINARY 59 (g) “micro loan” means a loan given to a household having annual household income up to three lakh rupees or such limit as the Government may fix from time to time, by notification. Explanation.— For the purpose of this clause, a household shall mean an individual family unit, i.e., husband, wife and their unmarried son and daughter. (h) “money lending entity” includes any micro finance institution or money lending agency or money lending organisation or partnership firm or person or group of persons or digital lending platform or any other entity involved in money lending activities by whatever name it may be called, whose main or incidental activity is to lend money and recover it. Explanation.— For the purpose of this clause,— Tamil Nadu Act (i) the term “money lending activity” does not XXIII of 1943. include the business of Pawnbrokers regulated under the Tamil Nadu Pawnbrokers Act, 1943; (ii) the term “group of persons” does not include community-based organisations like Self Help Groups, Panchayat Level Federations, Block Level Federations, District Level Federations and Area Level Federations; (i) “prescribed” means prescribed by rules made under this Act; (j) “Registering Authority” means an authority appointed under section 4; (k) “State” means the State of Tamil Nadu. CHAPTER II. REGISTRATION OF MONEY LENDING ENTITIES AND REGULATION THEREFOR. PART I REGISTRATION OF MONEY LENDING ENTITY. 4. (1) The Government may, by notification, appoint such Appointment of number of officers to be the Registering Authority of money lending Registering entities and define the areas of jurisdiction of such authority. Authority. (2) The Registering Authority shall exercise such powers and perform such duties as may be prescribed. 5. (1) No money lending entity functioning in the State on the Money lending date of commencement of this Act or intending to start the business entities to obtain of money lending after the commencement of this Act, shall grant any Certificate of loan or recover any loan without obtaining a Certificate of Registration Registration. under this Act: Provided that, every money lending entity functioning in the State as on the date of the commencement of this Act, shall, within ninety days from the date of commencement of this Act, obtain a Certificate of Registration from the Registering Authority under this Act.60 TAMIL NADU GOVERNMENT GAZETTE EXTRAORDINARY (2) Every application for registration of money lending entity shall be submitted through the online portal as may be notified by the Government, in such electronic form, along with such documents and fees as may be prescribed. (3) On receipt of such application, the Registering Authority shall verify the details furnished by the money lending entity and grant or refuse to grant a Certificate of Registration through online portal referred to in sub-section (2) in such electronic form and within such time as may be prescribed: Provided that no such application shall be rejected without giving opportunity of being heard to the applicant and for reasons to be recorded. (4) If no decision is made on the application within the time limit prescribed under sub-section (3) by the Registering Authority concerned, the Certificate of Registration shall be auto-generated and granted online in such form as may be prescribed. (5) The certificate granted under sub-section (3) or (4) shall be valid for a period of three years from the date on which it is granted, subject to fulfillment of such terms and conditions specified therein: Provided that if any money lending entity intends to carry on its business in any other district or region other than the district or region where it has registered, it shall furnish the details of such registration in such electronic form as may be prescribed to the Registering Authority of the district or region concerned where it intends to carry on its business. Renewal of 6. (1) Every Certificate of Registration shall be renewed for a Certificate of period of three years, in such manner and on payment of such fees Registration. and fulfillment of such conditions, as may be prescribed. (2) Every application for renewal of the Certificate of Registration granted under this Act shall be made not less than sixty days before the date of expiry of the period of such certificate: Provided that the Registering Authority may entertain the application for renewal after the expiry of the aforesaid period but before the expiry of the period of the certificate, if it is satisfied that the applicant was prevented by sufficient cause from applying for renewal in time. (3) On receipt of the application under sub-section (2), the Registering Authority shall verify the details furnished by the money lending entity and renew or refuse to renew the Certificate of Registration in such electronic form as may be prescribed, before the date of expiry of registration: Provided that no such application shall be rejected without giving opportunity of being heard to the applicant and for reasons to be recorded. (4) If no decision is made on the application within the time limit prescribed under sub-section (3) by the Registering Authority concerned, the renewal of Certificate of Registration shall be auto- generated and granted online in such form as may be prescribed.TAMIL NADU GOVERNMENT GAZETTE EXTRAORDINARY 61 7. Every money lending entity shall have a registered office in Registered office. this State. 8. (1) Every Registering Authority, while granting a Certificate Maintenance of of Registration or renewal thereof, shall maintain a register of registers by registered money lending entities in such electronic form and in such the Registering manner as may be prescribed. Authority. (2) On receipt of intimation from the money lending entity as required under the proviso to sub-section (5) of section 5, the Registering Authority shall make necessary entries in a separate Register to be maintained to register the money lending entities operating in the areas under its jurisdiction but registered in any other district or region, in such electronic form and in such manner as may be prescribed. (3) The registers maintained under sub-sections (1) and (2) shall be uploaded by the Registering Authority in the online portal referred to in sub-section (2) of section 5 and shall be periodically updated in such manner as may be prescribed. The details of list of registered money lending entities and the list of money lending entities operating in the areas within the jurisdiction of the Registering Authority concerned should be made accessible to the general public. PART II REGULATIONS FOR MONEY LENDING ENTITY. 9. (1) The effective rate of interest charged by the money Transparency in lending entity shall be prominently displayed in all its offices, its the business of website, and in the prospectus or brochure or advertisement notices, money lending as the case may be. entity. (2) There shall be only four components in the pricing of the loan, namely, the rate of interest, the processing charge, the insurance premium and delayed penal payment. (3) Every loan application form shall include necessary information which may affect the interest of the borrower, so that a meaningful comparison with the terms and conditions offered by other money lending entities can be made and a proper decision can be taken by the borrower. Such application form shall indicate the documents required to be submitted with the application form. (4) Every money lending entity shall deliver or cause to be delivered, to the borrower within one day before the date on which a loan is lent, a statement in the specified form showing in clear and distinct terms, the principal amount, date of the loan and of its maturity, the name and address of the money lending entity, borrower, the effective rate of interest charged, the processing charge, the insurance premium and delayed penal payment. (5) There shall be a standard loan agreement. (6) Money lending entity shall provide the borrower a loan card containing the following particulars,— (i) the effective rate of interest charged, the processing charge, the insurance premium and delayed penal payment; (ii) all the other terms and conditions attached to the loan; (iii) information which adequately identifies the borrower; and62 TAMIL NADU GOVERNMENT GAZETTE EXTRAORDINARY (iv) acknowledgements by the money lending entity of all repayments including instalments received and the final discharge. (7) No money lending entity shall receive any repayment of loan from a borrower without giving him a duly signed receipt for the repayment. (8) Every money lending entity shall, on a demand in writing by the borrower, supply a copy of any document relating to a loan obtained by him, or if the borrower so requires, to any person specified in that behalf in the demand. (9) All communications with the borrower including the entries in the loan card shall also be in Tamil. Lending Norms. 10. The Government may, by notification, specify the lending norms, collection and recovery practices. Explanation.— For the purpose of this section, lending norms does not include rate of interest. Money lending 11. The extent of loan up to which the Money lending entity shall entity not to not seek security from a borrower is such as may be prescribed. seek security. Explanation.— For the purpose of this section, “security” means any form of collateral. Books of 12. Every money lending entity shall keep and maintain a cash Accounts to book, a ledger and such other books of account in such form and be maintained such manner as may be prescribed. by the money lending entity. Submission of 13. Every money lending entity shall upload an annual statement accounts, for each financial year in such form and within such time as may be returns, etc. prescribed, in the portal referred to in sub-section (2) of section 5. PART III POWERS OF REGISTERING AUTHORITY. Power to cancel 14. (1) The Registering Authority may, at any time, either suo or suspend motu or upon receipt of complaint from a borrower or any other person, Registration. is of the opinion that the money lending entity has contravened any of the provisions of this Act or the rules made thereunder, shall issue a notice to the money lending entity to show cause as to why the registration of the said entity shall not be cancelled. (2) The Registering Authority on consideration of reply, if any received therefor, and on satisfaction that the money lending entity has violated the said provisions, may cancel the registration of that money lending entity, after recording the reasons in writing for such cancellation. (3) Pending enquiry under sub-section (1), the Registering Authority may, for sufficient reasons to be recorded, suspend the registration of that money lending entity. (4) The money lending entity whose Certificate of Registration has been suspended or cancelled, shall not lend money.TAMIL NADU GOVERNMENT GAZETTE EXTRAORDINARY 63 (Central Act 46 of 15. (1) The Registering Authority or any officer authorised by Power to require 2023) it in writing in this behalf, without prejudice to the powers of Police production authorities under Chapter VII and section 185 of the Bharatiya Nagarik of records or Suraksha Sanhita, 2023, may, for verifying whether the business of documents and the money lending entity is being carried on in accordance with the power of entry, provisions of this Act, enter the premises of any money lending entity inspection and or of any person who in his opinion, is carrying on the business of seizure. money lending and call upon to produce any record or document relating to such business. Every such money lending entity or such person shall allow such inspection and produce such records or documents during such inspection, and as and when required. (2) The Registering Authority or any officer authorised by it, may, for the purposes of sub-section (1), search the premises and seize any records, documents as may be necessary. The records or documents so seized shall be retained only for such period as may be necessary for the purposes of examination, prosecution or other legal action. (3) The Registering Authority or any officer authorised by it, shall also have power to summon and examine any money lending entity or any person connected with that entity, who in his opinion is in a position to furnish relevant information. PART IV DISPUTE RESOLUTION. . 16. (1) Any borrower may file a complaint regarding violation Complaints. of any provisions of this Act by a money lending entity either to the Registering Authority which registered the money lending entity or to the Registering Authority under whose jurisdiction the money lending entity operates, or to the jurisdictional police station. (2) The Registering Authority shall inquire such complaint by following the procedures specified in section 14 and pass such order, as it may deem fit. (3) If, after an inquiry, the Registering Authority finds that there is a prima facie case involving criminal offence against the money lending entity, the Registering Authority shall forward the complaint to the jurisdictional police station. (4) No police officer shall refuse to receive such complaint. 17. (1) For the protection of borrowers and for the settlement Appointment of of disputes of civil nature between the borrower and the money Ombudsperson. lending entity, in respect of loans granted by a money lending entity, the Government may, by notification, appoint one or more Ombudsperson as they deem fit. He can act as mediator between the borrower and lender for settling the disputes. (2) The powers and functions of ombudsperson shall be such as may be prescribed: Provided that nothing contained in this section shall bar the jurisdiction of civil courts to hear and try the disputes.64 TAMIL NADU GOVERNMENT GAZETTE EXTRAORDINARY CHAPTER III. OFFENCES AND PENALTIES. Punishment 18. Any person who is connected with and responsible for for carrying the day-to-day control, business and management of a money on business lending entity which carries on the business of providing loans without without obtaining Certificate of Registration under section 5 shall be registration. punishable with imprisonment for a term which may extend to three years and with fine which may extend to rupees one lakh. Penalty for 19. The money lending entity which fails to upload the annual contravention of statement within the time stipulated under section 13, shall be section 13. punishable with fine which shall not be less than ten thousand rupees, but which may extend to one lakh rupees. Prevention 20. (1) No borrower or any of his family members shall be of coercive subjected to coercive action by a money lending entity or its agents actions. while recovering loan from the borrower. (2) The following circumstances, if it occurs, or is present in relation to or connected with the recovery of loan from a borrower by a money lending entity or its agents may amount to coercive action: — (a) obstructing or using violence to or insulting or intimidating the borrower or any of his family members; or (b) persistently following the borrower or any of his family members from place to place, or interfering with any property owned or used by them, or depriving them of or hindering them in the use of, any such property; or (c) frequenting the house or other place where the borrower resides or works, or carries on business, or happens to be, with an intention of taking coercive action; or (d) using the service of private or outsourced or external agencies, to negotiate or urging the borrower to make payment using coercive and undue influence; or (e) seeking to take forcibly any document of the borrower which entitles him to a benefit under any Government programme, any other vital documents, articles or household belongings. Punishment for 21. Whoever, in contravention of section 20 of this Act, use any contravention of coercive action for recovery of money against a borrower or any of section 20. his family members, shall be punished, — (i) where such contravention relates to clause (a) or (b) or (c) of sub-section (2) of section 20, with imprisonment for a term which may extend to three years or with fine which may extend to five lakh rupees, or with both; and (ii) where such contravention relates to clause (d) or (e) of sub-section (2) of section 20, with imprisonment for a term which may extend to five years or with fine which may extend to five lakh rupees, or with both.TAMIL NADU GOVERNMENT GAZETTE EXTRAORDINARY 65 (Central Act 45 of 22. Where a borrower or any of his family members commits Abetment of 2023) suicide and if it is proved that immediately prior to such suicide, the suicide. borrower or any of his family member was subjected to coercive action by the money lending entity which has advanced the loan or its agents, such money lending entity and its agents shall be deemed to have abetted such suicide and so deemed to have committed an offence under section 108 of the Bharatiya Nyaya Sanhita, 2023. Explanation.─ For the purposes of sections 20, 21 and 22, the term “family members” mean parents, spouse, and children of the borrower. 23. Whoever contravenes any of the provisions of this Act or any Punishment for rules made thereunder for which no penalty is separately provided contravention of for in this Act, shall be punishable with fine which may extend to ten other provisions thousand rupees. of the Act. 24. The offences punishable under this Act except sections 19 Cognizable and and 23, shall be cognizable and non-bailable in nature. non-bailable offence. 25. Whenever a money lending entity is convicted under the Suspension or provisions of this Act, the Registering Authority which registered cancellation of the money lending entity or the Registering Authority under whose Registration jurisdiction the money lending entity operates, is empowered to on imposition suspend or cancel or recommend to cancel the registration of such of punishment money lending entity under the provisions of this Act. under this Act. 26. (1) Where an offence under this Act has been committed Offences by by a company, every person who at the time the offence was companies. committed, was in charge of and was responsible to the company for the conduct of the business of the company, as well as the company shall be deemed to be guilty of the offence and shall be liable to be proceeded against and punished accordingly: Provided that nothing contained in this sub-section shall render any such person liable to any punishment provided in this Act if he proves that the offence was committed without his knowledge or that he exercised all due diligence to prevent the commission of such offence. (2) Notwithstanding anything contained in sub-section (1), where an offence under this Act has been committed by a company and it is proved that the offence has been committed with the consent or connivance of, or is attributable to any neglect on the part of, any director, manager, secretary or other officer of the company, such director, manager, secretary or other officer shall also be deemed to be guilty of that offence and shall be liable to be proceeded against and punished accordingly. Explanation.— For the purposes of this section— (a) “company” means a body corporate, and includes a firm or other association of individuals; and (b) “director” in relation to a firm means a partner in the firm.66 TAMIL NADU GOVERNMENT GAZETTE EXTRAORDINARY CHAPTER IV. MISCELLANEOUS. Every officer to be 27. Every officer or person acting under the provisions of this (Central Act 45 of public servant. Act shall be deemed to be a public servant within the meaning of 2023) clause (28) of section 2 of the Bharatiya Nyaya Sanhita, 2023 Operation of 28. The provisions of this Act shall be in addition to and not in other laws not derogation of, any other law for the time being in force. affected. Power to give 29.The Government may, from time to time, give such directions directions. not inconsistent with the provisions of the Act or the rules made thereunder to the money lending entities, Registering Authority, Ombudsperson, or any other persons employed in connection with the implementation of this Act, as they may deem fit for giving effect to the provisions of this Act. Power to make 30. (1) The Government may make rules to carry out the rules. provisions of this Act. (2) (a) All rules made under this Act shall be published in the Tamil Nadu Government Gazette and unless they are expressed to come into force on a particular day, shall come into force on the day on which they are so published. (b) All notifications issued under this Act shall, unless they are expressed to come into force on a particular day, come into force on the day on which they are so published. (3) Every rule made or notification or order issued under section 31 of this Act shall, as soon as possible, after it is made or issued, be placed on the table of the Legislative Assembly, and if, before the expiry of the session in which it is so placed or the next session, the Assembly makes any modification in any such rule or notification or order, or the Assembly decides that the rule or notification or order should not be made or issued, the rule or notification or order shall thereafter have effect only in such modified form or be of no effect, as the case may be, so, however, that any such modification or annulment shall be without prejudice to the validity of anything previously done under that rule or notification or order. Power to remove 31. If any difficulty arises in giving effect to the provisions of this difficulties. Act, the Government may, by an order published in the Tamil Nadu Government Gazette, make such provisions not inconsistent with the provisions of this Act which appear to it to be necessary or expedient for the purposes of removing the difficulty: Provided that no such order shall be made under this section after the expiry of the period of two years from the date of commencement of this Act.TAMIL NADU GOVERNMENT GAZETTE EXTRAORDINARY 67 STATEMENT OF OBJECTS AND REASONS. Tamil Nadu is a pioneer State in protecting people from usurious interest on loans, by regulating the business of money-lenders and pawnbrokers. The State has enacted the Tamil Nadu Pawn Brokers Act, 1943 (Tamil Nadu Act XXIII of 1943), the Tamil Nadu Money-Lenders Act, 1957 (Tamil Nadu Act XXVI of 1957) and the Tamil Nadu Prohibition of Charging Exorbitant Interest Act, 2003 (Tamil Nadu Act 38 of 2003). However, recently economically weaker and vulnerable sections of the society especially farmers, women, self-help groups, agricultural labourers, workmen, footpath vendors, dairy workers, construction workers, migrant workers often fall prey to the attractive loans offered by the money lending entities including digital lending platforms which led people to incur unsustainable debt. Further, the money lending entities are resorting to unethical ways of recovering the debt from the borrowers who are already in financial distress, which sometimes instigates the suffering borrowers to commit suicide, thereby ruining many families, which disturbs social order. 2. Therefore, it is considered necessary to provide a statutory framework to protect the economically weaker and vulnerable groups from the undue hardships of coercive means of recovery by the money lending entities engaged in the business of providing loan to an individual or group of individuals or Self Help Groups or Joint Liability Groups. Accordingly, the Government have decided to enact a legislation to protect the people from the coercive actions of the money lending entities. 3. The Bill seeks to give effect to the above decision. UDHAYANIDHI STALIN, Deputy Chief Minister.68 TAMIL NADU GOVERNMENT GAZETTE EXTRAORDINARY MEMORANDUM REGARDING DELEGATED LEGISLATION Clauses 1(3), 4, 5, 6, 8, 10, 11, 12, 13, 17, 29 and 30 of the Bill authorize the Government to issue notification or orders, or to make rules, as the case may be, for the purposes specified therein. 2. The powers delegated are normal and not of an exceptional character. UDHAYANIDHI STALIN, Deputy Chief Minister. Secretariat, Chennai, K. SRINIVASAN, 26th April 2025. Principal Secretary.TAMIL NADU GOVERNMENT GAZETTE EXTRAORDINARY 69 Under Rule 130 of the Tamil Nadu Legislative Assembly Rules, the following Bill which was introduced in the Legislative Assembly of the Tamil Nadu on 26th April 2025 is published together with Statement of Objects and Resasons for general information:- L.A Bill No. 12 of 2025 A Bill further to amend the Tamil Nadu Prevention of Dangerous Activities of Bootleggers, Cyber law offenders, Drug offenders, Forest-offenders, Goondas, Immoral Traffic Offenders, Sand-offenders, Sexual-offenders, Slum-grabbers and Video Pirates Act, 1982. Be it enacted by the Legislative Assembly of the State of Tamil Nadu in the Seventy-sixth Year of the Republic of India as follows:— 1. (1) This Act may be called the Tamil Nadu Prevention of Short title and Dangerous Activities of Bootleggers, Cyber law offenders, Drug commencement. offenders, Forest-offenders, Goondas, Immoral Traffic Offenders, Sand-offenders, Sexual-offenders, Slum-grabbers and Video Pirates (Amendment) Act, 2025. (2) It shall come into force on such date as the State Government may, by notification, appoint. Tamil Nadu Act 14 of 2. In the long title to the Tamil Nadu Prevention of Dangerous Amendment of long 1982. Activities of Bootleggers, Cyber law offenders, Drug offenders, title. Forest-offenders, Goondas, Immoral Traffic Offenders, Sand- offenders, Sexual-offenders, Slum-grabbers and Video Pirates Act, 1982 (hereinafter referred to as the principal Act), for the expression "bootleggers, cyber law offenders, drug offenders", the expression "bio-medical waste offenders, bootleggers, cyber law offenders, drug offenders, economic offenders” shall be substituted. 3. In the preamble to the principal Act,— Amendment of preamble. (1) in the first paragraph, for the expression "bootleggers, cyber law offenders, drug offenders", the expression "bio-medical waste offenders, bootleggers, cyber law offenders, drug offenders, economic offenders” shall be substituted; (2) in the second paragraph, for the expression "bootleggers, cyber law offenders, drug offenders", the expression "bio-medical waste offenders, bootleggers, cyber law offenders, drug offenders, economic-offenders” shall be substituted. 4. In section 1 of the principal Act, for sub-section (1), the Amendment of following sub-section shall be substituted, namely:— section 1. "(1) This Act may be called the Tamil Nadu Preventive Detention Act, 1982.". 5. In section 2 of the principal Act, — Amendment of section 2. (1) in clause (a),— (a) sub-clauses (i) and (i-A) shall be re-numbered as sub-clauses (i-A) and (i-B), respectively, and before sub-clause (i-A) as so re-numbered, the following sub-clause shall be inserted, namely: —70 TAMIL NADU GOVERNMENT GAZETTE EXTRAORDINARY “(i) in the case of a bio-medical waste offender, when he is engaged, or is making preparations for engaging in any of his activities as a bio-medical waste offender, which affect adversely, or are likely to affect adversely, the maintenance of public order;”; (b) sub-clause (ii-A) shall be re-numbered as sub-clause (ii-B) and before sub-clause (ii-B) as so re-numbered, the following sub-clause shall be inserted, namely: — “(ii-A) in the case of an economic offender, when he is engaged, or is making preparations for engaging in any of his activities as an economic offender, which affect adversely, or are likely to affect adversely, the maintenance of public order;”; (2) after clause (a), the following clause shall be inserted, namely: — “(aa) “bio-medical waste offender” means a person, who disposes of or attempts to dispose of any bio-medical waste in contravention of the Bio-Medical Waste Management Rules, 2016, which is punishable under the Environment Protection Act,1986 (Central Act 29 of 1986);”; (3) clause (ee) shall be re-lettered as clause (eee) and before clause (eee) as so re-lettered, the following clause shall be inserted, namely: — “(ee) “economic offender” means a person, who commits or attempts to commit or abets the commission of any offence punishable under the Chit Funds Act, 1982 (Central Act 40 of 1982) or the Tamil Nadu Protection of Interests of Depositors (in Financial Establishments) Act, 1997 (Tamil Nadu Act 44 of 1997) or the Banning of Unregulated Deposit Schemes Act, 2019 (Central Act 21 of 2019);”; (4) in clause (f), for the expression “punishable under section 153 or section 153-A under Chapter VIII or under Chapter XVI other than sections 354, 376, 376-A, 376-B, 376-C, 376-D and 377 or Chapter XVII or Chapter XXII of the Indian Penal Code (Central Act XLV of 1860)”, the expression “punishable under sections 80, 87 to 97 under Chapter V or Chapter VI except section 113 or section 192 or section 196 under Chapter XI or under Chapter XVII or under Chapter XIX except sections 356 and 357 of the Bharatiya Nyaya Sanhita, 2023 (Central Act 45 of 2023)” shall be substituted; (5) for clause (g), the following clause shall be substituted, namely: — “(g) “immoral traffic offender” means a person who commits or abets the commission of any offence punishable under sections 98 and 99 of the Bharatiya Nyaya Sanhita, 2023 (Central Act 45 of 2023) or punishable under the Immoral Traffic (Prevention) Act, 1956 (Central Act 104 of 1956);”; (6) in clause (ggg), for the expression “punishable under sections 354, 376, 376-A, 376-B, 376-C, 376-D or 377 of the Indian Penal Code (Central Act XLV of 1860)”, the expression “punishable under sections 64 to 71 or sections 74 to 79 under Chapter V of the Bharatiya Nyaya Sanhita, 2023 (Central Act 45 of 2023)” shall be substituted.TAMIL NADU GOVERNMENT GAZETTE EXTRAORDINARY 71 6. In section 3 of the principal Act, in sub-section (1), for the Amendment of expression “bootlegger, or cyber law offender or drug offender”, the section 3. expression "bio-medical waste offender or bootlegger or cyber law offender or drug offender or economic offender” shall be substituted. 7. In section 4 of the principal Act, for the expression “the Code Amendment of of Criminal Procedure, 1973 (Central Act 2 of 1974)", the expression section 4. “the Bharatiya Nagarik Suraksha Sanhita, 2023 (Central Act 46 of 2023)” shall be substituted. 8. In section 7 of the principal Act,— Amendment of section 7. (1) for sub-section (1), the following sub-section shall be substituted, namely:— "(1) If the State Government have, or an officer mentioned in sub-section (2) of section 3 has, reason to believe that a person in respect of whom, a detention order has been made has absconded, or is concealing himself so that the order cannot be executed, then the provisions of sections 84 to 89 of the Bharatiya Nagarik Suraksha Sanhita, 2023 (Central Act 46 of 2023) shall apply in respect of such person and his property, subject to the modifications mentioned in this sub-section and, irrespective of the place where such person ordinarily resides, the detention order made against him shall be deemed to be a warrant issued by a competent Court. Where the detention order is made by the State Government, an officer, not below the rank of District Magistrate or Commissioner of Police authorised by the State Government in this behalf, or where the detention order is made by an officer mentioned in sub-section (2) of section 3, such officer, as the case may be, shall irrespective of his ordinary jurisdiction, be deemed to be empowered to exercise all the powers of the competent Court under sections 84, 85, 86, 87 and 88 of the said Sanhita for issuing a proclamation for such person and for identification, attachment and sale of his property situated in any part of the State and for taking any other action under the said sections. An appeal from any order made by any such officer rejecting an application for restoration of attached property shall lie to the Court of Session, having jurisdiction in the place where the said person ordinarily resides, as provided in section 89 of the said Sanhita.”; (2) in sub-section (2), in clause (c), for the expression “said Code”, the expression “said Sanhita” shall be substituted. 9. In section 17 of the principal Act,— Amendment of section 17. (1) In the marginal heading, for the expression “bootlegger, cyber law offender, drug offender”, the expression “bio-medical waste offender, bootlegger, cyber law offender, drug offender, economic offender" shall be substituted; (2) for the expression ”bootlegger, cyber law offender, drug offender”, the expression “bio-medical waste offender, bootlegger, cyber law offender, drug offender, economic offender" shall be substituted.72 TAMIL NADU GOVERNMENT GAZETTE EXTRAORDINARY STATEMENT OF OBJECTS AND REASONS The Hon'ble Chief Minister while moving the demand for police department on the floor of the Legislative Assembly for the year 2024-2025, has announced that in order to control the activities of persons indulging in economic offences, they will be detained under the Tamil Nadu Prevention of Dangerous Activities of Bootleggers, Cyber Law Offenders, Drug-offenders, Forest-Offenders, Goondas, Immoral Traffic Offenders, Sand-offenders, Sexual-offenders, Slum-Grabbers and Video Pirates Act, 1982 (Tamil Nadu Act 14 of 1982) and the said Act will be amended suitably. 2. Further, the improper disposal of Bio-Medical Waste poses grave risks to public health and environment. There are frequent complaints about the dumping of such wastes in our State from the neighboring States. The Hon'ble Madurai Bench of Madras High Court in its Order dated 15.11.2023 in Crl.R.C (MD) No.957 of 2023 and Crl.M.P (MD) No.12436 of 2023, has observed that it is right time to book the violators of the Bio-Medical Waste Management Rules, 2016 under the said Tamil Nadu Act 14 of 1982, by bringing suitable amendment thereto. 3. Besides that, the Indian Penal Code, 1860 (Central Act XLV of 1860) and the Code of Criminal Procedure, 1973 (Central Act 2 of 1974) were repealed and re-enacted as the Bharatiya Nyaya Sanhita, 2023 (Central Act 45 of 2023) and the Bharatiya Nagarik Suraksha Sanhita, 2023 (Central Act 46 of 2023), respectively. Hence, certain consequential amendments are required to be made in the said Tamil Nadu Act 14 of 1982. 4. Accordingly, the Government have decided to amend the Tamil Nadu Act 14 of 1982 suitably for the said purposes. 5. The Bill seeks to give effect to the above decision. V SENTHILBALAJI, Minister for Electricity, Prohibition and Excise. Secretariat, Chennai, K. SRINIVASAN, 26th April 2025. Principal Secretary. PRINTED AND PUBLISHED BY THE COMMISSIONER OF STATIONERY AND PRINTING, CHENNAI ON BEHALF OF THE GOVERNMENT OF TAMIL NADU

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