**Executive Summary**
This report commemorates 11 years of the Digital India initiative, launched on July 1, 2015, highlighting its role in transforming public infrastructure, healthcare, and digital commerce. Key milestones include India’s Unified Payments Interface (UPI) accounting for nearly 49% of global real-time transactions and the digitization of nutrition monitoring via the Poshan Tracker. As of July 1, 2026, the initiative has successfully removed middlemen in artisan markets and expanded its digital payment footprint to ten nations, including Greece.
**Key Points / Main Content**
**Unified Payments Interface (UPI) and Financial Inclusion**
* **Global Leadership:** UPI handles nearly 49% of the world’s real-time digital transaction volume, transitioning India from a cash-based to a digital-first economy.
* **International Expansion:** Greece has become the 10th nation to adopt UPI, facilitating seamless payments for Indian travelers and businesses abroad.
* **Core Pillars:** The ecosystem is supported by Aadhaar-linked digital identity, interconnected banking frameworks, affordable 5G/optical fiber connectivity, and high smartphone penetration.
**Healthcare and Nutrition (Poshan Tracker)**
* **Scale of Impact:** Developed under Mission Poshan 2.0, the platform connects over 13.30 lakh Anganwadi workers and approximately 9 crore beneficiaries, including pregnant women and children.
* **Technological Integration:** The system utilizes Aadhaar verification (99.89% rate), geo-tagging, Face Recognition Systems (FRS) for ration distribution, and a multilingual interface.
* **Data-Driven Governance:** Daily transactions increased from 1 crore in 2021 to over 22 crore in 2026, providing real-time nutrition indicator tracking for over 77 million children to support evidence-based policymaking.
**Digital Marketplaces (Indiahandmade)**
* **Direct Connectivity:** The platform connects over 3,900 artisans and weavers directly to national buyers, eliminating intermediaries to increase artisan income.
* **Operational Features:** Offers more than 21,000 products with AI-powered listings, integrated order management, and free logistics.
* **Financial Transparency:** 100% of sale proceeds are credited directly to the artisans' bank accounts without deductions, making handmade products more affordable for consumers.
**Impact Analysis**
**Citizens and Merchants**
**Impact**
Digital payments have become the preferred mode of transaction, providing a secure, instant, and transparent way to pay for services ranging from street vending to professional consultations.
**Action Required**
Continue utilizing digital public infrastructure for secure transactions and access to public welfare records via citizen-facing portals.
**Anganwadi Workers**
**Impact**
The transition from maintaining 11 manual registers to a fully digital system has reduced delays and service gaps in nutrition delivery.
**Action Required**
Use the Poshan Tracker for real-time data capture, pregnancy monitoring, and immunization tracking to ensure entitled services reach beneficiaries efficiently.
**Artisans and Weavers**
**Impact**
Removal of middlemen has strengthened income levels and provided access to wider national markets that were previously unreachable.
**Action Required**
Onboard through the Indiahandmade portal, utilize AI-powered listings, and manage orders digitally to reach a broader customer base.
**International Travelers and Businesses**
**Impact**
The adoption of UPI in ten countries, including Greece, allows for seamless cross-border transactions.
**Action Required**
Utilize UPI-enabled applications for instant fund transfers and payments while traveling in partner nations.
Key Entities Referenced
Digital India: A flagship initiative launched in 2015 to transform India into a digitally empowered society and knowledge economy through robust public infrastructure.
Unified Payments Interface (UPI): A real-time payment system that enables instant, interoperable transactions across banks, accounting for nearly 49 percent of the world's real-time transaction volume.
Poshan Tracker: A digital platform developed under Saksham Anganwadi & Mission Poshan 2.0 for real-time monitoring and transparency in nutrition service delivery for mothers and children.
Indiahandmade: An e-commerce initiative of the Ministry of Textiles that connects artisans and weavers directly with consumers to remove middlemen and boost rural incomes.
Aadhaar: A foundational digital identity system used for secure authentication in digital payments and verification of beneficiaries in public welfare schemes.
Ministry of Electronics & IT
11 Years of Digital India: Better Healthcare &
Digital Markets Making Lives Easier
Every Second Real-time Digital Transaction in the World is
Processed Through India's UPI
India Gains More and More Global Recognition for Its UPI
with Greece Becoming the 10th Nation to Adopt It
Improved Mother & Child Nutrition: Over 13 Lakh Anganwadi
Workers and Around 9 Crore Beneficiaries Connected
Through Real-Time Monitoring via Poshan Tracker
Customer’s Paradise: Digital Market, Indiahandmade, Helps
Boost Income of Weavers & Artisans as Middlemen are
Removed
प्रव तथ: 01 JUL 2026 7:45PM by PIB Delhi
There was a time when nearly every transaction in India was made in cash, and this brought its own set
of everyday challenges. There was the burden of carrying hard currency, and the frequent hunt for
change. Beyond payments, tracking health indicators, maintaining records under public welfare
schemes, and coordinating service delivery remained slow, paper based and fragmented. This began to
change with the launch of the Digital India initiative on 1 July 2015. Over the years, the shift has
proven far reaching, with its impact now visible in the smallest corners of everyday life.
Today, Digital India has evolved into a robust digital public infrastructure that is transforming the way
India pays, delivers public services and supports livelihoods. From a tea vendor in Delhi accepting
instant digital payments, to a weaver in Jharkhand selling handmade products online, and an
Anganwadi worker in Odisha updating a child's health records in real time, digital technologies have
become an integral part of everyday life. Digital payments are now the preferred mode for millions of
citizens and merchants, while digital platforms are strengthening governance, healthcare and
commerce across the country. Four such examples of this transformation stand out.
Better Health, Affordable Handmade Textiles
This transformation is perhaps best reflected in how it touches both wellbeing and livelihood at once.
On one hand, the Poshan Tracker is bringing real-time transparency to nutrition service delivery at
Anganwadi centres across the country, helping ensure no child or mother is overlooked. On the other,
digital marketplaces such as Indiahandmade are connecting rural artisans directly to national buyers,cutting out layers of middlemen and letting craftspeople earn what their work is truly worth. Together,
better health monitoring and more affordable, accessible handmade textiles are quietly making daily
life smoother, more dignified and more secure for citizens across urban and rural India alike.
Every Second Real-time Digital Transaction in the World is Done in India
At the core of this transformation is the Unified Payments Interface (UPI), launched in 2016–17, which
enables instant, seamless and interoperable person-to-person and person-to-merchant transactions
across banks. Supported by India's digital public infrastructure and a growing ecosystem of digital
payment applications, UPI has made secure and instant digital payments accessible to everyone, from
street vendors to professionals, using nothing more than a smartphone.
Today, India's Unified Payments Interface (UPI) accounts for nearly 49 per cent of the world's real-
time payment transaction volume, making it the world's largest real-time payment system. From a
predominantly cash-based economy just over a decade ago, digital payments have become the
preferred mode of transaction for millions across urban and rural India, driving greater convenience,
transparency and financial inclusion.
This achievement rests on an integrated ecosystem of enabling pillars:
● Unified Payments Infrastructure: UPI and interoperable digital payment platforms
enabling instant fund transfers across banks.
●Banking Connectivity: Banks interconnected through a unified digital framework, with
every account digitally identifiable for frictionless transactions.
●Digital Identity through Aadhaar: Providing trusted, secure identification of both sender
and receiver, strengthening reliability and inclusion.
● Affordable Internet and Nationwide Connectivity: Low-cost mobile data, rapidly
expanding 5G networks, optical fibre reaching deep into rural India, and mobile broadband
bridging the remaining gaps.
●Smartphone Penetration: Affordable smartphones as the primary gateway through which
citizens access digital services and payments.
●Digital Innovation: A vibrant ecosystem of user-friendly applications making transactions
simple, secure and accessible for all.
Together, these pillars have made digital payments a nationwide reality, extending from urban centres
to rural areas and enabling cashless transactions anytime, anywhere. Strong authentication systems
ensure user security even in case of device loss. As a result, India has emerged as one of the world’s
leading digital payment ecosystems, steadily reducing cash dependence and accelerating its digital
economic transition.
India’s digital public infrastructure is also gaining growing global recognition. The international
adoption of UPI reflects increasing confidence in India’s technology-led digital payment ecosystem.
Most recently, Greece became the 10th country to enable UPI services, further expanding its global
footprint and allowing Indian travellers and businesses to make seamless digital payments abroad.
Real-Time Monitoring Through Poshan Tracker
Digital India’s reach extends beyond payments into maternal and child nutrition through the Poshan
Tracker, developed under the Saksham Anganwadi & Mission Poshan 2.0 by the Ministry of Women &
Child Development, transforming nutrition service delivery in real time. Earlier, Anganwadi Workers
maintained 11 manual registers, leading to delays and service gaps. This has now shifted to a fullydigital system with over 13.30 lakh Anganwadi Workers registered as of May 2026, serving 8.93 crore
beneficiaries, including pregnant women, lactating mothers, children aged 0–6 years, and adolescent
girls, with 99.89 per cent Aadhaar verification. Daily transactions have risen from about 1 crore in
2021 to over 22 crore in 2026, with nationwide implementation across all 36 States and Union
Territories.
The platform integrates Aadhaar and mobile verification, geo-tagging, geo-fencing, time-stamped data
capture, and a Face Recognition System (FRS) for ration distribution. The Nominee Module allows
authorised collection of rations on behalf of beneficiaries, while a multilingual interface and citizen-
facing beneficiary portal ensure accessibility and real-time access to records.
The system now maintains a live monthly database tracking nutrition indicators for over 77 million
children, enabling real-time dashboards, heat maps, and evidence-based policymaking based on
verified, Aadhaar-authenticated data.
Removal of Middlemen Leading to Indian Handmade Products Getting Cheaper
For generations, artisans and weavers depended on intermediaries to reach buyers, which reduced their
earnings and increased prices for consumers. Digital India is changing this through Indiahandmade, an
initiative of the Ministry of Textiles developed by the Digital India Corporation (DIC), which directly
connects artisans, weavers, Self-Help Groups, producer companies and rural enterprises with
customers across the country. The platform has onboarded over 3,900 artisans and weavers and lists
more than 21,000 handcrafted and handloom products, supported by features such as simplified digital
registration, multilingual support, AI-powered listings, integrated order management, secure payments,
and free logistics, enabling many first-time digital sellers.
The platform ensures that the entire sale proceeds are credited directly to artisans’ bank accounts
without any deductions. By removing intermediaries, Indiahandmade has strengthened artisan incomes
while making handmade products more affordable for buyers.
Beneficiary Stories
Priyanka, a beneficiary of Poshan Tracker, receives timely nutrition services through real-time digital
monitoring of her pregnancy. The platform ensures regular antenatal care, nutrition counselling,
immunization tracking, and timely distribution of Take Home Ration (THR). By digitally recording
service delivery and beneficiary status, Poshan Tracker improves transparency, enables timely
interventions by Anganwadi Workers, and ensures that entitled services reach her efficiently,
contributing to healthy pregnancy outcomes.
Dastkar Bamboo Producer Company has been selling bamboo and cane handicrafts in Indiahandmade
for three years, using the platform to access wider markets and achieve steady sales growth. This has
resulted in higher and more consistent incomes for artisans, improved livelihoods for their families,
and helped sustain traditional bamboo and cane crafts that earlier struggled to find buyers beyond their
local regions.
India's Digital Public Infrastructure
As Digital India completes 11 years, its story is no longer confined to policy documents, it is told each
time a tea vendor ships a handcrafted product to a customer they have never met. It is, in every sense, a
story of a billion small transformations adding up to one very large one.
****
Dharmendra Tewari / Dr. Nayan Solanki / Kanishk Sharma / Manik Sharma
(रलीज़ आईडी: 2280068) आगंतुक पटल : 619इस वज्ञ को इन भाषाओ ंम पढ़: Urdu , ही , Gujarati , Odia