Groww Nifty Metal ETF

DRAFT SCHEME INFORMATION Consolidated DOCUMENT Std Obs.1 Groww Nifty Metal ETF (An open‐ended scheme tracking the Nifty Metal Index - TRI) (Scrip Code for NSE will be added after listing of the units) Consolidated This product is suitable Scheme Riskometer Benchmark Riskometer (as Std Obs.3 for investors who are applicable) seeking*:

● Long-term capital Nifty Metal Index - TRI appreciation ● Investment in equity and equity- related instruments of the Nifty Metal Index Investors should understand that their Benchmark riskometer is at very principal will be at very high risk high risk *Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

The above product labelling assigned during the New Fund Offer (NFO) is based on internal assessment of the scheme characteristics or model portfolio and the same may vary post NFO when the actual investments are made.

Offer for Sale of Units at Rs. 10 as on the date of allotment for applications received during the New Fund Offer (“NFO”) period and at approximately indicative NAV based prices (along with applicable charges and execution variations) during the Ongoing Offer for applications directly received at AMC.

New Fund Offer Opens on:

New Fund Offer Closes on:

Scheme re-opens on:

The subscription list may be closed earlier by giving at least one day’s notice in one daily newspaper, however the NFO period shall be open for minimum 3 working days. The Trustee reserves the right to extend the closing date of the New Fund Offer Period, subject to the condition that the subscription list of the NFO period shall not be kept open for more than 15 days.

Name of Mutual Fund Groww Mutual Fund Groww Asset Management Limited (CIN: U65991KA2008PLC180894)

Registered Office: Vaishnavi Tech Park, South Tower, 3rd Floor, Survey Name of Asset Management Company No.16/1 and 17/2, Ambalipura Village, Varthur Hobli, Bellandur, Bangalore South, Bangalore- 560103, Karnataka, India Groww Trustee Limited (CIN: U65991KA2008PLC183561)

Registered Office: Vaishnavi Tech Park, South Tower, 3rd Floor, Survey Name of Trustee Company No.16/1 and 17/2, Ambalipura Village, Varthur Hobli, Bellandur, Bangalore South, Bangalore- 560103, Karnataka, India.

505 – 5th Floor, Tower 2B, One World Centre, Near Prabhadevi Railway Corporate Office Station, Lower Parel, Mumbai – 400013, Maharashtra, Tele-+91 22 69744435 Website www.growwmf.in 1The particulars of the Scheme have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds) Regulations 1996, (hereinafter referred to as SEBI (MF) Regulations) as amended till date and circulars issued thereunder filed with SEBI, along with a Due Diligence Certificate from the AMC. The units being offered for public subscription have not been approved or recommended by SEBI nor has SEBI certified the accuracy or adequacy of the Scheme Information Document.

The Scheme Information Document sets forth concisely the information about the scheme that a prospective investor ought to know before investing. Before investing, investors should also ascertain about any further changes to this Scheme Information Document after the date of this Document from the Mutual Fund / Investor Service Centres / Website / Distributors or Brokers.

The investors are advised to refer to the Statement of Additional Information (SAI) for details of Groww Mutual Fund, Standard Risk Factors, Special Considerations, Tax and Legal issues and general information on

https://www.growwmf.in/downloads/sai SAI is incorporated by reference (is legally a part of the Scheme Information Document). For a free copy of the current SAI, please contact your nearest Investor Service Centre or log on to our website.

The Scheme Information Document (Section I and II) should be read in conjunction with the SAI and not in isolation.

This Scheme Information Document is dated July 04, 2025.

2Stock Exchange Disclaimer Clause: “As required, a copy of this Scheme Information Document has been submitted to National Stock Exchange of India Limited (hereinafter referred to as NSE). NSE has given vide its letter no. NSE/LIST/5854 dated July 01, 2025, permission to the Mutual Fund to use the Exchange’s name in this Scheme Information Document as one of the stock exchanges on which the Mutual Fund’s units are proposed to be listed subject to, the Mutual Fund fulfilling the various criteria for listing. The Exchange has scrutinized this Scheme Information Document for its limited internal purpose of deciding on the matter of granting the aforesaid permission to the Mutual Fund. It is to be distinctly understood that the aforesaid permission given by NSE should not in any way be deemed or construed that the Scheme Information Document has been cleared or approved by NSE; not does it in any manner warrant, certify or endorse the correctness or completeness of any of the contents of this Scheme Information Document; nor does it warrant that the Mutual Fund’s units will be listed or will continue to be listed on the Exchange; nor does it take any responsibility for the financial or other soundness of the Mutual Fund, its sponsors, its management or any scheme of the Mutual Fund. Every person who desires to apply for or otherwise acquire any units of the Mutual Fund may do so pursuant to independent inquiry, investigation and analysis and shall not have any claim against the Exchange whatsoever by reason of any loss which may be suffered by such person consequent to or in connection with such subscription / acquisition whether by reason of anything stated or omitted to be stated herein or any other reason whatsoever.” DISCLAIMER NSE INDICES LIMITED The Product(s) are not sponsored, endorsed, sold or promoted by NSE INDICES LIMITED (formerly known as India Index Services & Products Limited ("IISL")). NSE INDICES LIMITED does not make any representation or warranty, express or implied, to the owners of the Product(s) or any member of the public regarding the advisability of investing in securities generally or in the Product(s) particularly or the ability of the Nifty Metal Index to track general stock market performance in India. The relationship of NSE INDICES LIMITED to the Issuer is only in respect of the licensing of the Indices and certain trademarks and trade names associated with such Indices which is determined, composed and calculated by NSE INDICES LIMITED without regard to the Issuer or the Product(s).

NSE INDICES LIMITED does not have any obligation to take the needs of the Issuer or the owners of the Product(s) into consideration in determining, composing or calculating the Nifty Metal Index. NSE INDICES LIMITED is not responsible for or has participated in the determination of the timing of, prices at, or quantities of the Product(s) to be issued or in the determination or calculation of the equation by which the Product(s) is to be converted into cash.

NSE INDICES LIMITED has no obligation or liability in connection with the administration, marketing or trading of the Product(s). NSE INDICES LIMITED do not guarantee the accuracy and/or the completeness of the Nifty Metal Index or any data included therein and NSE INDICES LIMITED shall have not have any responsibility or liability for any errors, omissions, or interruptions therein. NSE INDICES LIMITED does not make any warranty, express or implied, as to results to be obtained by the Issuer, owners of the product(s), or any other person or entity from the use of the Nifty Metal Index or any data included therein. NSE INDICES LIMITED makes no express or implied warranties, and expressly disclaims all warranties of merchantability or fitness for a particular purpose or use with respect to the index or any data included therein. Without limiting any of the foregoing, NSE INDICES LIMITED expressly disclaim any and all liability for any claims ,damages or losses arising out of or related to the Products, including any and all direct, special, punitive, indirect, or consequential damages (including lost profits), even if notified of the possibility of such damages. An investor, by subscribing or purchasing an interest in the Product(s), will be regarded as having acknowledged, understood and accepted the disclaimer referred to in Clauses above and will be bound by it.

3TABLE OF CONTENTS PAGE NO.

SECTION I 05 I. HIGHLIGHTS / SUMMARY OF THE SCHEME 05 II. INFORMATION ABOUT SCHEME 14 A. HOW WILL SCHEME ALLOCATE ITS ASSESTS 14 B. WHERE WILL THE SCHEME INVEST 17 C. WHAT ARE THE INVESTMENT STRATEGIES 17 D. HOW WILL THE SCHEME BENCHMARK ITS PERFORMANCE 18 E. WHO MANAGES THE SCHEME? 18 F. HOW IS THE SCHEME DIFFERENT FROM EXISTING SCHEMES OF THE MUTUAL FUND? 20 G. HOW HAS THE SCHEME PERFORMED 20 H. ADDITIONAL SCHEME RELATED DISCLOSURES 20 III. OTHER DETAILS 22 A. COMPUTATION OF NAV 22 B. NEW FUND OFFER (NFO) EXPENSES 23 C. ANNUAL SCHEME RECURRING EXPENSES 23 D. LOAD STRUCTURE 25

SECTION II. 27 I. INTRODUCTION 27 A. DEFINITION & INTERPRETATION 27 B. RISK FACTORS 27 C. RISK MITIGATION STRATEGIES 33 II. INFORMATION ABOUT SCHEME 36 A. WHERE WILL THE SCHEME INVEST? 36 B. WHAT ARE THE INVESTMENT RESTRICTIONS? 36 C. FUNDAMENTAL ATTRIBUTES 39 D. INDEX METHODOLOGY (FOR INDEX FUNDS, ETFS AND FOFS HAVING ONE UNDERLYING DOMESTIC ETF) 39 E. PRINCIPLES OF INCENTIVE STRUCTURE FOR MARKET MAKERS (FOR ETFS) 44 F. FLOORS AND CEILING WITHIN A RANGE OF 5% OF THE INTENDED ALLOCATION AGAINST EACH SUB 44 CLASS OF ASSET G. OTHER SCHEME SPECIFIC DISCLOSURES 44 III. OTHER DETAILS 54 A. IN CASE OF FUND OF FUNDS SCHEME, DETAILS OF BENCHMARK, INVESTMENT OBJECTIVE, 54 INVESTMENT STRATEGY, TER, AUM, YEAR WISE PERFORMANCE, TOP 10 HOLDING/ LINK TO TOP 10 HOLDING OF THE UNDERLYING FUND SHOULD BE PROVIDED B. PERIODIC DISCLOSURES SUCH AS HALF YEARLY DISCLOSURES, HALF YEARLY RESULTS, ANNUAL 54 REPORT C. TRANSPARENCY/NAV DISCLOSURE 55 D. TRANSACTION CHARGES AND STAMP DUTY 56 E. ASSOCIATE TRANSACTIONS 57 F. TAXATION 57 G. RIGHTS OF UNITHOLDERS 59 H. LIST OF OFFICIAL POINTS OF ACCEPTANCE 59 I. PENALTIES, PENDING LITIGATION OR PROCEEDINGS, FINDINGS OF INSPECTIONS OR INVESTIGATIONS 59 FOR WHICH ACTION MAY HAVE BEEN TAKEN OR IS IN THE PROCESS OF BEING TAKEN BY ANY REGULATORY AUTHORITY 4SECTION I Part I. HIGHLIGHTS/SUMMARY OF THE SCHEME Sr. No. Title Description I. Name of the scheme Groww Nifty Metal ETF II. Category of the Scheme Other Schemes - Exchange Traded Fund (ETF) III. Scheme type An open‐ended scheme tracking the Nifty Metal Index - TRI Consolidated IV. Scheme code (To be disclosed after obtaining scheme code) Std Obs.7 V. Investment objective The investment objective of the Scheme is to generate long-term capital growth by investing in securities of the Nifty Metal Index in the same Consolidated proportion/weightage with an aim to provide returns before expenses Std Obs.05 that track the total return of Nifty Metal Index, subject to tracking errors.

However, there can be no assurance or guarantee that the investment objective of the scheme will be achieved.

VI. Liquidity details: The Units of the ETF will be listed on the Capital Market Segment of the National Stock Exchange of India Ltd (NSE) and/or any other recognised stock exchanges as may be decided by the AMC from time to time. All investors including Market Makers and Large Investors can subscribe (buy) / redeem (sell) Units of the Scheme on a continuous basis on the NSE on which the Units are listed during the trading hours on all the trading days. The Units of the Scheme may be bought or sold on all trading days at prevailing listed price on such Stock Exchange(s).Alternatively, the Market Makers may subscribe to and/or redeem the units of the Scheme with the Mutual Fund on any business day during the ongoing offer period commencing not later than 5(five) business days from the date of allotment at approximately indicative NAV based prices (along with applicable charges and execution variations) for applications directly received at AMC, provided the units offered for subscription and/or redemption are not less than Creation Unit size & in multiples thereof. Large investors can subscribe/redeem directly with the AMC for an amount greater than 25 crores. The price of Units of the Scheme in the secondary market on the Stock Exchange(s) will depend on demand and supply at that point of time.

There is no minimum trade amount, although Units are normally traded in round lots of 1 Unit.

In addition, Market Makers can directly subscribe to/ redeem Units of the Scheme on all Business Days with the Fund in ‘Creation Unit Size’ and Large investors can subscribe to/ redeem Units of the Scheme for an amount greater than 25 crores on all Business Days on an ongoing basis. The aforesaid limit of Rs.25 crores is not applicable for Market Makers. Market Makers / Large Investors may exchange Portfolio Deposit / cash equivalent to the portfolio deposit and applicable cash component and transaction handling charges for Purchase / Redemption of Units of the Scheme in ‘Creation Unit’ size or in multiples thereof directly from the Mutual Fund, as defined by the Scheme for that respective Business Day.

5The AMC will appoint atleast two Market Maker(s) who are members of the Stock Exchanges to provide for continuous liquidity in secondary market on an ongoing basis. The Market Maker(s) would offer two-way quotes (buy and sell quotes) in the secondary market for ensuring liquidity in the Units of the Scheme.

The list of Market Makers will be updated on our website.

https://www.growwmf.in. Presently, following Market Makers have

been appointed by the AMC: • Kanjalochana Finserve Private Limited, • East India Securities Limited Unit holdings in less than the Creation Unit size can normally only be sold through the secondary market, except in situations mentioned under ‘Exit opportunity in case of ETF for investors other than Market Makers and Large Investors’ in the SID. Depending on the market volatility, liquidity conditions and any other factors, the AMC may, at its sole discretion, decide to accept subscription/redeem Units of the Scheme either in “Cash”, “in kind”/Portfolio Deposit (through slice of the entire Portfolio excluding GSec, TREPS and Repo in Government Securities) or the combination of both.

Redemption of units directly with the Mutual Fund (other than Market Makers): Investors other than Market Makers can redeem units directly with the Fund for less than Creation Unit size at approximately indicative NAV based prices (along with applicable charges and execution variations) of units without any exit load if:

i. Traded price (closing price) of the ETF units is at discount of more than 1% to the day end NAV for 7 continuous trading days, or ii. No quotes for such ETFs are available on stock exchange(s) for 3 consecutive trading days, or iii. Total bid size on the exchange is less than half of creation units size daily, averaged over a period of 7 consecutive trading days.

Such instances shall be tracked by the AMC on an ongoing basis and in case any of the above mentioned scenarios arises, the same shall be disclosed on the website of the Mutual Fund.

Under these circumstances, investors, as specified above, can redeem units of the Scheme directly with the fund house without any exit load.

The aforesaid criteria for the direct redemption with the fund house are also available at the website of the AMC. The mutual fund will track the aforesaid liquidity criteria and display it on its website viz.,

https://www.growwmf.in/ if the same is triggered, no exit load would be applicable in such cases.

Redemption by NRIs/FIIs/FPI Credit balances in the account of a NRIs/FIIs/FPI unitholder may be redeemed by such unit holder subject to any procedures laid down by the RBI. Payment to NRI/FII/FPI, unit holder will be subject to the relevant laws/guidelines of RBI as are applicable from time to time (subject to deduction of tax at source as applicable). The Fund will not be liable for any delays or for any loss on account of exchange fluctuations while converting the rupee amount in US Dollar or any other currency. In case of redemptions by NRIs, requisite TDS will be deducted from the respective redemption proceeds.

6Note: The mutual fund will rely on the NRI status and his account details as recorded in the depository system. Any changes to the same can be made only through the depository system. Mutual fund will repurchase units from Market Maker and large investors on any business day provided the value of units offered for repurchase is not less than creation unit size or Rs. 25 crores respectively.

The list of Market Makers will be updated on our website. The Units of the Scheme are listed on the Capital Market Segment of the NSE.

Listing details The AMC engages Market Makers for creating liquidity for the Units of the Scheme on the Stock Exchange(s) so that investors other than Market Makers and Large Investors are able to buy or redeem Units on the Stock Exchange(s) using the services of a stock broker.

The Mutual Fund may at its sole discretion list the Units of the Scheme on any other recognized Stock Exchange(s) at a later date.

The AMC/Trustee reserves the right to delist the Units of the Scheme from a particular stock exchange provided the Units are listed on at least one stock exchange.

VII. Benchmark (Total Return Nifty Metal Index TRI Index) The Trustees have adopted Nifty Metal Index -TRI as the benchmark index.

As per its investment objective, the investment would primarily be in Securities which are constituents of the benchmark index. Thus, the composition of the aforesaid benchmark index is such that it is most suited for comparing performance of the Scheme.

VIII. NAV disclosure The AMC will calculate and disclose the first NAVs of the Scheme not later than 5 Business Days from the date of allotment of units under the NFO.

The AMC shall update the NAVs on the website of the Mutual Fund

https://www.growwmf.in/nav and on the website of Association of Mutual Funds in India - AMFI (www.amfiindia.com) by 11.00 p.m. on every Business Day.

Further Details in Section II.

IX. Applicable timelines Timeline for

Dispatch of redemption proceeds:

The redemption or repurchase proceeds shall be dispatched to the unitholders within 03 working days from the date of redemption or repurchase. In case of exceptional situations, additional time for redemption payment may be taken. This shall be in line with AMFI letter dated January 16, 2023.

Dispatch of IDCW:

The IDCW warrants shall be dispatched to the unitholders within 07 working days of the date of declaration of the IDCW.

In case of Unit holders having a bank account with certain banks with which the Mutual Fund would have an arrangement from time to time, the IDCW proceeds shall be electronically credited to their account.

In case of specific request for IDCW by warrants/cheques/demand drafts or unavailability of sufficient details with the Fund, the IDCW 7will be paid by warrant/cheques/demand drafts and payments will be made in favour of the unitholder (registered holder of the Unit or, if there are more than one registered holder, only to the first registered holder) with bank account number furnished to the Fund.

Please note that it is mandatory for the unitholders to provide the bank account details as per SEBI guidelines.

X. Plans and Options The Scheme does not offer any Plans/Options for investment.

Plans/Options and sub The AMC and the Trustees reserve the right to introduce such other options under the Scheme Plans/Options as they deem necessary or desirable from time to time, in accordance with the SEBI Regulations.

XI. Load Structure Exit Load: Nil Consolidated Std Obs.47 XII. Minimum Application During NFO: Rs 500 and in multiples of Re. 1/-thereafter. Units will Amount/switch in be allotted in the whole figures and the balance amount will be refunded, Even if it is falls below the minimum amount.

On continuous basis:

Ongoing purchases / redemptions directly from the Mutual Fund would be restricted to Market Makers and Large Investors (subject to transactions greater than INR 25 crores or such other amount as may be specified by SEBI from time to time) provided the value of units to be purchased / redeemed is in creation unit size or multiples thereof. The aforesaid limit of Rs.25 crores is not applicable for Market Makers.

XIII. Minimum Additional During NFO Period: Rs. 500 per application and in multiples of Re. 1 Purchase Amount thereafter. Units will be allotted in whole figures and the balance amount will be refunded.

ON THE EXCHANGE Investors can subscribe (buy) and redeem (sell) Units on a continuous basis on the NSE/ BSE on which the Units are listed. Subscriptions made through Stock Exchanges will be made by specifying the number of Units to be subscribed and not the amount to be invested.

On the Stock Exchange(s), the Units of the Scheme can be purchased/sold in minimum lot of 1 (one) Unit and in multiples thereof.

DIRECTLY FROM THE FUND The Scheme offers for subscriptions/redemptions only for Market Makers in ‘Creation Unit Size’ on all Business Days at a price determined on the basis of approximately indicative NAV based prices (along with applicable charges and execution variations) during the Ongoing Offer for applications directly received at AMC. Large investors can subscribe/redeem directly with the AMC for an amount greater than INR 25 crores. Additionally, the difference in the value of portfolio and cost of purchase/sale of Portfolio Deposit on the Exchange for creation/redemption of scheme Units including the Cash Component and transaction handling charges, if any, will have to be borne by the Market Maker/Large Investor.

The Fund creates/redeems Units of the Scheme in large size known as 8“Creation Unit Size”. Each “Creation Unit” consists of 5,546 Units of Scheme. The value of the “Creation Unit” is the “Portfolio Deposit” and a “Cash Component” which will be exchanged for 5,546 Units of the Scheme and/or subscribed in cash equal to the value of said predefined units of the Scheme. The Portfolio Deposit and Cash Component for the Scheme may change from time to time due to change in NAV. The subscription/redemption of Units of the Scheme in Creation Unit Size will be allowed both by means of exchange of Portfolio Deposit and by Cash (i.e. payments shall be made only by means of payment instruction of Real Time Gross Settlement (RTGS) / National Electronic Funds Transfer (NEFT) or Funds Transfer Letter/ Transfer Cheque of a bank where the Scheme has a collection account). The Fund may from time to time change the size of the Creation Unit in order to equate it with marketable lots of the underlying instruments.

XIV. Minimum 1. For Redemption of units directly with the Mutual Fund:

Redemption/switch out (Market Makers & Large Investors) amount Mutual Fund will repurchase units from Market Makers on any Business Day in Creation Unit size at approximately indicative NAV based prices (along with applicable charges and execution variations) during the Ongoing Offer for applications directly received at AMC.

For Large Investors the redemption amount has to be greater than 25 crores to transact directly with the Fund. However, transaction charges payable to Custodian/Depository Participants, and other incidental charges relating to conversion of units into basket of securities may be deducted from redemption proceeds.

Pursuant to Clause 8.7 of SEBI Master Circular SEBI/HO/IMD/IMD- PoD-1/P/CIR/2024/90 dated June 27, 2024 transactions in units of the Scheme by Market Makers / Large Investors directly with the AMC, intra-day NAV, based on the executed price at which the securities representing the underlying index are sold, shall be applicable for creation of units.

2. For Redemption of units directly with the Mutual Fund (other than Market Makers and Large Investors):

Investors other than Market Makers and Large Investors can redeem units directly with the Fund for less than Creation Unit size at approximately indicative NAV based prices (along with applicable charges and execution variations) during the Ongoing Offer of units

without any exit load if: i. Traded price (closing price) of the ETF units is at discount of more than 1% to the day end NAV for 7 continuous trading days, or ii. No quotes for such ETFs are available on stock exchange(s) for 3 consecutive trading days, or iii. Total bid size on the exchange is less than half of creation units size daily, averaged over a period of 7 consecutive trading days. In case of the above scenarios, applications received from investors for redemption up to 3.00 p.m. on any trading day, shall be processed by the AMC at the closing NAV of the day. Such instances shall be tracked by the AMC on an ongoing basis and in case any of the above- mentioned scenario arises, the same shall be disclosed on the website of the Mutual Fund.

3. For Sale through Stock Exchange(s):

All categories of investors may sell the Units of the Scheme through 9the Stock Exchange(s) on which the units of the Scheme are listed, on any trading day in round lot of one (1) Unit and multiples thereof.

Note:

The transaction handling charges which include brokerage, Securities transaction tax, regulatory charges if any, depository participant charges, uploading charges and such other charges that the mutual fund may have to incur in the course of cash subscription/ redemption or accepting the portfolio deposit or for giving a portfolio of securities as consideration for a redemption request, shall be recoverable from the transacting Market Maker or Large Investor. As required under the Regulations, the Fund will ensure that the Redemption Price is not lower than 95% of the NAV provided that the difference between the Redemption Price and Purchase Price of the Units shall not exceed the permissible limit of 5% of the Purchase Price, as provided for under the Regulations.

Consolidated

Switch out : Not applicable Std Obs.36 There is no minimum balance requirement XV. New Fund Offer Period NFO opens on:

This is the period during NFO closes on: which a new scheme sells its units to the investors.

Minimum duration to be 3 working days and will not be kept open for more than 15 days Consolidated Std Obs.34 Any changes in dates will be published through notice on AMC website i.e. https://www.growwmf.in/downloads/addendum XVI. New Fund Offer Price: Rs. 10 This is the price per unit that the investors have to pay to invest during the NFO.

XVII. Segregated portfolio/side AMC may create segregated portfolio in the scheme.

Consolidated Std Obs.53 pocketing disclosure For details, kindly refer SAI XVIII Swing pricing disclosure Not applicable since it is an Equity oriented ETF Scheme XIX. Stock lending/short selling Subject to SEBI (MF) Regulations, 1996 and in accordance with Clause

12.11 in SEBI Master Circular SEBI/HO/IMD/IMD-PoD- 1/P/CIR/2024/90 dated June 27, 2024 on Securities Lending Scheme, and framework for short selling and borrowing and lending of securities, the Scheme intends to engage in Stock Lending. For details, kindly refer SAI XX. How to Apply and other Investors can subscribe for the Units of the Scheme by completing the details Application Form and delivering it at any Investor Service Centre or Collection Centre. KYC complied investor/ Investors who are able to provide necessary information and/or documents to perform KYC can perform a web-based transaction to purchase units of the Scheme on

website of the Groww Mutual Fund ie https://gmf.kfintech.com or through any other electronic mode introduced from time to time. For further details provided in Section II.

10XXI. Investor services Investors can enquire about NAVs, Unit Holdings, Valuation, IDCWs, etc. or lodge any service request at the investor support number of AMC 8050180222.

Investors can also address their queries to the below details:

Investor Support Number – 8050180222 Investor Support Email Id – support@growwmf.in In case investor’s query is not resolved satisfactorily, then he/she can

address the query to the Investor Relations Officer:

Mr. Krishnam Thota (Investor Relations Officer) Corporate Office - 505 – 5th Floor, Tower 2B, One World Centre, Near Prabhadevi Railway Station, Lower Parel, Mumbai – 400013, Maharashtra, Tele- +91 22 69744435 Email: iro@growwmf.in In order to protect confidentiality of information, the service representatives at the AMC’s branches/ KFin Technologies Limited ISCs may require personal information of the investor for verification of his identity. The AMC will at all times endeavor to handle transactions efficiently and to resolve any investor grievances promptly.

Investor grievances should be addressed to the ISC of the AMC, or at KFin Technologies Limited’s ISC directly. All grievances received at the ISC of the AMC will then be forwarded to KFin Technologies Limited, if required, for necessary action. The complaints will closely be followed up with KFin Technologies Limited by the AMC to ensure timely redressal and prompt investor service.

KFin Technologies Ltd.

Selenium,Tower B, Plot number 31 & 32, Financial District, Nanakramguda, Serilingampally Mandal, Hyderabad- 500032.

The investors are further requested to take note that, pursuant to SEBI

Circular no. SEBI/HO/OIAE/OIAE_IAD-1/P/CIR/2023/145 dated July 31, 2023, read along with circular dated August 04, 2023, a common Online Dispute Resolution Portal (“ODR Portal”) has been introduced to provide investors / unit holders with a mechanism to redress their grievances.

The ODR Portal allows investors / unitholders with additional mechanism to resolve the grievances through online conciliation and online arbitration. The link to access ODR Portal

is https://smartodr.in/login XXII Specific attribute of the The Scheme is an open ended Exchange Traded Fund scheme (such as lock in, duration in case of target maturity scheme/close ended schemes) (as applicable) 11XXIII Special product/facility The Special Products / Facilities available under the Scheme, are:

available during the NFO Transactions by Email. and on ongoing basis Systematic Investment Plan (SIP), Systematic Transfer Plan (STP), Systematic Withdrawal Plan (SWP), etc. are not available under this Scheme.

Transactions by Email:

In order to facilitate quick processing of transaction and / or instruction of investment of investor the Mutual Fund / AMC / Trustee may (at its sole discretion and without being obliged in any manner to do so and without being responsible and /or liable in any manner whatsoever), accept and process any application, supporting documents and /or instructions submitted by an investor/ Unit holder by email at growwmf.inv@groww.in and the investor/Unit holder voluntarily and with full knowledge takes and assumes any and all risk associated therewith. The Mutual Fund / AMC/ Trustee shall have no obligation to check or verify the authenticity or accuracy of email purporting to have been sent by the investor and may act thereon as if the same has been duly given by the investor.

In all cases the investor will have to immediately submit the original documents / instruction to AMC/ Mutual Fund/ Official Points of Acceptance unless indemnified by the investor.

XXIV Weblink An investor can visit https://www.growwmf.in/downloads/expense- ratio weblink for TER of last 6 months and

https://www.growwmf.in/downloads/fact-sheet weblink for scheme factsheet 12DUE DILIGENCE BY THE ASSET MANAGEMENT COMPANY Consolidated

It is confirmed that:

Std Obs.55 & SO 26 i. The Scheme Information Document submitted to SEBI is in accordance with the SEBI (Mutual Funds) Regulations, 1996 and the guidelines and directives issued by SEBI from time to time.

ii. All legal requirements connected with the launching of the Scheme as also the guidelines, instructions, etc., issued by the Government and any other competent authority in this behalf, have been duly complied with.

iii. The disclosures made in the Scheme Information Document are true, fair and adequate to enable the investors to make a well informed decision regarding investment in the Scheme. iv. The intermediaries named in the Scheme Information Document and Statement of Additional Information are registered with SEBI and their registration is valid, as on date.

v. The contents of the Scheme Information Document including figures, data, yields etc. have been checked and are factually correct vi. A confirmation that the AMC has complied with the compliance checklist applicable for Scheme Information Documents and other than cited deviations/ that there are no deviations from the regulations vii. Notwithstanding anything contained in this Scheme Information Document, the provisions of the SEBI (Mutual Funds) Regulations, 1996 and the guidelines there under shall be applicable.

viii. The Trustees have ensured that Groww Nifty Metal ETF approved by them is a new product offered by Groww Mutual Fund and is not a minor modification of any existing scheme/fund/product.

Sd/-

Date: July 04, 2025 Name: Hemal Zaveri

Place: Mumbai Designation: Compliance Officer 13Part II. INFORMATION ABOUT THE SCHEME A. HOW WILL THE SCHEME ALLOCATE ITS ASSETS? Under normal circumstances, the asset allocation will be as follows:

Instruments Indicative allocations (% of total assets) Minimum Maximum Constituents of Nifty Metal 95% 100% Index Money market instruments SO 14 / debt securities, Instruments and/or 0% 5% units of debt/liquid schemes of domestic Mutual Funds.

The Asset Allocation portion shall also include subscription and redemption cash flow which may be undeployed due to various reasons (dividend from underlying securities, rebalancing or balances for running cost of the scheme, residual amount due to execution on rounding off etc).

Subject to SEBI (MF) Regulations, 1996 and in accordance with Clause 12.11 in SEBI Master Circular SEBI/HO/IMD/IMD-PoD-1/P/CIR/2024/90 dated June 27, 2024 on Securities Lending Scheme, and framework for short selling and borrowing and lending of securities, the Scheme intends to engage in Stock Lending.

Money Market instruments includes commercial papers, commercial bills, treasury bills, Government securities having an unexpired maturity up to one year, call or notice money, certificate of deposit, usance bills, and any other like instruments as specified by the Reserve Bank of India from time to time.

In line with Para 4.5 of SEBI Master circular, Securities in which investment is made for the purpose of ensuring Consolidated liquidity (debt and money market instruments) are those that fall within the definition of liquid assets which Std Obs.13 & SO 06 includes Cash, Government Securities, T-bills and Repo on Government Securities.

The Scheme shall adhere to the following limits should it engage in Stock Lending:

(a) Not more than 20% of the net assets can generally be deployed in Stock Lending

(b) Not more than 5% of the net assets can generally be deployed in Stock Lending to any single approved intermediary i.e. broker.

The Scheme does not intend to undertake/ invest/ engage in Consolidated • Debt Instruments with special features (AT 1 and AT 2 Bonds) Std Obs.18 • Debt Instruments with SO/CE • ReITs and InVITs • ADR/ GDR / Foreign Securities • Structured obligation/Credit enhancements • Securitized Debt • Repo in Corporate Debt Securities • Short selling • Credit default swap • Unrated Debt instruments The Scheme may also use various derivative products from time to time in a manner permitted by SEBI to reduce the risk of the portfolio as and when the fund manager is of the view that it is in the best interest of the unit holders. The exposure of the scheme to derivatives will be upto 20% of net assets.

14The cumulative gross exposure to equity, derivatives, debt instruments and money market instruments will Consolidated not exceed 100% of the net assets of the scheme in accordance with Clause 12.24 of SEBI Master Circular Std Obs.17 SEBI/HO/IMD/IMD-PoD-1/P/CIR/2024/90 dated June 27, 2024.

Exposure to equity derivatives of the index itself or its constituent stocks may be undertaken when equity shares are unavailable, insufficient or for rebalancing in case of corporate actions for a temporary period which shall Consolidated Std Obs.20 not exceed 7 days. The exposure to derivatives will be rebalanced to align with the underlying index changes in weights or constituents. Index futures/options are meant to be an efficient way of buying/selling an index compared to buying/selling a portfolio of physical shares representing an index for ease of execution and settlement. It can help in reducing the Tracking Error in the Scheme. Index futures/options may avoid the need for trading in individual components of the index, which may not be possible at times, keeping in mind the circuit filter system and the liquidity in some of the individual stocks. Index futures/options can also be helpful in reducing the transaction costs and the processing costs on account of ease of execution of one trade compared to several trades of shares comprising the underlying index and will be easy to settle compared to physical portfolio of shares representing the underlying index. In case of investments in index futures/options, the risk/reward would be the same as investments in portfolio of shares representing an index. However, there may be a cost attached to buying an index future/option. The Scheme will not maintain any leveraged or trading positions. Exposure to derivatives for non-hedging purpose will be restricted to 20% of net assets of the scheme.

Cash or cash equivalents with residual maturity of less than 91 days may be treated as not creating any exposure.

Consolidated Std Obs.14 SEBI vide letter dated November 3, 2021 has clarified that Cash Equivalent shall consist of Government Securities, T-Bills and Repo on Government Securities having residual maturity of less than 91 days. In accordance with Clause 3.4 of SEBI Master Circular SEBI/HO/IMD/IMD-PoD-1/P/CIR/2024/90 dated June 27, 2024 the underlying index shall comply with the portfolio concentration norms as prescribed.

Debt securities include, but are not limited to, Debt securities of the Government of India, State and Local Governments, Government Agencies, Statutory Bodies, Public Sector Undertakings, Public Sector Banks or Private Sector Banks or any other Banks, Financial Institutions, Development Financial Institutions, and Corporate Entities, collateralized debt securities or any other instruments as may be prevailing and permissible under the Regulations from time to time).

The debt securities (including money market instruments) referred to above could be fixed rate or floating rate, listed, unlisted, privately placed, unrated among others, as permitted by regulation. Pending deployment of funds of a Scheme in securities in terms of investment objectives of the Scheme a mutual fund can invest the funds of the Scheme in short term deposits of scheduled commercial banks in terms of Clause 12.16 of SEBI Master Circular SEBI/HO/IMD/IMD-PoD-1/P/CIR/2024/90 dated June 27, 2024.

Further, the Scheme may, for meeting liquidity requirements invest in units of money market/liquid schemes Consolidated of Groww Mutual Fund and/or any other mutual fund provided that aggregate inter-scheme investment made Std Obs. 21 by all schemes under the same management or in schemes under the management of any other asset management company shall not exceed 5% of the net asset value of the mutual fund in accordance with Clause 4 of Seventh Schedule of SEBI (Mutual Funds) Regulations, 1996. The AMC shall not charge any investment management fees with respect to such investment.

Investments in Scheme by AMC, Sponsor & Associates Subject to the Regulations, the AMC and investment companies managed by the Sponsor(s), their associate companies and subsidiaries may invest either directly or indirectly, in the Scheme during the NFO and/or on ongoing basis. However, the AMC shall not charge any investment management fee on such investment in the Scheme, in accordance with sub-regulation 3 of Regulation 24 of the Regulations and shall charge fees on such amounts in future only if the SEBI Regulations so permit. The associates, the Sponsor, subsidiaries of the Sponsor and/or the AMC may acquire a substantial portion of the Scheme’s units and collectively constitute a major investment in the Schemes. The AMC reserves the right to invest its own funds in the Scheme as may be 15decided by the AMC from time to time and required by applicable regulations and also in accordance with Clause 6.11 of SEBI Master Circular SEBI/HO/IMD/IMD-PoD-1/P/CIR/2024/90 dated June 27, 2024 regarding minimum number of investors in the Scheme. In terms of SEBI notification dated August 5, 2021 and as per Regulation 25, sub-regulation 16A of SEBI (Mutual Funds) Regulations, the asset management company shall invest such amounts in such schemes of the mutual fund, based on the risks associated with the schemes, as may be specified by the Board from time to time. In case of NFO, AMC’s investment shall be made during the allotment of units and shall be calculated as a percentage of the final allotment value excluding AMC’s investment pursuant to this circular.

Indicative Table (Actual instrument/percentages may vary subject to applicable SEBI circulars) Sl. no Type of Instrument Percentage of exposure Circular references*

1. Securities Lending 20% Paragraph 12.11 of SEBI Master

Circular for Mutual Funds dated June 27, 2024

2. Equity Derivatives for non- 20% Paragraph 12.25 of SEBI Master hedging purposes Circular for Mutual Funds dated June 27, 2024

3. Securitized Debt 0% Paragraph 12.15 of SEBI Master

Circular for Mutual Funds dated June 27, 2024

4. Overseas Securities 0% Paragraph 12.19 of SEBI Master

Circular for Mutual Funds dated June 27, 2024

5. ReITS and InVITS 0% Paragraph 12.21 of SEBI Master

Circular for Mutual Funds dated June 27, 2024

6. AT1 and AT2 Bonds 0% Paragraph 12.2 of SEBI Master Circular for Mutual Funds dated June 27, 2024

7. Any other instrument 0% - Rebalancing due to passive breach Consolidated Std Obs. 22 In accordance with Clause 3.6.7 of SEBI Master Circular SEBI/HO/IMD/IMD-PoD-1/P/CIR/2024/90 dated June & 24 27, 2024 in case of change in constituents of the index due to periodic review, the portfolio of the Scheme shall be rebalanced within 7 calendar days. Any transactions undertaken in the scheme portfolio in order to meet the redemption and subscription obligations shall be done while ensuring that post such transactions replication of the portfolio with the index is maintained at all points of time. In the event of involuntary corporate action, the Scheme shall dispose the security not forming part of the underlying index within 7 calendar Days from the date of allotment/ listing.

Rebalancing of deviation due to short term defensive consideration Consolidated Std Obs. In the event of the asset allocation falling outside the limits specified in the asset allocation table, the Fund Manager 23& 24 will rebalance the same within 7 calendar days. However, at all times the portfolio will adhere to the overall investment objectives of the Scheme. Any alteration in the investment pattern will be for short-term defensive consideration as per Clause 1.14.1.2 of SEBI Master Circular SEBI/HO/IMD/IMD-PoD-1/P/CIR/2024/90 dated June 27, 2024 the intention being at all times to protect the interests of the Unit Holders.

16Tracking error The Scheme, in general, will hold all the securities that constitute the underlying Index in the same proportion as the index. Expectation is that, over a period of time, the tracking error of the Scheme relative to the performance of the Underlying Index will be relatively low. The AMC would monitor the tracking error of the Scheme on an ongoing basis and would seek to minimize tracking error to the maximum extent possible. Under normal market circumstances such tracking error is not expected to exceed 2% p.a. for daily 12 month rolling return. However, in case of events like, dividend received from underlying securities, and market volatility during rebalancing of the portfolio following the rebalancing of the Underlying Index, etc. or in abnormal market circumstances, the tracking error may exceed the above limits and the same shall be brought to the notice of Trustees with corrective actions taken by the AMC, if any. Since the Scheme is an exchange traded fund, it will endeavour that at no point of time the Scheme will deviate from the index.

B. WHERE WILL THE SCHEME INVEST? • Equity and Equity related instruments constituting the Nifty Metal Index in the similar proportion Consolidated

(weightage) as in the Index and endeavour to track the benchmark index including equity derivatives for non- Std Obs.29 & SO 15 hedging purpose upto 20%. • Debt securities and Money Market Instruments (including reverse repos, Commercial Deposit, Commercial Paper, Treasury Bills and Tri-Party Repos) permitted by SEBI/RBI or in alternative investment for the call money market as may be provided by RBI to meet the liquidity requirements.

• Derivatives including Index Futures, Stock Futures, Index Options, Stock Options etc. and such other derivative instruments permitted under Regulations • Mutual Fund units • Any other instruments as may be permitted by RBI/SEBI under prevailing laws from time to time.

(Detailed definition and applicable regulations/guidelines for each instrument is included in Section II) Consolidated C. WHAT ARE THE INVESTMENT STRATEGIES? Std Obs.27 & SO 07 The Groww Nifty Metal ETF will be managed passively with investments in stocks in the same proportion as in the Nifty Metal Index. The investment strategy of the Scheme will be to invest in a basket of securities forming part of Nifty Metal Index in similar weight proportion. The investment strategy would revolve around reducing the tracking error to the least possible through regular rebalancing of the portfolio, considering the change in weights of stocks in the Index as well as the incremental collections/redemptions in the Scheme. A part of the funds may be invested in debt and money market instruments, to meet the liquidity requirements. Subject to the regulations and the applicable guidelines the Scheme may invest in the schemes of Mutual Funds. The investment strategy shall be in line with the asset allocation.

Though every endeavour will be made to achieve the objective of the Scheme, the AMC/Sponsors/Trustee does not guarantee that the investment objective of the Scheme will be achieved. No guaranteed returns are being offered under the Scheme.

Derivative products are leveraged instruments and can provide disproportionate gains as well as disproportionate Consolidated Std Obs.28 losses to the investor. Execution of such strategies depends upon the ability of the fund manager to identify such opportunities. Identification and execution of the strategies to be pursued by the fund manager involve uncertainty and decision of fund manager may not always be profitable. No assurance can be given that the fund manager will be able to identify or execute such strategies. The risks associated with the use of derivatives are different from or possibly greater than, the risks associated with investing directly in securities and other traditional investments.

For detailed derivative strategies, please refer to SAI.

17Portfolio Turnover Policy Portfolio Turnover measures the volume of trading that occurs in a Scheme’s portfolio during a given time period.

The Scheme is an open-ended Exchange Traded Fund and it is expected that there may be a number of subscriptions and repurchases on a daily basis through Stock Exchange(s) or Market Maker and Large Investors. Generally, turnover will depend upon the extent of purchase and redemption of units and the need to rebalance the portfolio on account of change in the composition, if any, and corporate actions of securities included in Nifty Metal Index.

However, it will be the endeavour of the Fund Manager to maintain an optimal portfolio turnover rate commensurate with the investment objective of the Scheme and the purchase/ redemption transactions on an ongoing basis in the Scheme.

D. HOW WILL THE SCHEME BENCHMARK ITS PERFORMANCE? Consolidated Benchmark (Total Returns Index):

Std Obs.25 Nifty Metal Index TRI. & SO 09 The Trustees have adopted Nifty Metal Index - TRI as the benchmark index. As per its investment objective, the investment would primarily be in Securities which are constituents of the benchmark index. Thus, the composition of the aforesaid benchmark index is such that it is most suited for comparing performance of the Scheme.

E. WHO MANAGES THE SCHEME? Consolidated Std Obs.33 & SO 10 The Fund Managers of the Scheme are Mr. Nikhil Satam, Mr. Aakash Chauhan and Mr. Shashi Kumar, their

particulars are given below:

Name of the Age Education Experience Other Schemes managed Fund Qualification by the Fund Manager Manager Mr. Nikhil 29 B. Com & Mr. Nikhil Satam has over 8 • Groww Nifty Total Satam years Masters in years of work experience in the Market Index Fund Finance (MFM) financial services industry. Since • Groww Nifty Smallcap June 2023, he has been working 250 Index Fund as an Equity dealer in existing • Groww Nifty Non- equity schemes of Groww Asset Cyclical Consumer Management Ltd. (Groww Index Fund AMC), wherein he handles all • Groww Nifty EV & active and passive scheme New Age Automotive dealings. Additionally, he is also ETF working as a backup Fund • Groww Nifty EV & Manager for passive schemes.

New Age Automotive Prior to joining Groww AMC, he ETF FOF was associated with Groww • Groww Nifty India Invest Tech Private Ltd Defence ETF (formerly known as Nextbillion • Groww Nifty India Technology Pvt. Ltd). Earlier, he Defence ETF FOF worked with Motilal Oswal and • Groww Nifty India Kotak Securities as an Equity Railways PSU ETF Dealer.

• Groww Nifty India Railways PSU Index Fund • Groww Nifty 200 ETF 18• Groww Nifty 200 ETF FOF • Groww Nifty 500 Momentum 50 ETF • Groww Nifty 500 Momentum 50 ETF FOF • Groww Nifty 500 Low Volatility 50 ETF • Groww Nifty India Internet ETF • Groww Nifty India Internet ETF FOF Mr. Aakash 30 MBA in Finance Mr. Aakash Ashokkumar • Groww Nifty Total Chauhan years Chauhan has an overall 6 years Market Index Fund of experience in the Financial • Groww Nifty Smallcap Sector. Prior to joining Groww 250 Index Fund Asset Management Ltd., he was • Groww Nifty Non- associated with Trust Mutual Cyclical Consumer Fund, Mirae Asset Capital Index Fund Markets (India) Pvt Ltd. & BP • Groww Nifty EV & Wealth Pvt Ltd.

New Age Automotive ETF • Groww Nifty EV & New Age Automotive ETF FOF • Groww Nifty India Defence ETF • Groww Nifty India Defence ETF FOF • Groww Nifty India Railways PSU ETF • Groww Nifty India Railways PSU Index Fund • Groww Nifty 200 ETF • Groww Nifty 200 ETF FOF • Groww Nifty 500 Momentum 50 ETF • Groww Nifty 500 Momentum 50 ETF FOF • Groww Nifty 500 Low Volatility 50 ETF • Groww Nifty India Internet ETF Groww Nifty India Internet ETF FOF Mr. Shashi 45 PGDBM & BBA Mr. Shashi Kumar has an overall • Groww Nifty Total Kumar years 17 years of experience in the Market Index Fund Insurance Sector. Prior to 19joining Groww Asset • Groww Nifty Smallcap Management Ltd., he was 250 Index Fund associated with Bharti Axa Life • Groww Nifty Non- Co. Ltd. & Canara HSBC Life Cyclical Consumer Insurance Co. Ltd. Index Fund • Groww Nifty EV & New Age Automotive ETF • Groww Nifty EV & New Age Automotive ETF FOF • Groww Nifty India Defence ETF • Groww Nifty India Defence ETF FOF • Groww Nifty India Railways PSU ETF • Groww Nifty India Railways PSU Index Fund • Groww Nifty 200 ETF • Groww Nifty 200 ETF FOF • Groww Nifty 500 Momentum 50 ETF • Groww Nifty 500 Momentum 50 ETF FOF • Groww Nifty 500 Low Volatility 50 ETF • Groww Nifty India Internet ETF • Groww Nifty India Internet ETF FOF F. HOW IS THE SCHEME DIFFERENT FROM EXISTING SCHEMES OF THE MUTUAL FUND? For detailed comparative table of the aforesaid schemes, please click here

https://www.growwmf.in/downloads/sid G. HOW HAS THE SCHEME PERFORMED (if applicable) This scheme is a new scheme and does not have any performance track record.

H. ADDITIONAL SCHEME RELATED DISCLOSURES i. Scheme’s portfolio holdings - Not Applicable as this is a new scheme ii. Disclosure of name and exposure to Top 7 issuers, stocks, groups and sectors as a percentage of NAV of the scheme in case of debt and equity ETFs/index funds through a functional website link that contains detailed description - Not Applicable as this is a new scheme iii. Functional website link for Portfolio Disclosure - Fortnightly / Monthly/ Half Yearly. - Not Applicable 20as this is a new scheme iv. Portfolio Turnover Rate particularly for equity oriented schemes shall also be disclosed. - Not Applicable as this is a new scheme v. Aggregate investment in the Scheme by: Not Applicable as this is a new scheme For any other disclosure w.r.t investments by key personnel and AMC directors including regulatory provisions in this regard kindly refer SAI • Investments of AMC in the Scheme – Groww Asset Management Limited (GAML), the asset management Consolida company may invest in the Scheme. However, as per SEBI (Mutual Funds) Regulations, 1996, GAML will not ted charge any Investment Management Fee for its investment in the Scheme. In addition, the funds managed by the Std sponsors, Group may invest in the Scheme.

Obs.58 &

The details are provided on https://www.growwmf.in/statutory-disclosure/alignment-of-interest SO 01 • Risk-o-meter shall be evaluated on a monthly basis and the Risk-o-meter shall be disclosed along with portfolio Consolidated disclosure on GMF website and on AMFI website within 10 days from the close of each month.

Std Obs.38 • Scheme Summary Document (SSD) shall be updated on a Monthly basis or on changes in any specified fields, whichever is earlier. The same shall be uploaded on websites of GMF, AMFI and stock exchanges.

21Part III- OTHER DETAILS A. COMPUTATION OF NAV The NAV of the Units of the Scheme will be computed by dividing the net assets of the Scheme by the number of Units outstanding on the valuation date. The Fund shall value its investments according to the valuation norms, as specified in Schedule VIII of the Regulations, or such norms as may be prescribed by SEBI from time to time.

All expenses and incomes accrued up to the valuation date shall be considered for computation of NAV.

For this purpose, major expenses like management fees and other periodic expenses would be accrued on a day to day basis. The minor expenses and income will be accrued on a periodic basis, provided the nondaily accrual does not affect the NAV calculations by more than 1%.

Any changes in securities and in the number of units be recorded in the books not later than the first valuation date following the date of transaction. If this is not possible given the frequency of the Net Asset Value disclosure, the recording may be delayed upto a period of seven days following the date of the transaction,

provided that as a result of the non-recording, the Net Asset Value calculations shall not be affected by more than 1%.

In case the Net Asset Value of a scheme differs by more than 1%, due to non - recording of the transactions, the investors or scheme/s as the case may be, shall be paid the difference in amount as follows:-

(i) If the investors are allotted units at a price higher than Net Asset Value or are given a price lower than Net Asset Value at the time of sale of their units, they shall be paid the difference in amount by the scheme.

(ii) If the investors are charged lower Net Asset Value at the time of purchase of their units or are given higher Net Asset Value at the time of sale of their units, asset management company shall pay the difference in amount to the scheme. The asset management company may recover the difference from the investors.

NAV of units under the Scheme shall be calculated as shown below:

NAV (Rs.) = Market or Fair Value of + Current Assets - Current Liabilities and Provisions Scheme's investments including Accrued including accrued expenses Income No. of Units outstanding under Scheme The NAV of the Scheme will be calculated upto four decimal places and will be declared on each business day. The valuation of the Scheme’s assets and calculation of the Scheme’s NAV shall be subject to audit on an annual basis and shall be subject to such regulations as may be prescribed by SEBI from time to time.

Consolidated Illustration:

Std Obs.42 Assume that the Market or Fair Value of Scheme’s investments is Rs. 1,00,00,000; Current asset of the scheme is Rs. 25,00,000; Current Liabilities and Provisions is Rs. 15,00,000 and the No. of Units outstanding under the scheme are 5,00,000. Thus, the NAV will be calculated as:

22NAV = = 22.0000 Therefore, the NAV of the scheme is Rs. 22.0000 While determining the price of the units, the mutual fund shall ensure that the repurchase price of an open SO 17 & 19 ended scheme is not lower than 95 per cent of the Net Asset Value.

Valuation of the scheme’s assets, calculation of the scheme’s NAV and the accounting policies & standards will be subject to such norms and guidelines that SEBI may prescribe from time to time. For the detailed Valuation Policy and the accounting policy of the AMC, please refer the Statement of Additional Information.

For other details such as policies w.r.t computation of NAV, rounding off, investment in foreign securities, procedure in case of delay in disclosure of NAV etc. refer to SAI B. NEW FUND OFFER (NFO) EXPENSES These expenses are incurred for the purpose of various activities related to the NFO like sales and distribution fees paid marketing and advertising, registrar expenses, printing and stationary, bank charges etc. The New Fund Offer expenses of the scheme will be borne by the AMC.

C. ANNUAL SCHEME RECURRING EXPENSES These are the fees and expenses for operating the scheme. These expenses include Investment Management and Advisory Fee charged by the AMC, Registrar and Transfer Agents’ fee, marketing and selling costs etc.

as given in the table below.

The AMC has estimated that upto 1% of the daily net assets of the scheme will be charged to the scheme as expenses. For the actual Annual Scheme Recurring expenses currently being charged, the investor should

refer to the website of the Mutual Fund at https://www.growwmf.in/downloads/expense-ratio. As per the Regulations, the maximum recurring expenses including investment management and advisory fee that can

be charged to the Scheme shall be subject to a percentage limit of daily net assets as in the table below:

The recurring expenses of operating the Scheme on an annual basis, which shall be charged to the Scheme, are estimated to be as follows (each as a percentage per annum of the daily net assets) % p.a. of daily Net Assets* (Estimated Expense Head p.a.) Investment Management & Advisory Fee Upto 1% Audit fees/fees and expenses of trustees Custodial Fees Registrar & Transfer Agent Fees including cost of providing account statements / IDCW / redemption cheques/ warrants Marketing & Selling Expenses including Agents Commission and statutory advertisement Costs related to investor communications 23Costs of fund transfer from location to location Cost towards investor education & awareness Brokerage & transaction cost pertaining to distribution of units Goods & Services Tax on expenses other than investment and advisory fees Goods & Services Tax on brokerage and transaction cost Other Expenses (to be specified as per Reg 52 of SEBI MF Regulations) Maximum Total expenses ratio (TER) permissible under Regulation 52 Upto 1.00%

(6) (b) The scheme can charge upto 1.00% of the daily net assets as management fees. ^ In terms of paragraph 10.1.16 of SEBI Master Circular for Mutual Funds dated June 27, 2024, the AMC / Mutual Fund shall annually set apart at least 1 basis points (i.e., 0.01%) on daily net assets of the scheme Consolidated within the maximum limit of Total Expense Ratio as per Regulation 52 of the SEBI (MF) Regulations for Std Obs.43 investor education and awareness initiatives.

However, If the scheme will qualify as per SEBI Circular SEBI/HO/IMD/PoD2/P/CIR/2024/183 dated December 31, 2024 w.r.t. MF lite framework, the expense towards investor education & awareness will be 5% of total TER charged to the direct plan of the Scheme, subject to maximum of 0.5 bps of AUM.

@ Brokerage and transaction costs incurred for the execution of trades and included in the cost of investment, not exceeding 0.12 per cent of the value of trades of cash market transactions and 0.05 per cent of the value of trades of derivative market transactions. Thus, in terms of paragraph 10.1.14 of SEBI Master Circular for Mutual Funds dated June 27, 2024, it is hereby clarified that the brokerage and transaction costs incurred for the execution of trades may be capitalized to the extent of 0.12 per cent of the value of trades of cash market transactions and 0.05 per cent of the value of trades of derivative market transactions. Any payment towards brokerage and transaction costs (including Goods & Services Tax, if any) incurred for the execution of trades, over and above the said 0.12 per cent for cash market transactions and 0.05 per cent of the value of trades of derivative market transactions may be charged to the scheme within the maximum limit of Total Expense Ratio (TER) as prescribed under Regulation 52 of the SEBI (MF) Regulations.

Direct Plan shall have a lower expense ratio excluding distribution expenses, commission, etc and no commission for distribution of Units will be paid / charged under Direct Plan. All fees and expenses charged in a direct plan (in percentage terms) under various heads including the investment and advisory fee shall not exceed the fees and expenses charged under such heads in a regular plan.

The AMC shall adhere provisions of paragraph 10.1 of SEBI Master Circular for Mutual Funds dated June 27, 2024 and various guidelines specified by SEBI as amended from time to time, with reference to charging of fees and expenses. Accordingly:

a. All scheme related expenses including commission paid to distributors, by whatever name it may be called and in whatever manner it may be paid, shall necessarily paid from the scheme only within the regulatory limits and not from the books of AMC, its associate, sponsor, trustees or any other entity through any route in terms of SEBI circulars, subject to the clarifications provided by SEBI to AMR vide letter dated February 21, 2019 on implementation of SEBI Master Circular dated June 27, 2024 clause no. 14.3.3.4 (b) (i) on Total Expense Ratio (TER) and performance disclosure for Mutual Fund.

Provided that, such expenses that are not specifically covered in terms of Regulation 52 (4) can be paid out of AMC books at actual or not exceeding 2 bps of the Scheme AUM, whichever is lower.

24b. The Fund / the AMC shall adopt full trail model of commission in the Scheme, without payment of any upfront commission or upfronting of any trail commission, directly or indirectly, in cash or kind, through sponsorships, or any other route.

c. All fees and expenses charged in a Direct Plan (in percentage terms) under various heads including the investment and advisory fee shall not exceed the fees and expenses charged under such heads in Regular Plan.

d. No pass back, either directly or indirectly, shall be given by the Fund / the AMC / Distributors to the investors.

Illustration in returns between Regular and Direct Plan Particulars Regular Direct Plan Plan Amount invested at the beginning of 10,000 10,000 the year (Rs,) Consolidated Returns before Expenses (Rs.) 1,500 1,500 Std Obs.44 Expenses other than Distribution 150 150 Expenses (Rs.) Distribution Expenses (Rs.) 50 - Returns after Expenses at the end of 1,300 1,350 the year (Rs.) Returns (%) 13.00% 13.50% *Distribution/Brokerage expense is not levied on Direct Plan

Notes: • The above illustration is provided only to explain the impact of expense ratio on scheme’s returns, and not to be construed as providing any kind of investment advice or guarantee on returns on investments • The Expense are charged on the closing asset under management, and are subject to change on a periodic basis • The tax impact has not been considered in the above illustration. In view of the individual nature of the implications, each investor is advised to consult his or her own tax advisors/authorised dealers with respect to the specific amount of tax and other implications arising out of his or her participation in the schemes.

D. LOAD STRUCTURE Consolidated Std Obs.47 Exit Load is an amount which is paid by the investor to redeem the units from the scheme. Load amounts are variable and are subject to change from time to time. For the current applicable structure, please refer to the website of the AMC (https://www.growwmf.in/downloads/fact- sheet) or may call at 8050180222) or your distributor or write to us at support@growwmf.in.

Type of Load Load chargeable (as %age of NAV) Exit Nil 25Investors other than Market Maker/Large investors can redeem units directly with the Fund for less than Creation Unit size at approximately indicative NAV based prices (along with applicable charges and execution variations) during the Ongoing Offer for units without any exit load if:

• Traded price (closing price) of the ETF units is at discount of more than 1% to the day end NAV for 7 continuous trading days, or • No quotes for such ETFs are available on stock exchange(s) for 3 consecutive trading days, or • Total bid size on the exchange is less than half of creation units size daily, averaged over a period of 7 consecutive trading days.

Such instances shall be tracked by the AMC on an ongoing basis and in case if any of the above mentioned scenario arises, the same shall be disclosed on the website of the Mutual Fund. For any change in load structure, AMC will issue an addendum and display it on the website/Investor Service Centres.

The Mutual Fund may charge the load within the stipulated limit of 5% and without any discrimination to any specific group. The Repurchase Price however, will not be lower than 95% of the NAV.

The AMC reserves the right to modify/alter the load structure and may decide to charge on the Units with prospective effect, subject to the maximum limits as prescribed under the SEBI Regulations. At the time of changing the load structure, the AMC shall take the following steps:

• Arrangements shall be made to display the changes/modifications in the SID in the form of a notice SO 16 in all the Groww Mutual Fund’s ISCs’ and distributors’ offices and on the website of the AMC. • The notice–cum-addendum detailing the changes shall be attached to SIDs and Key Information Memoranda. The addendum will be circulated to all the distributors so that the same can be attached to all SIDs and Key Information Memoranda already in stock.

• The introduction of the exit load along with the details shall be stamped in the acknowledgement slip issued to the investors on submission of the application form and may also be disclosed in the statement of accounts issued after the introduction of such load.

• Any other measures which the mutual fund may feel necessary.

The AMC may change the load from time to time and in case of an exit/repurchase load this may be linked to the period of holding. It may be noted that any such change in the load structure shall be applicable on prospective investment only. The exit load (net off GST, if any, payable in respect of the same) shall be credited to the Scheme of the Fund. The distributors should disclose all the commissions (in the form of trail commission or any other mode) payable to them for the different competing schemes of various mutual funds from amongst which the scheme is being recommended to the investor.

26SECTION II I. Introduction A. Definitions/interpretation

For detailed description please click the link: https://www.growwmf.in/downloads/sid B. Risk factors The Scheme is subject to the principal risks described below. Some or all of these risks may adversely Consolidated affect Scheme’s NAV trading price, yield, total return and/or its ability to meet its objectives.

Std Obs.08 & SO 02

1) The NAV of the units is closely related to the value of stocks that form a part of the benchmark index.

The value of this will react to stock market movements and may result in changes in the NAV of units under the scheme. There could also be movements in the scheme’s NAV due to changes in interest rates, macro-economic and political developments and over longer periods during market downturns;

2) Liquidity Risk: Trading in Groww Nifty Metal ETF may be halted due to market conditions or for reasons that in the view of the Exchange Authorities or SEBI, trading in Groww Nifty Metal ETF is not advisable. There could also be trading halts caused by extraordinary market volatility and pursuant to NSE and SEBI circuit filter rules. There can be no assurance that the requirements of the exchange necessary to maintain the listing of the Groww Nifty Metal ETF will continue to be met or will remain unchanged

3) Regulatory Risk: Any changes in trading regulations by the stock exchange(s) or SEBI may affect the ability of Market Maker/Large Investors to arbitrage resulting into wider premium/ discount to NAV.

4) Tracking error may have an impact on the performance of the scheme. However, GAMC will endeavour to keep the tracking error as low as possible.

5) The Scheme is a passively managed scheme and provides exposure to the benchmark and tracking its performance and yield. The Schemes performance may be affected by a general price decline in the stock markets. The Scheme invests in the stocks comprising the index regardless of their investment merit. The Mutual Fund does not attempt to take defensive positions in declining markets.

6) As the scheme proposes to invest not less than 95% of the net assets in securities comprising of Nifty Metal Index any deletion of stocks from or addition to –the Index may require sudden and immediate liquidation or acquisition of such stocks at the prevailing market prices irrespective of whether valuation of stocks is attractive enough. This may not always be in the interest of unitholders.

7) The performance of the Nifty Metal Index – TRI will have a direct bearing on the performance of the scheme. Hence any composition change by virtue of weightage or stocks selection will have an impact on the scheme.

8) Though Groww Nifty Metal ETF will be listed on the stock exchange, there is no assurance that an active secondary market will develop or be maintained.

9) Investors may note that even though this is an open-ended scheme, they will have to buy or sell units of the scheme on the stock exchanges where these units are listed for liquidity at the market price, subject to the rules and regulations of the exchange. Buying and selling units on stock exchange requires the investor to engage the services of a broker and are subject to payment of margins as required by the stock exchange/ broker, payment of brokerage, securities transactions tax and such other costs.

2710) The market price of ETF units, like any other listed security, is largely dependent on two factors, viz., (1) the intrinsic value of the unit (or NAV), and (2) demand and supply of units in the market.

Sizeable demand or supply of the units in Exchange may lead to market price of the units to quote at premium or discount to NAV. However, since the eligible investors can transact with the AMC for units beyond the creation unit size there should not be a significant variance from the NAV. Hence the price of ETF is less likely to hold significant variance (large premium or discount) from the latest declared NAV all the time.

11) Capital Gains Impact: Investors who trade in Groww Nifty Metal ETF may be subject to Long Term Capital Gains or Short Term Capital Gains. Investors are requested to consult their tax / legal consultants before investing in the scheme.

12) The units will be issued only in demat form through depositories. The records of the depository are final with respect to the number of units available to the credit of unit holder. Settlement of trades, repurchase of units by the mutual fund depends up on the confirmations to be received from depository(ies) on which the mutual fund has no control.

13) The scheme will attract provisions of take over regulations, if it invests in more than 10% of the paid up capital of a company and therefore may not be able to accept further subscription

Risk associated with Exchange Traded Fund: a) Absence of Prior Active Market: Although the units of ETFs are listed on the Stock Exchange for trading, there can be no assurance that an active secondary market will develop or be maintained.

b) Lack of Market Liquidity: Trading in units of ETFs on the Stock Exchange on which it is listed may be halted because of market conditions or for reasons that, in the view of the concerned Stock Exchange or Market Regulator, trading in the ETF Units is inadvisable. In addition, trading in the units of ETFs is subject to trading halts caused by extraordinary market volatility pursuant to ‘circuit breaker’ rules. There can be no assurance that the requirements of the concerned Stock Exchange necessary to maintain the listing of the units of ETFs will continue to be met or will remain unchanged.

c) Units of Exchange Traded Funds May Trade at Prices Other than NAV: Units of Exchange Traded Funds may trade above or below their NAV. The NAV of Units of Exchange Traded Funds may fluctuate with changes in the market value of a Scheme’s holdings. The trading prices of units of ETF will fluctuate in accordance with changes in their NAVs as well as market supply and demand. However, given that ETFs can be created / redeemed in Creation Units, directly with the fund, large discounts or premiums to the NAVs will not sustain due to arbitrage possibility available.

d) Regulatory Risk: Any changes in trading regulations by the Exchange or SEBI may affect the ability of market maker to arbitrage resulting into wider premium/ discount to NAV. Although Groww Nifty Metal ETF is proposed to be listed on Exchange, the AMC and the Trustees will not be liable for delay in listing of Units of the Scheme on Exchange / or due to connectivity problems with the depositories due to the occurrence of any event beyond their control.

e) Political Risks: Whereas the Indian market was formerly restrictive, a process of deregulation has been taking place over recent years. This process has involved removal of trade barriers and protectionist measures, which could adversely affect the value of investments. It is possible that the future changes in the Indian political situation, including political, social or economic instability, diplomatic developments and changes in laws and regulations could have an effect on the value of investments. Expropriation, confiscatory taxation or other relevant developments could affect the value of investments.

28f) Right to Limit Redemptions: The Trustee, in the general interest of the unit holders of the Scheme offered under this Scheme Information Document and keeping in view of the unforeseen circumstances/unusual market conditions, may limit the total number of Units which can be redeemed on any Business Day depending on the total “Saleable Underlying Stock” available with the fund.

g) Redemption Risk: The Unit Holders may note that even though this is an open ended scheme, the Scheme would ordinarily repurchase Units in Creation Unit size. Thus unit holdings less than the Creation Unit size can normally only be sold through the secondary market unless no quotes are available on the Exchange for 3 trading days consecutively.

h) Asset Class Risk: The returns from the types of securities in which a Scheme invests may underperform returns from the various general securities markets or different asset classes. Different types of securities tend to go through cycles of out-performance and under performance in comparison of the general securities markets.

i) Passive Investments: As the Scheme is not actively managed, the underlying investments may be affected by a general decline in the Indian markets relating to its Underlying Index. The scheme invests in the securities included in its underlying index regardless of their investment merit. The AMC does not attempt to take defensive positions in declining markets. Further, the fund manager does not make any judgment about the investment merit nor shall attempt to apply any economic, financial or market analysis.

j) Tracking Error Risk: Factors such as the fees and expenses of the Scheme, cash balance, changes to the Underlying assets and regulatory policies may affect AMC’s ability to achieve close correlation with the Underlying assets of the scheme. The Scheme’s returns may therefore deviate from those of its Underlying assets.

k) Tracking Error of ETFs is likely to be low as compared to a normal index fund. Due to the Creation / Redemption of units through the in-kind mechanism the fund can keep lesser funds in cash. Also, time lag between buying / selling units and the underlying shares is much lower The Investment Manager would monitor the tracking error of the Scheme on an ongoing basis and would seek to minimize tracking error to the maximum extent possible. Under normal circumstances, such tracking errors are not expected to exceed 2% per annum. However, this may vary when the markets are very volatile However, there can be no assurance or guarantee that the Scheme will achieve any particular level of tracking error relative to performance of the Underlying Index.

Risk specific to investing in securities forming part of Nifty Metal Index and risks:- The Scheme will invest atleast 95% of its net assets in Constituents of Nifty Metal Index. The Scheme is sectoral in nature, hence will be affected by the risks associated with the constituents of Nifty Metal Index.

Risks associated with Tracking errors/ difference:

Consolidat Tracking error means the extent to which the NAV of the fund moves in a manner inconsistent with the movements ed of the benchmark index on any given day or over any given period of time due to any cause or reason whatsoever Std Obs.10 including but not limited to expenditure incurred by the scheme, IDCW payouts if any, whole cash not invested at all times as it may keep a portion of funds in cash to meet redemption etc. The tracking error i.e. the annualized standard deviation of the difference in daily returns between the underlying index or goods and the NAV of the Scheme based on daily past one year rolling data shall not exceed 2%. In case of unavoidable circumstances in the nature of force majeure, which are beyond the control of the AMCs, the tracking error may exceed 2% and the same shall be brought to the notice of Trustees with corrective actions taken by the AMC, if any. However, the Fund will endeavour to limit the tracking error within 2% limits. Tracking difference is the difference of return between the scheme and benchmark annualized over 1 year, 3 year, 5 years, 10 years and since inception period.

Tracking error/ difference could be the result of a variety of factors including but not limited to:

29• Delay in the purchase or sale of stocks within the benchmark due to o Illiquidity in the stocks, circuit filters on the stocks • Delay in realisation of sale proceeds • The scheme may buy or sell the stocks comprising the index at different points of time during the trading session at the then prevailing prices which may not correspond to its closing prices.

• Index providers may either exclude or include new scrips in their periodic review of the stocks that constitute the underlying index. In such situations the scheme will endeavour to rebalance the portfolio in line with the index.

But may not able to mirror the index immediately due the available investment/reinvestment opportunity. • The holding of a cash position and accrued income prior to distribution of income and payment of accrued expenses.

• Disinvestments to meet redemptions, recurring expenses, payouts of IDCW etc. • Execution of large buy / sell orders • Delay in credit of securities • Transaction cost and recurring expenses • Delay in realisation of Unit holders’ funds • Levy of margins by exchanges SEBI / other Regulatory restrictions on investments and/ or divestments by the scheme / Mutual Fund, which are outside the control of AMC, which may further cause / impact the tracking error.

Risks associated with Capital Markets or Equity Markets (i.e. Markets in which Equity Shares or Equity oriented instruments are issued and traded) • Price fluctuations and Volatility:

Mutual Funds, like securities investments, are subject to market and other risks and there can be neither a guarantee against loss resulting from an investment in the Scheme nor any assurance that the objective of the Scheme will be achieved. The NAV of the Units issued under the Scheme can go up or down because of various factors that affect the capital market in general, such as, but not limited to, changes in interest rates, government policy and volatility in the capital markets. Pressure on the exchange rate of the Rupee may also affect security prices.

• Liquidity Risks:

Liquidity in Equity investments may be affected by trading volumes, settlement periods and transfer procedures.

These factors may also affect the Scheme’s ability to make intended purchases/sales, cause potential losses to the Scheme and result in the Scheme missing certain investment opportunities. These factors can also affect the time taken by GMF for redemption of Units, which could be significant in the event of receipt of a very large number of redemption requests or very large value redemption requests. In view of this, redemption may be limited or suspended after approval from the Boards of Directors of the AMC and the Trustee, under certain circumstances as described in the Statement of Additional Information.

Risk associated with Securities Lending:

In the case of securities lending, there is a possibility of recall of securities lent at a higher premium than at which the security is lent or unable to recall due to low volume. Additional risk on securities lending is that there can be temporary illiquidity of the securities that are lent out and the Fund may not be able to sell such lent-out securities, resulting in an opportunity loss. In case of a default by counterparty, the loss to the Fund can be equivalent to the securities lent.

Risks associated with investing in Derivatives Derivative products are leveraged instruments and can provide disproportionate gains as well as disproportionate SO 05 losses to the investor. Execution of such strategies depends upon the ability of the fund manager to identify such opportunities. Identification and execution of the strategies to be pursued by the fund manager involve uncertainty and decision of fund manager may not always be profitable. No assurance can be given that the fund manager will be able to identify or execute such strategies. The risks associated with the use of derivatives are different from or 30possibly greater than the risks associated with investing directly in securities and other traditional investments. The use of a derivative requires an understanding not only of the underlying instrument but also of the derivative itself.

Derivatives require the maintenance of adequate controls to monitor the transactions entered into, the ability to assess the risk that a derivative adds to the portfolio and the ability to forecast price or interest rate movements correctly. Other risks include risk of mispricing or improper valuation and the inability of the derivative to correlate perfectly with underlying assets, rates and indices, illiquidity risk whereby the Scheme may not be able to sell or purchase derivative quickly enough at a fair price.

Risks associated with Debt / Money Markets (i.e. Markets in which Interest bearing Securities or Discounted Instruments are traded) a) Credit Risk:

Securities carry a Credit risk of repayment of principal or interest by the borrower. This risk depends on micro- economic factors such as financial soundness and ability of the borrower as also macro-economic factors such as Industry performance, Competition from Imports, Competitiveness of Exports, Input costs, Trade barriers, Favourability of Foreign Currency conversion rates, etc.

Credit risks of most issuers of Debt securities are rated by Independent and professionally run rating agencies.

Ratings of Credit issued by these agencies typically range from "AAA" (read as "Triple A" denoting "Highest Safety") to "D" (denoting "Default"), with about 6 distinct ratings between the two extremes.

The highest credit rating (i.e. lowest credit risk) commands a low yield for the borrower. Conversely, the lowest credit rated borrower can raise funds at a relatively higher cost. On account of a higher credit risk for lower rated borrowers lenders prefer higher rated instruments further justifying the lower yields.

b) Price-Risk or Interest-Rate Risk:

From the perspective of coupon rates, Debt securities can be classified in two categories, i.e., Fixed Income bearing Securities and Floating Rate Securities. In Fixed Income Bearing Securities, the Coupon rate is determined at the time of investment and paid/received at the predetermined frequency. In the Floating Rate Securities, on the other hand, the coupon rate changes - 'floats' - with the underlying benchmark rate, e.g., MIBOR, 1 yr. Treasury Bill.

Fixed Income Securities (such as Government Securities, bonds, debentures and money market instruments) where a fixed return is offered, run price-risk. Generally, when interest rates rise, prices of fixed income securities fall and when interest rates drop, the prices increase. The extent of fall or rise in the prices is a function of the existing coupon, the payment-frequency of such coupon, days to maturity and the increase or decrease in the level of interest rates. The prices of Government Securities (existing and new) will be influenced only by movement in interest rates in the financial system. Whereas, in the case of corporate or institutional fixed income securities, such as bonds or debentures, prices are influenced not only by the change in interest rates but also by credit rating of the security and liquidity thereof. However, debt securities in the scheme are intended to be held till maturity. For such securities held till maturity, there will not be any interest rate risk at the end of the tenure.

Floating rate securities issued by a government (coupon linked to treasury bill benchmark or a real return inflation linked bond) have the least sensitivity to interest rate movements, as compared to other securities. The Government of India has already issued a few such securities and the Investment Manager believes that such securities may become available in future as well. These securities can play an important role in minimizing interest rate risk on a portfolio.

C) Risk of Rating Migration:

The following table illustrates the impact of change of rating Yield (% p.a.) Market Value (Rs.) (credit worthiness) on the price of a hypothetical AA rated security with a maturity period of 3 years, a coupon of 10.00% p.a. and a market value of Rs. 100. If it is downgraded to A category, which commands a market yield of, say, 11.00% p.a., its market value would drop to Rs. 97.53 (i.e. 2.47%) If the 31security is up-graded to AAA category which commands a market yield of, say, 9.00% p.a. its market value would increase to Rs102.51 (i.e. by 2.51%). The figures shown in the table are only indicative and are intended to demonstrate how the price of a security can be affected by change in credit rating.

Rating AA 10.00 100.00 If upgraded to AAA 9.00 102.51 If downgraded to A 11.00 97.53 The risks associated with the use of derivatives are different from or possibly greater than the risks associated with investing directly in securities and other traditional investments. There are certain risks inherent in derivatives. These

are: a) Basis Risk – This risk arises when the derivative instrument used to hedge the underlying asset does not match the movement of the underlying being hedged for e.g. mismatch between the maturity date of the futures and the actual selling date of the asset.

b) Limitations on upside: Derivatives when used as hedging tool can also limit the profits from a genuine investment transaction. c) Liquidity risk pertains to how saleable a security is in the market. All securities/instruments irrespective of whether they are equity, bonds or derivatives may be exposed to liquidity risk (when the sellers outnumber buyers) which may impact returns while exiting opportunities.

d) Credit Risk – The credit risk in derivative transaction is the risk that the counter party will default on its obligations and is generally low, as there is no exchange of principal amounts in a IRS / IRF derivative transaction. With the phased implementation of physical settlement of stocks in equity derivative segment, though there is an element of risk of stock / funds not being received, the same is mitigated due to settlement guarantee similar to equity cash market segment.

e) Interest Rate Risk – interest rate is one of the variables while valuing derivatives such as futures & options. For example, with everything remaining constant, when interest rates increase, the price of Call option would increase.

Thus, fluctuations in interest rates would result in volatility in the valuation of derivatives. f) Model Risk - A variety of models can be used to value options. Hence, the risk to the fund is that the fund manager buys a particular option using a particular valuation model (on the basis of which the option seems to be fairly priced or cheap) but the market is valuing it using another valuation model and according to which the option may be expensive.

g) The risk (loss) for an option buyer is limited to the premium paid, while the risk (loss) of an option writer is unlimited, the latter’s gain being limited to the premiums earned. However, in the case of the Fund, all option positions will have underlying assets and therefore all losses due to price-movement beyond the strike price will actually be an opportunity loss. The writer of a put option bears a risk of loss if the value of the underlying asset declines below the strike price. The writer of a call option bears a risk of loss if the value of the underlying asset increases above the strike price.

Risk associated with investment in Government securities and Triparty repo on Government securities or

treasury bills: • The mutual fund is a member of securities segment and Triparty repo on Government securities or treasury bills trade settlement of the Clearing Corporation of India (CCIL). All transactions of the mutual fund in government securities and in Triparty repo on Government securities or treasury bills trades are settled centrally through the 32infrastructure and settlement systems provided by CCIL; thus reducing the settlement and counter party risks considerably for transactions in the said segments.

• The members are required to contribute towards margin obligation (Initial / Mark to Market etc.) as per bye-laws of CCIL as also an amount as communicated by CCIL from time to time to the default fund maintained by CCIL as a part of the default waterfall (a loss mitigating measure of CCIL in case of default by any member in discharging their obligation. As per the waterfall mechanism, after the defaulter’s margins and the defaulter’s contribution to the default fund have been appropriated, CCIL’s contribution is used to meet the losses. Post utilization of CCIL’s contribution if there is a residual loss, it is appropriated from the default fund contributions of the non-defaulting members as determined by CCIL.

• Thus the scheme is subject to risk of the initial margin and default fund contribution being invoked in the event of failure of any settlement obligations. In addition, the fund contribution is allowed to be used to meet the residual loss in case of default by the other clearing member (the defaulting member).

• CCIL maintains two separate Default Funds in respect of its Securities Segment, one with a view to meet losses arising out of any default by its members from outright and repo trades and the other for meeting losses arising out of any default by its members from Triparty repo on Government securities or treasury bills trades. The mutual fund is exposed to the extent of its contribution to the default fund of CCIL, in the event that the contribution of the mutual fund is called upon to absorb settlement/ default losses of another member by CCIL, as a result the scheme may lose an amount equivalent to its contribution to the default fund.

Risks associated with segregated portfolio • Investor holding units of segregated portfolio may not able to liquidate their holding till the time realisable value is recovered. • Security comprising of segregated portfolio may realise lower value or may realise zero value.

• Listing of units of segregated portfolio in recognised stock exchange does not necessarily guarantee their liquidity.

There may not be active trading of units in the stock market. Further trading price of units on the stock market may be significantly lower than the prevailing NAV.

Risk Control/ Mitigation measures:

Consolid The scheme may take exposure to equity derivatives of the index itself or its constituent stocks, when equity shares ated Std are unavailable, insufficient or for rebalancing in case of corporate actions for a temporary period which shall not Obs.09 exceed 7 days .

Risk mitigation measures for portfolio volatility and portfolio concentration:

ETF Scheme being a passive investment carries lesser risk as compared to active fund management. The portfolio follows the index and therefore the level of stock concentration in the portfolio and its volatility would be the same as that of the index, subject to tracking error. Thus there is no additional element of volatility or stock concentration on account of fund manager decisions.

Risk mitigation measures for managing liquidity:

As per data from NSE more than half of market liquidity remains in the index. Therefore, the scheme does not envisage liquidity issues. The scheme may take exposure to equity derivatives of the index itself or its constituent stocks, when equity shares are unavailable, insufficient or for rebalancing in case of corporate actions for a temporary period.

RISK CONTROL The investment objective of the scheme is to generate returns, before expenses, that are commensurate with the performance of the Nifty Metal Index - TRI, subject to tracking error. The index is tracked on a regular basis and changes to the constituent’s or their weights, if any, are replicated in the underlying portfolio with the purpose of minimizing tracking error.

33Type of Risks Measures/ Strategies to control risks Equity Markets/ Equity Oriented Instruments The investment objective of the scheme is to generate returns, before expenses, that are commensurate with the performance of the Nifty Metal Index Total Return Index, subject to tracking error. The index is tracked on a regular basis and changes to the constituent’s or their weights, if any, are replicated in the underlying portfolio with the purpose of minimizing tracking error.

ETF being a passive investment carries lesser risk as compared to active fund management. The portfolio follows the index and therefore the level of stock concentration in the portfolio and its volatility would be the same as that of the index, subject to tracking error. Thus, there is no additional element of volatility or stock concentration on account of fund manager decisions. The fund manager would endeavour to keep cash levels at the minimal to control tracking error.

Debt and Money Market instruments • Credit Risk: Management analysis will be used for identifying company specific risks. Management’s past track record will also be studied. In order to assess financial risk a detailed assessment of the issuer’s financial statements will be undertaken.

• Price-Risk or Interest-Rate Risk: The Scheme may primarily invest the debt portion of the portfolio in short term debt & money market instruments, units of Liquid and Overnight schemes thereby mitigating the price volatility due to interest rate changes generally associated with long- term securities.

• Risk of Rating Migration: The Scheme may primarily invest the debt portion of the portfolio in short-term debt & money market instruments thereby mitigating the risk of rating migration generally associated with long-term securities • Basis Risk: The debt allocation of scheme is primarily as a cash management strategy and such strategy returns are expected to reflect the very short term interest rate hence investment is done in short term debt and money market instruments.

• Spread Risk: The Scheme may primarily invest the debt portion of the portfolio in short-term debt & money market instruments, units of Liquid and Overnight schemes thereby mitigating the risk of spread expansion which is generally associated with long-term securities • Reinvestment Risk: The debt allocation of scheme is primarily as a cash management strategy and such strategy returns are expected to reflect the very short term interest rate hence investment is done in short term debt and money 34market instruments. Reinvestment risks will be limited to the extent of debt instruments, which will be a very small portion of the overall portfolio value.

• Liquidity Risk: The Scheme may, however, endeavor to minimize liquidity risk by primarily investing the debt portion of the portfolio in relatively liquid short-term debt & money market instruments, units of Liquid and Overnight schemes.

Derivatives The Scheme may invest in derivative for the purpose of portfolio balancing and other purposes as may be permitted under the Regulations. Equity Derivatives will be used in the form of Index Options, Index Futures, Stock Options and Stock Futures and other instruments as may be permitted by SEBI. Derivatives can be either exchange traded or can be over the counter (OTC). Exchange traded derivatives are listed and traded on stock exchanges

whereas OTC derivative transactions are generally structured between two counterparties. Exposure with respect to derivatives shall be in line with regulatory limits and the limits specified in the SID.

35II. INFORMATION ABOUT THE SCHEME:

A. Where will the scheme invest – Detailed description of the instruments is mentioned in Section I B. What are the investment restrictions? The following investment limitations and other restrictions, inter alia, as contained in the Trust Deed and the SO 11

Regulations apply to the Scheme: - A mutual fund scheme shall not invest more than 10% of its NAV in debt instruments comprising money market instruments and non-money market instruments issued by a single issuer which are rated not below investment grade by a credit rating agency authorised to carry out such activity under the Act. Such investment limit may be extended to 12% of the NAV of the scheme with the prior approval of the Board of Trustees and

the Board of directors of the asset management company: - Provided that such limit shall not be applicable for investments in Government Securities, treasury bills and

collateralized borrowing and lending obligations: - Provided further that investment within such limit can be made in mortgaged backed securitised debts which are rated not below investment grade by a credit rating agency registered with the Board, however scheme is

not intended to invest in the Securitised debt: - Considering the nature of the Scheme, investments in such instruments will be permitted up to 5% of its NAV. • Investment in unrated debt and money market instruments, other than government securities, treasury bills, derivative products such as Interest Rate Swaps (IRS), Interest Rate Futures (IRF), etc. shall be subject to the

following: a. Investments shall only be made in such instruments, including bills rediscounting, usance bills, etc., that are generally not rated and for which separate investment norms or limits are not provided in SEBI (Mutual Fund) Regulations, 1996 and various circulars issued thereunder.

b. Exposure in such instruments, shall not exceed 5% of the net assets of the scheme. c. All such investments shall be made with the prior approval of the Board of AMC and the Board of trustees. • No mutual fund under all its schemes should own more than ten per cent of any company’s paid up capital carrying voting rights.

• No mutual fund scheme shall invest more than 10 per cent of its NAV in the equity shares or equity related instruments of any company. Provided that, the limit of 10 per cent shall not be applicable for investments in case of index fund or exchange traded fund or sector or industry specific scheme.

• The Scheme may invest in another scheme under the same asset management company or any other mutual fund without charging any fees, provided that aggregate inter-scheme investment made by all schemes under the management or in schemes under the management of any other asset management company shall not exceed 5% of the NAV of the mutual fund.

• Pending deployment of funds of a scheme in securities in terms of investment objectives of the scheme a mutual fund can invest the funds of the scheme in short term deposits of scheduled commercial banks. The investment in these deposits shall be in accordance with Clause 12.16.1.8 of SEBI Master Circular SEBI/HO/IMD/IMD- PoD-1/P/CIR/2024/90 dated June 27, 2024.

• The mutual fund shall not borrow except to meet temporary liquidity needs of the mutual funds for the purpose of repurchase, redemption of units or payment of interest or dividend to the unitholders. Provided that the mutual 36fund shall not borrow more than 20 per cent of the net asset of the scheme and the duration of such a borrowing shall not exceed a period of six months.

• The Scheme shall not invest in unlisted debt instruments including commercial papers (CPs), other than (a) government securities, (b) other money market instruments and (c) derivative products such as Interest Rate Swaps (IRS), Interest Rate Futures (IRF), etc. However, the scheme may invest in unlisted Non-Convertible debentures (NCDs) not exceeding 10% of the debt portfolio of the scheme subject to the condition that such unlisted NCDs have a simple structure (i.e. with fixed and uniform coupon, fixed maturity period, without any options, fully paid up upfront, without any credit enhancements or structured obligations) and are rated and secured with coupon payment frequency on monthly basis.

• Inter scheme transfers of investments from one scheme to another scheme in the same Mutual Fund shall be allowed Consolida only if such transfers are done at the prevailing market price for quoted instruments on spot basis. Explanation - ted Std “Spot basis” shall have same meaning as specified by stock exchange for spot transactions. The securities so Obs.30 transferred shall be in conformity with the investment objective of the scheme to which such transfer has been made.

Pursuant to Clause 12.30 of SEBI Master Circular SEBI/HO/IMD/IMD-PoD-1/P/CIR/2024/90 dated June 27, 2024,

ISTs may be allowed in the following scenarios: i. for meeting liquidity requirement in a scheme in case of unanticipated redemption pressure ii. for Duration/ Issuer/ Sector/ Group rebalancing No IST of a security shall be done, if there is negative news or rumours in the mainstream media or an alert is generated about the security, based on internal credit risk assessment. The Scheme shall comply with the guidelines for inter-scheme transfers as specified under clause 12.30 of SEBI Master Circular SEBI/HO/IMD/IMD-PoD- 1/P/CIR/2024/90 dated June 27, 2024.

• The Mutual Fund shall buy and sell securities on the basis of deliveries and shall in all cases of purchases, take delivery of relevant securities and in all cases of sale, deliver the securities. The Scheme may engage in Securities lending and the borrowing which shall be within the framework specified by the SEBI.

• The Scheme shall get the securities purchased or transferred in the name of the mutual fund on account of the concerned scheme, wherever investments are intended to be of long-term nature. • The Scheme shall not make any investment in:

a) Any unlisted security of an associate or group company of the Sponsor; or b) Any security issued by way of private placement by an associate or group company of the sponsor; or c) The listed securities of group companies of the Sponsor which is in excess of 25% of the net assets.

• The Scheme based on widely tracked and non bespoke indices, can make investments in accordance with the weightage of the constituents of the underlying index. However, such investments shall be subject to an overall cap of 35% of net asset value of the scheme, in the group companies of the sponsor.

• The scheme shall not make any investment in any fund of funds scheme. • All investments by a mutual fund scheme in equity shares and equity related instruments shall only be made

provided such securities are listed or to be listed. • The Mutual Fund having an aggregate of securities which are worth Rs.10 crores or more, as on the latest balance sheet date, shall subject to such instructions as may be issued from time to time by SEBI, settle their transactions entered on or after January 15, 1998 only through dematerialized securities. Further, all transactions in government securities shall be in dematerialized form.

Pursuant to Clause 12.16 of SEBI Master Circular SEBI/HO/IMD/IMD-PoD-1/P/CIR/2024/90 dated June 27, 2024:- 37• Total investment of the Scheme in Short term deposit(s) of all the Scheduled Commercial Banks put together shall not exceed 15% of the net assets. However, this limit can be raised upto 20% of the net assets with prior approval of the trustees. Further, investments in Short Term Deposits of associate and sponsor scheduled commercial banks together shall not exceed 20% of total deployment by the Mutual Fund in short term deposits.

• “Short Term” for parking of funds by Mutual Funds shall be treated as a period not exceeding 91 days • The Scheme shall not invest more than 10% of the net assets in short term deposit(s), of any one scheduled commercial bank including its subsidiaries.

• The Scheme shall not invest in short term deposit of a bank which has invested in that Scheme. AMC shall also ensure that the bank in which a scheme has short term deposit do not invest in the said scheme until the scheme has Short term deposit with such bank.

• Asset Management Company (AMC) shall not be permitted to charge any investment management and advisory fees for parking of funds in short term deposits of scheduled commercial banks. The Half Yearly portfolio statements shall disclose all funds parked in short term deposit(s) under a separate heading. Details shall also include name of the bank, amount of funds parked, percentage of NAV. Trustees shall, in the Half Yearly Trustee Reports certify that provisions of the Mutual Funds Regulations pertaining to parking of funds in short term deposits pending deployment are complied with at all points of time. The AMC(s) shall also certify the same in its CTR(s).

• The investments in short term deposits of scheduled commercial banks will be reported to the Trustees along with the reasons for the investment which, inter-alia, would include comparison with the interest rates offered by other scheduled commercial banks. Further, AMC shall ensure that the reasons for such investments are recorded in the manner prescribed.

The Scheme will comply with SEBI regulations and any other regulations applicable to the investments of Funds from time to time. The Trustee may alter the above restrictions from time to time to the extent that changes in the regulations may allow. All investment restrictions shall be applicable at the time of making investment.

• In accordance with clause 12.16.1.9 SEBI Master Circular SEBI/HO/IMD/IMD-PoD-1/P/CIR/2024/90 dated June 27, 2024, the aforesaid limits shall not be applicable to term deposits placed as margins for trading in cash and derivatives market.

• Pursuant to Clause 3.4 of SEBI Master Circular SEBI/HO/IMD/IMD-PoD-1/P/CIR/2024/90 dated June 27, 2024,

the underlying index shall comply with the below restrictions: a) The index shall have a minimum of 10 stocks as its constituents. b) For a sectoral/ thematic Index, no single stock shall have more than 35% weight in the index. For other than sectoral/ thematic indices, no single stock shall have more than 25% weight in the index.

c) The weightage of the top three constituents of the index, cumulatively shall not be more than 65% of the Index. d) The individual constituent of the index shall have a trading frequency greater than or equal to 80% and an average impact cost of 1% or less over previous six months.

Accordingly, any ETF/ Index Fund that seeks to replicate a particular Index shall ensure that such index complies with the aforesaid norms.

Investments Limitations and Restrictions in Derivatives In accordance with Clause 12.25 of SEBI Master Circular SEBI/HO/IMD/IMD-PoD-1/P/CIR/2024/90 dated June 27, 2024, the following investment restrictions shall apply with respect to investment in Derivatives:

1 The cumulative gross exposure through equity, debt and derivative positions will not exceed 100% of the net assets of the scheme. However, cash or cash equivalents with residual maturity of less than 91 days shall be treated as not creating any exposure.

2 The Scheme shall not write options or purchase instruments with embedded written options.

3 The total exposure related to option premium paid shall not exceed 20% of the net assets of the scheme.

384 The scheme may enter into plain vanilla Interest Rate Swaps (IRS) for hedging purposes. The value of the notional principal in such cases shall not exceed the value of respective existing assets being hedged by the scheme.

In case of participation in IRS is through over the counter transactions, the counter party shall be an entity recognized as a market maker by RBI and exposure to a single counterparty in such transactions shall not exceed 10% of the net assets of the scheme. However, if mutual funds are transacting in IRS through an electronic trading platform offered by the Clearing Corporation of India Ltd. (CCIL) and CCIL is the central counterparty for such transactions guaranteeing settlement, the single counterparty limit of 10% shall not be applicable.

5 Exposure due to derivative positions taken for hedging purposes in excess of the underlying position against which Consol the hedging position has been taken, shall be treated under gross cumulative exposure limits mentioned under Point1.

idated Std Apart from the investment restrictions prescribed under SEBI (MF) Regulations, the Fund does not follow any Obs.19 internal norms vis-a-vis limiting exposure to a particular scrip or sector etc.

SO 13 C. Fundamental Attributes Consolidated Following are the Fundamental Attributes of the scheme, in terms of Clause 1.14 of SEBI Master Std Obs.59 & Circular for Mutual Funds dated June 27, 2024:

SO 08 i. Type of a scheme ii. An open‐ended scheme tracking the Nifty Metal Index - TRI iii. Investment Objective o Main Objective – Please refer to Part I. V ie “Investment Objective” mentioned under “Highlights/Summary of the Scheme” o Investment pattern – Please refer to Part II.A “HOW WILL THE SCHEME ALLOCATE ITS ASSETS?” iv. Terms of Issue – o Liquidity provisions such as listing, repurchase, redemption - Please refer to the Part I

o Aggregate fees and expenses charged to the scheme: Please refer to the section Part III Other details

o Any safety net or guarantee provided: None In accordance with Regulation 18(15A) of the SEBI (MF) Regulations and Clause 1.14.1.4 of SEBI Master

Circular for Mutual Funds dated June 27, 2024 the Trustees shall ensure that no change in the fundamental attributes of the Scheme(s) and the Plan(s) / Option(s) thereunder or the trust or fee and expenses payable or any other change which would modify the Scheme(s) and the Plan(s) / Option(s) thereunder and affect

the interests of Unitholders is carried out unless: • SEBI has reviewed and provided its comments on the proposal • A written communication about the proposed change is sent to each Unitholder and an advertisement is given in one English daily newspaper having nationwide circulation as well as in a newspaper published in the language of the region where the Head Office of the Mutual Fund is situated; and • The Unitholders are given an option for a period of atleast 30 calendar days to exit at the prevailing Net Asset Value without any exit load.

D. Index methodology

Index: Nifty Metal is owned and managed by NSE Indices Limited (formerly known as India Index Services & Products Limited) (NSE Indices). NSE Indices is India's specialised company focused upon the index as a core product.

Eligibility Universe:

39● Stocks forming part or going to form part of the Nifty 500 index are considered eligible for stock selection.

If the number of eligible stocks in the Nifty 500 falls below 10, additional stocks will be selected from the top 800 based on average daily turnover and market capitalization over the last six months. If the count remains below 10, stocks will be chosen sequentially from the top 1000, 1100, 1200, and so on.

● Companies should form part of respective sector universe

Stock selection criteria : ● The Nifty Metal Index is designed to reflect the behavior and performance of the metals sector. The index comprises a maximum of 15 stocks.

Index constituents alongwith Impact cost as on March 28, 2025 - SECURITY NAME WEIGHTAGE IMPACT COST

0.02 ADANI ENTERPRISES LTD. 9.212915

0.05 APL APOLLO TUBES LTD. 4.220102

0.02 HINDALCO INDUSTRIES LTD. 15.091807

0.05 HINDUSTAN COPPER LTD. 1.106672

0.04 HINDUSTAN ZINC LTD. 2.58689

0.03 JINDAL STEEL & POWER LTD. 5.294366

0.05 JINDAL STAINLESS LTD. 2.879103

0.03 JSW STEEL LTD. 15.407473 LLOYDS METALS AND ENERGY 0.07

2.390036 LTD.

0.03 NATIONAL ALUMINIUM CO. LTD. 2.404167

0.04 NMDC LTD. 3.636571

0.03 STEEL AUTHORITY OF INDIA LTD. 2.543102

0.02 TATA STEEL LTD. 19.480813 VEDANTA LTD. 12.010346 0.02 SEBI/HO/IMD/IMD-PoD-1/P/CIR/2024/90 dated June 27, 2024 , the underlying index shall comply with the

below restrictions:

40The index shall have a minimum of 10 stocks as its constituents.

A. For a sectoral/ thematic Index, no single stock shall have more than 35% weight in the index. For other than sectoral/ thematic indices, no single stock shall have more than 25% weight in the index.

B. The weightage of the top three constituents of the index, cumulatively shall not be more than 65% of the Index.

C. The individual constituent of the index shall have a trading frequency greater than or equal to 80% and an average impact cost of 1% or less over the previous six months.

Procedure for creation of units in Creation Unit size

Creation of Units in exchange of Portfolio Deposit:

1. The requisite Securities constituting the Portfolio Deposit have to be transferred to the Scheme’s Depository Participant account while the Cash Component has to be paid to the Custodian/AMC.

2. On confirmation of the same by the Custodian/AMC, the AMC will create and transfer the equivalent number of Units of the Scheme into the Investor’s Depository Participant account and pay/ recover the Cash Component and transaction handling charges, if any.

Creation of Units in Cash:

1. Subscription of Scheme Units in Creation Unit Size will be made by payment of requisite amount as determined by the AMC equivalent to the cost incurred towards the purchase of predefined basket of securities that represent the underlying index (i.e. portfolio deposit),

2. Cash Component and transaction handling charges, if any, only by means of payment instruction of Real Time Gross Settlement (RTGS) / National Electronic Funds Transfer (NEFT) or Funds Transfer Letter / Transfer Cheque of a bank where the Scheme has a collection account.

3. The Creation Unit will be subject to transaction handling charges incurred by the Fund/AMC. Such transaction handling charges shall be recoverable from the transacting Market Maker or Large Investor.

4. The Portfolio Deposit and/or Cash Component for units of the Scheme may change from time to time due to changes in the Underlying Index on account of corporate actions and changes to the index constituents

5. The investors are requested to note that the Units of the Scheme will be credited into the Investor’s Depository Participant account only on receipt of Cash Component and transaction handling charges, if any

6. Creation Unit size’ is fixed number of units of the Scheme, which is exchanged for a basket of securities underlying the designated index called the Portfolio Deposit and a Cash Component equal to the value of 5,546 Units of the Scheme and/or subscribed in cash equal to the value of said predefined units of the Scheme.

7. Creation Unit size consists of Units of scheme. Each unit of scheme will be approximately equal to Rs10

8. ‘Portfolio Deposit’ consists of predefined basket of securities that represent the underlying index as announced by AMC from time to time Procedure for Redemption in Creation Unit size

1. The requisite number of Units of the Scheme equivalent to the Creation Unit has to be transferred to the Fund’s Depository Participant account and the Cash Component to be paid to the AMC/Custodian. On confirmation of the same by the AMC, the AMC will transfer the Portfolio Deposit to the Investor’s Depository Participant account and pay/recover the Cash Component and transaction handling charges, if any.

2. The Fund allows cash Redemption of the Units of the Scheme in Creation Unit size by Market Maker

413. Such Investors shall make a Redemption request to the Fund/AMC whereupon the Fund/AMC will arrange to sell underlying portfolio Securities on behalf of the Investor. Accordingly, the sale proceeds of portfolio Securities, after adjusting the Cash Component and transaction handling charges will be remitted to the Investor.

4. Redemption proceeds will be sent to Market Makers within 3 Business Days of the date of redemption subject to confirmation with the depository records of the Scheme’s DP account.

Note:

1. The Creation Unit size may be changed by the AMC at their discretion and the notice of the same shall be published on AMC’s website.

2. Transaction handling charges include brokerage, Securities transaction tax, regulatory charges if any, depository participant charges, uploading charges and such other charges that the mutual fund may have to incur in the course of cash subscription/redemption or accepting the Portfolio Deposit or for giving a portfolio of securities as consideration for a redemption request. Such transaction handling charges shall be recoverable from the transacting Market Maker or Large Investor.

3. The Portfolio Deposit and / or Cash Component for scheme may change from time to time due to change in NAV and due to any other market factors

4. The Fund may from time to time change the size of the Creation Unit in order to equate it with marketable lots of the underlying securities.

Example :

Each Creation Unit consists of 100,000 units XYZ ETF tracking XYZ Index. The Creation Unit is made up of 2 components i.e. Portfolio Deposit and Cash Component. The Portfolio Deposit will be determined by the Fund as per the weights of each security in the Underlying Index. The value of this Portfolio Deposit will change due to change in prices during the day. The number of shares of each security that constitute the Portfolio Deposit will remain constant unless there is any corporate action in the Underlying Index or there is a rebalance in the Underlying Index or the fund manager re-align the weights of the securities to reduce the tracking error. The example of Creation Unit is given below for an hypothetical XYZ Index.

Security Index Weight Price Quantity Value A 6.38 2857.65 111 317199.15 B 10.12 1299.70 389 505583.30 C 3.11 5325.10 29 154427.90 D 1.85 2809.75 33 92721.75 E 1.20 376.80 159 59911.20 F 1.67 578.20 144 83260.80 G 1.65 8851.40 9 79662.60 H 3.37 4548.75 37 168303.75 I 2.53 1348.45 93 125405.85 42J 2.20 1773.00 62 109926.00 K 10.65 2496.30 213 531711.90 L 2.28 530.30 215 114014.50 M 2.88 4073.20 35 142562.00 N 1.37 912.05 75 68403.75 O 9.33 415.20 1123 466269.60 P 0.94 498.25 94 46835.50 Q 1.58 614.55 128 78662.40 R 1.74 1204.00 72 86688.00 S 2.17 5634.70 19 107059.30 T 4.29 2427.75 88 213642.00 U 1.06 156.80 339 53155.20 V 1.12 36723.95 1 36723.95 W 0.97 1668.25 28 46711.00 X 3.39 1087.00 155 168485.00 Y 6.69 3238.95 103 333611.85 Z 4.95 4538.15 54 245060.10 A1 3.37 1413.40 119 168194.60 A2 1.54 1359.25 56 76118.00 A3 0.63 138.85 228 31657.80 A4 4.96 172.00 1441 247852.00 Total 4,959,820.75 Value of Portfolio Deposit Rs. 49,59,820.75 43Value of Cash Component Rs. 40,179.25 Total Value of Creation Unit 50,00,000 Value of portfolio deposit (A) 49,59,820.75 Latest NAV 50 Creation Unit Size 100000 Value of creation unit (B) 5000000 CASH COMPONENT (C = B - A) 40,179.25 E. Principles of incentive structure for market makers (for ETFs) Performance based incentives as and when offered to market marker, shall be disclosed as per SEBI Circular.

The same shall be charged within the permissible TER limit.

F. Floors and ceiling within a range of 5% of the intended allocation against each sub class of asset, as per clause 13.6.2 of SEBI master circular for mutual funds dated June 27, 2024– Not Applicable G. Other Scheme Specific Disclosures:

Listing and transfer of units The units of the Scheme will initially be listed on NSE for allotment under intimation to SEBI. The AMC reserves the right to list the units on other exchanges. AMC has proposed to engage Market Maker for creating liquidity for ETFs in the stock exchange so that investors are able to buy or redeem units on the stock exchange using the services of a stockbroker.

Dematerialization of units 1.Units of the Scheme will be available in Dematerialized

(electronic) form only.

Consolidated Std Obs.57 2. The applicant under the Scheme will be required to have a beneficiary account with a Depository Participant of NSDL/CDSL and will be required to indicate in the application the Depository Participants (DP’s) name, DP ID Number and the beneficiary account number of the applicant.

3. Units of the Scheme will be issued, traded and settled compulsorily in dematerialized form.

Minimum Target amount The Fund seeks to collect a minimum subscription amount of (This is the minimum amount Rs. 5,00,00,000/- (Rupees Five crores only) under the scheme. required to operate the scheme and if this is not collected during the NFO period, then all the investors would be refunded the amount invested without any return.) Maximum Amount to be raised (if There is no upper limit on the total amount that may be any) collected.

Dividend Polic y ( ID CW ) The Scheme does not offer any Plans/Options for investment.

The AMC/Trustee reserve the right to introduce Option(s) as may be deemed appropriate at a later date.

44Allotment (Detailed procedure) Subject to the receipt of the specified Minimum Subscription Amount for the Scheme, full allotment will be made to all valid applications received during the New Fund Offer. The AMC/ Trustee reserves the right to reject any application inter alia in the absence of fulfillment of any regulatory requirements, fulfillment of any requirements as per the SID, incomplete/incorrect documentation and furnishing necessary information to the satisfaction of the Mutual Fund/AMC.

Allotment of units and dispatch of allotment advice to FPI will be subject to RBI approval if required. Investors who have applied in non-depository mode will be entitled to receive the account statement of units within 5 Business Days of the closure of the NFO Period (since the investor can transact only through the exchange after NFO period, they need to convert the units in demat form).

For applicants applying through the ASBA mode, on intimation of allotment by Kfin Technologies Limited to the banker the investors account shall be debited to the extent of the amount due thereon. On allotment, units will be credited to the Investor’s demat account as specified in the ASBA application form.

The Units of the Scheme held in the dematerialized form will be fully and freely transferable (subject to lock-in period, if any and subject to lien, if any marked on the units) in accordance with the provisions of SEBI (Depositories and Participants) Regulations, 1996 as may be amended from time to time and as stated in Para 14.4.4 of SEBI Master Circular no. SEBI/HO/IMD/IMD-PoD-1/P/CIR/2024/90 dated June 27, 2024. Further, for the procedure of release of lien, the investors shall contact their respective DP.

Refund If application is rejected, full amount will be refunded within 5 working days of closure of NFO. If refunded later than 5 working days @ 15% p.a. for delay period will be paid and charged to the AMC.

Who can invest The following persons are eligible to apply for subscription to This is an indicative list and investors the units of the Scheme (subject to, wherever relevant, shall consult their financial advisor to subscription to units of the Scheme being permitted under the ascertain whether the scheme is respective constitutions and relevant statutory regulations):

suitable to their risk profile. 1. Indian resident adult individuals either singly or jointly (not exceeding three) or on an Anyone or Survivor basis;

2. Hindu Undivided Family (HUF) through Karta of the HUF;

3. Minor through parent / legal guardian;

4. Partnership Firms and Limited Liability Partnerships (LLPs);

5. Proprietorship in the name of the sole proprietor;

6. Companies, Bodies Corporate, Public Sector Undertakings

(PSUs), Association of Persons (AOP) or Bodies of Individuals

(BOI) and societies registered under the Societies Registration Act, 1860;

7. Banks (including Co-operative Banks and Regional Rural Banks) and Financial Institutions;

8. Mutual Funds registered with SEBI;

9. Religious and Charitable Trusts, Wakfs or endowments of 45private trusts (subject to receipt of necessary approvals as required) and private trusts authorised to invest in mutual fund schemes under their trust deeds;

10. Non-Resident Indians (NRIs) / Persons of Indian origin

(PIOs) residing abroad on repatriation basis or on non- repatriation basis;

11. Foreign Portfolio Investors (FPIs) and their subaccounts registered with SEBI on repatriation basis;

12. Army, Air Force, Navy and other para-military units and bodies created by such institutions;

13. Scientific and Industrial Research Organizations;

14. Multilateral Funding Agencies / Bodies Corporate incorporated outside India with the permission of Government of India / RBI;

15. Provident Funds, Pension Funds, Gratuity Funds and Superannuation Funds to the extent they are permitted;

16. Other schemes of Groww Mutual Fund subject to the conditions and limits prescribed by SEBI (MF) Regulations;

17. Trustee, AMC or Sponsor or their associates may subscribe to units under the Scheme;

18. Such other individuals /institutions/ body corporates etc., as may be decided by the AMC from time to time, so long as, wherever applicable, subject to their respective constitutions and relevant statutory regulations.

The list given above is indicative and the applicable laws, if any, as amended from time to time shall supersede the list.

Note:

1. Non Resident Indians (NRIs) and Persons of Indian Origin

(PIOs) residing abroad / Foreign Institutional Investors (FIIs) have been granted a general permission by Reserve Bank of India under Schedule 5 of the Foreign Exchange Management (Transfer or Issue of Security by a Person Resident Outside India) Regulations, 2000 for investing in / redeeming units of the mutual funds subject to conditions set out in the aforesaid regulations.

2. It is expressly understood that at the time of investment, the investor/unitholder has the express authority to invest in units of the Scheme and the AMC / Trustee / Mutual Fund will not be responsible if such investment is ultra vires the relevant constitution. Subject to the Regulations, the Trustee may reject any application received in case the application is found invalid/ incomplete or for any other reason in the Trustee's sole discretion.

3. Dishonored cheques are liable not to be presented again for collection, and the accompanying application forms are liable to be rejected.

4. The Trustee, reserves the right to recover from an investor any loss caused to the Scheme on account of dishonor of cheques issued by the investor for purchase of Units of this Scheme.

5. For subscription in the Scheme, it is mandatory for investors to make certain disclosures like bank details etc. and provide certain documents like PAN copy etc. (for details please refer SAI) without which the application is liable to be rejected.

46. The Trustee/AMC may inter-alia reject any application for the purchase of units if the application is invalid or incomplete or if the Trustee for any other reason does not believe that it would be in the best interest of the Scheme or its unitholders to accept such an application.

Who cannot invest The following persons are not eligible to invest in the Scheme: • Any individual who is a foreign national or any other entity that is not an Indian resident under the Foreign Exchange Management Act, 1999 (FEMA Act) except where registered with SEBI as a FII or sub account of FII or otherwise explicitly permitted under FEMA Act/ by RBI/ by any other applicable authority or where they falls under the category of QFIs/FPIs.

• Pursuant to RBI A.P. (DIR Series) Circular No. 14 dated September 16, 2003, Overseas Corporate Bodies (OCBs) cannot invest in Mutual Funds. • NRIs residing in Non-Compliant Countries and Territories

(NCCTs) as determined by the Financial Action Task Force

(FATF), from time to time. • Persons residing in countries which require licensing or registration of Indian Mutual Fund products before selling the same in its jurisdiction. • Such other persons as may be specified by AMC from time to time.

How to Apply and other details Investors may obtain Key Information Memorandum (KIM) Consolidated Std Obs.35 along with the application forms from the AMC offices or Customer Service Centres of the Registrar or may be

downloaded from https://www.growwmf.in/downloads/kim (AMC’s website). Please refer to the SAI and Application Form for the instructions. An Application Form accompanied by a payment instrument issued from a bank account other than that of the Applicant / Investor will not be accepted except in certain circumstances. For further details, please refer paragraph ―Non – acceptance of Third Party Payment Instruments for subscriptions / investments under the section ―How to Apply in SAI.

Bank Details: In order to protect the interest of Unit holders from fraudulent encashment of redemption / IDCW cheques, Consolidated SEBI has made it mandatory for investors to provide their Std Obs.61 & bank details viz. name of bank, branch, address, account type SO 21 and number, etc. to the Mutual Fund. Applications without complete bank details shall be rejected. The AMC will not be responsible for any loss arising out of fraudulent encashment of cheques / warrants and / or any delay / loss in transit. Also, please refer to point on Registration of Multiple Bank Accounts in respect of an Investor Folio given elsewhere in this document.

The policy regarding reissue of Not Applicable repurchased units, including the maximum extent, the manner of Units once redeemed will not be reissued. reissue, the entity (the scheme or the AMC) involved in the same.

47Restrictions, if any, on the right to The Mutual Fund will be repurchasing (subject to completion of freely retain or dispose of units being lock-in period, if any) and issuing units of the Scheme on an offered. ongoing basis and hence the transfer facility is found redundant.

Any addition / deletion of name from the folio of the Unit holder is deemed as transfer of Units. In view of the same, additions / deletions of names will not be allowed under any folio of the Scheme. The said provisions in respect of deletion of names will not be applicable in case of death of a Unit holder (in respect of joint holdings) as this is treated as transmission (transfer of units by operation of law) of Units and not transfer. Units of the Scheme held in demat form shall be freely transferable (subject to lock-in period, if any) and will be subject to transmission facility in accordance with the provisions of the SEBI (Depositories and Participants) Regulations, 1996 as amended from time to time. Also, when a person becomes a holder of the units by operation of law or upon enforcement of pledge, then the AMC shall, subject to production/submission of such satisfactory evidence, which in its opinion is sufficient, effect the transfer, if the intended transferee is otherwise eligible to hold the units.

RIGHT TO RESTRICT REDEMPTION AND / OR

SUSPEND REDEMPTION OF THE UNITS:

The Fund at its sole discretion reserves the right to restrict Redemption (including switchout) of the Units (including Plan /Option) of the Scheme of the Fund upon occurrence of the below mentioned events for a period not exceeding ten (10) working days in any ninety (90) days period subject to approval of the Board of Directors of the AMC and the Trustee. The restriction on Redemption (including switch-out) shall be applicable where the Redemption (including switch-out) request is for a value above Rs. 2,00,000/- (Rupees Two Lakhs).

Further, no restriction shall be applicable to the Redemption / switch-out request upto Rs. 2,00,000/- (Rupees Two Lakhs). It is further clarified that, in case of redemption request beyond Rs.

2,00,000/- (Rupees Two Lakhs), no restriction shall be applicable on first Rs. 2,00,000/- (Rupees Two Lakhs). The Trustee / AMC reserves the right to restrict Redemption or suspend Redemption of the Units in the Scheme of the Fund on account of circumstances leading to a systemic crisis or event(s) that severely constrict market liquidity or the efficient functioning of the markets. A list of such circumstances under which the restriction on Redemption or suspension of Redemption of the Units in the Scheme of the Fund may be

imposed are as follows:

1. Liquidity issues- when market at large becomes illiquid affecting almost all securities rather than any issuer specific security; or

2. Market failures / Exchange closures; or

3. Operational issues; or

4. If so directed by SEBI.

It is clarified that since the occurrence of the abovementioned eventualities have the ability to impact the overall market and 48liquidity situation, the same may result in exceptionally large number of Redemption requests being made and in such a situation the indicative timelines (i.e. within 3-4 Business Days) mentioned by the Fund in the scheme offering documents, for processing of requests for Redemption may not be applicable.

Please refer to paragraphs on ‘Transfer and Transmission of units, Right to limit Redemption, Suspension of Purchase and/ or Redemption of Units and Pledge of Units’ in the SAI for further details.

Cut off timing for subscriptions/ In case of Purchase / Redemption directly with Mutual redemptions/ switches Fund (By Market Makers and Large Investors):

Direct transaction in ETFs through AMCs This is the time before which your Direct transaction with AMCs shall be facilitated for investors application (complete in all respects) only for transactions above a specified threshold. In this should reach the official points of regard, to begin with any order placed for redemption or subscription directly with the AMC must be of greater than acceptance.

INR 25 Cr. The aforesaid threshold shall not be applicable for Market Makers.

All direct transactions in units of ETFs by Market Makers or other eligible investors (as mentioned above) with AMCs shall be at intraday NAV based on the actual execution price of the underlying portfolio.

The requirement of “cut-off” timing shall not be applicable for direct transaction with AMCs in ETFs by Market Makers and other eligible investors. For Redemption of units directly with the Mutual Fund (other than Market Makers and Large Investors):

For Redemption of units directly with the Mutual Fund (other than Market Makers and Large Investors):

Investors can directly approach the AMC for redemption of units of ETF, for transaction of upto INR 25 Cr. without any exit load, in case of the following scenarios: i. Traded price (closing price) of the ETF units is at discount of more than 1% to the day end NAV for 7 continuous trading days, or ii. No quotes for such ETFs are available on stock exchange(s) for 3 consecutive trading days, or iii. Total bid size on the exchange is less than half of creation units size daily, averaged over a period of 7 consecutive trading days.

In case of the above scenarios, applications received from investors for redemption up to 3.00 p.m. on any trading day, shall be processed by the AMC at the closing NAV of the day.

Such instances shall be tracked by the AMC on an ongoing basis and in case any of the above mentioned scenario arises, the same shall be disclosed on the website of the Mutual Fund.

Settlement of Purchase/Sale of Units of the Scheme on NSE Buying/Selling of Units of the Scheme on NSE is just like buying/selling any other normal listed security. If an investor has bought Units, an investor has to pay the purchase amount to the broker/sub-broker such that the amount paid is realised before the funds pay-in day of the settlement cycle on the Stock Exchange(s). If an investor has sold Units, an investor 49has to deliver the Units to the broker/sub-broker before the securities pay- in day of the settlement cycle on the Stock Exchange(s). The Units (in the case of Units bought) and the funds (in the case of Units sold) are paid out to the broker on the pay-out day of the settlement cycle on the Stock Exchange(s). The Stock Exchange(s) regulations stipulate that the trading member should pay the money or Units to the investor within 24 hours of the pay-out.

If an investor has bought Units, he should give standing instructions for ‘Delivery-In’ to his /her/its DP for accepting Units in his/her/its beneficiary account. An investor should give the details of his/her beneficiary account and the DP-ID of his/her/its DP to his/ her/its trading member. The trading member will transfer the Units directly to his/her/ its beneficiary account on receipt of the same from NSE’s Clearing Corporation.

An investor who has sold Units should instruct his/her/its Depository Participant (DP) to give ‘Delivery Out’ instructions to transfer the Units from his/her/its beneficiary account to the Pool Account of his/her/its trading member through whom he/she/it have sold the Units. The details of the Pool A/C (CM-BP-ID) of his/her trading member to which the Units are to be transferred, Unit quantity etc. should be mentioned in the Delivery Out instructions given by him/her to the DP. The instructions should be given well before the prescribed securities pay-in day. SEBI has advised that the Delivery Out instructions should be given at least 24 hours prior to the cut-off time for the prescribed securities pay-in to avoid any rejection of instructions due to data entry errors, network problems, etc.

Minimum amount for 1.Ongoing purchases / redemptions directly from the Mutual purchase/redemption/switches Fund would be restricted to Market Makers and Large Investors (mention the provisions for ETFs, (subject to transactions greater than INR 25 crores or such other as amount as may be specified by SEBI from time to time) may be applicable, for direct provided the value of units to be purchased / redeemed is in subscription/redemption with AMC creation unit size or multiples thereof. The aforesaid limit of Rs.25 crores is not applicable for Market Makers.

The Creation Unit size will be 5,546 Units.

2. Market Makers / Large Investors may exchange Portfolio Deposit / cash equivalent to the portfolio deposit and applicable cash component and transaction handling charges for Purchase / Redemption of Units of the Scheme in ‘Creation Unit’ size or in multiples thereof directly from the Mutual Fund, as defined by the Scheme for that respective Business Day.

3. The units are listed on NSE to provide liquidity through secondary market. All categories of Investors may purchase the units through secondary market on any trading day.

4. The AMC shall appoint at least two Market Makers, who are members of the Stock Exchanges, for ETFs to provide continuous liquidity on the stock exchange platform by 50providing two-way quotes in the units of the Scheme during trading hours.

5. The AMC reserves the right to list the units of the scheme on any other exchange, in future.

Minimum Redemption Amount:

All investors including Market Makers, Large Investors and other investors may sell their units in the stock exchange(s) on which these units are listed on all trading days of the stock exchange.

Mutual Fund will repurchase units from Market Makers and Large Investors on any business day in creation units size.

Any Transaction placed for redemption or subscription directly with the AMC must be greater than INR 25 crores or such other amount as may be specified by SEBI from time to time and shall be at intra-day NAV based on the actual execution price of the underlying portfolio. The aforesaid threshold shall not be applicable for MMs.

Accounts Statements The AMC shall send an allotment confirmation specifying the Consolidated units allotted by way of email and/or SMS within 5 working Std Obs.60 days of receipt of valid application/transaction to the Unit & SO 20 holders registered e-mail address and/ or mobile number (whether units are held in demat mode or in account statement form).

A Consolidated Account Statement (CAS) detailing all the transactions across all mutual funds (including transaction charges paid to the distributor) and holding at the end of the month shall be sent to the Unit holders in whose folio(s) transaction(s) have taken place during the month. The monthly CAS will be dispatched to investors that have opted for delivery via electronic mode (e-CAS) within twelve (12) days from the month end and to investors that have opted for delivery via physical mode within fifteen (15) days from the month end.

Half-yearly CAS shall be issued at the end of every six months (i.e. September/ March) to all investors providing the prescribed details across all schemes of mutual funds and securities held in dematerialized form across demat accounts, if applicable. The CAS will be dispatched to investors that have opted for e-CAS on or before the eighteenth (18th) day of April and October and to investors that have opted for delivery via physical mode by the twenty first (21st) day of April and October.

For further details, refer SAI.

Dividend/ IDCW The Scheme does not offer any Plans/Options for investment.

The AMC/Trustee reserve the right to introduce Option(s) as may be deemed appropriate at a later date.

51Redemption The redemption or repurchase proceeds shall be dispatched to the unitholders within three working days from the date of redemption or repurchase.

For list of exceptional circumstances refer para 14.1.3 of SEBI Master Circular for Mutual Funds dated June 27, 2024 Bank Mandate It is mandatory for every applicant to provide the name of the bank, branch, address, account type and number as per SEBI requirements and any Application Form without these details will be treated as incomplete. Such incomplete applications will be rejected. The Registrar / AMC may ask the investor to provide a blank cancelled cheque or its photocopy for the purpose of verifying the bank account number.

Delay in payment of redemption / The Asset Management Company shall be liable to pay repurchase proceeds/dividend interest to the unitholders at rate as specified vide clause 14.2 of SEBI Master Circular for Mutual Funds dated June 27, 2024 by SEBI for the period of such delay Unclaimed Redemption and Income As per the Clause 14.3 of SEBI Master Circular Consolidated Std Obs.52 Distribution cum Capital Withdrawal SEBI/HO/IMD/IMD-PoD-1/P/CIR/2024/90 dated June 27, Amount 2024, the unclaimed Redemption and dividend amounts shall be deployed by the Fund in call money market or money market instruments and in a separate plan of Liquid scheme / Money Market Mutual Fund scheme floated by Mutual Funds specifically for deployment of the unclaimed amounts. The investment management fee charged by the AMC for managing such unclaimed amounts shall not exceed 50 basis points.

The AMCs shall not be permitted to charge any exit load in this plan. Provided that such schemes where the unclaimed redemption and IDCW amounts are deployed shall be only those Overnight scheme/ Liquid scheme / Money Market Mutual Fund schemes which are placed in A-1 cell (Relatively Low Interest Rate Risk and Relatively Low Credit Risk) of Potential Risk Class matrix. The investors who claim these amounts during a period of three years from the due date shall be paid at the prevailing NAV. After a period of three years, this amount can be transferred to a pool account and the investors can claim the said amounts at the NAV prevailing at the end of the third year.

In terms of the circular, the onus is on the AMC to make a continuous effort to remind investors through letters to take their unclaimed amounts. The website of Groww Mutual Fund also provides information on the process of claiming the unclaimed amount and the necessary forms / documents required for the same. The details of such unclaimed amounts are also disclosed in the annual report sent to the Unit Holders.

Important Note: All applicants must provide a bank name, bank account number, branch address, and account type in the Application Form.

Disclosure w.r.t investment by minors As per paragraph 17.6 of SEBI Master circular for Mutual Funds dated June 27, 2024, the following Process for Investments in the name of a Minor through a Guardian will

be applicable:

Consolidated Std Obs.37 52a. Payment for investment by any mode shall be accepted from the bank account of the minor, parent or legal guardian of the minor, or from a joint account of the minor with parent or legal guardian. For existing folios, the AMCs shall insist upon a Change of Pay-out Bank mandate before redemption is processed.

b. Irrespective of the source of payment for subscription, all redemption proceeds shall be credited only in the verified bank account of the minor, i.e. the account the minor may hold with the parent/ legal guardian after completing all KYC formalities.

c. Upon the minor attaining the status of major, the minor in whose name the investment was made, shall be required to provide all the KYC details, updated bank account details including cancelled original cheque leaf of the new account. No further transactions shall be allowed till the status of the minor is changed to major.

d. AMCs shall build a system control at the account set up stage of Systematic Investment Plan (SIP), Systematic Transfer Plan

(STP) and Systematic Withdrawal Plan (SWP) on the basis of which, the standing instruction is suspended when the minor attains majority, till the status is changed to major.

Please refer SAI for detailed process on investments made in the name of a Minor through a Guardian and Transmission of Units.

53III. Other Details A. In case of Fund of Funds Scheme, Details of Benchmark, Investment Objective, Investment Strategy, TER, AUM, Year wise performance, Top 10 Holding/ link to Top 10 holding of the underlying fund should be provided – Not Applicable B. Periodic Disclosures such as Half yearly disclosures, half yearly results, annual report Monthly / Half - Yearly The Mutual Fund shall disclose the scheme portfolios as on the Portfolio Disclosures last day of the month/ as on the last day of every half year ended March and September within 10 days from the close of each This is a list of securities where the month / half-year respectively. Further, the Mutual Fund shall corpus of the Scheme is currently also disclose portfolio of the scheme on a fortnightly basis within invested. The market value of 5 days from the end of the fortnight. The disclosure shall be on

these investments is also stated in https://growwmf.in/statutory-disclosure/portfolio portfolio disclosures. (Fortnightly/Monthly), https://growwmf.in/financials/half- yearly-unaudited-financials-&-portfolio (Half Yearly) and www.amfiindia.com. The AMC shall send via email the fortnightly statement of scheme portfolio within 5 days from the close of each fortnight and the monthly and half-yearly statement of scheme portfolio within 10 days from the close of each month / half-year respectively.

Mutual Fund shall publish an advertisement every half-year disclosing the hosting of the half-yearly statement of its schemes portfolio on its website and on the website of AMFI. Such advertisement shall be published in the all India edition of at least two daily newspapers, one each in English and Hindi. Mutual Fund shall provide a physical copy of the statement of its scheme portfolio, without charging any cost, on specific request received from a unitholder.

Half -Yearly Financial Results The Mutual Fund and AMC shall within one month from the close of each half year i.e. 31st March and on 30th September, host a soft copy of its unaudited financial results on their website. The Mutual Fund and AMC shall publish an advertisement disclosing the hosting of such financial results on their website, in atleast one national English daily newspaper and in a regional newspaper published in the language of the region where the Head Office of the Mutual Fund is situated.

It will also be displayed on the website of the AMC (https://www.growwmf.in/financials/half-yearly-unaudited- financials-&-portfolio) and AMFI www.amfiindia.com Annual Report The Scheme wise annual report or an abridged summary thereof shall be mailed (emailed, where e-mail id is provided unless otherwise required) to all Unit holders not later than four months (or such other period as may be specified by SEBI from time to time) from the date of closure of the relevant accounting year (i.e.

31st March each year) and full annual report shall be available for inspection at the Head Office of the Mutual Fund and a copy shall be made available to the Unit holders on request on payment of 54nominal fees, if any. Scheme wise annual report shall also be displayed on the website of the AMC

https://www.growwmf.in/financials/scheme-financials and Association of Mutual Funds in India www.amfiindia.com Monthly Disclosures Disclosure Norms as per paragraph 3.6 of SEBI Master circular for Mutual Funds dated June 27, 2024:

Portfolio:

A. The Fund shall disclose the following on monthly basis: • Name and exposure to top 7 issuers and stocks respectively as a percentage of NAV of the scheme • Name and exposure to top 7 groups as a percentage of NAV of the scheme • Name and exposure to top 4 sectors as a percentage of NAV of the scheme.

B. Change in constituents of the index, if any, shall be disclosed on the Mutual Fund website on the day of change.

Tracking Error & Tracking The Fund shall disclose the tracking error based on past one year

Difference: rolling data, on a daily basis, on the website of respective Mutual Consolida Fund and AMFI. ted Std Obs. The annualized difference of daily returns between the index and 39 the NAV of the Fund shall be disclosed on the website of the Mutual Fund and AMFI, on a monthly basis, for tenures 1 year, 3 year, 5 year, 10 year and since the date of allotment of units C. Transparency/NAV Disclosure (Details with reference to information given in Section I) The AMC will calculate and disclose the first NAV under the Scheme not later than 5 Business Days from Consolidated the date of allotment of units under the NFO Period. Subsequently, the NAV will be calculated and Std Obs. 41 disclosed at the close of every Business Day. As required by SEBI, the NAVs shall be disclosed in the

following manner: i) Displayed on the website of the Mutual Fund https://www.growwmf.in/nav ii) Displayed on the website of Association of Mutual Funds in India (AMFI) (www.amfiindia.com).

Any other manner as may be specified by SEBI from time to time. The same shall also be communicated to the Stock exchange(s), where the units will be listed. Mutual Fund / AMC will provide facility of sending latest available NAVs to unitholders through SMS, upon receiving a specific request in this regard. The AMC shall update the NAVs on the website of the Mutual Fund

https://www.growwmf.in/nav and on the website of Association of Mutual Funds in India - AMFI (www.amfiindia.com) by 11.00 p.m. on every Business Day. In case of any delay, the reasons for such delay would be explained to AMFI in writing. If the NAVs are not available before commencement of business hours on the following day due to any, the Mutual Fund shall issue a press release giving reasons and explaining when the Mutual Fund would be able to publish the NAVs.

Indicative NAV (iNAV) i.e. the per unit NAV based on the current market value of its portfolio during the trading hours of the ETF, shall be disclosed on a continuous basis on the Stock Exchange(s), where the units of the ETFs are listed and traded and shall be updated within a maximum time lag of 15 seconds from underlying market.

55D. Transaction charges and stamp duty- Indicate only the amount of transaction charges and stamp duty applicable.

TRANSACTION CHARGES:

SEBI with the intent to enable investment by people with small saving potential and to increase reach of Mutual Fund products in urban areas and in smaller towns, wherein the role of the distributor is vital, has allowed AMCs under clause 10.5 of SEBI Master Circular SEBI/HO/IMD/IMD-PoD-1/P/CIR/2024/90 dated June 27, 2024 to deduct transaction charges for subscription of Rs. 10,000/- and above. The said transaction charges will be paid to the distributors of the Mutual Fund products (based on the type of product). In accordance with the said

circular, AMC / Mutual Fund will deduct the transaction charges from the subscription amount and pay to the distributors (based on the type of product and those who have opted to receive the transaction charges) as shown in the table below. Thereafter, the balance of the subscription amount shall be invested.

(i) Transaction charges shall be deducted for Applications for purchase/ subscription received by distributor as

under:

Investor Type Transaction Charges First Time Mutual Fund Investor Transaction charge of Rs.150/- for subscription of Rs.10,000 and above will be deducted from the subscription amount and paid to the distributor/agent of the first time investor. The balance of the subscription amount shall be invested.

Investor other than Transaction charge of Rs. 100/- per subscription of First Time Mutual Rs, 10,000 and above will be deducted from the Fund Investor subscription amount and paid to the distributor/ agent of the investor. The balance of the subscription amount shall be invested.

(ii) Transaction charges shall not be deducted for: • Purchases /subscriptions for an amount less than Rs. 10,000/-; and • Transactions other than purchases/ subscriptions relating to new inflows such as Switches, etc.

• Any purchase/subscription made directly with the Fund (i.e. not through any distributor). • Transactions carried out through the stock exchange platforms.

Applicability of Stamp Duty : Pursuant to Notification No. S. O. 1226 (E) and G.S.R 226(E) dated March 30, 2020 issued by Department of Revenue, Ministry of Finance, Government of India, read with Part I of

Chapter IV of Notification dated February 21, 2019 issued by Legislative Department, Ministry of Law and Justice, Government of India on the Finance Act, 2019, a stamp duty @ 0.005% of the transaction value shall be levied on applicable mutual fund transactions. Accordingly, pursuant to levy of stamp duty, the number of units allotted on purchase transactions to the unitholders would be reduced to that extent. The stamp duty will be deducted from the net investment amount i.e. gross investment amount less any other deduction like transaction charge. Units will be created only for the balance amount i.e. Net Investment Amount as reduced by the stamp duty. The stamp duty will be computed at the rate of 0.005% on an inclusive method basis.

For instance: If the transaction amount is Rs. 100100 /- and the transaction charge is Rs. 100, the stamp

duty will be calculated as follows: ((Transaction Amount – Transaction Charge) *0.005%) = Rs.5. If the 56applicable Net Asset Value (NAV) is Rs. 10 per unit, then units allotted will be calculated as follows:

(Transaction Amount – Transaction Charge – Stamp Duty)/ Applicable NAV = 9,999.50 units.

For details please refer SAI.

E. Associate Transactions- Please refer to Statement of Additional Information (SAI) F. Taxation- For details on taxation please refer to the clause on Taxation in the SAI apart

from the following:

This information is provided for general information only and is based on the prevailing tax laws, as applicable in case of this Scheme. However, in view of the individual nature of the implications, each investor is advised to consult his or her own tax advisors/ authorised dealers with respect to the specific amount of tax and other implications arising out of his or her participation in the schemes.

Groww Mutual Fund is registered as a Mutual Fund with Securities and Exchange Board of India (‘SEBI’) under SEBI (Mutual Fund) Regulations, 1996. Any income earned by such mutual fund registered with SEBI is exempt from taxation as per section 10(23D) of the Income Tax Act, 1961 (’Act’) Type of Capital Condition Income Tax Rates TDS Rates Gain Resident/ FII Resident NRI/OCBs/ PIO/ NRI/ FII & others Other non FII non-residents Tax on The Finance Act, 2020, abolished dividend distribution tax (DDT) and tax Dividend exemption on income received from mutual fund in the hands of investor. as provision of section 10 (35) is rescinded. Further, Income is taxable in the hands of investor as per the applicable tax rates.

Short Term STT has been paid 20% 20% Nil 20% Capital Gain on redemption (redemption Other cases Normal rate of 30% Nil 30% for Non- before tax applicable resident other completing one to the assessee than corporates year of holding) 35% for non- residents corporates, FII & Others Long Term STT has been paid 12.5%# 12.5%# Nil 12.5% Capital Gain on redemption (redemption after completing one year of holding)

PIO: Person of Indian origin

NRI: Non-resident Indian

FII: Foreign Institutional investor

OCB: Overseas Corporate Body 57# Under section 112A of the Act, where long term capital gain exceeds Rs. 1,25,000/- tax is payable @ 12.5% plus applicable surcharge and cess (without indexation benefit).

*without indexation benefit Taxability in the hands of Investor If the units are held as stock-in-trade of a business, the said income will be taxed at the rates at which the normal income of that investor is taxed.

If the units are held as investments, the said income will be taxed as capital gains. In such case, the tax rates applicable will depend on whether the gain on sale of units is classified as a short-term capital gain or a long-term capital gain.

Tax on Income Distributed by a Mutual Fund Finance Act, 2020 has amended the provision of section 115R of the Act (Dividend Distribution Tax) to provide that the income distributed on or before 31st March 2020 shall only be covered under the provision of this section.

With effect from 1st April, 2020, dividend or income distribution by mutual fund on units is taxable in the hands of unit holders at the applicable rates * As per provision of section 194K of the Act, where the amount of income credited or paid in a financial year, in aggregate, does not exceed Rs. 10,000, no withholding is required to be carried out. However, the scheme shall be withholding tax when the aggregate amount in financial year at Permanent Account Number (PAN) level exceeds Rs. 9,000.

Tax rates mentioned above are further increased by surcharge and health and education cess as may be applicable for respective investor.

Surcharge and cess shall not be applied on basic tax while deducting TDS, if any, on income of resident investors.

Surcharge Rates Total Individual Partnership Domestic Foreign income /HUF ~~ Firms & Co- Companies* Companies operative Societies Less than or equal to 50 NIL NIL NIL NIL lakhs >50 lakhs <= 1 crore 10% NIL NIL NIL >1 crore <= 2 crores 15% 12% 7% 2% >2 crores <= 5 crores 25% 12% 7% 2% >5 crores <= 10 crores 37% 12% 7% 2% >10 crores 37% 12% 12% 5% ~~Surcharge rate shall not exceed 25% in case of individual and HUF opting for new tax regime under

section 115BAC of the Act. In case total income includes income by way of dividend on shares, short- term capital gains on units of equity oriented mutual fund schemes and long-term capital gains on mutual fund schemes, the rate of surcharge on the said type of income not to exceed 15% [refer clause on Taxation in the SAI for further details] * 10% basic surcharge (irrespective of taxable income) for domestic companies availing benefit under

section 115BAA and section 115BAB of the Act.

Tax plus surcharge shall be further increased by a health and education cess of 4 percent.

58DTAA Benefits Taxability in the hands of non-resident investor shall be subject to Double Taxation Avoidance Agreement (“DTAA” or “tax treaty”) benefits which can be claimed in the return of income to be filed by such investors, as applicable. Further, such DTAA benefit may also be claimed at the time of withholding of taxes (subject to requisite documents for claiming DTAA benefit made available by investor to the Mutual Fund). The investors should obtain specific advice from their tax advisors regarding the availability of the tax treaty benefits.

AADHAR Linking As per section 139AA of the Act read with rule 114AAA of the Income-tax Rules, 1962, in the case of a resident person, whose PAN has become inoperative due to non-linking of PAN with Aadhaar, it shall be deemed that he has not furnished the PAN and tax could be withheld at a higher rate of 20% as per section 206AA of the Act.

Securities Transaction Tax (STT) STT is payable on sale (redemption) of units of an Equity Oriented funds mutual fund.

DISCLAIMER: The information given here is neither a complete disclosure of every material fact of Income-tax Act 1961 nor does it constitute tax or legal advice. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme G. Rights of Unitholders- Please refer to SAI for details.

H. List of official points of acceptance: Please refer to https://www.growwmf.in/downloads/sid for a Consolid complete list of Official points of acceptance. ated Std I. Penalties, Pending Litigation or Proceedings, Findings of Inspections or Investigations For Obs.48 Which Action May Have Been Taken Or Is In The Process Of Being Taken By Any & 49 & Regulatory Authority SO 22 The said information has been disclosed in good faith as per the information available to the AMC at

https://www.growwmf.in/downloads/penalties-&-pending-litigation Consolidated Std Obs.63 & Notwithstanding anything contained in the Scheme Information Document the provisions of the SEBI SO 24 (Mutual Funds) Regulations, 1996 and the Guidelines thereunder shall be applicable.

The Scheme Information Document containing details of the Scheme of Groww Mutual Fund, had been approved by the Board of Groww Trustee Limited on June 30, 2025. The Board of Directors of Groww Trustee Limited have ensured that the scheme approved by them is a new product offered by the Mutual Fund and is not a minor modification of the existing scheme/fund/ product.

For and on behalf of the Board of Directors of Groww Asset Management Ltd.

Sd/- Varun Gupta CEO

Date: July 04, 2025

Place: Mumbai 59Name of Registrar: KFin Technologies Ltd. Selenium,Tower B, Plot number 31 & 32, Financial District, Nanakramguda, Serilingampally Mandal, Hyderabad- 500 032 Contact Number - 1800-309-4034 Email Id - investorsupport.mfs@kfintech.com, Website Address - www.kfintech.com LIST OF COLLECTION CENTRES

AMC Investor Service Centres:

1. Lower Parel: 505 – 5th Floor, Tower 2B, One World Centre, Near Prabhadevi Railway Station, Lower Parel, Mumbai – 400013, Maharashtra, Tele-+91 22 69744435.

2. Ghatkopar: Office no. 601, Sixth Floor, Wing A, Integrated Arcade, Corner of Dharamshi Lane and R.B.

Mehta Marg, Ghatkopar (East), Mumbai – 400077, Maharashtra Customer Support Email Id – support@growwmf.in Customer Support Number - 80501 80222 Time stamping branch

MFCentral:

With effect from September 24, 2021 MFCentral has been designated as Official point of acceptance of Groww Mutual Fund for non-financial transactions. The same can be accessed using https://mfcentral.com/ Any registered user of MFCentral, requiring submission of physical document as per the requirements of MFCentral, may do so at any of the designated Investor Service Centres or collection centres of KFIN or CAMS.

Name of RTA- KFin Technologies Ltd Contact details: 1800-309-4034

Website: www.kfintech.com

Investor Service Centres: KFin Technologies Ltd S.N Branch Name State Consolidated Current Address Landline O Kfin Technologies Ltd No 35 Puttanna 1 Bangalore Karnataka 080-26602852 Road Basavanagudi Bangalore 560004 Kfin Technologies Ltd Premises No.101 Cts No.1893 Shree Guru 2 Belgaum Karnataka 0831 4213717 Darshani Tower Anandwadi Hindwadi Belgaum 590011 Kfin Technologies Ltd Ground Floor 3Rd Office Near Womens College 3 Bellary Karnataka 8392294649 Road Beside Amruth Diagnostic Shanthi Archade Bellary 583103 60Kfin Technologies Ltd D.No 162/6 1St Floor 3Rd Main P J Extension 4 Davangere Karnataka 8192296741 Davangere Taluk Davangere Manda Davangere 577002 Kfin Technologies Ltd H No 2-231 Krishna Complex 2Nd Floor Opp.

5 Gulbarga Karnataka Opp. Municipal Corporation Office 08472 252503 Jagat Station Main Road Kalaburagi Gulbarga 585105

Kfin Technologies Ltd Sas No: 490 Hemadri Arcade 2Nd Main Road 6 Hassan Karnataka 08172 262065 Salgame Road Near Brahmins Boys Hostel Hassan 573201 Kfin Technologies Ltd R R Mahalaxmi Mansion Above Indusind Bank 2Nd 7 Hubli Karnataka 0836-2950643 Floor Desai Cross Pinto Road Hubballi 580029 Kfin Technologies Ltd Shop No - 305 Marian Paradise Plaza 3Rd Floor 8 Mangalore Karnataka 0824-2951645 Bunts Hostel Road Mangalore - 575003 Dakshina Kannada Karnataka Kfin Technologies Ltd Shop No 21 Osia Mall 1St Floor Near Ktc Bus 9 Margoa Goa 0832-2957253 Stand Sgdpa Market Complex Margao - 403601 Kfin Technologies Ltd No 2924 2Nd 10 Mysore Karnataka Floor 1St Main 5Th Cross 8213510066 Saraswathi Puram Mysore 570009 Kfin Technologies Ltd H. No: T-9 T- 11 Panjim Goa 10 Affran Plaza 3Rd Floor Near Don 0832 2996032 Bosco High School Panjim 403001 Kfin Technologies Ltd Jayarama 12 Shimoga Karnataka Nilaya 2Nd Corss Mission Compound 08182-295491 Shimoga 577201 Kfin Technologies Ltd Office No. 401 9081903021/98 13 Ahmedabad Gujarat On 4Th Floor Abc-I Off. C.G. Road - 24327979 Ahmedabad 380009 Kfin Technologies Ltd B-42 Vaibhav Commercial Center Nr Tvs Down 14 Anand Gujarat 9081903038 Town Shrow Room Grid Char Rasta Anand 380001 61Kfin Technologies Ltd 1St Floor 125 Kanha Capital Opp. Express Hotel R 15 Baroda Gujarat 0265-2353506 C Dutt Road Alkapuri Vadodara 390007 Kfin Technologies Ltd 123 Nexus Business Hub Near Gangotri Hotel 16 Bharuch Gujarat 9081903042 B/S Rajeshwari Petroleum Makampur Road Bharuch 392001 Kfin Technologies Ltd 303 Sterling 17 Bhavnagar Gujarat Point Waghawadi Road - Bhavnagar 278-3003149 364001 Kfin Technologies Ltd Shop # 12 Shree Ambica Arcade Plot # 300 Ward 12.

18 Gandhidham Gujarat 9081903027 Opp. Cg High School Near Hdfc Bank Gandhidham 370201 Kfin Technologies Ltd 138 - Suyesh solitaire, Nr. Podar International 19 Gandhinagar Gujarat 079 49237915 School, Kudasan, Gandhinagar-382421 Gujarat Kfin Technologies Ltd 131 Madhav 20 Jamnagar Gujarat Plazza Opp Sbi Bank Nr Lal 0288 3065810 Bunglow Jamnagar 361008 Kfin Technologies Ltd Shop No. 201 2Nd Floor V-Arcade Complex Near 21 Junagadh Gujarat 0285-2652220 Vanzari Chowk M.G. Road Junagadh 362001 Kfin Technologies Ltd Ff-21 22 Mehsana Gujarat Someshwar Shopping Mall Modhera 02762-242950 Char Rasta - Mehsana 384002 Kfin Technologies Ltd 311-3Rd Floor 23 Nadiad Gujarat City Center Near Paras Circle - 0268-2563245 Nadiad 387001 Kfin Technologies Ltd 103 1St Floore 24 Navsari Gujarat Landmark Mall Near Sayaji Library 9081903040 Navsari Gujarat Navsari 396445 Kfin Technologies Ltd 302 Metro 25 Rajkot Gujarat Plaza Near Moti Tanki Chowk Rajkot 9081903025 Rajkot Gujarat 360001 62Kfin Technologies Ltd Ground Floor 26 Surat Gujarat Empire State Building Near Udhna 9081903041 Darwaja Ring Road Surat 395002 Kfin Technologies Ltd 406 Dreamland 27 Valsad Gujarat Arcade Opp Jade Blue Tithal Road 02632-258481 Valsad 396001 Kfin Technologies Ltd A-8 Second Floor Solitaire Business Centre Opp 28 Vapi Gujarat 9081903028 Dcb Bank Gidc Char Rasta Silvassa Road Vapi 396191 Kfin Technologies Ltd 9Th Floor Capital Towers 180 Kodambakkam 044-2830 9147, 29 Chennai Tamil Nadu High Road Nungambakkam | Chennai 044-28309100 – 600 034 Kfin Technologies Ltd Second Floor 30 Calicut Kerala Manimuriyil Centre Bank Road 0495-4022480 Kasaba Village Calicut 673001 Kfin Technologies Ltd Door No:61/2784 Second floor Sreelakshmi 31 Cochin Kerala 0484 - 4025059 Tower Chittoor Road, Ravipuram Ernakulam-Kerala-682015 Kfin Technologies Ltd 2Nd Floor 32 Kannur Kerala Global Village Bank Road Kannur 0497-2764190 670001 Kfin Technologies Ltd Sree 33 Kollam Kerala Vigneswara Bhavan Shastri Junction 474-2747055 Kollam - 691001 Kfin Technologies Ltd 1St Floor Csiascension Square Railway Station 34 Kottayam Kerala 9496700884 Road Collectorate P O Kottayam 686002

Kfin Technologies Ltd No: 20 & 21 35 Palghat Kerala Metro Complex H.P.O.Road Palakkad 9895968533 H.P.O.Road Palakkad 678001 Kfin Technologies Ltd 2Nd 36 Tiruvalla Kerala Floorerinjery Complex Ramanchira 0469-2740540 Opp Axis Bank Thiruvalla 689107 63Kfin Technologies Ltd 4Th Floor 37 Trichur Kerala Crown Tower Shakthan Nagar Opp. 0487- 6999987 Head Post Office Thrissur 680001 Kfin Technologies Ltd, 3rdFloor, No- 3B TC-82/3417, CAPITOL CENTER, 38 Trivandrum Kerala 0471-4618306 OPP SECRETARIAT, MG ROAD, TRIVANDRUM- 695001 Kfin Technologies Ltd 3Rd Floor Jaya 39 Coimbatore Tamil Nadu Enclave 1057 Avinashi Road - 0422 - 4388011 Coimbatore 641018 Kfin Technologies Ltd Address No 38/1 Ground Floor Sathy Road (Vctv 40 Erode Tamil Nadu 0424-4021212 Main Road) Sorna Krishna Complex Erode 638003 Kfin Technologies Ltd No 88/11 Bb 41 Karur Tamil Nadu Plaza Nrmp Street K S Mess Back 04324-241755 Side Karur 639002 Kfin Technologies Ltd No. G-16/17 42 Madurai Tamil Nadu Ar Plaza 1St Floor North Veli Street 0452-2605856 Madurai 625001 Kfin Technologies Ltd Hno 45 1St 43 Nagerkoil Tamil Nadu Floor East Car Street Nagercoil 04652 - 233552 629001 Kfin Technologies Ltd No 122(10B) 44 Pondicherry Pondicherry Muthumariamman Koil Street - 0413-4300710 Pondicherry 605001 Kfin Technologies Ltd No.6 Ns 45 Salem Tamil Nadu Complex Omalur Main Road Salem 0427-4020300 636009 Kfin Technologies Ltd 55/18 Jeney Building 2Nd Floor S N Road Near 46 Tirunelveli Tamil Nadu 0462-4001416 Aravind Eye Hospital Tirunelveli 627001 Kfin Technologies Ltd No 23C/1 E V 47 Trichy Tamil Nadu R Road Near Vekkaliamman Kalyana 0431-4020227 Mandapam Putthur - Trichy 620017 64Kfin Technologies Ltd 4 - B A34 - A37 Mangalmal Mani Nagar Opp. Rajaji 48 Tuticorin Tamil Nadu 0461-2334602 Park Palayamkottai Road Tuticorin 628003 Kfin Technologies Ltd No 2/19 1St 49 Vellore Tamil Nadu Floor Vellore City Centre Anna Salai 0416-4200381 Vellore 632001 Kfin Technologies Ltd Ols Rms Chowmuhani Mantri Bari Road 1St 50 Agartala Tripura Floor Near Jana Sevak Saloon Building 0381-2388519 Traffic Point Tripura West Agartala 799001 Kfin Technologies Ltd Ganapati Enclave 4Th Floor Opposite Bora 0361- 51 Guwahati Assam Service Ullubari Guwahati Assam 3501536/37 781007 Kfin Technologies Ltd Annex Mani 52 Shillong Meghalaya Bhawan Lower Thana Road Near R 0364 - 2506106 K M Lp School Shillong 793001 Kfin Technologies Ltd N.N. Dutta 53 Silchar Assam Road Chowchakra Complex Premtala 03842-261714 Silchar 788001 Kfin Technologies Ltd. #13/4 Vishnupriya Complex Beside Sbi Bank 54 Ananthapur Andhra Pradesh 9063314379 Near Tower Clock Ananthapur-

515001.

Kfin Technologies Ltd 2Nd Shatter 55 Guntur Andhra Pradesh 1St Floor Hno. 6-14-48 14/2 Lane 0863-2339094 Arundal Pet Guntur 522002

Kfin Technologies Ltd No:303 040-44857874 / 56 Hyderabad Telangana Vamsee Estates Opp: Bigbazaar 75 / 76 Ameerpet Hyderabad 500016 Kfin Technologies Ltd 2Nd Shutterhno. 7-2-607 Sri Matha 57 Karimnagar Telangana 0878-2244773 Complex Mankammathota - Karimnagar 505001

Kfin Technologies Ltd Shop No:47 58 Kurnool Andhra Pradesh 2Nd Floor S Komda Shoping Mall 08518-228550 Kurnool 518001 65Kfin Technologies Ltd Shop No.4 59 Nanded Maharashtra Santakripa Market G G Road 02462-237885 Opp.Bank Of India Nanded 431601 Kfin Technologies Limited, D.No: 6-7- 7, Sri Venkata Satya Nilayam,1st Floor, 60 Rajahmundry Andhra Pradesh 0883-2442539 Vadrevu vari Veedhi, T - Nagar, Rajahmundry AP- 533101 Kfin Technologies Ltd Shop No 106.

0217-2300021 / 61 Solapur Maharashtra Krishna Complex 477 Dakshin Kasaba 2300318 Datta Chowk Solapur-413007 Kfin Technologies Ltd D No 158, Shop No # 3, Kaki Street, Opp Tulasi Das 62 Srikakulam Andhra Pradesh 8942358563 Hospital, CB Road, Srikakulam Andhra Pradesh - 532001

Kfin Technologies Ltd Shop No:18-1- 9885995544 / 63 Tirupathi Andhra Pradesh 421/F1 City Center K.T.Road Airtel 0877-2255797 Backside Office Tirupathi - 517501 Kfin Technologies Ltd Hno26-23 1St 0866- 64 Vijayawada Andhra Pradesh Floor Sundarammastreet Gandhinagar 6604032/39/40 Krishna Vijayawada 520010

Kfin Technologies Ltd Dno : 48-10-40 Ground Floor Surya Ratna Arcade 65 Visakhapatnam Andhra Pradesh Srinagar Opp Roadto Lalitha Jeweller 0891-2714125 Showroom Beside Taj Hotel Ladge Visakhapatnam 530016 Kfin Technologies Ltd Shop No22 Ground Floor Warangal City Center 66 Warangal Telangana 0870-2441513 15-1-237 Mulugu Road Junction Warangal 506002 Kfin Technologies Ltd 11-4-3/3 Shop No. S-9 1St Floor Srivenkata Sairam 67 Khammam Telangana Arcade Old Cpi Office Near 8008865802 Priyadarshini Collegenehru Nagar Khammam 507002 Kfin Technologies Ltd Selenium Plot No: 31 & 32 Tower B Survey Hyderabad(Gachibow No.115/22 115/24 115/25 Financial 68 Telangana 040-79615122 li) District Gachibowli Nanakramguda Serilimgampally Mandal Hyderabad 500032 66Kfin Technologies Ltd Shop No 25 Ground Floor Yamuna Tarang Complex 69 Akola Maharashtra Murtizapur Road N.H. No- 6 Opp 0724-2451874 Radhakrishna Talkies Akola 444001 Maharashthra Kfin Technologies Ltd Shop No. 21 2Nd Floor Gulshan Tower Near 70 Amaravathi Maharashtra 0721 2569198 Panchsheel Talkies Jaistambh Square Amaravathi 444601 Kfin Technologies Ltd Shop No B 38 71 Aurangabad Maharashtra Motiwala Trade Center Nirala Bazar 0240-2343414 Aurangabad 431001 Kfin Technologies Ltd Sf-13 Gurukripa 0755 Plaza Plot No. 48A Opposite City 72 Bhopal Madhya Pradesh 4077948/35129 Hospital Zone-2 M P Nagar Bhopal 36 462011 Kfin Technologies Ltd Ground Floor Ideal Laundry Lane No 4 Khol Galli 73 Dhule Maharashtra 02562-282823 Near Muthoot Finance Opp Bhavasar General Store Dhule 424001 Kfin Technologies Ltd.

0731- 101 Diamond Trade Center 3-4 74 Indore Madhya Pradesh 4266828/42189 Diamond Colony New Palasia Above 02 Khurana Bakery Indore Kfin Technologies Ltd 2Nd Floor 75 Jabalpur Madhya Pradesh 290/1 (615-New) Near Bhavartal 0761-4923301 Garden Jabalpur - 482001 Kfin Technologies Ltd 3Rd Floor 269 76 Jalgaon Maharashtra Jaee Plaza Baliram Peth Near Kishore 9421521406 Agencies Jalgaon 425001 Kfin Technologies Ltd Plot No. 2 Block No. B / 1 & 2 Shree Apratment 77 Nagpur Maharashtra 0712-3513750 Khare Town Mata Mandir Road Dharampeth Nagpur 440010 Kfin Technologies Ltd S-9 Second 78 Nasik Maharashtra Floor Suyojit Sankul Sharanpur Road 0253-6608999 Nasik 422002 Kfin Technologies Ltd Ii Floor Above 79 Sagar Madhya Pradesh Shiva Kanch Mandir. 5 Civil Lines 07582-402404 Sagar Sagar 470002 67Kfin Technologies Ltd Heritage Shop No. 227 87 Vishvavidhyalaya Marg 0734-4250007 / 80 Ujjain Madhya Pradesh Station Road Near Icici Bank Above 08 Vishal Megha Mart Ujjain 456001 Kfin Technologies Ltd 112/N G. T.

Road Bhanga Pachil G.T Road Asansol 81 Asansol West Bengal 0341-2220077

Pin: 713 303; Paschim Bardhaman West Bengal Asansol 713303 Kfin Technologies Ltd 1-B. 1St Floor 82 Balasore Orissa Kalinga Hotel Lane Baleshwar 06782-260503 Baleshwar Sadar Balasore 756001 Kfin Technologies Ltd Plot Nos- 80/1/Anatunchati Mahalla 3Rd Floor 83 Bankura West Bengal 9434480586 Ward No-24 Opposite P.C Chandra Bankura Town Bankura 722101 Kfin Technologies Ltd Opp Divya Nandan Kalyan Mandap 3Rd Lane 84 Berhampur (Or) Orissa 0680-2228106 Dharam Nagar Near Lohiya Motor Berhampur (Or) 760001 Kfin Technologies Ltd Office No.2 85 Bhilai Chatisgarh 1St Floor Plot No. 9/6 Nehru Nagar 7884901014 [East] Bhilai 490020 Kfin Technologies Ltd A/181 Back 86 Bhubaneswar Orissa Side Of Shivam Honda Show Room 0674-2548981 Saheed Nagar - Bhubaneswar 751007 Kfin Technologies Ltd Shop.No.306 87 Bilaspur Chatisgarh 3Rd Floor Anandam Plaza Vyapar 07752-443680 Vihar Main Road Bilaspur 495001 Kfin Technologies Ltd City Centre 88 Bokaro Jharkhand Plot No. He-07 Sector-Iv Bokaro Steel 7542979444 City Bokaro 827004 Kfin Technologies Ltd Saluja Complex; 846 Laxmipur G T Road 89 Burdwan West Bengal 0342-2665140 Burdwan; Ps: Burdwan & Dist:

Burdwan-East Pin: 713101

Kfin Technologies Ltd No : 96 Po:

90 Chinsura West Bengal Chinsurah Doctors Lane Chinsurah 033-26810164 712101 68Kfin Technologies Ltd Shop No-45 2Nd Floor Netaji Subas Bose Arcade 91 Cuttack Orissa (Big Bazar Building) Adjusent To 0671-2956816 Reliance Trends Dargha Bazar Cuttack 753001 Kfin Technologies Ltd 208 New 92 Dhanbad Jharkhand Market 2Nd Floor Bank More - 9264445981 Dhanbad 826001 Kfin Technologies Ltd Mwav-16 Bengal Ambuja 2Nd Floor City Centre 93 Durgapur West Bengal 0343-6512111 Distt. Burdwan Durgapur-16 Durgapur 713216 Kfin Technologies Ltd Property No.

94 Gaya Bihar 711045129 Ground Floorhotel Skylark 0631-2220065 Swaraipuri Road - Gaya 823001 Kfin Technologies Ltd D B C Road 95 Jalpaiguri West Bengal Opp Nirala Hotel Opp Nirala Hotel 03561-222136 Opp Nirala Hotel Jalpaiguri 735101 Kfin Technologies Ltd Madhukunj 96 Jamshedpur Jharkhand 3Rd Floor Q Road Sakchi Bistupur 6572912170 East Singhbhum Jamshedpur 831001 Kfin Technologies Ltd Holding No 254/220 Sbi Building Malancha Road 97 Kharagpur West Bengal Ward No.16 Po: Kharagpur Ps: 3222253380

Kharagpur Dist: Paschim Medinipur Kharagpur 721304 Kfin Technologies Ltd 2/1 Russel 98 Kolkata West Bengal Street 4Thfloor Kankaria Centre 033 66285900 Kolkata 70001 Wb Kfin Technologies Ltd Ram Krishna 99 Malda West Bengal Pally; Ground Floor English Bazar - 03512-223763 Malda 732101 Kfin Technologies Ltd, Flat No.- 102, 100 Patna Bihar 2BHK Maa Bhawani Shardalay, 6124149382 Exhibition Road, Patna-800001 Kfin Technologies Ltd Office No S-13 101 Raipur Chatisgarh Second Floor Reheja Tower Fafadih 0771-4912611 Chowk Jail Road Raipur 492001 69Kfin Technologies Ltd Room no 103, 1st Floor, Commerce Tower,Beside Mahabir Tower,Main Road, 102 Ranchi Jharkhand 0651-2330160 Ranchi -834001 Kfin Technologies Ltd 2Nd Floor 103 Rourkela Orissa Main Road Udit Nagar Sundargarh 0661-2500005 Rourekla 769012 Kfin Technologies Ltd First Floor;

104 Sambalpur Orissa Shop No. 219 Sahej Plaza Golebazar; 0663-2533437 Sambalpur Sambalpur 768001 Kfin Technologies Ltd Nanak Complex 105 Siliguri West Bengal 2Nd Floor Sevoke Road - Siliguri 0353-2522579 734001 Kfin Technologies Ltd House No.

17/2/4 2Nd Floor Deepak Wasan 106 Agra Uttar Pradesh 7518801801 Plaza Behind Hotel Holiday Inn Sanjay Place Agra 282002 Kfin Technologies Ltd 1St Floor Sevti 107 Aligarh Uttar Pradesh Complex Near Jain Temple Samad 7518801802 Road Aligarh-202001 Kfin Technologies Ltd Meena Bazar 2Nd Floor 10 S.P. Marg Civil Lines 108 Allahabad Uttar Pradesh 7518801803 Subhash Chauraha Prayagraj Allahabad 211001 Kfin Technologies Ltd 6349 2Nd 109 Ambala Haryana Floor Nicholson Road Adjacent Kos 7518801804 Hospitalambala Cant Ambala 133001 KFin Technologies Ltd Shop no. 18 Gr.

110 Azamgarh Uttar Pradesh Floor, Nagarpalika, Infront of Tresery 7518801805 office, Azamgarh, UP-276001 Kfin Technologies Ltd 1St Floorrear 111 Bareilly Uttar Pradesh Sidea -Square Building 54-Civil Lines 7518801806 Ayub Khan Chauraha Bareilly 243001 70KFin Technologies Limited, SRI RAM MARKET, KALI ASTHAN CHOWK, 7518801807/96 112 Begusarai Bihar MATIHANI ROAD, BEGUSARAI, 93344717 BIHAR - 851101 Kfin Technologies Ltd 2Nd Floor 113 Bhagalpur Bihar Chandralok Complexghantaghar Radha 7518801808 Rani Sinha Road Bhagalpur 812001 KFin Technologies Limited, H No-185, Ward No-13, National Statistical office 114 Darbhanga Bihar 7739299967 Campus, Kathalbari, Bhandar Chowk , Darbhanga, Bihar - 846004 Kfin Technologies Ltd Shop No- 809/799 Street No-2 A Rajendra 115 Dehradun Uttaranchal 7518801810 Nagar Near Sheesha Lounge Kaulagarh Road Dehradun-248001 Kfin Technologies Ltd K. K. Plaza 116 Deoria Uttar pradesh Above Apurwa Sweets Civil Lines 7518801811 Road Deoria 274001 Kfin Technologies Ltd A-2B 2Nd Floor Neelam Bata Road Peer Ki 117 Faridabad Haryana 7518801812 Mazar Nehru Groundnit Faridabad 121001 Kfin Technologies Ltd Ff - 31 Konark 118 Ghaziabad Uttar Pradesh Building Rajnagar - Ghaziabad 7518801813 201001 Kfin Technologies Ltd House No.

119 Ghazipur Uttar Pradesh 148/19 Mahua Bagh Raini Katra- 7518801814 Ghazipur 233001 Kfin Technologies Ltd H No 782 Shiv 120 Gonda Uttar Pradesh Sadan Iti Road Near Raghukul 7518801815 Vidyapeeth Civil Lines Gonda 271001 Kfin Technologies Ltd Shop No 8 & 9 121 Gorakhpur Uttar Pradesh 4Th Floor Cross Road The Mall 7518801816 Bank Road Gorakhpur - 273001

Kfin Technologies Ltd No: 212A 2Nd 122 Gurgaon Haryana Floor Vipul Agora M. G. Road - 7518801817 Gurgaon 122001 71Kfin Technologies Ltd City Centre 123 Gwalior Madhya Pradesh 7518801818 Near Axis Bank - Gwalior 474011 Kfin Technologies Ltd Shoop No 5 124 Haldwani Uttaranchal Kmvn Shoping Complex - Haldwani 7518801819 263139 Kfin Technologies Ltd Shop No. - 17 125 Haridwar Uttaranchal Bhatia Complex Near Jamuna Palace 7518801820 Haridwar 249410 Kfin Technologies Ltd Shop No. 20 126 Hissar Haryana Ground Floor R D City Centre 7518801821 Railway Road Hissar 125001 Kfin Technologies Ltd 1St Floor Puja 127 Jhansi Uttar Pradesh Tower Near 48 Chambers Elite 7518801823 Crossing Jhansi 284001 Kfin Technologies Ltd 15/46 B Ground 128 Kanpur Uttar Pradesh Floor Opp : Muir Mills Civil Lines 7518801824 Kanpur 208001 Kfin Technologies Ltd Ist Floor A. A.

129 Lucknow Uttar Pradesh Complex 5 Park Road Hazratganj 0522-4061893 Thaper House Lucknow 226001 Kfin Technologies Ltd House No.

Himachal 130 Mandi 99/11 3Rd Floor Opposite Gss Boy 7518801833 Pradesh School School Bazar Mandi 175001 Kfin Technologies Ltd Shop No.

9 Ground Floor Vihari Lal Plaza 131 Mathura Uttar Pradesh 7518801834 Opposite Brijwasi Centrum Near New Bus Stand Mathura 281001

Kfin Technologies Ltd Shop No:- 111 First Floor Shivam Plaza Near 132 Meerut Uttar Pradesh Canara Bank Opposite Eves Petrol 7518801835 Pump Meerut-250001 Uttar Pradesh India Kfin Technologies Ltd Triveni 133 Mirzapur Uttar Pradesh Campus Near Sbi Life Ratanganj 7518801836 Mirzapur 231001 72Kfin Technologies Ltd Chadha 134 Moradabad Uttar Pradesh Complex G. M. D. Road Near Tadi 7518801837 Khana Chowk Moradabad 244001 Kfin Technologies Ltd House No.

Hig 959 Near Court Front Of Dr. Lal 135 Morena Madhya Pradesh 7518801838 Lab Old Housing Board Colony Morena 476001 Kfin Technologies Ltd First Floor 136 Muzaffarpur Bihar Saroj Complex Diwam Road Near 7518801839 Kalyani Chowk Muzaffarpur 842001 Kfin Technologies Ltd F-21 2Nd Floor 137 Noida Uttar Pradesh Near Kalyan Jewelers Sector-18 Noida 7518801840 201301 KFin Technologies Ltd Shop No. 20 1St Floor Bmk Market Behind Hive 138 Panipat Haryana 7518801841 Hotel G.T.Road Panipat-132103 Haryana Kfin Technologies Ltd C/O Mallick Medical Store Bangali Katra Main 139 Renukoot Uttar Pradesh 7518801842 Road Dist. Sonebhadra (U.P.) Renukoot 231217 Kfin Technologies Ltd Shop No. 2 Shree Sai Anmol Complex Ground 140 Rewa Madhya Pradesh 7518801843 Floor Opp Teerth Memorial Hospital Rewa 486001

Kfin Technologies Ltd Office No:- 61 141 Rohtak Haryana First Floor Ashoka Plaza Delhi Road 7518801844 Rohtak 124001.

KFin Technologies Ltd Near Shri 142 Roorkee Uttaranchal Dwarkadhish Dharm Shala, Ramnagar, 7518801845 Roorkee-247667 Kfin Technologies Ltd 1St 143 Satna Madhya Pradesh Floor Gopal Complex Near Bus Stand 7518801847 Rewa Roa Satna 485001 Kfin Technologies Ltd 1St Floor Hills Himachal 144 Shimla View Complex Near Tara Hall Shimla 7518801849 Pradesh 171001 73Kfin Technologies Ltd A. B. Road In 145 Shivpuri Madhya Pradesh Front Of Sawarkar Park Near 7518801850 Hotel Vanasthali Shivpuri 473551 Kfin Technologies Ltd 12/12 Surya 146 Sitapur Uttar Pradesh Complex Station Road Uttar Pradesh 7518801851 Sitapur 261001 Kfin Technologies Ltd Disha Complex Himachal 147 Solan 1St Floor Above Axis Bank Rajgarh 7518801852 Pradesh Road Solan 173212 Kfin Technologies Ltd Shop No. 205 148 Sonepat Haryana Pp Tower Opp Income Tax Office 7518801853 Subhash Chowk Sonepat. 131001.

Kfin Technologies Ltd 1St 149 Sultanpur Uttar Pradesh Floor Ramashanker Market Civil Line 7518801854 - Sultanpur 228001 KFin Technologies Ltd D.64 / 52, G – 4 Arihant Complex , Second Floor 150 Varanasi Uttar Pradesh 7518801856 ,Madhopur, Shivpurva Sigra ,Near Petrol Pump Varanasi -221010 Kfin Technologies Ltd B-V 185/A 2Nd Floor Jagadri Road Near Dav 151 Yamuna Nagar Haryana 7518801857 Girls College (Uco Bank Building) Pyara Chowk - Yamuna Nagar 135001 Kfin Technologies Ltd 605/1/4 E Ward Shahupuri 2Nd Lane Laxmi Niwas 152 Kolhapur Maharashtra 0231 2653656 Near Sultane Chambers Kolhapur 416001 Kfin Technologies Ltd 6/8 Ground Floor Crossley House Near Bse ( 153 Mumbai Maharashtra 022-46052082 Bombay Stock Exchange)Next Union Bank Fort Mumbai - 400 001 Kfin Technologies Ltd Office # 207- 210 Second Floor Kamla Arcade Jm 020-46033615 / 154 Pune Maharashtra Road. Opposite Balgandharva Shivaji 020-66210449 Nagar Pune 411005 Kfin Technologies Ltd Vashi Plaza 155 Vashi Maharashtra Shop No. 324 C Wing 1St Floor 022-49636853 Sector 17 Vashi Mumbai 400703 74Kfin Technologies Ltd Office No 103, 1st Floor, MTR Cabin-1, Vertex, 156 Andheri Maharashtra Navkar Complex M .V .Road, Andheri 022-46733669 East , Opp Andheri Court, Mumbai - 400069 Kfin Technologies Ltd Gomati Smutiground Floor Jambli Gully Near 157 Borivali Maharashtra 022-28916319 Railway Station Borivali Mumbai 400 092 Kfin Technologies Ltd Room No. 302 3Rd Floorganga Prasad Near Rbl Bank 158 Thane Maharashtra 022 25303013 Ltd Ram Maruti Cross Roadnaupada Thane West Mumbai 400602 Kfin Technologies Ltd 302 3Rd Floor Ajmer Auto Building Opposite City 159 Ajmer Rajasthan 0145-5120725 Power House Jaipur Road; Ajmer 305001 Kfin Technologies Ltd Office Number 160 Alwar Rajasthan 137 First Floor Jai Complex Road 0144-4901131 No-2 Alwar 301001 Kfin Technologies Ltd Sco 5 2Nd 161 Amritsar Punjab Floor District Shopping Complex 0183-5053802 Ranjit Avenue Amritsar 143001 Kfin Technologies Ltd Mcb -Z-3- 01043 2 Floor Goniana Road 162 Bhatinda Punjab Opporite Nippon India Mf Gt Road 0164- 5006725 Near Hanuman Chowk Bhatinda 151001 Kfin Technologies Ltd Office No. 14 B Prem Bhawan Pur Road Gandhi 01482-246362 / 163 Bhilwara Rajasthan Nagar Near Canarabank Bhilwara 246364 311001 KFin Technologies Limited H.No. 10, 164 Bikaner Rajasthan Himtasar House, Museum circle, Civil 0151-2943850 line, Bikaner, Rajasthan - 334001 Kfin Technologies Ltd First Floor Sco 165 Chandigarh Union Territory 2469-70 Sec. 22-C - Chandigarh 1725101342 160022 Kfin Technologies Ltd The Mall Road Chawla Bulding Ist Floor Opp. Centrail 166 Ferozpur Punjab 01632-241814 Jail Near Hanuman Mandir Ferozepur 152002 75Kfin Technologies Ltd Unit # Sf-6 The Mall Complex 2Nd Floor Opposite 167 Hoshiarpur Punjab 01882-500143 Kapila Hospital Sutheri Road Hoshiarpur 146001 Kfin Technologies Ltd Office No 101 1St Floor Okay Plus Tower Next To 01414167715/1 168 Jaipur Rajasthan Kalyan Jewellers Government Hostel 7 Circle Ajmer Road Jaipur 302001 Kfin Technologies Ltd Office No 7 3Rd Floor City Square Building E- 169 Jalandhar Punjab 0181-5094410 H197 Civil Line Next To Kalyan Jewellers Jalandhar 144001 Kfin Technologies.Ltd 1D/D Jammu & 170 Jammu Extension 2 Valmiki Chowk Gandhi 191-2951822 Kashmir Nagar Jammu 180004 State - J&K Kfin Technologies Ltd Shop No. 6 Gang Tower G Floor Opposite Arora 171 Jodhpur Rajasthan 7737014590 Moter Service Centre Near Bombay Moter Circle Jodhpur 342003 Kfin Technologies Ltd 3 Randhir 172 Karnal Haryana Colony Near Doctor J.C.Bathla 0184-2252524 Hospital Karnal ( Haryana ) 132001 Kfin Technologies Ltd D-8 Shri Ram 173 Kota Rajasthan Complex Opposite Multi Purpose 0744-5100964 School Gumanpur Kota 324007 Kfin Technologies Ltd Sco 122 Second Floor Above Hdfc Mutual Fun 174 Ludhiana Punjab 0161-4670278 Feroze Gandhi Market Ludhiana 141001 Kfin Technologies Ltd 1St Floordutt 175 Moga Punjab Road Mandir Wali Gali Civil Lines 01636 - 230792 Barat Ghar Moga 142001 Kfin Technologies Ltd 305 New Delhi 176 New Delhi New Delhi House 27 Barakhamba Road - New 011- 43681700 Delhi 110001 Kfin Technologies Ltd 2Nd Floor Sahni Arcade Complex Adj.Indra 177 Pathankot Punjab 0186-5074362 Colony Gate Railway Road Pathankot Pathankot 145001 76Kfin Technologies Ltd B- 17/423 178 Patiala Punjab Lower Mall Patiala Opp Modi College 0175-5004349 Patiala 147001 Kfin Technologies Ltd First Floorsuper 179 Sikar Rajasthan Tower Behind Ram Mandir 01572-250398 Near Taparya Bagichi - Sikar 332001 Kfin Technologies Ltd Address Shop No. 5 Opposite Bihani Petrol Pump 180 Sri Ganganagar Rajasthan 0154-2470177 Nh - 15 Near Baba Ramdev Mandir Sri Ganganagar 335001 Kfin Technologies Ltd Shop No. 202 2Nd Floor Business Centre 1C 181 Udaipur Rajasthan 0294 2429370 Madhuvan Opp G P O Chetak Circle Udaipur 313001 Kfin Technologies Ltd Dno-23A-7- 72/73K K S Plaza Munukutla Vari 08812-227851 / 182 Eluru Andhra Pradesh Street Opp Andhra Hospitals R R Peta 52 / 53 / 54 Eluru 534002 Kfin Technologies Ltd C/o Global Financial Services,2nd Floor, 183 chandrapur Maharashtra Raghuwanshi Complex,Near Azad 07172-466593 Garden, Chandrapur, Maharashtra- 442402 Kfin Technologies Ltd 11/Platinum 184 Ghatkopar Maharashtra Mall, Jawahar Road, Ghatkopar (East), 9004089306 Mumbai 400077 Kfin Technologies Ltd G7, 465 A, 185 Satara Maharashtra Govind Park Satar Bazaar, Satara - 9890003215 415001 Kfin Technologies Ltd Shop no. 2, Plot 186 Ahmednagar Maharashtra No. 17, S.no 322, Near Ganesh Colony, 9890003215 Savedi, Ahmednagar - 414001 Kfin Technologies Ltd 24-6-326/1, Ibaco Building 4th Floor, Grand Truck 187 Nellore Andhra Pradesh 9595900000 road, Beside Hotel Minerva, Saraswathi Nagar, Dargamitta Nellore - 524003 KFin Technologies Limited Seasons Business Centre, 104 / 1st Floor, Shivaji 9619553105/98 188 Kalyan Maharashtra Chowk, Opposite KDMC (Kalyan 19309203/9004 Dombivali Mahanagar Corporation) 089492 Kalyan - 421301 77KFin Technologies Limited Office 189 Korba Chatisgarh No.202, 2nd floor, ICRC, QUBE, 97, 7000544408 T.P. Nagar, Korba -495677 KFin Technologies Limited 106 9907908155, 190 Ratlam Madhya Pradesh Rajaswa Colony, Near Sailana Bus 9713041958 Stand, Ratlam (M.P.) 457001 KFin Technologies Limited 3rd Floor, 8761867223, 191 Tinsukia Assam Chirwapatty Road, Tinsukia-786125, 8638297322 Assam KFin Technologies Limited Ist Floor, Krishna Complex, Opp. Hathi Gate, 192 Saharanpur Uttar Pradesh 0132-2990945 Court Road, Saharanpur, Uttar Pradesh, Pincode 247001 KFin Technologies Limited Ground 193 Kalyani West Bengal Floor,H No B-7/27S, Kalyani, Kalyani 9883018948 HO, Nadia, West Bengal – 741235 KFin Technologies Limited No.2/3-4.

Sri Venkateswara Layout, 194 Hosur Tamil Nadu 0434 4458096 Denkanikottai road, Dinnur Hosur - 635109

SCSBs:

Please visit the website www.sebi.gov.in for the list of SCSBs. You may also check with your bank for the ASBA facility.

78