On January 09, 2026, the Reserve Bank of India (RBI) released a press statement regarding Ways and Means Advances (WMA) for State Governments/Union Territories (UTs). The limits for financial accommodation extended by the RBI to the State Governments / UTs through Special Drawing Facility (SDF), Ways and Means Advances (WMA), and Overdraft (OD) facilities were last reviewed and announced on June 28, 2024.
RBI entered into an agreement with the Government of National Capital Territory of Delhi (GNCTD) on January 05, 2026, to carry out the general banking business of GNCTD with effect from January 09, 2026. The WMA limit for GNCTD has been fixed at ₹890 crore. The revised aggregate WMA limit for State Governments / UTs will be ₹61,008 crore, an increase from the existing limit of ₹60,118 crore. The state/UT-wise WMA limits are listed in the annex.
**Contact Information:**
* **Department of Communication, Central Office:** Shahid Bhagat Singh Marg, Fort, Mumbai - 400 001
* **Phone:** 022 - 2266 0502
* **Website:** [www.rbi.org.in/hindi](http://www.rbi.org.in/hindi) / [www.rbi.org.in](http://www.rbi.org.in)
* **Email:** helpdoc@rbi.org.in
* **(Brij Raj)** Chief General Manager
* **Press Release Number:** 2025-2026/1895
The annex details the WMA limits for each state/UT, totaling ₹61,008 crore. Some notable WMA limits are:
* Andhra Pradesh: ₹2,921 crore
* Maharashtra: ₹6,139 crore
* Tamil Nadu: ₹4,582 crore
* Uttar Pradesh: ₹6,519 crore
* West Bengal: ₹3,456 crore
Key Entities Referenced
Ways and Means Advances (WMA): Mechanism used by the Reserve Bank of India to provide temporary financial accommodation to State Governments and Union Territories.
Reserve Bank of India: The central bank responsible for regulating the Indian banking system and providing financial accommodation to State Governments/UTs.
State Governments / Union Territories (UTs): Entities receiving financial accommodation through Special Drawing Facility (SDF), Ways and Means Advances (WMA), and Overdraft (OD) facilities from the Reserve Bank of India.
Government of National Capital Territory of Delhi (GNCTD): The government of Delhi, with whom Reserve Bank entered into an agreement for general banking business.
Overdraft (OD): A facility for temporary financial accommodation extended by the Reserve Bank of India to State Governments and Union Territories.
प्रेस प्रकाशनी PRESS RELEASE
भारतीय �रज़वर् बैंक
RESERVE BANK OF INDIA
वेबसाइट : www.rbi.org.in/hindi संचार िवभाग, केंद्रीय कायार्लय, शहीद भगत िसंह मागर्, फोटर्, मुंबई - 400 001
Website : www.rbi.org.in Department of Communication, Central Office, Shahid Bhagat Singh Marg, Fort,
ई-मेल/email : helpdoc@rbi.org.in Mumbai - 400 001 फोन/Phone: 022 - 2266 0502
January 09, 2026
Ways and Means Advances for State Governments/ UTs
The limits for financial accommodation extended by the Reserve Bank of India to
the State Governments / Union Territories (UTs) through Special Drawing Facility
(SDF), Ways and Means Advances (WMA), and Overdraft (OD) facilities were last
reviewed and announced on June 28, 2024.
Consequent on Reserve Bank entering into an agreement with the Government of
National Capital Territory of Delhi (GNCTD) on January 05, 2026, the general banking
business of GNCTD shall be carried out by the Reserve Bank with effect from January
09, 2026.
The WMA limit for GNCTD have been fixed at ₹890 crore, effective from January
09, 2026. Accordingly, the revised aggregate WMA limit for State Governments / UTs
will be ₹61,008 crore as against the existing limit of ₹60,118 crore. State/UT wise WMA
limits are given in Annex.
(Brij Raj)
Press Release: 2025-2026/1895 Chief General Manager2
Annex
WMA Limits of State Governments and UTs
(Amount in ₹ crore)
Sl. No State/UT WMA Limit
1 Andhra Pradesh 2,921
2 Arunachal Pradesh 373
3 Assam 1,716
4 Bihar 2,731
5 Chhattisgarh 1,434
6 Delhi 890
7 Goa 258
8 Gujarat 3,092
9 Haryana 1,803
10 Himachal Pradesh 777
11 Jammu and Kashmir 1,298
12 Jharkhand 1,225
13 Karnataka 4,010
14 Kerala 2,308
15 Madhya Pradesh 3,450
16 Maharashtra 6,139
17 Manipur 281
18 Meghalaya 267
19 Mizoram 216
20 Nagaland 276
21 Odisha 2,099
22 Puducherry 175
23 Punjab 1,538
24 Rajasthan 3,585
25 Tamil Nadu 4,582
26 Telangana 2,407
27 Tripura 343
28 Uttar Pradesh 6,519
29 Uttarakhand 839
30 West Bengal 3,456
Total (All States/UTs) 61,008