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Date: 2024-04-30 Category: Not Applicable State: Union Government Country: India

Credit Information Companies (Amendment) Regulations, 2017

Issued by Reserve Bank of India · Not Applicable

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Executive Summary & Key Takeaways

**Executive Summary** This document is the Credit Information Companies (Amendment) Regulations, 2017, issued by the Reserve Bank of India. It amends the Credit Information Companies Regulations, 2006. The regulations are effective from the date of their publication in the official gazette (August 25, 2017). **Key Points / Main Content** * **General** * These regulations are named the Credit Information Companies (Amendment) Regulations, 2017. * These regulations will be effective from the date of their publication in the official gazette. * **Amendment to Regulation 3** * Replaces "following companies" with "following persons." * Adds the following to the list: * An information utility as defined in the Insolvency and Bankruptcy Code, 2016. * A resolution professional appointed under the Insolvency and Bankruptcy Code, 2016, as it relates to the credit information of the corporate debtor for whom they were appointed. **Impact Analysis** * **Credit Information Companies** * **Impact:** Must comply with the amended regulations regarding who they can obtain information from. * **Action Required:** Update internal procedures to include information utilities and resolution professionals as valid sources of credit information. * **Information Utilities and Resolution Professionals** * **Impact:** Included as valid sources of credit information. * **Action Required:** Provide credit information to Credit Information Companies as required. * **Corporate Debtors** * **Impact:** Corporate Debtors under resolution will have their information released to Credit Information Companies. * **Action Required:** No direct action required.

Key Entities Referenced

Credit Information Companies (Regulation) Act, 2005: The primary legislation empowering the Reserve Bank of India to regulate credit information companies. Credit Information Companies Regulations, 2006: The principal regulations governing credit information companies, which this notification amends. Insolvency and Bankruptcy Code, 2016: Act referenced for defining 'information utility' and referring to 'resolution professionals'. Reserve Bank of India: The regulator issuing the amendment regulations.
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jftLVªh laö Mhö ,yö&33004@99 REGD. NO. D. L.-33004/99 vlk/kj.k EXTRAORDINARY Hkkx III—[k.M 4 PART III—Section 4 izkf/dkj ls izdkf'kr PUBLISHED BY AUTHORITY la- 330] ubZ fnYyh] 'kqØokj] vxLr 25] 2017@Hkkæ 3] 1939 No. 330] NEW DELHI, FRIDAY, AUGUST 25, 2017/ BHADRA 3, 1939 भारतीय िरज़व र्बक(cid:7289) अिधसचू ना मुम् बई, 11 अगस् त, 2017 (cid:7079)त्यय िवषयक जानकारी कंपनी (सशं ोधन) िविनयमावली, 2017 स.ं बीबीआर.सीआईडी. स.ं 786/20.16.050/2017-18.—(cid:7079)त्यय िवषयक जानकारी कंपनी (िविनयमन) अिधिनयम, 2005 (2005 का 30) की धारा 37 (cid:7367)ारा (cid:7079)द(cid:7275) शि(cid:7334)य(cid:7298) का (cid:7079)योग करत े हुए, भारतीय िरज़वर् बक(cid:7289) (cid:7367)ारा (cid:7079)त्यय िवषयक जानकारी कंपनी िविनयमावली, 2006 को संशोिधत करन ेके िलए िन(cid:7388)िलिखत िविनयम बनाए जात ेह।(cid:7289) 1. लघु शीषकर् और आरंभ (1) इन िविनयम(cid:7298) को (cid:7079)त्यय िवषयक जानकारी कंपनी (संशोधन) िविनयमावली, 2017 कहा जाएगा। (2) ये आिधकािरक गज़ट म (cid:7286)इनके (cid:7079)कािशत होने की तारीख से लाग ूह(cid:7298)ग।े 2. िविनयम 3 का सशं ोधन (cid:7079)त्यय िवषयक जानकारी कंपनी िविनयमावली, 2006 के िविनयम 3 म(cid:7286), (i) "िन(cid:7388)िलिखत कंपिनय(cid:7298)" के स्थान पर "िन(cid:7388)िलिखत (cid:7390)ि(cid:7334)य(cid:7298)" शब्द रखे जाएंगे। (ii) खंड (छ) के बाद िन(cid:7388)िलिखत को जोड़ा जाएगा, नामतः "(ज) इन्फॉम(cid:7287)शन यूिटिलटी जैसा िक िदवािलया और शोधन अक्षमता संिहता, 2016 (2016 का अिधिनयम 31) म(cid:7286) पिरभािषत िकया गया ह ै (झ) िदवािलया और शोधन अक्षमता संिहता, 2016 (2016 का अिधिनयम 31) के तहत िनय(cid:7334)ु समाधान (cid:7390)ावसाियक (Resolution Professional), उस कॉप(cid:7299)रेट कजर्दार की ऋण सूचना के सबं धं म(cid:7286), िजसके िलए उस ेिनयु(cid:7334) िकया गया ह।ै " सुदशर्न सेन, कायर्पालक िनदशे क [िवज्ञापन-III/4/असा./181/17] फुटनोट : (cid:7079)त्यय िवषयक जानकारी कंपनी िविनयमावली, 2006 को सा.का.िन. 754(अ), िदनांक 14 िदसंबर 2006 (cid:7367)ारा भारत के राजप(cid:7074), असाधारण, भाग-II, खडं 3, उप-खंड (i), म(cid:7286) (cid:7079)कािशत िकया गया। 5296 GI/2017 (1)2 THE GAZETTE OF INDIA : EXTRAORDINARY [PART III—SEC. 4] RESERVE BANK OF INDIA NOTIFICATION Mumbai, the 11th August, 2017 THE CREDIT INFORMATION COMPANIES (AMENDMENT) REGULATIONS, 2017 No. BBR.CID. No. 786/20.16.050/2017-18.—In exercise of the powers conferred by section 37 of the Credit Information Companies (Regulation) Act, 2005 (Act 30 of 2005), the Reserve Bank of India hereby makes the following regulations, to amend the Credit Information Companies Regulations, 2006. 1. Short title and (1) These regulations may be called the Credit Information Companies (Amendment) commencement Regulations, 2017. (2) They shall come into force on the date of their publication in the official gazette. 2. Amendment of In the Credit Information Companies Regulations, 2006, in regulation 3, regulation 3 (i) for the words ‘following companies’, the words ‘following persons’ shall be substituted (ii) after clause (g), the following shall be inserted, namely, “(h) an information utility as defined in the Insolvency and Bankruptcy Code, 2016 (Act 31 of 2016) (i) a resolution professional appointed under the Insolvency and Bankruptcy Code, 2016 (Act 31 of 2016), in so far as the credit information of the corporate debtor, in respect of which he has been so appointed.” SUDARSHAN SEN, Executive Director [ADVT.-III/4/Exty./181/17] Footnote : The Credit Information Companies Regulations, 2006 were published in the Gazette of India, Extraordinary, Part-II, Section 3, Sub-section (i), vide GSR 754(E), dated 14th December, 2006. Uploaded by Dte. of Printing at Government of India Press, Ring Road, Mayapuri, New Delhi-110064 and Published by the Controller of Publications, Delhi-110054.

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