IRDAI circular IRDAI/INT/GDL/MISC/87/7/2025 dated 29/07/2025 amends Clause 15(a) of the "Revised Guidelines on Insurance Repositories and Electronic Issuance of Insurance Policies" (IRDA/INT/GDL/INSRE/111/05/2015) dated 29th May, 2015. The amendment states that the review of controls, systems, procedures, and safeguards in place by the insurance repository as outlined in Clause 14 shall be conducted at least once a year, at their own cost, by an external auditor who is either a Certified Information System Auditor (CISA), a Chartered Accountant with DISA (ICAI) Qualification or a CERT-IN certified expert. This circular comes into effect immediately and has the approval of the Competent Authority. Contact Phone: 040-20204000; www.irdai.gov.in. The address for IRDAI is Survey No. 115/1, Financial District, Nanakramguda, Hyderabad 500 032.
Key Entities Referenced
Insurance Regulatory and Development Authority of India (IRDAI): The regulatory body issuing the amendment related to insurance repositories.
Revised Guidelines on Insurance Repositories and Electronic Issuance of Insurance Policies: The policy document being amended.
Clause 15(a): Specific clause of the Revised Guidelines that is being amended.
Clause 14: Referenced clause within the Revised Guidelines.
भारतीय बीमा िविनयामक एवं िवकास प्रािधकरण
INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY OF INDIA
संदभर् सं. आईआरडीएआई/आईएनटी/जीडीएल/एमआईएससी/87/7/2025
Ref No. IRDAI/INT/GDL/MISC/87/7/2025 िदनांक / Date : 29/07/2025
" बीमा कोषो ं(�रपोिजट�रयो)ं और बीमा पािलिसयो ंके इले��ािनक िनगर्म संबंधी संशोिधत
िदशािनद�श " के खंड 15(क) में संशोधन
Amendment to Clause 15(a) of “Revised Guidelines on Insurance Repositories
and Electronic Issuance of Insurance Policies”.
1. बीमा कोषो ं(�रपोिजट�रयो)ं और बीमा पािलिसयो ंके इले��ािनक िनगर्म संबंधी संशोिधत िदशािनद�श
(आईआरडीए/आईएनटी/जीडीएल/आईएनएसआरई/111/05/2015) िदनांिकत 29 मई, 2015 का
संदभर् िदया जाता है। खंड 15(क) के अनुसार, बीमा कोष(�रपॉिजटरी) द्वारा �ािपत िनयंत्रणो,ं प्रणािलयो,ं
प्रिक्रयाओ ं और सुरक्षा उपायो ं की समीक्षा प्रािधकरण द्वारा अनुमोिदत बाह्य प्रणाली लेखा परीक्षा फमर्
द्वारा वािषर्क आधार पर की जाएगी।
उपयुर्� खंड 15(क) को एतद्द् वारा संशोिधत िकया जाता है और जो िन�ानुसार पिठत होगा: -
"खंड 14 में उ���खत बीमा कोष(�रपॉिजटरी) द्वारा �ािपत िनयंत्रणो,ं प्रणािलयो,ं प्रिक्रयाओ ं
और सुरक्षा उपायो ंकी समीक्षा एक बाह्य लेखा परीक्षक, जो या तो प्रमािणत सूचना प्रणाली लेखा
परीक्षक (सीआईएसए) हो, डीआईएसए (आईसीएआई) यो�ताधारी एक सनदी लेखाकार हो
या सटर्-इन(सीईआरटी-आईएन) प्रमािणत िवशेषज्ञ हो" के द्वारा उनकी �ंय की लागत पर वषर्
में �ूनतम एक बार की जाएगी।
2. यह प�रपत्र त�ाल प्रभाव से प्रभावी होगा।
3. इसे सक्षम प्रािधकारी का अनुमोदन प्रा� है।
1. Reference is drawn to the Revised Guidelines on Insurance Repositories and
Electronic Issuance of Insurance Policies (IRDA/INT/GDL/INSRE/111/05/2015) dated
29th May, 2015. As per Clause 15(a), a review of the controls, systems, procedures,
and safeguards put in place by the insurance repository shall be conducted by an
external system audit firm approved by the Authority, on yearly basis.
सव� सं. 115/1, फाइनंिशयल िड����, नानकरामगुडा, हैदराबाद - 500032
Survey No. 115/1, Financial District, Nanakramguda, Hyderabad 500 032
दूरभाष Phone: 040-20204000; www.irdai.gov.inThe above Clause 15(a) hereby stands modified and shall be read as below: -
“A review of the controls, systems, procedures and safeguards put in place by
the insurance repository as outlines in Clause 14 shall be conducted at least
once a year, at their own cost, by an external auditor who is either a Certified
Information System Auditor (CISA), a Chartered Accountant with DISA (ICAI)
Qualification or a CERT-IN certified expert”.
2. This circular comes into force with immediate effect.
3. This has approval of the Competent Authority.
(सुदी� भट्टाचायर् / Sudipta Bhattacharya)
मु� महाप्रबंधक (म�वत�)/ Chief General Manger (Intermediaries)
सव� सं. 115/1, फाइनंिशयल िड����, नानकरामगुडा, हैदराबाद - 500032
Survey No. 115/1, Financial District, Nanakramguda, Hyderabad 500 032
दूरभाष Phone: 040-20204000; www.irdai.gov.in