**Executive Summary**
The Ministry of Food Processing Industries (MoFPI) is implementing the PM Formalisation of Micro food processing Enterprises (PMFME) Scheme to support micro food processing enterprises across India. The scheme provides financial, technical, and business support. The document outlines the progress of the scheme for women, SC, and ST entrepreneurs between September 1, 2025, and October 31, 2025.
**Key Points / Main Content**
* **Scheme Overview:**
* The PMFME scheme aims to support the setting up or upgrading of micro food processing enterprises.
* Loans are sanctioned by lending banks after appraisal of online proposals.
* MoFPI conducts meetings with banks and State/UT governments.
* **Financial Provisions:**
* Loans to 1,62,744 micro food processing enterprises have been sanctioned.
* 8.3% & 4.3% of annual funds are earmarked for SC & ST entrepreneurs.
* Seed capital support of Rs. 40000 per SHG member is provisioned for working capital for women SHG members.
* Credit-linked capital subsidy @35% of the eligible project cost (max ceiling of Rs. 3.00 crore) is provided for common infrastructure facilities.
* **Progress (01.09.2025 - 31.10.2025):**
* Loans sanctioned for 4,521 women, 678 SC, and 761 ST entrepreneurs.
* Seed capital sanctioned for 10,422 SHG members (Rs. 38.19 crores).
* 4629 women beneficiaries have been trained.
* **Loan Approval Process:**
* Average loan approval time is around 50 days after DPR approval.
* Approval time depends on the submission of documents by the applicants.
* **Other Initiatives:**
* Workshops, seminars, and awareness camps are conducted at various levels to increase scheme outreach.
* Issues faced by micro food processing enterprises are raised at DFS and SLBC levels.
**Impact Analysis**
**Micro Food Processing Enterprises**
* **Impact:** Benefit from financial, technical, and business support for setting up or upgrading their businesses.
* **Action Required:** Submit online loan proposals, provide necessary documentation, and adhere to scheme guidelines.
**Women, SC, and ST Entrepreneurs**
* **Impact:** Targeted support for access to loans, seed capital, and capacity building programs.
* **Action Required:** Apply for loans and schemes, participate in training programs.
**Self Help Groups (SHGs)**
* **Impact:** Seed capital support for SHG members engaged in food processing activities.
* **Action Required:** Utilize the seed capital for working capital and purchase of small tools.
**Lending Banks**
* **Impact:** Involved in the appraisal and sanctioning of loans under the PMFME scheme.
* **Action Required:** Evaluate loan applications, sanction loans, and coordinate with MoFPI.
**State / UT Governments**
* **Impact:** Involved in the implementation of the PMFME scheme.
* **Action Required:** Collaborate with MoFPI, address issues faced by micro food processing enterprises, and organize workshops and seminars.
Key Entities Referenced
PM Formalisation of Micro food processing Enterprises (PMFME) Scheme: A centrally sponsored scheme to provide financial, technical, and business support for setting up or upgrading micro food processing enterprises through State/UT Governments.
Ministry of Food Processing Industries (MoFPI): The ministry implementing the PMFME Scheme.
State Level Bankers Committee (SLBC): A committee involved in addressing issues faced by micro food processing enterprises.
Ministry of Food Processing Industries
Benefit to Micro Enterprises Under PMFME
PMFME Scheme Boosts Support for Micro Food Processing
Enterprises Across India
प्रव तथ: 12 DEC 2025 2:09PM by PIB Delhi
Ministry of Food Processing Industries (MoFPI) is implementing a centrally sponsored "PM Formalisation
of Micro food processing Enterprises (PMFME) Scheme" through State / UT Governments for providing
financial, technical and business support for setting up of new/ upgradation of micro food processing
enterprises in the country. The loans to online proposals submitted under the scheme are sanctioned by
lending banks after appraisal. Against the target of providing credit linked support to two lakhs micro food
processing enterprises, loans to 1,62,744 micro food processing enterprises have been sanctioned for credit
linked subsidy under the Scheme.
MoFPI regularly conducts meeting with lending banks and State / UT Governments to achieve the above
targets. Also, the issues being faced by micro food processing enterprises are raised at the Department of
Financial Services (DFS) level and in the State Level Bankers Committee (SLBC). Regular Workshops,
Seminars and awareness camps are being conducted at National, State and District level to increase the
outreach and benefit of the scheme to the last mile beneficiaries.
The average loan approval time after DPR approval across the country is around 50 days. However, the
actual time depends on the submission of documents/ information by the applicants to the concerned
authorities/ lending banks as per the Scheme guidelines.
As per the Scheme guidelines, the annual allocation of funds of 8.3% & 4.3% for SC & ST entrepreneurs
has been earmarked under the Scheme. There is no specific allocation of funds for women entrepreneurs.
For increasing women participation in the scheme, Seed Capital support of Rs. 40000 per SHG member is
provisioned for working capital and purchase of small tools for women SHG members engaged in food
processing activity.
No new measures have been implemented under the PMFME Scheme after August 2025. However, the
progress of the PMFME Scheme for women, SC & ST entrepreneurs after August 2025 i.e. from
01.09.2025 to 31.10.2025 is as under:
· Credit Linked Subsidy: Loans for 4,521 women, 678 SC and 761 ST entrepreneurs have
been sanctioned
· Seed capital: 10,422 SHG members have been sanctioned for an amount of Rs. 38.19
crores.
· Capacity Building: 4629 women beneficiaries have been trainedNo such proposal for enhanced financing has been finalized by the Ministry under the PMFME Scheme.
However, as per the existing provisions in the scheme guidelines, credit-linked capital subsidy @35% of
the eligible project cost with a maximum ceiling of Rs. 3.00 crore is provided for setting up of common
infrastructure facilities by organizations such as Farmer Producer Organizations (FPOs)/ Farmer Producer
Companies (FPCs) / Cooperatives/ Self Help Groups (SHGs) and its Federation / Govt. Agencies. These
facilities are made available for micro food processing units on hiring basis.
This information was given by the Minister of State for Food Processing Industries Shri Ravneet Singh in a
written reply in Rajya Sabha today.
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CMC-MoFPI
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