**Executive Summary**
This document reports on a Memorandum of Understanding (MoU) signed between the Department of Posts (DoP) and the Small Industries Development Bank of India (SIDBI). The MoU aims to undertake Contact Point Verification (CPV) of Informal Micro Enterprises (IMEs) registered on the Udyam Assist Platform (UAP). The MoU is valid for two years, from December 31, 2025, to December 30, 2027.
**Key Points / Main Content**
* **Agreement Overview:**
* The MoU establishes a structured institutional framework for collaboration between DoP and SIDBI.
* The collaboration aims to support verification, data integrity, and credit enablement initiatives for informal micro-enterprises across the country.
* **Roles and Responsibilities:**
* **Department of Posts:**
* Leverages its postal network and trained personnel for on-ground Contact Point Verification (CPV).
* Will verify demographic details, business particulars, and location using geo-tagged evidence.
* **SIDBI:**
* Developed and will deploy a dedicated CPV mobile application for real-time data capture and submission of verification reports.
* Will provide system access, backend infrastructure, operational guidelines, and training support.
* Ensures the accuracy, authenticity, and reliability of enterprise-level information available on the platform
* **MoU Terms:**
* Valid for two years, from December 31, 2025, to December 30, 2027.
* May be extended on mutually agreed terms.
* Includes provisions for data confidentiality, information security, GST compliance, and structured payment mechanisms.
**Impact Analysis**
**Informal Micro Enterprises (IMEs)**
* **Impact:** IMES will benefit from improved verification processes which will improve the accuracy of information on the Udyam Assist Platform leading to easier access to insitutional credit.
* **Action Required:** Comply with the CPV framework prescribed by SIDBI and ensure that demographic details, business particulars, and location details are accurately provided for verification.
**Department of Posts (DoP)**
* **Impact:** DoP will see greater utilization of its nationwide network of post offices and its field staff.
* **Action Required:** Train personnel on the usage of the CPV mobile application developed by SIDBI and conduct on-ground Contact Point Verification of enterprises.
**SIDBI**
* **Impact:** SIDBI will strengthen the Udyam Assist Platform (UAP) with more accurate data on Informal Micro Enterprises (IMEs)
* **Action Required:** Provide the necessary system access, backend infrastructure, operational guidelines, and training support to the Department of Posts. Deploy dedicated CPV mobile application.
**MSME Sector**
* **Impact:** Improved validation, data access and access to institutional credit.
* **Action Required:** No action specified.
Key Entities Referenced
Udyam Assist Platform (UAP): Platform for registering informal micro enterprises, aiming to strengthen the ecosystem and provide access to institutional credit.
Department of Posts (DoP): Under the Ministry of Communications, leveraging its postal network for Contact Point Verification.
Small Industries Development Bank of India (SIDBI): Principal financial institution for MSME promotion, developing and administering the Udyam Assist Platform and the CPV mobile application.
Contact Point Verification (CPV): Mechanism to ensure the accuracy, authenticity, and reliability of enterprise-level information available on the platform.
Memorandum of Understanding (MoU): Agreement between the Department of Posts and SIDBI to undertake Contact Point Verification of Informal Micro Enterprises registered on the Udyam Assist Platform.
Ministry of Communications
Department of Posts and SIDBI Sign MoU for
Contact Point Verification of Informal Micro
Enterprises on Udyam Assist Platform
प्रव तथ: 31 DEC 2025 5:07PM by PIB Delhi
The Department of Posts (DoP), under the Ministry of Communications, Government of India, and the
Small Industries Development Bank of India (SIDBI have signed a Memorandum of Understanding
(MoU) to undertake Contact Point Verification (CPV) of Informal Micro Enterprises (IMEs) registered on
the Udyam Assist Platform (UAP).
MoU signing between the Department of Posts and SIDBI at Dak Bhawan, New Delhi
The MoU was signed on behalf of the Department of Posts by Ms. Manisha Bansal Badal, General
Manager (Citizen Centric Services & Rural Business), and on behalf of SIDBI by Shri Amit Nagar,
Deputy General Manager, SIDBI. The agreement establishes a structured institutional framework for
collaboration between the two organizations to support verification, data integrity and credit enablement
initiatives for informal micro enterprises across the country.
The Department of Posts, a trusted public service institution with the world’s largest postal network
comprising over 1.64 lakh Post Offices, brings to the partnership its deep last-mile reach, trained field
workforce and extensive experience in delivering citizen-centric and business-to-government services.
India Post has played a significant role in advancing national priorities related to financial inclusion,
digital enablement and inclusive service delivery.
SIDBI, the principal financial institution for the promotion, financing and development of the Micro,
Small and Medium Enterprises (MSME) sector, is the designated agency for developing and administering
the Udyam Assist Platform. The platform aims to strengthen the informal micro enterprise ecosystem by
facilitating formalisation, data validation and access to institutional credit. As part of these efforts, SIDBI
is instituting a robust CPV mechanism to ensure the accuracy, authenticity and reliability of enterprise-
level information available on the platform.Under the MoU, the Department of Posts will leverage its nationwide postal network and trained
personnel to conduct on-ground Contact Point Verification of enterprises registered on the Udyam Assist
Portal. The verification will include confirmation of demographic details, business particulars and
location-based validation, supported by geo-tagged evidence, in accordance with the CPV framework
prescribed by SIDBI.
The initiative will be implemented through a dedicated CPV mobile application developed by SIDBI,
enabling real-time data capture, secure uploading of geo-tagged photographs and timely submission of
verification reports. SIDBI will provide system access, backend infrastructure, operational guidelines and
training support to ensure uniform, accurate and high-quality execution of verification activities across all
regions.
The MoU shall remain valid for a period of two years, from 31 December 2025 to 30 December 2027, and
may be extended on mutually agreed terms. The agreement also includes provisions relating to data
confidentiality, information security, GST compliance and structured payment mechanisms.
This partnership marks a significant step in leveraging India Post’s citizen-centric service delivery
capabilities to support national priorities such as MSME development, financial inclusion and the
formalisation of the informal economy.
***
MI/ARJ
(रलीज़ आईडी: 2210201) आगंतुक पटल : 1786
इस वज्ञ को इन भाषाओ ंम पढ़: Urdu , ही