On January 09, 2026, the Reserve Bank of India (RBI) announced revisions to the Ways and Means Advances (WMA) limits for State Governments and Union Territories (UTs). These limits pertain to financial accommodations extended by the RBI through Special Drawing Facility (SDF), WMA, and Overdraft (OD) facilities, which were last reviewed on June 28, 2024.
Effective January 09, 2026, the WMA limit for the Government of National Capital Territory of Delhi (GNCTD) has been set at ₹890 crore, following an agreement between the RBI and GNCTD on January 05, 2026, for the RBI to handle GNCTD's general banking business. Consequently, the aggregate revised WMA limit for all State Governments and UTs is ₹61,008 crore, compared to the previous limit of ₹60,118 crore. State/UT wise WMA limits are listed in Annex.
For further information, contact:
Department of Communication, Central Office, Shahid Bhagat Singh Marg, Fort, Mumbai - 400 001. Phone: 022 - 2266 0502 or email helpdoc@rbi.org.in
Press Release: 2025-2026/1895. Contact (Brij Raj) Chief General Manager, press release: 2025-2026/1895
Total WMA limit(All States/UTs): ₹61,008 crore.
Key Entities Referenced
Ways and Means Advances (WMA): A facility provided by the Reserve Bank of India to State Governments and Union Territories to bridge temporary mismatches in their receipts and expenditure.
Special Drawing Facility (SDF): A credit facility offered by the Reserve Bank of India to states and Union Territories.
Reserve Bank of India: The central bank of India, responsible for regulating the monetary and credit system of the country and acts as banker to the government.
State Governments / Union Territories: Refers to the sub-national entities within India to whom the WMA and SDF facilities are extended.
Overdraft (OD): A facility provided by the Reserve Bank of India to State Governments/Union Territories.
प्रेस प्रकाशनी PRESS RELEASE
भारतीय �रज़वर् बैंक
RESERVE BANK OF INDIA
वेबसाइट : www.rbi.org.in/hindi संचार िवभाग, केंद्रीय कायार्लय, शहीद भगत िसंह मागर्, फोटर्, मुंबई - 400 001
Website : www.rbi.org.in Department of Communication, Central Office, Shahid Bhagat Singh Marg, Fort,
ई-मेल/email : helpdoc@rbi.org.in Mumbai - 400 001 फोन/Phone: 022 - 2266 0502
January 09, 2026
Ways and Means Advances for State Governments/ UTs
The limits for financial accommodation extended by the Reserve Bank of India to
the State Governments / Union Territories (UTs) through Special Drawing Facility
(SDF), Ways and Means Advances (WMA), and Overdraft (OD) facilities were last
reviewed and announced on June 28, 2024.
Consequent on Reserve Bank entering into an agreement with the Government of
National Capital Territory of Delhi (GNCTD) on January 05, 2026, the general banking
business of GNCTD shall be carried out by the Reserve Bank with effect from January
09, 2026.
The WMA limit for GNCTD have been fixed at ₹890 crore, effective from January
09, 2026. Accordingly, the revised aggregate WMA limit for State Governments / UTs
will be ₹61,008 crore as against the existing limit of ₹60,118 crore. State/UT wise WMA
limits are given in Annex.
(Brij Raj)
Press Release: 2025-2026/1895 Chief General Manager2
Annex
WMA Limits of State Governments and UTs
(Amount in ₹ crore)
Sl. No State/UT WMA Limit
1 Andhra Pradesh 2,921
2 Arunachal Pradesh 373
3 Assam 1,716
4 Bihar 2,731
5 Chhattisgarh 1,434
6 Delhi 890
7 Goa 258
8 Gujarat 3,092
9 Haryana 1,803
10 Himachal Pradesh 777
11 Jammu and Kashmir 1,298
12 Jharkhand 1,225
13 Karnataka 4,010
14 Kerala 2,308
15 Madhya Pradesh 3,450
16 Maharashtra 6,139
17 Manipur 281
18 Meghalaya 267
19 Mizoram 216
20 Nagaland 276
21 Odisha 2,099
22 Puducherry 175
23 Punjab 1,538
24 Rajasthan 3,585
25 Tamil Nadu 4,582
26 Telangana 2,407
27 Tripura 343
28 Uttar Pradesh 6,519
29 Uttarakhand 839
30 West Bengal 3,456
Total (All States/UTs) 61,008