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Date: 2025-11-17 Category: Not Applicable State: Union Government Country: India

IFSCA Bulletin Jul-Sep 2025

Issued by International Financial Services Centres Authority · Not Applicable

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Executive Summary & Key Takeaways

**Executive Summary** This bulletin from the International Financial Services Centres Authority (IFSCA) covers the key activities and developments for Q2 2025-26 (July-September). It highlights the progress of GIFT IFSC, key regulatory updates, public consultations, and enforcement actions. An extended deadline for implementing the revised norms for CMIs is pushed from Oct 1, 2025 to Dec 31, 2025. **Key Points / Main Content** * **GIFT IFSC Performance:** * Improved global ranking in GFCI 38, rising to 43rd place. * IBUs reported total assets of USD 100.14 billion as of September 2025. * The SEZ Unit Approval Committee approved 105 new unit applications. * Total customer deposits in IBUs reached USD 7.93 billion in September 2025. * In Q2 FY25-26, around 6.05 million contracts of value USD 269.03 billion were traded on the stock exchanges in GIFT IFSC. * The number of active demat accounts in IFSC stood at 69,254 as of September 2025. * Cumulative commitments raised reached USD 26.30 billion * In H1 FY25-26, total sustainable credit extended by IBUs stood at USD 2,760 million. * Gross written premium by IFSCA Insurance Offices (IIOs) surged to USD 210.07 million. * Gross written premium by IIOs (Direct Insurance Business) recorded a premium of USD 10.55 million. * Re-insurance business at the IFSC recorded a significant rise with USD 199.52 written premium. * 75,930 new claims were made to IIOs, totaling USD 25.97 million. * Total value of outstanding claims: USD 42.47 million * The IFCS aircraft leasing ecosystem recorded 303 assets. * **Regulatory Updates:** * Clarification issued to IBUs regarding the definition of "foreign currency account." * IFSCA issued master circulars for CMIs. * Revised norms and regulatory framework issued for global access. * Extended deadline for implementing revised norms for principal and compliance officers for CMIs, now December 31, 2025. * Circular issued regarding amendments in "Regulatory Framework for Global Access." * Framework introduced for Third-Party Fund Management Services. * Guidelines issued on ascertaining Key Managerial Personnel (KMP) Eligibility. * Framework issued for Transition Bonds * Guidance issued on Finance Companies processes for prior approval. * Circular directs REs to onboard themselves with Central Registry. * Amendments to the Payment and Settlement Systems Act, 2007 have been brought into effect. * Circular extending the applicability of Market Access Circulars to the Bullion Exchange. * IFSCA made amendments in the Operating Guidelines for the eligibility criteria for Trading Members to relax the minimum experience requirements of employee of bullion trading member. * **Reports and Publications:** * Report of Working Group to Study Alternate Risk Transfer (ART) Arrangements * Report of the Expert Committee on ‘Positioning GIFT IFSC as Global Commodity Trading Hub' * **Public Consultations:** * Various consultation papers were issued, including drafts on internet banking, Capital Market Intermediaries (CMIs), Market Infrastructure Institutions (MIls), Over-The-Counter (OTC) Derivatives in IFSC, FinTech Sandbox Framework, FinTech and Payments and others. **Impact Analysis** **IBUs** * **Impact:** Guidance on account types and revised norms * **Action Required:** Implement changes, comply with directives **CMIs** * **Impact:** New circulars & master circulars * **Action Required:** Review & comply with new requirements **FMEs** * **Impact:** Amendments regarding global access and reporting. * **Action Required:** Adhere to reporting, evaluate KMP compliance. **TechFin and Ancillary Services Entities:** * **Impact:** Introduction of TAS framework and regulations * **Action Required:** Align with the new regulations and frameworks, adapt operations and business models accordingly **Investors** * **Impact:** Better structure for investment products and investor protection * **Action Required:** Assess the new framework on their investments.

Key Entities Referenced

International Financial Services Centres Authority (IFSCA): The primary financial regulator for International Financial Services Centres (IFSCs) in India. GIFT IFSC: India's first International Financial Services Centre (IFSC), located in Gujarat International Finance Tec-City. IFSC (Fund Management) Regulations, 2025: Regulations issued by IFSCA related to Fund Management activities in International Financial Services Centres. SEZ Rules, 2006: Rules pertaining to Special Economic Zones (SEZ) in India, which have implications for IFSC entities. IFSCA (Payments Regulatory Board) Regulations, 2025: Regulations pertaining to the Payments Regulatory Board in IFSCA and its functions.
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BULLETIN Q2 2025-26 | JUL-SEP International Financial Services Centres Authority (IFSCA)IFSCA BULLETIN JUL-SEP 2025 INTERNATIONAL FINANCIAL SERVICES CENTRES AUTHORITY IFSCA BULLETIN | JUL-SEP 2025Disclaimer and Contact Information The IFSCA Bulletin is published by the Division of Economic Policy and Analysis (EPA), International Financial Services Centres Authority (IFSCA). The analyses, statistics, and insights presented herein are based on information sourced from periodic regulatory filings, official submissions by regulated entities, and other credible data sources available to IFSCA. While due care has been exercised to ensure the accuracy, completeness, and reliability of the information, IFSCA accepts no responsibility for any inadvertent errors, omissions, or consequences arising from its use. Reproduction or citation of material from this publication is permitted, provided that due acknowledgement to IFSCA is made as the source. A digital (PDF) version of this Bulletin is freely available for download under the Publications section of the IFSCA website: https://ifsca.gov.in IFSCA welcomes feedback, suggestions, and comments to strengthen the analytical value and coverage of future editions. Correspondence may be addressed to: dept-epa@ifsca.gov.in. IFSCA BULLETIN | JUL-SEP 2025CONTENTS 1 CONTENTS _____________________________________________________________________________ CHAIPERSON’S DESK............................................................................................................2 IFSC BUSINESS HIGHLIGHTS .................................................................................................4 TABLES.................................................................................................................................5 FIGURES AND IMAGES...........................................................................................................7 ABBREVIATIONS..................................................................................................................10 OVERVIEW OF INDIAN ECONOMY AND OTHER UPDATES.......................................................12 GIFT IFSC -TRENDS AND HIGHLIGHTS .................................................................................14 POLICY AND REGULATORY UPDATES....................................................................................22 REPORTS AND PUBLICATIONS .............................................................................................27 PUBLIC CONSULTATION ......................................................................................................28 ENFORCEMENT AND REGULATORY ACTIONS........................................................................31 EVENTS AND OUTREACH ACTIVITIES....................................................................................32 DATA AND STATISTICS..........................................................................................................50 IFSCA BULLETIN | JUL-SEP 2025CHAIRPERSON’S DESK 2 IFSCA AT FIVE: KEY CONTRIBUTIONS AND FUTURE COMMITMENTS The second quarter marks a milestone in IFSCA’s onshore rather than through foreign jurisdictions. journey as we complete five years since October IBUs have facilitated over USD 54 billion of foreign 2020 as India’s unified financial regulatory currency loans and USD 15.43 billion of trade authority for IFSCs. finance, supporting the expansion of Indian corporates while reducing external intermediation In a relatively short period, India’s maiden IFSC at costs. GIFT City has emerged as a trusted platform for cross-border finance and a symbol of India’s Capital markets at GIFT IFSC have expanded with aspiration to be a leading voice in the global the implementation of unified listing regulations, financial system. Guided by principle-based with USD 66.6 billion of debt securities listed on regulations and risk-based supervision, IFSCA is IFSC-based exchanges. The monthly turnover on committed to ensure world-class regulatory and IFSC exchanges stood at over USD 89 billion in supervisory standards that balance innovation with September 2025. The average daily turnover of safeguards and agility with accountability. NIFTY derivative contracts on NSE IX during the same month was USD 4.02 billion and open interest Upholding core values of integrity, commitment, on IFSC exchanges as on September 30, 2025, was excellence, teamwork, collaboration, USD 14.3 billion. accountability, and respect, we remain rooted in Funds and asset management activities have our motto: आ नो भद्राः क्रतवो यन्तु ववश्वताः which flourished, with 194 Fund Management Entities means “Let noble thoughts come to us from all (FMEs) registering 310 funds and securing directions”. cumulative investor commitments exceeding USD 26 billion. Insurance and reinsurance segments are Five Years of Steady Progress also taking shape, offering foreign currency products tailored for the Indian diaspora. The mandate of IFSCA has always been two-fold i.e., to regulate with integrity and to develop with vision. Meanwhile, aircraft and ship leasing activities are Guided by this principle, the Authority has always steadily positioning GIFT IFSC as an emerging hub made serious efforts to introduce globally in Asia. As of September 30, 2025, a total of 303 benchmarked regulations and frameworks, aviation assets have been leased including 134 simplified taxation regimes, and innovation- aircrafts, 84 engines, and 85 Auxiliary Power Units friendly policies. These measures have instilled (APUs). Further, 28 ships have also been leased trust among global and domestic participants, through GIFT IFSC as of September 30,2025. while steadily building an ecosystem that is resilient, competitive, and future-ready. Innovation has remained a key focus area for the Authority. The recently notified TechFin and Over the past five years, GIFT IFSC has witnessed Ancillary Services (TAS) Framework has expanded remarkable growth. In banking, 35 IFSC Banking the scope of financial support services to Units (IBUs) of both Indian and foreign origin have encompass emerging domains such as artificial been set up, with cumulative assets crossing USD intelligence (AI), blockchain, Regulatory 100 billion as of September 30, 2025. technology (RegTech), cloud computing, and cybersecurity, among others. GIFT IFSC is contributing to India’s growth by enabling global capital to be intermediated IFSCA BULLETIN | JUL-SEP 2025CHAIRPERSON’S DESK 3 GIFT IFSC is home to ESG-labelled bonds worth priorities, National Manufacturing Mission, USD 15.73 billion, aligning with India’s Net Zero National Renewable Energy Mission, etc., has 2070 vision. A framework for transition bonds was engaged IFSCA’s attention and we are working on issued in Q2 FY25–26. creating enabling regulations. Further, as on September 2025, two foreign Building on the strong foundation laid in recent universities have been granted registration, and two years and continuing to deliver on the progress others have received in-principle approvals, to achieved, we will advance key initiatives such as establish their International Branch Campuses developing GIFT IFSC as a hub for Intellectual (IBCs) in GIFT IFSC. Property (IP) ownership and monetisation, establishing a commodity trading ecosystem, At the same time, the GIFT IFSC is also becoming a introducing a framework for Insurance-Linked major platform for the Indian diaspora, with NRI Securities (ILS), and enabling portable, tax-efficient deposits of about USD 1.1 billion and diaspora- retirement solutions for NRIs and global citizens, linked fund investments estimated at USD 536.2 among others. These efforts align with our broader million as on September 30, 2025. vision to “onshoring the offshore” and build GIFT IFSC into a modern, innovation-driven International The Road Ahead: New Frontiers of Growth Financial Centre (IFC) that contributes meaningfully to India’s growth journey. As we step into the next phase, our focus will be on strengthening GIFT IFSC’s integration with India’s The progress of GIFT IFSC belongs to all who have economy while elevating its position in global contributed to its growth and IFSCA will continue to finance. Serving as a capital raise platform for affirm its role as a trusted regulator and proactive realising the national goals such as USD 2 trillion developer, working hand in hand with the exports by 2030, Insurance for All by 2047, National stakeholders to make GIFT IFSC a key pillar in Ship Building Mission, National Infrastructure realising the vision of Viksit Bharat@2047. Shri K. Rajaraman Chairperson, IFSCA IFSCA BULLETIN | JUL-SEP 2025IFSC BUSINESS HIGHLIGHTS 1034* Total IFSCA Registrations Banking Assets Cumulative Banking Cumulative Transaction Derivatives trade (including NDF) USD ($) 100.14 Bn USD ($) 142.98 Bn USD ($) 70.07 Bn Banking Sector (as on Sep 30, 2025) Avg. Monthly Cumulative Debt Aggregate Open Turnover (IFSC Listing on Exchanges Interest of all Exchanges) Derivatives Contract 89.67 Bn 66.6 Bn 14.3 Bn USD ($) USD ($) USD ($) (upto Sep 2025) (As on Sep 30, 2025) Capital Market No of Fund No. of Funds/ Total Commitments Management Entities Schemes Registered Raised 194 310 26.30 Bn USD ($) Fund Management Total Sustainable Cumulative ESG No. of Debt Listings Credit by Banks labelled Debt Listing on IFSC Exchanges on IFSC Exchanges 2.76 Bn 15.73 Bn 6 USD ($) USD ($) Sustainable Finance (as on Sep 2025) (During Jul-Sep 2025) No. of Insurance Premium written Premium transacted Firms | by IFSC Insurance by IFSC Insurance Intermediaries Office Intermediary Office 22 | 30 USD ($) USD ($) Insurance Sector (as at end of Sep 2025) No. of Registered No. of Aviation No. of Ships Leased Aircraft | Ship Assets Leased Lessors 37 | 34 303 28 Aircraft/ Ship Leasing (as on Sep 30, 2025) )lanoisivorp( )lanoisivorp( (During July-Sep 2025) (During Jul-Sep 2025) (During Jul-Sep 2025) (upto Sep 2025) (upto Sep 2025) (upto Sep 2025) (During Apr-Sep 2025) 210.07 Mn 111.47 Mn (During Jul-Sep 2025) (During Jul-Sep 2025) (as on Sep 30, 2025) (as on Sep 30, 2025) * Including In-Principle/ provisional registrationsTABLES 55 TABLES ____________________________________________________________________________ Table 1: Licenses/ Registrations/ Authorisations issued by IFSCA..............................................50 Table 2: Approvals by SEZ UAC (prior to issue of IFSCA authorizations)......................................51 Table 3: Number of IBUs.........................................................................................................51 Table 4: Assets of IBUs...........................................................................................................51 Table 5: Liabilities of IBUs.......................................................................................................51 Table 6: Customer Deposits in IBUs (in USD Mn)......................................................................52 Table 7: Resident and Non-Resident deposits in IBUs (in USD Mn).............................................52 Table 8: Derivative Outstanding of IBUs (in USD Mn) (Notional)..................................................52 Table 9: ODI Outstanding of IBUs (in USD Mn)..........................................................................52 Table 10: Industry-wise Credit Exposure of IBUs.......................................................................52 Table 11: Country-wise Exposure of IBUs.................................................................................54 Table 12: IFSC Stock Exchanges Turnover (Traded Value in USD Mn)..........................................54 Table 13: Aggregate Open Interest (OI) of all Derivatives Contracts on IFSC Stock Exchanges......54 Table 14: Demat Accounts Opened by the Depository ..............................................................54 Table 15: Settlement by Clearing Corporations in GIFT IFSC......................................................55 Table 16: Number of Accounts on India INX Global Access.......................................................55 Table 17: Trading through India INX Global Access (Traded Value in USD Mn)..............................55 Table 18: Trading in Global Exchanges through India INX Global Access (Jul-Sep 2025)...............55 Table 19: Cumulative Debt Listings at IFSC Exchanges (in USD Bn)............................................56 Table 20: Listings of Debt Securities at IFSC Exchanges (During Jul-Sep 2025)............................56 Table 21: Number of FMEs and Funds......................................................................................56 Table 22: Snapshot of Fund Management Activities (Non-Retail Schemes).................................56 Table 23: Snapshot of Fund Management Activities (Retail Schemes)........................................57 Table 24: Investors Data for IFSC Funds...................................................................................57 Table 25: Trends of Fund Management Activity (Non-Retail Schemes)........................................57 Table 26: Portfolio Management Services (PMS) as on Sep 30, 2025 ..........................................57 Table 27: Participants on IIBX..................................................................................................57 Table 28: Regulated Entities (REs)/ Intermediaries on IIBX.........................................................58 Table 29: SPOT Segment of IIBX...............................................................................................58 Table 30: Futures Segment of IIBX...........................................................................................58 Table 31: Cumulative ESG labelled Debt Listings at IFSC Exchanges (in USD Bn)........................59 Table 32: Listings of ESG labelled Debt Securities at IFSC Exchanges (During Jul-Sep 2025)........59 Table 33: Overall Sustainable Financing by IBUs.......................................................................59 Table 34: Sector-wise Classification of Sustainable Financing by IBUs.......................................59 Table 35: Snapshot of ESG Funds in GIFT IFSC.........................................................................60 Table 36: Number of IIOs and IIIOs..........................................................................................60 Table 37: Written/ Transacted Premium by IIOs and IIIOs..........................................................60 Table 38: Line of Business-wise Direct Insurance Business (Life and General)............................60 Table 39: Line of Business-wise Re-insurance Business............................................................61 Table 40: Claims Data (Retail/ Re-insurance)...........................................................................61 Table 41: Finance Companies/ Finance Units (during Jul-Sep 2025)...........................................61 Table 42: Assets Leased by AOL/ Ship Leasing Entities .............................................................61 Table 43: Total Financing Received from IBUs by Leasing Entities of GIFT IFSC (in USD Mn) .........62 IFSCA BULLETIN | JUL-SEP 2025TABLES 66 Table 44: Transactions Financed by ITFS Platforms...................................................................62 Table 45: Business details of GRCTCs .....................................................................................62 Table 46: Business details of Core Finance Companies (e.g. Lending, Export Financing) .............62 Table 47: FinTech (Sandbox) Ecosystem in IFSC........................................................................62 Table 48: Number of Operational PSPs....................................................................................62 Table 49: Number of Payment Accounts..................................................................................62 Table 50: Number of Entities for Financial Support Services (including GICs).............................63 IFSCA BULLETIN | JUL-SEP 2025FIGURES AND IMAGES 77 FIGURES AND IMAGES ____________________________________________________________________________ Figure 1: Shri K. Rajaraman, Chairperson, IFSCA chairing a Chintan Shivir 2025 session with Indian and foreign banks to strengthen the IFSC banking ecosystem for Viksit Bharat@2047.................32 Figure 2: A Chintan Shivir 2.0 session being Chaired by the Chairperson, IFSCA with FMEs at IFSCA HQ........................................................................................................................................32 Figure 3: Shri K Rajaraman, Chairperson, IFSCA addressing a Chintan Shivir 2.0 session for Finance Company ecosystem at IFSCA HQ..........................................................................................32 Figure 4: Shri K. Rajaraman, Chairperson, IFSCA highlighting GIFT IFSC’s pivotal role in shaping a global fund management hub under the new IFSCA regulations................................................33 Figure 5: Shri K. Rajaraman, Chairperson, IFSCA discussing reforms, growth, and GIFT City’s role in Viksit Bharat@2047 ...............................................................................................................33 Figure 6: Shri K. Rajaraman, Chairperson, IFSCA highlighting GIFT IFSC’s growing opportunities for insurance intermediaries during the event...............................................................................33 Figure 7: Shri K. Rajaraman, Chairperson, IFSCA addressing IFS officers on India’s global rise and GIFT IFSC’s role in economic diplomacy..................................................................................34 Figure 8: IFSCA delegation led by Chairperson, IFSCA visited Taiwan Stock Exchange to explore avenues of mutual cooperation ..............................................................................................34 Figure 9: IFSCA delegation led by Shri K. Rajaraman, Chairperson, IFSCA visited the Central Bank of Taiwan..................................................................................................................................34 Figure 10: Dr. Dipesh Shah, ED, IFSCA presented banking & investment opportunities in GIFT IFSC, followed by an engaging Q&A with global financial leaders........................................................34 Figure 11: ITA, TABF, BA and IFSCA jointly organized a conference on the theme ‘Business Opportunities for Taiwanese Institutions in India's maiden IFSC at GIFT City..............................35 Figure 12: Embassy of India, Tokyo & IFSCA hosted a global conference on ‘Business Opportunities for Japanese Institutions in India's maiden IFSC at GIFT City’....................................................35 Figure 13: A delegation led by Shri K. Rajaraman, Chairperson, IFSCA, accompanied by Ms. Debjani Chakrabarti, Minister (Economic & Commercial), EoI Tokyo met Mr. Hideki Ito, Commissioner JFSA ............................................................................................................................................35 Figure 14: Shri K. Rajaraman, Chairperson, IFSCA & Dr. Dipesh Shah, ED, IFSCA addressed a group of young entrepreneurs and students from Japan.....................................................................35 Figure 15: Prof. Wang Wei-Chung, Director of Taiwan Education Center, NTHU, led a delegation to GIFT IFSC to explore academic and institutional collaborations................................................36 Figure 16: Dr. Dipesh Shah, ED, IFSCA showcasing emerging business opportunities for ICAI delegation in GIFT IFSC..........................................................................................................36 Figure 17: Shri K. Rajaraman, Chairperson, IFSCA at the 2nd GCC Summit organized by ICAI, highlighting opportunities for Chartered Accountants in GIFT IFSC............................................36 Figure 18: During IFSCA’s visit to Australia, KPMG hosted an interaction where Shri K. Rajaraman, Chairperson, IFSCA shared India’s growth story and GIFT IFSC’s role in global finance ...............37 Figure 19: Shri K. Rajaraman, Chairperson, IFSCA interacting with Indian diaspora, NRI community, and ICAI members, hosted by Consulate General, Melbourne...................................................37 Figure 20: Shri Armstrong Pame, Joint Secretary, Min. of Education led a delegation to GIFT IFSC to explore its emerging higher education ecosystem....................................................................37 Figure 21: IFSCA and GIFT City jointly hosted Israel’s Finance Minister H.E. Bezalel Smotrich, who discussed strengthening the India–Israel partnership during his visit.........................................38 IFSCA BULLETIN | JUL-SEP 2025FIGURES AND IMAGES 88 Figure 22: An Israeli delegation visited GIFT City to explore opportunities in Banking, Payments & FinTech, and Asset Management, fostering India–Israel collaboration in financial innovation.......38 Figure 23: Dr. Dipesh Shah, ED, IFSCA highlighting the pivotal role of GIFT IFSC in advancing India’s global financial ambitions......................................................................................................38 Figure 24: Shri Ashutosh Sharma, CGM, IFSCA highlighting the emerging opportunities in ship leasing and financing through GIFT IFSC..................................................................................39 Figure 25: IFSCA delegation led by Shri Ashutosh Sharma, CGM, IFSCA held a productive meeting with senior officials of Intesa Sanpaolo at their Frankfurt office.................................................39 Figure 26: Shri K. Rajaraman, Chairperson, IFSCA delivering address at Banking Assurance Professionals of IFSC Banking units........................................................................................40 Figure 27: Officers from the Banking Supervision division during the Annual Conference for Assurance Professionals of IBUs.............................................................................................40 Figure 28: IFSCA delegation led by Shri Pradeep Ramakrishnan, ED, IFSCA being welcomed at NSE, Mumbai................................................................................................................................40 Figure 29: Shri Praveen Kamat, GM, IFSCA being felicitated at the at the Members Outreach Programme hosted by The Council of EU Chambers of Commerce in India................................40 Figure 30: Shri Pradeep Ramakrishnan, ED, IFSCA, being felicitated at the hybrid session on Global Access and regulatory compliance by NSE IX...........................................................................41 Figure 31: Shri Pradeep Ramakrishnan, ED, IFSCA, delivering an address at the 8th Annual Conclave on Corporate Bond Market, organised by ASSOCHAM..............................................................41 Figure 32: Shri Pradeep Ramakrishnan, ED, IFSCA at the FICCI LEADS 2025 conference.............41 Figure 33: Shri Pradeep Ramakrishnan, ED, IFSCA and Shri Arjun Prasad, GM, IFSCA, during the session on Global Access Providers........................................................................................42 Figure 34: Shri Praveen Kamat, GM, IFSCA at the interactive session with broker-dealers hosted by NSE IX...................................................................................................................................42 Figure 35: Shri Pradeep Ramakrishnan, ED, IFSCA, delivering the keynote address at the IVCA CAT - III Summit 2025.....................................................................................................................42 Figure 36: Shri Pradeep Ramakrishnan, ED, IFSCA delivering an address at the Cafealt Conference 2025.....................................................................................................................................43 Figure 37: Shri Mahipal Reddy, ED, IFSCA delivering an address at the 24th IBAI foundation day ..43 Figure 38: Shri Mahipal Reddy, ED, IFSCA delivering the address at the 24th IBAI foundation day.43 Figure 39: Shri k. Rajaraman, Chairperson, IFSCA being welcomed at IIT Gandhinagar................44 Figure 40: Shri Joseph Joshy, CGM, IFSCA delivering an insightful presentation at the outreach session in Bengaluru..............................................................................................................45 Figure 41: IFSCA officials with the participants at the outreach session in Bengaluru..................45 Figure 42: IFSCA delegation led by Shri Mahipal Reddy, ED, IFSCA at the IFSCA-ICSI Conference.45 Figure 43: Shri Sathyaraj C.M., GM, IFSCA delivering an address at the IFSCA-ICSI Conference...45 Figure 44: Shri Mahipal Reddy, ED, IFSCA delivering an address at the IFSCA-ICSI Conference....46 Figure 45: Shri Mahipal Reddy ED, IFSCA and Shri Sathyaraj C.M., GM, IFSCA participating in the outreach session hosted by The Hyderabad Branch of SIRC of ICAI ...........................................46 Figure 46: A moment from the outreach session hosted by The Hyderabad Branch of SIRC of ICAI ............................................................................................................................................46 Figure 47: Shri Mahipal Reddy, ED, IFSCA delivering an address at the IFSCA - ICSI joint outreach programme...........................................................................................................................47 Figure 48: Shri Sathyaraj C.M., GM, IFSCA delivering an address at the CTA Unleashed: India and Australia in Action 2025..........................................................................................................47 IFSCA BULLETIN | JUL-SEP 2025FIGURES AND IMAGES 99 Figure 49: A moment from the even titled ECTA Unleashed: India and Australia in Action 2025....47 Figure 50: IFSCA officials with other participants at the Study Circle Meeting on "Client Onboarding under IFSCA AML-CFT-KYC Guidelines” ..................................................................................48 Figure 51: IFSCA delegation at the RBI office, Mumbai..............................................................48 Figure 52: Delegation of students from Rashtriya Raksha University at IFSCA HQ.......................48 Figure 53: Shri K. Rajaraman, Chairperson, IFSCA with the experts and participants from the training session.................................................................................................................................49 Figure 54: Shri Praveen Trivedi, ED, IFSCA addressing the Open House Meeting with Consultants assisting GIFT IFSC Units pertaining to SEZ Compliances.........................................................49 IFSCA BULLETIN | JUL-SEP 2025ABBREVIATIONS 110 0 ABBREVIATIONS ____________________________________________________________________________ Abbreviation Full Form AIF Alternative Investment Fund APU Auxiliary Power Unit ASSOCHAM Associated Chambers of Commerce and Industry of India Authority International Financial Services Centres Authority BATF Book-keeping, Accounting, Taxation and Financial Crime Compliance Services BFSI Banking, Financial Services, and Insurance Bn Billion BPSS Board for Regulation and Supervision of Payment and Settlement Systems CAD Current Account Deficit CGM Chief General Manager CMI Capital Market Intermediary CoR Certificate of Registration DGFT Directorate General of Foreign Trade DGM Deputy General Manager DRs Depository Receipts ECB External Commercial Borrowing ED Executive Director EoDB Ease of Doing Business EPA Economic Policy and Analysis ESG Environmental, Social and Governance FDI Foreign Direct Investment FME Fund Management Entity FPI Foreign Portfolio Investment FY Financial Year GCC Global Capability Centre GDP Gross Domestic Product GIC Global In-house Centre GIFT Gujarat International Finance Tec-City GM General Manager GPU Graphics Processing Unit GRCTC Global/ Regional Corporate Treasury Centre GST Goods and Services Tax GWP Gross Written Premium H1 First half of the year IAIS International Association of Insurance Supervisors IBAI Insurance Brokers Association of India IBC International Branch Campus IBU IFSC Banking Unit ICAI Institute of Chartered Accountants of India IFIH International Fintech Innovation Hub IFSC International Financial Services Centre IFSCA International Financial Services Centres Authority IIBX India International Bullion Exchange IIT Indian Institute of Technology IOSCO International Organization of Securities Commissions IPO Initial Public Offering IRDAI Insurance Regulatory and Development Authority of India IFSCA BULLETIN | JUL-SEP 2025ABBREVIATIONS 111 1 IT Information Technology ITFS International Trade Financing Services KYC Know Your Customer LLM Large Language Model LOA Letters of Approval MII Market Infrastructure Institution Mn Million MoU Memorandum of Understanding MSME Micro, Small, and Medium Enterprises NBFC Non-Banking Financial Company NPCI National Payments Corporation of India NRI Non-Resident Indian ODI Offshore Derivative Instrument OTC Over-the-Counter PID Public Interest Director PIO Person of Indian Origin PMI Purchasing Managers’ Index PRB Payments Regulatory Board PSP Payment Service Provider PSS Payment and Settlement System Q1 First Quarter RBI Reserve Bank of India RRU Rashtriya Raksha University SBI State Bank of India SEBI Securities and Exchange Board of India SEZ Special Economic Zone TAS TechFin and Ancillary Services UAE United Arab Emirates UK United Kingdom UPI Unified Payments Interface USA United States of America USD United States Dollar VC Venture Capital IFSCA BULLETIN | JUL-SEP 2025OVE RVIEW OF INDIAN ECONOMY AND OTHER UPDATES 112 2 OVERVIEW OF INDIAN ECONOMY AND OTHER UPDATES _____________________________________________________________________________________ Macroeconomic Status Foreign Trade and Capital Flows India’s macroeconomic backdrop in the quarter Amid global trade uncertainty, services exports ending September 2025 remained stable and growth- continued to record double-digit growth, while real supportive. The RBI projected real GDP growth of 7% exports of goods and services grew 6.3% in Q1 FY for Q2 FY 2025–26, building on the strong momentum 2025–266. from 7.8% in Q11. During H1 FY 2025–26, India’s total exports (goods The current account deficit (CAD) narrowed sharply and services) grew 4.4% YoY to USD 413.3 billion, to 0.2% of GDP in Q1 FY 2025–26, down from 0.9% a with services exports rising 6.1% to USD 193.2 billion. year earlier, supported by resilient services exports This represents the highest value of services exports and robust remittances of USD 35.3 billion, recorded in H1 of any fiscal year since 2000. The reaffirming India’s position as the world’s largest resulting net services surplus of USD 95.5 billion recipient of private remittances2. helped narrow the overall trade deficit to USD 59.5 billion, a 2.3% reduction compared to H1 FY25.7 Inflation remained contained. The prices of non- food and non-fuel items were stable, with core Capital flows remained encouraging. Gross FDI inflation at 4.6% in September 2025.3 inflows reached USD 37.7 billion during Apr–Jul 2025, while net inflows rose to USD 10.8 billion. The major Services activity continued to expand robustly, with contributors were Singapore, USA, Mauritius, UAE, the PMI services reading at 60.9 in September 2025, and Netherlands, which together accounted for well above the 50-mark threshold separating around 76% of total FDI8. expansion from contraction.4 After a sharp rise in July 2025, net FDI moderated in India’s labour market also demonstrated positive August amid weaker global investment sentiment. momentum, as per Periodic Labour Force Survey Net FDI surged to USD 5 billion in July, the highest (PLFS) and other official data, reflecting rising labour level in over three years. However, in August, gross force participation, employment growth in industry FDI inflows eased to USD 6 billion, resulting in a and services, and strong hiring sentiment.5 moderation in net inflows. Meanwhile, FPI recorded net outflows, driven by equity withdrawals amid a This favourable macroeconomic environment global risk-off phase.9 continues to support the expansion of GIFT IFSC, which is emerging as a preferred jurisdiction for Foreign Exchange Reserves cross-border finance and a gateway for global capital and innovation-driven financial services. As of October 10, 2025, India’s foreign exchange reserves stood at USD 697.8 billion. At this level, the reserves provide an import cover of 11.3 months and 1 PIB 6PIB 2 PIB 7 DEA Monthly Economic Review (September) 3 DEA Monthly Economic Review (September) 8 PIB 4 DEA Monthly Economic Review (September) 9 DEA Monthly Economic Review (September) 5 DEA Monthly Economic Review (September) IFSCA BULLETIN | JUL-SEP 2025OVE RVIEW OF INDIAN ECONOMY AND OTHER UPDATES 113 3 are sufficient to cover approximately 93.7% of India’s September 2025 to revitalize India’s shipbuilding and total external debt as of the end of June 2025.10 maritime ecosystem.14 Financial Sector Developments Further, on the eve of the “Samudra Se Samriddhi – Transforming India’s Maritime Sector” event in September 2025, twenty-seven MoUs worth over Rs. Liquidity in the banking system remained in surplus 66,000 crores were exchanged between public and during the current financial year. As of September 19, private stakeholders, State Governments, and 2025, the net durable liquidity surplus stood at ₹5.2 international partners. These agreements mark a lakh crore, reinforcing the transmission of the policy major collaborative push to strengthen India’s repo rate cuts to the lending rates of the Scheduled maritime infrastructure and shipbuilding Commercial Banks (SCBs).11 ecosystem.15 In the domestic capital markets, a total of 186 IPOs Digital and Technology Initiatives (Mainboard & SME) were issued, raising ₹71,085 crore during FY 2025–26 as on September 30, 2025. Overall, equity issuances mobilised ₹2,02,478 crore, The India AI Mission, with an estimated budget of while the debt-market mobilisations stood at over Rs. 10,000 crores for five years, represents a ₹5,04,486 crore.12 foundational step toward strengthening national AI capabilities by focusing on data, talent, and Sovereign Ratings of India adoption. As of September 15, 2025, the mission plans to deploy 38,000+ GPUs through a federated compute network, develop India-specific LLMs, and India witnessed three sovereign rating upgrades in establish an anonymised, consent-based public 2025, reflecting strengthened macroeconomic dataset platform, placing data at the centre as a key fundamentals and improved investor confidence. enabler for innovation, scalability, and governance Morningstar DBRS initiated the cycle in May 2025 by in a diverse, multilingual nation.16 raising India’s rating to BBB (from BBB (low)). This was followed by S&P Global Ratings in August 2025, Other Developments which upgraded India to BBB, marking the country’s first such upgrade in 18 years. Subsequently, in September 2025, Japan’s Rating and Investment As of September 30, 2025, India’s total installed Information Inc. (R&I) raised India’s rating to BBB+ electricity capacity crossed 500 GW mark, with (Stable), making it the third sovereign upgrade of the nearly 51% is sourced from non-fossil fuels. This year.13 milestone reflects the nation’s transition toward cleaner energy.17 Maritime Sector The GST Council recommended a comprehensive reform package, including rate rationalisation with a Recognizing the strategic and economic importance simplified two-slab tax structure (5% and 18%) and of the maritime sector, the Union Cabinet, chaired by targeted rate reductions for labour-intensive sectors the Hon’ble Prime Minister, approved a such as agriculture, healthcare, and MSMEs, aiming comprehensive package of Rs. 69,725 crores in to enhance compliance and affordability.18 10 DEA Monthly Economic Review (September) 15 PIB 11 DEA Monthly Economic Review (September) 16 NITI Aayog’s Report on AI 12 SEBI Statistics 17 PIB 13 PIB 18 PIB 14 PIB IFSCA BULLETIN | JUL-SEP 2025GIFT IFSC - TRENDS AND HIGHLIGHTS 114 4 GIFT IFSC - TRENDS AND HIGHLIGHTS ____________________________________________________________________________________ Global Financial Centres Index (GFCI) Banking In GFCI 38 (September 2025)19, GIFT City improved its As on September 2025, IBUs reported total assets of global ranking to 43, up from 46 in March 2025 and USD 100.14 billion, up from USD 93.85 billion in Jun continues its steady upward trajectory reflecting 2025 and USD 88.51 billion in March 2025, reflecting strengthening competitiveness, regulatory maturity, continued balance sheet expansion. and growing international recognition of the IFSC Outstanding customer credit (gross) also increased ecosystem. steadily, reaching USD 70.08 billion in September 2025 compared to USD 65.17 billion in June 2025 and USD 59.60 billion in March 2025. Office of Administrator and SEZ The data indicates sustained growth in both asset In Q2 FY25–26, the SEZ Unit Approval Committee base and credit activity through the latest quarter. (UAC) approved 105 new unit applications, with an equal number of 105 LOAs issued, marking the As on September 2025, total customer deposits in highest quarterly activity in the period. IBUs reached USD 7.93 billion, up from USD 7.44 billion in June 2025 and USD 7.31 billion in March 2025. Corporate deposits continued to drive overall growth, increasing to USD 6.71 billion, while retail deposits stood at USD 1.23 billion, slightly lower than the previous quarter. 19 Long Finance IFSCA BULLETIN | JUL-SEP 2025GIFT IFSC - TRENDS AND HIGHLIGHTS 115 5 The latest period reflects steady expansion in derivative positions over the quarter, reflecting corporate deposit mobilisation, contributing to the cautious trading sentiment among market overall rise in customer deposits. participants. As on September 2025, the country-wise exposure of IBUs remained largely concentrated in India, accounting for 77.15% of total exposure. Other major jurisdictions were USA (4.95%), UAE (3.14%), Singapore (2.78%), and UK (2.41%). Compared with July 2025 and August 2025, India’s share continued to edge upward, indicating sustained domestic-linked credit exposure in the latest month. As on September 2025, the Offshore Derivative Instrument (ODI) outstanding of IBUs stood at USD 1.11 billion, marking a notable increase from USD 835.12 million in August 2025 and USD 784.54 million in July 2025. The rise in September reflects renewed activity and higher offshore investment exposures through IBUs after a period of subdued levels earlier in the quarter. In Q2 2025–26, the sector-wise credit exposure of IBUs was led by the Services sector, at USD 118.39 billion, followed by Manufacturing (USD 44.73 billion) and Infrastructure (USD 25.78 billion). Other key sectors included Chemicals (USD 5.45 billion) and Pharmaceuticals (USD 4.04 billion), while exposures to Aviation, Agriculture and Forestry, and Jewelry remained relatively smaller. Total credit exposure during the quarter stood at USD 216.37 billion. Capital Markets In Q2 FY25-26, a total of around 6.05 million contracts of value USD 269.03 billion were traded on the stock exchanges in GIFT IFSC. As on September 2025, the notional value of derivative outstanding of IBUs stood at USD 198.55 billion, showing a marginal decline from USD 199.32 billion in August 2025 and USD 209.28 billion in July 2025. The data indicates a gradual moderation in IFSCA BULLETIN | JUL-SEP 2025GIFT IFSC - TRENDS AND HIGHLIGHTS 116 6 Compared to the previous quarter, this reflects a moderation from 6.63 million contracts with traded value of USD 297.93 billion. However, the activity remains within the typical range observed over the past year. Fund Management As on September 30, 2025, the number of active In Q2 FY25–26, the number of Fund Management demat accounts in IFSC stood at 69,254, showing a Entities (FMEs) in the IFSC increased to 194, up from marginal increase from 69,224 as on June 30, 2025. 177 in the previous quarter, while the number of Overall, the demat account activity remained stable schemes rose to 310 from 272. The steady growth in with modest growth in the latest quarter. both FMEs and schemes underscores the continued expansion and deepening of the fund management ecosystem within the GIFT IFSC. The number of listings of debt securities on IFSC In Q2 FY25–26, non-retail fund management activity exchanges has been varying. The total listing of debt in the IFSC continued to expand, with cumulative securities stood at 10 issuances in Q3 FY24–25, 9 commitments raised reaching USD 26.30 billion, up issuances in Q4 FY24–25 and declined to 2 issuances from USD 22.11 billion in the previous quarter. in Q1 FY25–26. Activity picked up again in Q2 FY25– 26, with 6 new listings. Cumulative funds raised also increased to USD 12.27 billion from USD 10.49 billion in Q1 FY25–26. The data underscores sustained growth momentum and deepening investor participation in the fund management space. IFSCA BULLETIN | JUL-SEP 2025GIFT IFSC - TRENDS AND HIGHLIGHTS 117 7 As on September 30, 2025, the number of investors across fund schemes in the IFSC saw notable growth. Out of total sustainable financing by IBUs of USD 2.76 billion, Green financing accounted for the largest • Venture Capital (including Angel) schemes share at USD 1,262.63 million, followed by Social increased to 646 investors from 526 in June 2025 (USD 883.72 million) and Sustainable (USD 263.89 • Category I & II AIFs rose to 1,273 from 1,100, and million) instruments. Sustainability-linked and other Category III AIFs grew to 2,559 from 1,957. instruments contributed USD 46.87 million and USD • Additionally, Retail Schemes commenced 303.18 million, respectively. operations during the quarter, attracting 255 investors. The data reflects expanding investor participation across all fund categories. Cumulative ESG-labelled debt listings on IFSC exchanges reached USD 15.73 billion till September 2025, rising slightly from USD 15.43 billion in the preceding quarter of June 2025. Sustainable Finance In H1 FY25–26, total sustainable credit extended by IBUs stood at USD 2,760 million, slightly lower than the USD 2,950 million recorded in H2 FY24–25 but significantly higher than USD 1,549 million in H1 FY24–25. The latest period reflects sustained momentum in sustainable financing activity within IFSC. IFSCA BULLETIN | JUL-SEP 2025GIFT IFSC - TRENDS AND HIGHLIGHTS 118 8 Insurance As on September 2025, the number of IFSCA Insurance Offices (IIOs) increased to 22, up from 19 in June 2025 and 18 in March 2025. In Q2 FY25–26, premiums transacted by IFSCA Insurance Intermediary Offices (IIIOs) stood at USD 111.47 million, compared to USD 103.50 million in the previous quarter. While marginally higher quarter-on-quarter, the figure remains below the peak of USD 125.60 million Similarly, Insurance Intermediary Offices (IIIOs) rose recorded in Q4 FY24–25, indicating steady but to 30, compared with 28 in Jun 2025 and 27 in March moderated intermediary activity during the latest 2025. The consistent quarterly rise highlights the quarter. continued expansion of the insurance sector within the IFSC. In Q2 FY25–26, Direct Insurance Business by IIOs recorded a gross written premium of USD 10.55 million, nearly doubling from USD 5.56 million in the In Q2 FY25–26, written premium by IFSCA Insurance previous quarter. This marks the highest quarterly Offices (IIOs) surged to USD 210.07 million, a sharp premium to date, reflecting strong growth rise from USD 43.53 million in the previous quarter. momentum in direct insurance underwriting activity within the IFSC. This marks the highest quarterly premium recorded so far, reflecting strong growth in insurance business activity at the IFSC. IFSCA BULLETIN | JUL-SEP 2025GIFT IFSC - TRENDS AND HIGHLIGHTS 119 9 In Q2 FY25–26, Re-insurance business at the IFSC expansion in aircraft and engine leasing activity recorded a significant rise, with gross written within the IFSC. premium reaching USD 199.52 million, up sharply from USD 37.97 million in the previous quarter. This substantial increase indicates a strong rebound in re- insurance activity and expanding participation of global reinsurers within the IFSC. As on Sep 2025, a total of 28 ships had been leased by ship leasing entities in the IFSC, compared to 23 in June 2025 and 18 in March 2025. The steady rise in leased vessels highlights growing participation and continued development of the ship leasing segment In Q2 FY25–26, IIOs reported a total of 75,930 new within the IFSC. claims amounting to USD 25.97 million. During the quarter, 67,050 claims were settled, 188 were rejected, and 17,229 claims remained outstanding at the end. As on September 2025, cumulative financing extended by IBUs to leasing entities in IFSC stood at USD 257.17 million for aircraft leasing and USD 71.10 million for ship leasing. The data indicates sustained growth in IBU support for aircraft leasing activity The total value of outstanding claims stood at USD within the IFSC. 42.47 million, reflecting a significant increase from the opening balance of USD 33.67 million, indicating higher claims activity during the quarter. Finance Company As on September 2025, the IFSC aircraft leasing ecosystem recorded a total of 303 assets, comprising 134 aircrafts, 84 engines, and 85 APUs. This marks a substantial increase from 253 total assets in June As on September 2025, ITFS transactions in IFSC 2025 and 242 in March 2025, reflecting rapid reached 1,849 in number, with a total value of USD IFSCA BULLETIN | JUL-SEP 2025GIFT IFSC - TRENDS AND HIGHLIGHTS 220 0 73.91 million. This marks an increase from 1,617 transactions valued at USD 63.26 million in Jun 2025 and 779 transactions worth USD 44.35 million in March 2025. The data reflects sustained quarterly growth in trade financing activity facilitated through ITFS platforms in the IFSC. As on September 2025, Core Finance Companies reported loans and advances of USD 18.46 million and total investments of USD 15.58 million. This marks a rise from USD 11.26 million and nil investments, respectively, in June 2025, indicating renewed lending momentum and portfolio diversification during the latest quarter. As on September 2025, Global/Regional Corporate Treasury Centres (GRCTCs) reported loans and advances of USD 3,122.50 million and total investments of USD 233.09 million. This represents an increase from USD 2,725.54 million and USD 78.31 million, respectively, in June 2025. The data highlights strong growth in GRCTC’s lending portfolio and a sharp rise in investments during the latest quarter. FinTech, TechFin and Ancillary As on September 30, 2025, a total of 05 entities were operating under the Innovation Sandbox and 03 entities under the Regulatory Sandbox, while 42 entities had exited from the sandbox framework. IFSCA BULLETIN | JUL-SEP 2025GIFT IFSC - TRENDS AND HIGHLIGHTS 221 1 The number of regulated entities (REs) and intermediaries on IIBX stood at 24 as on September 30, 2025. The data indicates steady strengthening of As on September 30, 2025, the number of TechFin the regulated ecosystem on the exchange. and Ancillary Services (TAS) entities (including GIC) in the IFSC rose to 133, compared to 91 in June 2025 and 88 in March 2025. This increase highlights accelerating interest in the TechFin and Ancillary framework and growing diversification within the IFSC ecosystem. Metals and Commodities The number of participants on the India International Bullion Exchange (IIBX) continued to rise steadily. Qualified Jewellers increased from 153 as on December 31, 2024, to 185 by September 30, 2025, while Qualified Suppliers grew from 33 to 40 over the same period. The data reflects a consistent expansion in the participant base across both categories. IFSCA BULLETIN | JUL-SEP 2025POLICY AND REGULATORY UPDATES 222 2 POLICY AND REGULATORY UPDATES _____________________________________________________________________________________ Banking in control, periodic reporting, cyber security and cyber resilience and surrender of registration. Circular on Opening of an Regulatory Framework for account of a person resident in Global Access in the IFSC India Aug 12, 2025 Aug 13, 2025 IFSCA issued a circular specifying the revised norms, Clarification was issued to the IBUs that the term requirements and regulatory framework for global “foreign currency account with a bank outside India” access. The circular provides a comprehensive set of used in the Foreign Exchange Management (Foreign norms for Global Access Providers, and Introducing Currency Accounts by a Person Resident in India) Brokers covering aspects such as authorisation Regulations, 2015 dated January 14, 2015 (as process, minimum net worth requirements, amended) shall include an account opened with an permitted products, client onboarding and IBU in any of the specified foreign currencies. protection measures, compliance with KYC, AML & CFT requirements, segregation of clients’ funds, robust risk management, quarterly reporting and annual audit. Capital Markets The regulatory framework for Global Access is aimed Master Circulars on Capital at facilitating cross-border trading in securities and Market Intermediaries (CMIs) in other permitted financial products on the stock IFSC exchanges in foreign jurisdictions in a transparent, regulated, competitive and efficient manner. Aug 05, 2025 Extension of deadline for With an aim to promote ease of doing business by implementing revised norms for providing a one-stop reference for all circulars and guidelines, IFSCA issued master circulars for the principal officer and following categories of CMIs: compliance officer for Capital Market Intermediaries (CMIs) • Credit Rating Agencies (CRAs) • Debenture Trustees Sep 04, 2025 • Distributors • ESG Ratings and Data Products Providers IFSCA issued a circular stipulating revised norms for • Investment Advisers appointment of principal officer and compliance • Investment Bankers and officer by CMIs. • Research Entities The existing CMIs operating in the IFSC were required The master circulars provide details on various to meet the revised requirements on or before operational aspects, inter-alia, such as registration October 01, 2025. This has now been extended to process, validity of registration, permissible activities, December 31, 2025, for all the CMIs to ensure governance, code of conduct, KYC, AML and CFT continuity in operations and promote ease of doing guidelines, outsourcing, complaint handling, change business. IFSCA BULLETIN | JUL-SEP 2025POLICY AND REGULATORY UPDATES 223 3 Regulatory Framework for Fund Management Global Access in the IFSC - Amendments Third-Party Fund Management Services in IFSC Sep 12, 2025 Jul 24, 2025 IFSCA issued a circular introducing amendments in “Regulatory Framework for Global Access in the In its endeavour to position GIFT IFSC as a global hub IFSC”. Introducing Brokers in IFSC will have the for fund management activities, IFSCA has option to either open bank account(s) with an IBU or introduced a framework for Third-Party Fund open account(s) with a PSP in the IFSC for payments Management Services, also popularly known as / movement of funds. ‘platform play’. The framework is aimed at enhancing operational flexibility and promoting global IFSCA (CMI) Regulations, 2025 - connectivity within the fund management ecosystem. Further, to operationalise this framework, IFSCA has Extension of deadline for also issued a Circular dated Sep 8, 2025, prescribing compliance with revised net the fee structure applicable to FMEs that intend to worth requirements offer third-party fund management services in the IFSC. Sep 12, 2025 IFSCA through a circular extending the timeline from Guidelines on Ascertaining Key October 01, 2025, to December 31, 2025 regarding Managerial Personnel (KMP) the compliance related to the revised minimum net Eligibility in accordance with worth requirements. Regulation 7 of The IFSCA (Fund Management) Regulations, Clarification on the listing of 2025 convertible debt securities on recognised stock exchanges in Jul 25, 2025 the IFSC Following the introduction of the new Fund Management Regulations, there have been a number Sep 18, 2025 of industry queries regarding the eligibility criteria for With an objective to clarify regarding listing of Principal Officers (POs) and Compliance Officers convertible debt securities on recognised stock (COs) for FMEs. Accordingly, based on the CVs exchanges in the IFSC, IFSCA issued a circular. The received and the nature of the enquiries made by circular clarifies that the procedure, manner, and FMEs, it has been decided to issue a brief set of conditions specified for the listing of debt securities ‘Guidelines for Ascertaining KMP Eligibility’ under in the IFSCA (Listing) Regulations, 2024, shall mutatis Regulation 7 of the IFSCA (Fund Management) mutandis apply to the convertible debt securities Regulations, 2025. These guidelines are being placed which are in the nature of foreign currency in the public domain for the benefit and guidance of convertible bonds (FCCBs) or similar instruments, FMEs. The guidelines are intended to provide clarity until their conversion, for the purpose of listing on on the eligibility of KMPs and to assist FMEs in making recognised stock exchanges in the IFSC. informed hiring decisions. This initiative also aims to enhance transparency and support FMEs through a consistent framework. IFSCA BULLETIN | JUL-SEP 2025POLICY AND REGULATORY UPDATES 224 4 Sustainable Finance Finance Company Circular on Framework for Circular on 'Guidance on Transition Bonds submission of requests pertaining to changes requiring Jul 29, 2025 prior approval/ intimation to the Authority' IFSCA recognises the pivotal role of ESG labelled debt securities (Green Bonds, Social Bonds, Jul 01, 2025 Sustainability Bonds, Sustainability-linked Bonds) in financing sustainable development and transition to The circular aims to promote uniformity and facilitate a low-carbon economy. ease of doing business. It outlines the procedures to In line with this, a regulatory framework for Green, be followed by the regulated Finance Companies Social, Sustainability and Sustainability-linked (FCs) for seeking prior approval from the Authority in Bonds was initially brought in by IFSCA as part of various scenarios along with detailing the required IFSCA (Issuance & Listing of Securities) Regulations, documents for each type of request. 2021 and subsequently subsumed in the IFSCA (Listing) Regulations, 2024. Circular on 'Onboarding of Based on the recommendations of the Expert certain categories of the Committee on Climate Finance, approaches Regulated Entities (REs) to the adopted by the various jurisdictions/ institutions, Central Registry for registration comments received on the Consultation Paper on and satisfaction of assignment Framework for Transition Bonds issued by IFSCA on of receivables transactions' April 08, 2025, further examination by IFSCA and keeping in mind the needs of developing countries Aug 07, 2025 such as India, IFSCA has issued the “Framework for Transition Bonds”. The circular directs all REs mentioned therein to onboard themselves with the Central Registry of The said framework is intended to enable issuers Securitisation, Asset Reconstruction and Security specifically from hard-to-abate sectors to raise Interest of India (CERSAI). capital and list their securities at IFSC, while committing to a credible transition plan and making This requirement aligns with Section 19 of the enhanced disclosures to ensure interests of the Factoring Regulation Act, 2011, and Regulation 6 of investors are protected. The key aspects of the the IFSCA (Registration of Factors and Registration of proposed framework are as under: Assignment of Receivables) Regulations, 2024, a. Entity level requirements of transition plan which mandate the registration and satisfaction of b. Alignment with Recognised Taxonomies/ receivables assignment transactions with the Central Technology Roadmap Registry. c. Mechanism for External Review d. Disclosure Requirements (based on ICMA’s Climate Furthermore, the circular provides guidance on Transition Finance Handbook) accessing relevant user manuals on the CERSAI portal and specifies contact details for onboarding assistance. IFSCA BULLETIN | JUL-SEP 2025POLICY AND REGULATORY UPDATES 225 5 Payment and Settlement This comprehensive regulation will encompass Ancillary Services, TechFin services, and activities permitted to be outsourced by REs of the respective IFSCA (Payments Regulatory financial sector regulators. Board) Regulations, 2025 The objective is to promote ease of doing business by Sep 12, 2025 providing a common platform for entities providing ancillary services and information technology (IT) The amendments to Section 3 of the Payment and support services to institutions belonging to BFSI Settlement Systems Act, 2007 (PSS Act, 2007) segment. undertaken through the Finance Act, 2017 has been The proposed single regulatory framework will enable brought into effect from May 9, 2025, with the issue of service providers under a unified registration process, the Gazette Notification dated May 06, 2025, by thereby further enhancing operational convenience Department of Financial Services (DFS), Government within GIFT IFSC. of India. As a result of such amendment, the erstwhile Board Transition to IFSCA (TechFin for Regulation and Supervision of Payment and and Ancillary Services) Settlement Systems (BPSS) has been replaced with Regulations, 2025 the Payments Regulatory Board (PRB) as the body through which IFSCA shall exercise the powers, Jul 31, 2025 perform the functions and discharge the duties conferred on it under the PSS Act, 2007. The circular was issued to provide manner and requirement for Transition to IFSCA (TechFin and In pursuance of the above, the Authority notified the Ancillary Services) Regulations, 2025 by the existing IFSCA (Payments Regulatory Board) Regulations, entities authorised under the IFSCA Ancillary 2025 (IFSCA-PRB Regulations), which was published Services Framework, 2021 and Framework for on September 12, 2025 in the Official Gazette. FinTech Entity in the International Financial Services Centres (IFSCs), 2022 as amended from time to time. The IFSCA-PRB Regulations provide for the eligibility and tenure of nominated members, code of conduct of Board members (including a declaration of fidelity and secrecy), meetings of the board and quorum, Metals and Commodities delegation of powers, power of the board to constitute committees and invite persons etc. IFCA Circular on Market Access through Authorized Persons on Bullion Exchange TechFin & Ancillary Services Sep 11, 2025 International Financial Services IFSCA, through its Market Access Circulars dated Centres Authority (TechFin and October 14, 2020 and April 29, 2022, permitted IFSC Ancillary Services) Regulations, stockbrokers and broker-dealers to offer market 2025 access to investors via Authorized Persons in India and abroad. Jul 08, 2025 IFSCA BULLETIN | JUL-SEP 2025226 6 Now, IFSCA has issued a circular extending the Circular on Amendment to the applicability of the abovementioned Market Access IFSCA Operating Guidelines on Circulars to the Bullion Exchange and Bullion Trading Bullion Exchange, Bullion Members to expand the reach of the bullion market in Clearing Corporation, Bullion IFSC and broaden market participation. Depository and Vault Manager – Eligibility Criteria of Bullion This will allow the members of IIBX to use the Trading Member Authorized Persons route for sourcing Qualified Suppliers (QSs) from overseas as well as Qualified Sep 22, 2025 Jewellers (QJs) and Valid India-UAE TRQ Holders from the Domestic Tariff Area (DTA). IFSCA made amendments in the Operating Guidelines for the eligibility criteria for membership of the Bullion Exchange, Trading Members to relax the minimum experience requirements of employee of bullion trading member. In this regard, the requirement of having at least one employee with a minimum of three years’ experience and sound knowledge in the precious metals industry has been revised to “Trading members shall have at least one employee who possesses not less than two years of experience in dealing in securities or foreign exchange or precious metals.” IFSCA BULLETIN | JUL-SEP 2025REPORTS AND PUBLICATIONS 227 7 REPORTS AND PUBLICATIONS _____________________________________________________________________________________ Report of Working Group to Report of the Expert Committee study Alternate Risk Transfer on ‘Positioning GIFT IFSC as (ART) arrangements Global Commodity Trading Hub’ Jul 30, 2025 Aug 01, 2025 The Working Group (WG) was set up by IFSCA in the light of the growing trend of catastrophic events IFSCA had constituted an Expert Committee on driven by climate change and urbanization. The WG Positioning GIFT IFSC as a Global Commodity Trading under the Chairpersonship of Shri G. Srinivasan, MD Hub in May 2024. The Expert Committee was tasked and CEO of Galaxy Health Insurance Company with examining the enablement of commodity trading Limited (and former CMD of the New India Assurance in IFSC and related aspects which will facilitate Company) with other industry experts in the field of business integration of IFSC financial ecosystem with Alternate Risk Transfer (ART) arrangements was set global trade flows, capitalize on integration up to study the feasibility of exploring the issuance of opportunities with major commodity hubs and insurance-linked securities, especially catastrophe attract global investment flows into IFSC, and make bonds, from India’s maiden financial service centre, recommendations in this regard. the GIFT IFSC. The key terms of reference of the WG, inter alia, included advising IFSCA in structuring ART along with study of the regulatory framework/ process in other jurisdictions, reviewing of current practices prevalent The Expert Committee submitted its report on August in global jurisdictions, and examining the offer of ART 01, 2025 and provided strategic recommendations solutions within India and International jurisdictions. aimed at building a world-class trading ecosystem in GIFT IFSC. The WG deliberated and examined the regulatory and institutional frameworks of peer jurisdictions like IFSCA is examining the recommendations made by Bermuda, Singapore and Hong Kong. GIFT IFSC and the Expert Committee and take up the proposals with IFSCA – with right mix of conducive regulatory the Government of India and other agencies within framework and enabling ecosystem for development the next few months. of financial instruments [such as Insurance Linked Securities (ILS)] can be an attractive hub for ILS. IFSCA BULLETIN | JUL-SEP 2025PUBLIC CONSULTATION 228 8 PUBLIC CONSULTATION _____________________________________________________________________________________ Banking Consultation Paper on appointment of Public Interest Public Consultation on Circular Directors (PIDs) on the on Internet Banking Services to Governing Board of Market Clients of IBUs - Review Infrastructure Institutions (MIIs) Sep 22 - Oct 13, 2025 Jul 11 - Aug 02, 2025 The objective of this consultation paper was to seek MIIs play a crucial role in supporting the trading, clearing, and settlement of securities. The effective comments/ views/ suggestions from the public on management and supervision of these institutions the various types of internet banking services namely Information service, Interactive information require a diverse set of expertise across finance, technology, legal, management, and administration. exchange service and Transactional service that IBUs The governing board of an MII is responsible for need to provide for ease of banking for the customers of the IBU. overseeing its strategic direction, governance, risk management, and ensuring efficient operations. To ensure that the board possesses the necessary skills and a balanced mix of expertise, the Authority issued Capital Markets a consultation paper addressing the appointment of PIDs to the governing board of MIIs. The consultation Consultation Paper on Master paper covers the process of appointment/ Circulars for Capital Market reappointment, performance review, and knowledge Intermediaries (CMIs) in the upgradation requirements for PIDs. IFSC Consultation Paper for Jul 11 - Jul 21, 2025 reporting and clearing of Over- The-Counter (OTC) Derivatives The objective of this consultation paper was to seek in IFSC comments and suggestions from the public and stakeholders on the proposed master circulars for Jul 15 - Aug 05, 2025 the following categories of CMIs in the IFSC: IBUs are permitted to issue OTC derivatives with • Credit Rating Agencies (CRAs) foreign exchange, interest rate, and credit as • Debenture Trustees underlying assets. Further, registered entities having • Distributors foreign portfolio investor (FPI) license from SEBI can • ESG Ratings and Data Products Providers issue ODI with listed securities in domestic India as • Investment Advisers underlying. • Investment Bankers and • Research Entities. The Authority received representation from market participants on permitting issuance of OTC derivatives on securities listed on stock exchanges in IFSC and foreign jurisdictions. In order to benchmark the opportunities available to financial entities in foreign jurisdictions, the Authority sought feedback IFSCA BULLETIN | JUL-SEP 2025PUBLIC CONSULTATION 229 9 on draft guidelines on reporting and clearing of OTC based on feedback received from FinTech entities, derivatives with the following as underlying – 1) equity market participants, and other stakeholders through and bonds listed on stock exchanges in IFSC and extensive interactions and representations to foreign jurisdictions, and 2) index, equity and bond establish a comprehensive regulatory structure for derivatives listed on foreign stock exchanges. FinTech Sandbox Entities aspiring to access IFSCA’s Sandbox(es). The proposed framework aims to promote innovation Fund Management in financial services by introducing structured innovation facilitators such as the Regulatory Consultation Paper for Sandbox, Innovation Sandbox, Interoperable Framework on Stewardship Regulatory Sandbox, and Overseas Regulatory Code in IFSC Referral Mechanism(s). These enablers are designed to support FinTech activities across diverse segments, Aug 06 - Aug 27, 2025 including Banking, Capital Markets, Insurance, and Funds, as well as technology-driven FinTech and Over the years, the number of businesses and TechFin use cases related to financial products, intermediaries in the IFSC has increased manifold. services, and institutions regulated or proposed to be There have been almost 170 unique listings of bonds regulated within the IFSC. on the IFSC (out of which ESG themed bonds are around 40) raising more than 65 billion USD. Others Further, with more than 180 Fund Management Entities (FMEs) managing more than 275 funds in the IFSC (almost 50 Bn USD to be raised as per the private Consultation Paper on the placement documents), the pace of growth of Proposed Modification to the investment through the IFSC has only been frenetic. International Financial Services Centres Authority (Anti Money In this juncture, there is an imperative need that these Laundering, Counter-Terrorist investments by investors are managed with proper Financing and Know Your governance, engagement and adequately monitored. Customer) Guidelines, 2022 To give a fillip to investor protection, IFSCA has published the consultation paper on Framework on Jul 10 - Aug 01, 2025 Stewardship Code in IFSC. The consultation paper sought feedback on the proposed Video based Customer Identification Process (V-CIP) for NRIs, including suggestions for FinTech & Payments alternative modalities that could enhance the process. It also aimed to identify potential challenges Consultation Paper on Draft in implementing the V-CIP and explore ways to IFSCA FinTech Sandbox address them. Framework Sep 19 - Oct 10, 2025 IFSCA issued a consultation paper on the Draft FinTech Sandbox Framework on September 19, 2025, IFSCA BULLETIN | JUL-SEP 2025PUBLIC CONSULTATION 330 0 Request for Feedback / Consultation Paper on Comments / Suggestions for proposed IFSCA (Performance Review of IFSCA (Global In- Review Committee) House Centres) Regulations, (Amendment) Regulations, 2020 2025 Aug 05 - Aug 30, 2025 Aug 28 - Sep 17, 2025 The GIC regulations issued by IFSCA have the The objective of this consultation paper was to seek potential to place GIFT IFSC in the leagues of leading comments/ views/ suggestions from the public on FinTech cities and Capability Centres generating the proposed amendments to International Financial significant employment opportunities. With an Services Centres Authority (Performance Review intend to have more effective GIC ecosystem in GIFT Committee) Regulations, 2022. IFSC and to adopt the international best practices, the general public, market participants and stakeholders were requested to forward their comments / suggestions. IFSCA BULLETIN | JUL-SEP 2025ENFORCEMENT AND REGULATORY ACTIONS 331 1 ENFORCEMENT AND REGULATORY ACTIONS _____________________________________________________________________________________ Press Release on Regulatory action(s) Regulation) Act, 1992 for non-compliance with the submission of APRs and delayed renewal of LOA. The against certain FMEs document emphasizes adherence to statutory deadlines and accountability for operational Reiterating its commitment to maintain high reporting by SEZ units. regulatory standards and ensuring a robust and transparent regulatory ecosystem in GIFT IFSC, Show Cause Notice to an FME IFSCA issued a Press Release on July 18, 2025 informing of initiation of appropriate regulatory IFSCA issued a show cause notice to an FME on action(s) against 9 FMEs in IFSC due to the continued account of non-compliance with the requirements instances of non-compliance observed by them under the IFSCA (Fund Management) Regulations, across multiple surprise visits undertaken by the 2021. Authority. Show Cause Notice to a BATF entity This was also intended to sensitise the FMEs to maintain functional offices in IFSC and ensure A show-cause notice dated September 10, 2025 was presence of the Key Managerial Personnel (KMP) in issued to a BATF entity by the Administrator, IFSCA, accordance with the provisions of the IFSCA (Fund for continuing business operations and issuing Management) Regulations, 2025. invoices after the expiry of its LOA dated September 13, 2023, which had lapsed on September 12, 2024. Show Cause Notice to a Capital Market Intermediary (CMI) The unit applied for LOA extension only on March 27, 2025—six months after expiry of LOA, claiming the The Office of Administrator (IFSCA) issued a show- delay was due to a misunderstanding of SEZ validity cause notice dated August 29, 2025 to a CMI for rules. The Unit also admitted to having raised invoice multiple regulatory lapses under the SEZ Rules, 2006. in January 2025 after the expiry of LOA on September The unit, which held a Letter of Approval (LOA) valid 12, 2025. until November 10, 2024, applied for renewal 252 days late, well beyond the two-month pre-expiry The case was deliberated in the 59th UAC meeting, period mandated by Rule 19(6A) (1). where the unit’s admission of operating post-LOA expiry led to the decision to issue this show-cause Additionally, the company failed to submit its Annual notice. Performance Reports (APRs) for the financial years 2019–20 to 2023–24 within the required timelines, The Administrator directed the entity to explain why only furnishing them during its renewal request penalties should not be imposed under Section 11(2) process. of the Foreign Trade (Development and Regulation) Act, 1992, read with Rule 54(2) of the SEZ Rules, 2006. The matter was reviewed in the 67th Unit Approval Committee (UAC) meeting, where it was decided to The notice underscores that conducting operations issue a show-cause notice under Rule 54(2) of the or rendering services without a valid LOA constitutes SEZ Rules. The notice called upon the company to a regulatory violation and is subject to penal action justify within 15 days why penal action should not be under SEZ and trade laws. initiated under the Foreign Trade (Development and IFSCA BULLETIN | JUL-SEP 2025EVENTS AND OUTREACH ACTIVITIES 332 2 EVENTS AND OUTREACH ACTIVITIES _____________________________________________________________________________________ Developmental Activities Chintan Shivir 2.0 Jul – Sep 2025 GIFT City, Gujarat, India IFSCA, in its continued pursuit of excellence and innovation in financial regulation, convened Chintan Shivir 2.0, a series of high-level roundtable interactions. The initiative comprised over 22 sessions with growing participation from Figure 2: A Chintan Shivir 2.0 session being Chaired by the Chairperson, IFSCA with FMEs at IFSCA HQ international institutions, investors, and universities. The deliberations spanned the full breadth of GIFT Chaired by the Chairperson, IFSCA, the initiative IFSC’s ecosystem including banking, capital markets, served as a strategic dialogue platform to engage with insurance, reinsurance, fund management, aircraft & key stakeholders across the financial services ship leasing, bullion exchange, sustainable finance, spectrum and co-create a future-ready, globally GICs, education & skill development, ancillary & competitive IFSC framework. professional services, and payment & FinTech infrastructure. Discussions emphasized structural reforms, ease of doing business, digital transformation, fund innovation, trade finance, risk management, and global connectivity—reinforcing IFSCA’s principle that effective regulation should enable growth, cultivate innovation, and remain responsive to market needs. Figure 1: Shri K. Rajaraman, Chairperson, IFSCA chairing a Chintan Shivir 2025 session with Indian and foreign banks to strengthen the IFSC banking ecosystem for Viksit Bharat@2047 The sessions reflected IFSCA’s commitment to participatory governance and agile regulation. They aimed to facilitate open dialogue, capture actionable insights, and align GIFT IFSC’s ecosystem with global best practices and supporting India’s long-term economic vision of Viksit Bharat@2047. Stakeholders collaboratively identified regulatory Figure 3: Shri K Rajaraman, Chairperson, IFSCA addressing a Chintan and operational challenges, explored emerging Shivir 2.0 session for Finance Company ecosystem at IFSCA HQ opportunities, and contributed to shaping a Several ideas from Chintan Shivir 2.0 are already transparent, efficient, and innovation-driven being implemented through new regulations and international financial hub. policy initiatives. IFSCA continues to drive inclusion, IFSCA BULLETIN | JUL-SEP 2025EVENTS AND OUTREACH ACTIVITIES 333 3 innovation, and global integration building not just a GIFT City’s role in Viksit Bharat@2047, and IFSCA’s financial centre, but a lasting legacy of excellence regulatory initiatives and the growth journey. Other and leadership that positions India at the forefront of senior IFSCA officials participated in the expert panel international finance. discussions. Investing in India – The GIFT Advantage Jul 03, 2025 GIFT City, Gujarat, India At this event hosted by Kotak Mahindra Bank at GIFT City Club, the Chairperson, IFSCA highlighted that India is building a globally competitive fund management ecosystem and GIFT IFSC is at its core. With the IFSCA (Fund Management) Regulations, 2025, the Authority redefined innovation, investor Figure 5: Shri K. Rajaraman, Chairperson, IFSCA discussing reforms, protection, and EoDB aligning with global hubs like growth, and GIFT City’s role in Viksit Bharat@2047 Singapore and Ireland. Unlocking GIFT: IBAI Meet of Brokers Jul 03, 2025 GIFT City, Gujarat, India The Chairperson IFSCA, addressed the gathering at the event organized by the Insurance Brokers Association of India (IBAI) – GIFT City Chapter at Hotel Grand Mercure in GIFT City. Figure 4: Shri K. Rajaraman, Chairperson, IFSCA highlighting GIFT IFSC’s pivotal role in shaping a global fund management hub under the new IFSCA regulations Figure 6: Shri K. Rajaraman, Chairperson, IFSCA highlighting GIFT IFSC’s Driving Innovation & Efficiency in GIFT City growing opportunities for insurance intermediaries during the event Jul 03, 2025 In his remarks, the Chairperson highlighted the GIFT City, Gujarat, India significant opportunities available in GIFT IFSC for insurance intermediaries, emphasizing its growing role as a global hub for insurance and reinsurance The Chairperson, IFSCA and other senior officials activities. participated in the event hosted by Bloomberg. The Chairperson spoke on India’s economic reforms, IFSCA BULLETIN | JUL-SEP 2025EVENTS AND OUTREACH ACTIVITIES 334 4 IFSCA Chairperson addressed in orientation of Indian Foreign Service (IFS) probationer officers and officers from Bhutan at Rashtriya Raksha University (RRU) Jul 03, 2025 Gandhinagar, India The Chairperson, IFSCA addressed the IFS probationer officers and officers from Bhutan during their one-week orientation at RRU, Gandhinagar. Figure 8: IFSCA delegation led by Chairperson, IFSCA visited Taiwan Stock Exchange to explore avenues of mutual cooperation In Taipei, the delegation engaged with leading media, the Taiwan Stock Exchange, and the Central Bank of Taiwan, discussing collaboration in FinTech, exchange operations, and financial stability. Interactions with Taiwanese universities highlighted opportunities to set up International Branch Campuses (IBCs) at GIFT IFSC. Figure 7: Shri K. Rajaraman, Chairperson, IFSCA addressing IFS officers on India’s global rise and GIFT IFSC’s role in economic diplomacy The Chairperson spoke on the session on “India's Strategic Rise in the Global Economic and Financial Order - Building Bharat of the future” and highlighted the role of GIFT IFSC and how it can be leveraged as part of economic diplomacy and global financial hub. Figure 9: IFSCA delegation led by Shri K. Rajaraman, Chairperson, IFSCA visited the Central Bank of Taiwan Official Visit to Taiwan Jul 14-15, 2025 Taiwan & Japan An IFSCA delegation led by the Chairperson, IFSCA, along with Shri Manharsinh Yadav, DG, India Taipei Association (ITA), visited Taiwan and Japan to strengthen financial, regulatory, and academic partnerships and to showcase opportunities at GIFT IFSC. Figure 10: Dr. Dipesh Shah, ED, IFSCA presented banking & investment opportunities in GIFT IFSC, followed by an engaging Q&A with global financial leaders IFSCA BULLETIN | JUL-SEP 2025EVENTS AND OUTREACH ACTIVITIES 335 5 The delegation also met Mr. Ken Chikada, Director General, Bank of Japan, to explore inter-regulatory cooperation and macro-financial management, where Dr. Dipesh Shah, ED, IFSCA, presented opportunities for Japanese universities at GIFT IFSC. The visit concluded with interactive sessions at the Embassy of India with leading universities, reinforcing GIFT IFSC’s role as a global hub for finance, investment, and education. Figure 11: ITA, TABF, BA and IFSCA jointly organized a conference on the theme ‘Business Opportunities for Taiwanese Institutions in India's maiden IFSC at GIFT City The delegation also participated in a Standard Chartered Bank conference, a networking lunch with Mr. Lin Po-feng, Chairperson, Third Wednesday Club, and a joint IFSCA–ITA–TABF–BA conference, emphasizing tax incentives, trade finance, GCC Figure 13: A delegation led by Shri K. Rajaraman, Chairperson, IFSCA, benefits, ITFS, and factoring opportunities. accompanied by Ms. Debjani Chakrabarti, Minister (Economic & Commercial), EoI Tokyo met Mr. Hideki Ito, Commissioner JFSA Official Visit to Japan Event under Learn in Bharat initiative Jul 16-18, 2025 Japan Aug 21, 2025 GIFT City, Gujarat, India In Japan, the delegation met Mr. Moriyuki Iwanaga, Group COO, Japan Exchange Group (JPX), for Chairperson, IFSCA & Dr. Dipesh Shah, ED, IFSCA discussions on capital market collaboration, cross- addressed a group of young entrepreneurs & border listings, and innovation. The Embassy of India, students from Japan at the event hosted by Next Tokyo, and IFSCA co-hosted a conference on Bharat Ventures, under Learn in Bharat initiative, the ‘Business Opportunities for Japanese Institutions in opportunities for startups in GIFT IFSC were India’s maiden IFSC at GIFT City’, addressed by the highlighted. Chairperson, IFSCA and H.E. Shri Sibi George, Ambassador of India to Japan. Figure 14: Shri K. Rajaraman, Chairperson, IFSCA & Dr. Dipesh Shah, ED, IFSCA addressed a group of young entrepreneurs and students from Japan Figure 12: Embassy of India, Tokyo & IFSCA hosted a global conference on ‘Business Opportunities for Japanese Institutions in India's maiden IFSC at GIFT City’ IFSCA BULLETIN | JUL-SEP 2025EVENTS AND OUTREACH ACTIVITIES 336 6 Taiwan Education Center Delegation Visit Aug 22, 2025 IFSCA HQ A three-member delegation led by Professor Wang, Wei-Chung, Director, Taiwan Education Center, National Tsing Hua University, visited GIFT IFSC. The purpose of the visit was to explore the Foreign University Opportunity for Taiwanese institutions at GIFT IFSC and to identify avenues for collaboration with institutions based in GIFT City. Figure 16: Dr. Dipesh Shah, ED, IFSCA showcasing emerging business opportunities for ICAI delegation in GIFT IFSC GCC Summit by ICAI Aug 29, 2025 GIFT City, Gujarat, India Chairperson, IFSCA and Dr. Dipesh Shah, ED, IFSCA attended the 2nd Edition of the GCC Summit Figure 15: Prof. Wang Wei-Chung, Director of Taiwan Education Center, organized by the Institute of Chartered Accountants NTHU, led a delegation to GIFT IFSC to explore academic and institutional of India (ICAI). collaborations Visit of ICAI Delegation to GIFT City Aug 29, 2025 GIFT City, Gujarat, India An ICAI delegation comprising Chartered Accountancy professionals visited GIFT City to understand the emerging financial and business landscape at GIFT IFSC. During the interaction, Dr. Dipesh Shah, ED, IFSCA, Figure 17: Shri K. Rajaraman, Chairperson, IFSCA at the 2nd GCC Summit along with other senior officials, highlighted the organized by ICAI, highlighting opportunities for Chartered Accountants in diverse professional opportunities available for GIFT IFSC Chartered Accountants across sectors such as The event highlighted the important role of Chartered banking, asset management, insurance, and FinTech. Accountants and the growing opportunities for CA professionals in GIFT IFSC. IFSCA BULLETIN | JUL-SEP 2025EVENTS AND OUTREACH ACTIVITIES 337 7 Official Visit to Australia Group. These meetings explored collaboration in fund management, reinsurance, and capital market Sep 01-05, 2025 participation through GIFT IFSC, positioning it as a Australia gateway for global investors to access India’s growth opportunities. A delegation led by Chairperson, IFSCA along with Dr. Praveen Trivedi, ED, IFSCA undertook an extensive Further engagements included interactions with the outreach program across Australia, engaging with key Financial Advice Association Australia, ICAI regulatory, academic, and financial institutions. The members, the Indian diaspora, and industry leaders visit included insightful discussions with the Tertiary at conferences and forums in Melbourne and Sydney. Education Quality and Standards Agency (TEQSA) and the University of Melbourne, focusing on The visit also featured an MoU signed between IFSCA regulatory best practices in higher education and and the Australian Securities and Investments exploring opportunities for establishing IBCs at GIFT Commission (ASIC) to enhance financial cooperation. IFSC. Across multiple events, the delegation highlighted GIFT IFSC’s role as a global financial hub, encouraging Australian investors and institutions to participate in India’s expanding financial ecosystem. Visit of Delegation from Ministry of Education and UGC Sep 08, 2025 IFSCA HQ Figure 18: During IFSCA’s visit to Australia, KPMG hosted an interaction where Shri K. Rajaraman, Chairperson, IFSCA shared India’s growth story and GIFT IFSC’s role in global finance Figure 20: Shri Armstrong Pame, Joint Secretary, Min. of Education led a delegation to GIFT IFSC to explore its emerging higher education ecosystem A delegation led by Shri Armstrong Pame, Joint Secretary, Ministry of Education, and Dr. Archana Figure 19: Shri K. Rajaraman, Chairperson, IFSCA interacting with Indian diaspora, NRI community, and ICAI members, hosted by Consulate Thakur, Joint Secretary, University Grants General, Melbourne Commission (UGC), visited GIFT IFSC and IFSCA HQ The delegation held a series of one-on-one meetings to gain insights into the evolving higher education with leading Australian financial institutions and ecosystem in GIFT IFSC and discussed related policy superannuation funds, including HESTA, UniSuper, matters with IFSCA officials. During the two-day visit, Australian Retirement Trust (ART), and Cooper the delegation also interacted with faculty members Investors, as well as major corporates like QBE and students at the IBCs in GIFT IFSC. Insurance, ANZ Bank, Pacific Life Re, and Macquarie IFSCA BULLETIN | JUL-SEP 2025EVENTS AND OUTREACH ACTIVITIES 338 8 Visit of Israel’s Finance Minister to GIFT City IFSCA also hosted delegations led by Mr. Ofer Golan, Director, Payment and Settlement Systems Sep 10, 2025 Department, Bank of Israel, and Mr. Seffy Zinger, GIFT City, Gujarat, India Chairperson, Israel Securities Authority. Discussions focused on the IFSCA (Payment Services) IFSCA and GIFT City had the honour of jointly hosting Regulations 2024, FinTech innovation, and fund Israel’s Finance Minister, H.E. Bezalel Smotrich. management opportunities at GIFT IFSC—further Chairperson Shri K. Rajaraman briefed the visiting deepening bilateral cooperation in the global delegation on the evolving GIFT IFSC ecosystem, financial landscape. while the Minister emphasized the strengthening India–Israel partnership. Jefferies 4th India Forum Sep 16, 2025 Gurugram, Haryana, India At the Jefferies 4th India Forum in Gurugram, Dr. Dipesh Shah, ED, IFSCA, along with other senior officials highlighted the pivotal role of GIFT IFSC in advancing India’s global financial ambitions. The discussions showcased GIFT IFSC’s evolution as a gateway for international financial services, with key developments in banking, capital markets, asset management, and FinTech. Figure 21: IFSCA and GIFT City jointly hosted Israel’s Finance Minister H.E. Bezalel Smotrich, who discussed strengthening the India–Israel partnership during his visit The Israeli delegation visited GIFT City to explore emerging opportunities across Banking, Payments & FinTech, and Asset Management sectors. During the visit, productive exchanges were held with industry CXOs on areas such as sandbox initiatives, interoperability, and adoption of global best practices to enhance India–Israel financial collaboration. Figure 23: Dr. Dipesh Shah, ED, IFSCA highlighting the pivotal role of GIFT IFSC in advancing India’s global financial ambitions The IFSCA delegation underscored the regulatory flexibility, tax efficiency, and world-class infrastructure that make GIFT IFSC a competitive hub for global investors. The participation provided an excellent platform to engage with leading fund managers and financial institutions, further deepening global interest in India’s first IFSC at GIFT Figure 22: An Israeli delegation visited GIFT City to explore opportunities City. in Banking, Payments & FinTech, and Asset Management, fostering India– Israel collaboration in financial innovation IFSCA BULLETIN | JUL-SEP 2025EVENTS AND OUTREACH ACTIVITIES 339 9 ET Infra Global Ports & Shipping Summit 2025 Sep 25, 2025 Mumbai, India Shri Ashutosh Sharma, CGM, IFSCA along with other senior officials, participated in the ET Infra Global Ports & Shipping Summit 2025 held in Mumbai on 25th September 2025. During the session, Shri Sharma highlighted the emerging opportunities in ship leasing and financing through GIFT IFSC, emphasizing its role in strengthening India’s maritime Figure 25: IFSCA delegation led by Shri Ashutosh Sharma, CGM, IFSCA held a productive meeting with senior officials of Intesa Sanpaolo at their financing ecosystem and supporting the country’s Frankfurt office vision to become a global maritime hub. The deliberations also covered the role of ITFS platforms in facilitating cross-border trade financing, the issuance of ODIs on Indian securities in global markets and strengthening cross-border remittances through payment service providers. Additionally, participants explored technology-driven solutions for global financial institutions and the strategic advantages of establishing GICs in GIFT IFSC. Figure 24: Shri Ashutosh Sharma, CGM, IFSCA highlighting the emerging The engagement provided a valuable platform to opportunities in ship leasing and financing through GIFT IFSC spread awareness about GIFT IFSC and to strengthen SIBOS 2025 conference its positioning as a global financial hub. Sep 29-30, 2025 Frankfurt, Germany Banking SIBOS is the annual conference, exhibition and networking event organised by SWIFT for the financial IFSCA’s Annual Conference for Assurance industry. SIBOS 2025 was held at Frankfurt, Germany. Professionals of IBUs An IFSCA delegation comprising Shri Ashutosh Sharma, CGM (Head - Division of Financial Markets Jul 02, 2025 Development), Shri Amit Kumar, DGM, and Shri GIFT City, Gujarat, India Samuel Wesly, Manager, participated in SIBOS 2025. IFSCA hosted the Annual Conference for Assurance The objective of the participation was to showcase Professionals of IFSC Banking Units (Risk, the unique opportunities available at GIFT IFSC for Compliance & Audit). banks, payment service providers, and fintech companies. The objective of the said conference was to discuss various aspects in Compliance from governance Key areas of discussion included unified banking frameworks to emerging risks and assurance best licence, enabling trading in OTC derivatives of gold practices. and silver, and expanding avenues for aviation and ship financing. IFSCA BULLETIN | JUL-SEP 2025EVENTS AND OUTREACH ACTIVITIES 440 0 Figure 28: IFSCA delegation led by Shri Pradeep Ramakrishnan, ED, IFSCA being welcomed at NSE, Mumbai The key engagement session focused on exploring emerging opportunities, recent capital market Figure 26: Shri K. Rajaraman, Chairperson, IFSCA delivering address at developments, and ongoing initiatives within the GIFT Banking Assurance Professionals of IFSC Banking units IFSC ecosystem. Leading market intermediaries and The conference brought together Risk, Compliance stakeholders shared valuable insights, making the and Audit officials to share knowledge, global best discussion highly interactive and productive. practices and understand the importance of assurance professionals in ensuring resilience of Members Outreach Programme by The IFSC Banking ecosystem. Council of EU Chambers of Commerce in India Aug 06, 2025 Ahmedabad, India Shri Praveen Kamat, GM, IFSCA participated in a panel discussion on “Global Deals, Local Rules: Navigating Cross-Border M&A and FEMA in the Indian Business Context” at the Members Outreach Programme hosted by The Council of EU Chambers of Commerce in India. Shri Kamat provided practical Figure 27: Officers from the Banking Supervision division during the Annual Conference for Assurance Professionals of IBUs insights into navigating regulatory landscape in GIFT IFSC. Capital Markets Engagement with Market Intermediaries and Stakeholders at NSE India Jul 25, 2025 Mumbai, India An IFSCA delegation led by Shri Pradeep Ramakrishnan, ED, IFSCA participated in a seminar hosted by NSE IX at NSE India Head Office, Mumbai. Figure 29: Shri Praveen Kamat, GM, IFSCA being felicitated at the at the Members Outreach Programme hosted by The Council of EU Chambers of Commerce in India IFSCA BULLETIN | JUL-SEP 2025EVENTS AND OUTREACH ACTIVITIES 441 1 Session on Global Access and Regulatory Compliance Aug 25, 2025 GIFT City, Gujarat, India A hybrid session was organised on Global Access and Regulatory Compliance by NSE IX, that included participants from around 100 representatives of Broker Dealers. During the session, Shri Pradeep Ramakrishnan, ED, Figure 31: Shri Pradeep Ramakrishnan, ED, IFSCA, delivering an address at the 8th Annual Conclave on Corporate Bond Market, organised by IFSCA, shared valuable insights on the revamped ASSOCHAM regulatory framework for global access in IFSC. Also, other senior officials of IFSCA shed light on aspects FICCI’s LEADS 2025 Conference related to regulatory compliance for the capital market intermediaries in the IFSC. Sep 10-11, 2025 New Delhi, India Shri Pradeep Ramakrishnan, ED, IFSCA, participated in FICCI’s LEADS 2025 Conference, wherein he outlined how India’s IFSC has emerged as a climate finance hub by adopting internationally accepted taxonomies. Figure 30: Shri Pradeep Ramakrishnan, ED, IFSCA, being felicitated at the hybrid session on Global Access and regulatory compliance by NSE IX 8th Annual Conclave on Corporate Bond Market Sep 19, 2025 Mumbai, India Figure 32: Shri Pradeep Ramakrishnan, ED, IFSCA at the FICCI LEADS 2025 conference The 8th Annual Conclave on Corporate Bond Market, was organised by ASSOCHAM which brought Session on Global Access Providers together key regulators, policymakers, and market Sep 29, 2025 leaders to deliberate on strategies for scale, GIFT City, Gujarat, India resilience, and greater access. A special address was delivered by Shri Pradeep GIFT Brokers Association hosted an interactive Ramakrishnan, ED, IFSCA wherein he highlighted the session on “Global Access Providers” where Shri various developments in the debt market in the IFSC. Arjun Prasad, GM, IFSCA and Shri Amit Prajapati, DGM, IFSCA shared valuable insights and addressed member queries. The session provided a platform for IFSCA BULLETIN | JUL-SEP 2025EVENTS AND OUTREACH ACTIVITIES 442 2 members to clarify queries on the framework for Fund Management Global Access Providers and related regulatory aspects. IVCA CAT - III Summit 2025 Aug 06, 2025 Mumbai, India Indian Venture and Alternate Capital Association (IVCA) organized IVCA CAT - III Summit 2025 in Mumbai. Figure 33: Shri Pradeep Ramakrishnan, ED, IFSCA and Shri Arjun Prasad, GM, IFSCA, during the session on Global Access Providers Interactive Session on GIFT Nifty50 0DTE Options Sep 30, 2025 Figure 35: Shri Pradeep Ramakrishnan, ED, IFSCA, delivering the keynote address at the IVCA CAT - III Summit 2025 GIFT City, Gujarat, India Shri Pradeep Ramakrishnan, ED, IFSCA delivered a An interactive session with broker-dealers was keynote address during the summit wherein he hosted by NSE IX on GIFT Nifty50 Zero Days to Expiry shared insights on recent regulatory reforms and the (0DTE) Options. Shri Praveen Kamat, GM, IFSCA emerging role of GIFT IFSC as a growing hub for interacted with broker-dealers and provided valuable financial services. He also highlighted the growth of insights along with NSE IX and NSE ICC management the fund management ecosystem at GIFT IFSC. team on the regulatory framework and innovation at Further, Shri Pavan Shah, GM, IFSCA, attended a GIFT IFSC. fireside chat on IFSCA at HELM: GIFT City as the Next Frontier during the conclave and highlighted the growth and the regulatory framework governing the business of AIF CAT III. The key advantages and recent initiatives of the ecosystem were also discussed. Cafealt Conference 2025 Aug 21, 2025 Mumbai, India Figure 34: Shri Praveen Kamat, GM, IFSCA at the interactive session with broker-dealers hosted by NSE IX Cafealt Conference 2025 organized by Cafemutual, was held in Mumbai where Shri Pradeep Ramakrishnan, ED, IFSCA and Shri Pavan Shah, GM, IFSCA, delivered a session on 'GIFT City - A New Frontier for Alternative Fund Platforms’. IFSCA BULLETIN | JUL-SEP 2025EVENTS AND OUTREACH ACTIVITIES 443 3 As IBAI enters its 25th year, the occasion aligns with the presence of twenty-five number of broking entities in GIFT IFSC. Shri Reddy emphasized that while this milestone is noteworthy, there is still considerable room to contribute to the growth and evolution of the insurance broking industry. Shri Reddy further highlighted the emerging opportunities for insurance brokers, particularly in specialised areas such as trade credit, surety bonds, cyber security, niche insurance products for aircraft and ship leasing activities, Insurance Linked Figure 36: Shri Pradeep Ramakrishnan, ED, IFSCA delivering an address at the Cafealt Conference 2025 Securities (ILS) and other developing segments. The session highlighted the wide-ranging opportunities that GIFT IFSC presents and the recent initiatives of IFSCA such as direct listing and access to global markets through IFSC broker dealers. The session also emphasized the growth in the fund management ecosystem amid progressive regulatory reforms, while also emphasising the emerging opportunities and the role of distributors at GIFT IFSC. Figure 38: Shri Mahipal Reddy, ED, IFSCA delivering the address at the Insurance 24th IBAI foundation day To reinforce this evolving insurance ecosystem, Shri IBAI’s Foundation Day Reddy informed that IFSCA has introduced a July 25, 2025 regulatory framework, enabling actuarial and related Mumbai, India financial support services to be carried out from India for global markets. Shri K. Mahipal Reddy, ED, IFSCA, delivered an address during the momentous occasion of 24th Foundation Day of IBAI. Finance Company Quarterly Meetings with Registered Finance Companies – Discussion on Business Progress, Market Challenges, and Key Updates Jul 02–04, 2025 IFSCA HQ Quarterly meetings were organized with registered Finance Companies of GIFT IFSC engaged in core, Figure 37: Shri Mahipal Reddy, ED, IFSCA delivering an address at the 24th IBAI foundation day aircraft and ship leasing activities to understand their IFSCA BULLETIN | JUL-SEP 2025EVENTS AND OUTREACH ACTIVITIES 444 4 business progress and address any issues related to IFSCA Delegation led by the Chairperson, IFSCA market development. visited IIT Gandhinagar. The visit aimed at gaining a deeper understanding of the institute’s vibrant research and innovation ecosystem and to explore potential avenues for collaboration in areas of FinTech education, research and innovation. Designing Insurance Products for NRIs using Asset Tokenization Infrastructure and IFSCA Framework Interoperability with Payment Rails for the Web 3.0 Ecosystem and E KYC Setu system Aug 11, 2025 IFSCA HQ Jul 10, 2025 IFSCA HQ IFSCA, in collaboration with the India InsurTech Association, organized a virtual session on IFSCA, in collaboration with the National Payments “Designing Insurance Products for NRIs Using the Corporation of India (NPCI), organized a workshop on IFSCA Framework”. The event brought together “Asset Tokenization Infrastructure and leaders from the insurance and InsurTech ecosystem Interoperability with Payment Rails for the Web 3.0 to deliberate on the evolving needs of the NRI Ecosystem and e-KYC Setu System” at IFSCA HQ. segment and explore opportunities for innovation within the IFSCA regulatory framework. The workshop facilitated high-level discussions on strengthening digital financial infrastructure and Discussions focused on product and operational cultivating innovation within the IFSC. Deliberations challenges, enabling regulatory supports, and focused on exploring collaborative opportunities in avenues for co-creation and pilot initiatives aimed at areas such as enhancing digital identity frameworks, developing scalable and customer-centric insurance advancing tokenization and interoperable payment solutions for global Indians. systems, enabling efficient cross-border transactions, and establishing strategic institutional Visit to Indian Institute of Technology (IIT), linkages to support global financial connectivity and Gandhinagar innovation. Aug 26, 2025 Meet the Regulator IIT Gandhinagar, Gujarat, India Sep 24, 2025 Bengaluru, India IFSCA, in collaboration with the GIFT International FinTech Innovation Hub (IFIH), organized an outreach session on September 24, 2025, in Bengaluru to engage with the FinTech ecosystem and promote awareness of opportunities within GIFT IFSC. The session commenced with opening remarks highlighting the objective of fostering collaboration and innovation, followed by an overview of GIFT IFIH and its initiatives. An insightful presentation was Figure 39: Shri k. Rajaraman, Chairperson, IFSCA being welcomed at IIT Gandhinagar delivered on the TechFin and Ancillary Services IFSCA BULLETIN | JUL-SEP 2025EVENTS AND OUTREACH ACTIVITIES 445 5 Regulations, 2025, and the evolving payment Aug 27, 2025 ecosystem at GIFT IFSC, along with an invitation for Noida, Uttar Pradesh, India participants to share feedback on the Consultation Paper for the Draft IFSCA FinTech Sandbox The IFSCA-ICSI Conference on “Opportunities for Framework. Professional & Technology Service Providers at GIFT IFSC” was successfully held at ICSI House, Noida, with the enthusiastic participation of around 120 professionals. Figure 40: Shri Joseph Joshy, CGM, IFSCA delivering an insightful presentation at the outreach session in Bengaluru Figure 42: IFSCA delegation led by Shri Mahipal Reddy, ED, IFSCA at the IFSCA-ICSI Conference The session witnessed active participation from FinTechs, Funds, Payment Service Providers, The conference served as a platform to create TechFins, and the Advisory ecosystem, and awareness about IFSCA’s TAS Regulations, BATF concluded with an engaging Q&A and networking regulations and GIC Regulations with exchange of interaction. ideas and business opportunities in the professional and technology services domain at GIFT IFSC. Figure 41: IFSCA officials with the participants at the outreach session in Bengaluru Figure 43: Shri Sathyaraj C.M., GM, IFSCA delivering an address at the IFSCA-ICSI Conference The outreach programme featured insightful TechFin & Ancillary Services sessions including an address by Shri Ashish Mohan, ICSI Secretary, Shri Manoj Kumar Purbey, ICSI Council Member and keynote address by Shri K. Outreach Session on Opportunities for Mahipal Reddy, ED, IFSCA, and a presentation by Shri Professional & Technology services providers Sathyaraj C.M., GM, IFSCA. at GIFT IFSC under IFSCA (BATF) Regulations, 2024 and IFSCA (TechFin and Ancillary Services) Regulations, 2025 IFSCA BULLETIN | JUL-SEP 2025EVENTS AND OUTREACH ACTIVITIES 446 6 The highlight of the event was the Keynote Address by Shri K. Mahipal Reddy, ED, IFSCA, who shared his vision on the growing role of professional and technology services in strengthening the GIFT IFSC ecosystem. This was followed by a presentation by Shri Sathyaraj C.M., GM, IFSCA, on opportunities for Professional Services Providers at GIFT IFSC under the IFSCA (BATF) Regulations, 2024, and IFSCA (TAS) Regulations, 2025. Figure 44: Shri Mahipal Reddy, ED, IFSCA delivering an address at the IFSCA-ICSI Conference The conference concluded with interactive networking sessions that provided professionals an excellent opportunity for one-on-one interactions with IFSCA Officials. Figure 46: A moment from the outreach session hosted by The Hyderabad Branch of SIRC of ICAI Outreach Session on Opportunities for The event was attended by 76 Chartered Accountants, Professional & Technology Services who engaged in thought-provoking discussions and Providers at GIFT IFSC experience-sharing sessions with IFSC entities. The Sep 18, 2025 evening concluded with an interactive one-on-one networking session followed Q&A. Hyderabad, India IFSCA - ICSI joint Outreach Programme on The Hyderabad Branch of SIRC of ICAI, in collaboration with IFSCA, successfully hosted an IFSCA (TAS) Regulations, 2025 and BATF insightful outreach session. Regulations, 2024 Sep 19, 2025 Mumbai, India The Institute of Company Secretaries of India jointly with IFSCA organized an outreach programme to create awareness about the opportunities available under the recently notified IFSCA (TechFin and Ancillary Services) Regulations, 2025 and BATF Regulations, 2024, at NSE Auditorium, Mumbai. Around 101 professionals participated in the event. The Keynote Address by Sh. K. Mahipal Reddy, ED, Figure 45: Shri Mahipal Reddy ED, IFSCA and Shri Sathyaraj C.M., GM, IFSCA, outlined the potential of GIFT IFSC as a global IFSCA participating in the outreach session hosted by The Hyderabad Branch of SIRC of ICAI financial hub. IFSCA BULLETIN | JUL-SEP 2025EVENTS AND OUTREACH ACTIVITIES 447 7 The event was attended by over 300 delegates, including representatives from Indian and Australian multinational companies, small and medium enterprises (SMEs), and key stakeholders and other dignitaries. Figure 47: Shri Mahipal Reddy, ED, IFSCA delivering an address at the IFSCA - ICSI joint outreach programme Further, a detailed Presentation by Shri Sathyaraj C.M., GM, IFSCA, highlighted opportunities for professional services providers to thrive in this ecosystem, how TAS providers can support banking, capital market, insurance and other niche areas of IFSCA business ecosystem. Figure 49: A moment from the even titled ECTA Unleashed: India and Australia in Action 2025 The session concluded with engaging discussions and networking, bringing together regulators, In the sidelines of the visit the IFSCA Officials had professionals, and industry leaders to explore the meetings with the leading professional services synergies of professional services and technology at providers in Sydney on 22nd and 24th September GIFT IFSC. 2025. "ECTA Unleashed: India and Australia in Action'’, organised by the ICAI (Sydney Others Chapter) jointly with CPA Australia IFSCA’s participation in CISO’s Conclave at Sep 23, 2025 Bharat NCX 2025 New South Wales, Sydney, Australia Jul 30, 2025 New Delhi, India The Bharat CISO’s Conclave, an integral part of Bharat National Cybersecurity Exercise (Bharat NCX) 2025, was organized by National Security Council Secretariat (NSCS) in collaboration with Rashtriya Raksha University (RRU) on July 30, 2025. Shri Praveen Kamat, CISO, Division of Cyber Security, participated in the Conclave that saw strategic discussions and knowledge exchange focused on fortifying the nation’s cybersecurity framework. Figure 48: Shri Sathyaraj C.M., GM, IFSCA delivering an address at the CTA Unleashed: India and Australia in Action 2025 IFSCA BULLETIN | JUL-SEP 2025EVENTS AND OUTREACH ACTIVITIES 448 8 AML Thought Leadership Forum (IRDAI), and Securities Exchange Board of India (SEBI) in Mumbai. Aug 29, 2025 The delegation met with senior Officials of GIFT City, Gujarat, India Enforcement Departments of RBI and SEBI. During the meeting, the Officials exchanged ideas regarding The CGM-in-charge of the Enforcement Division of best practices pertaining to the enforcement matters IFSCA delivered the opening address. The address and procedures followed by the aforementioned highlighted the regulatory framework of IFSCA with financial market regulators. specific emphasis on measures related to Anti- Money Laundering (AML) and Countering the Financing of Terrorism (CFT). Study Circle Meeting on "Client Onboarding under IFSCA AML-CFT-KYC Guidelines: Challenges vs. Expectations" organized by ICSI Gandhinagar Chapter Sep 11, 2025 GIFT City, Gujarat, India Figure 51: IFSCA delegation at the RBI office, Mumbai The Division of AML & CFT, IFSCA presented the Address on ‘Regulating Cyber Risk in IFSC’ to Customer Due Diligence-IFSCA AML/KYC/CFT RRU Masters in Economic and Financial Guidelines, 2022 and addressed the queries raised Crime (MFEC) Students by various participants in the event. Sep 18, 2025 GIFT City, Gujarat, India A delegation of students from the Master’s Programme in Economic and Financial Crime (MFEC), Rashtriya Raksha University, visited IFSCA. Shri Praveen Kamat, GM & CISO, IFSCA, addressed the delegation and provided an overview of the emerging regulatory framework for cyber security in IFSC. Figure 50: IFSCA officials with other participants at the Study Circle Meeting on "Client Onboarding under IFSCA AML-CFT-KYC Guidelines” Visit by IFSCA Delegation to the Offices of RBI, SEBI, IRDAI Sep 18-19, 2025 Mumbai, India A delegation of IFSCA Officials undertook a visit to the offices of Reserve Bank of India (RBI), Insurance Figure 52: Delegation of students from Rashtriya Raksha University at Regulatory and Development Authority of India IFSCA HQ IFSCA BULLETIN | JUL-SEP 2025EVENTS AND OUTREACH ACTIVITIES 449 9 Shri Kamat highlighted the diversity of IFSCA’s Sahoo (Former Chairperson, IBBI and former Whole regulated entities and the unique regulatory Time Member, SEBI) and Ms. Dharmishta challenges this diversity entails in designing a Narendraprasad Raval (Former ED, SEBI and Senior comprehensive cyber risk management framework. Advocate, Gujarat High Court) imparted their The address also touched upon emerging cyber knowledge and expertise as faculties during the threats, including the potential risks posed by programme. Quantum Computing and the evolving need for post- quantum cybersecurity preparedness. Open House Meeting with Consultants assisting GIFT IFSC Units pertaining to SEZ Capacity Building of IFSCA Officers through Compliances Training on Regulatory Drafting Sep 29, 2025 Sep 22-26, 2025 IFSCA HQ GIFT City, Gujarat, India The office of Administrator (IFSCA) conducted an The IFSCA Academy, a capacity building initiative of Open House meeting with consultants who are IFSCA, organised a five-day Training Programme on assisting entities established in GIFT IFSC regarding Regulatory Drafting for its officers from 22nd to 26th the compliances related to SEZ provisions. The September 2025 at the IFSCA HQ and the IBCs of meeting was chaired by Shri. Praveen Trivedi, Deakin University and the University of Wollongong in Administrator (IFSCA), along with the officials of GIFT City. IFSCA SEZ Division. The programme aimed to strengthen internal drafting capacity within IFSCA by equipping officers with practical skills in legislative interpretation, regulation-making, and enforcement documentation. The sessions covered a broad range of themes related to legislative and regulatory processes, including hands-on exercises based on real-world scenarios emphasizing both conceptual understanding and practical application. Figure 54: Shri Praveen Trivedi, ED, IFSCA addressing the Open House Meeting with Consultants assisting GIFT IFSC Units pertaining to SEZ Compliances The objective of the interaction was to highlight frequent areas of non-compliance both prior to and following the issuance of the Letter of Approval (LOA), and to understand the operational challenges faced by entities in adhering to SEZ provisions. Figure 53: Shri K. Rajaraman, Chairperson, IFSCA with the experts and The meeting was attended by about 20 Consultants/ participants from the training session Legal firms who gave valuable inputs and feedback on the current processes and proposed certain The training was inaugurated by the Chairperson, avenues for improvement in both the legal and IFSCA and conducted in two batches of 20 officers procedural framework. each to ensure focused participation. Three eminent experts Shri Prem Kumar Malhotra (Former Law Secretary, Government of India), Dr. Madhu Sudan IFSCA BULLETIN | JUL-SEP 2025DATA AND STATISTICS 550 0 DATA AND STATISTICS ____________________________________________________________________________________ Registrations/ Authorisations by IFSCA 20 Table 1: Licenses/ Registrations/ Authorisations issued by IFSCA Segment Category As on Sep 30, 2025 IFSC Banking Units 35 Banking Global Administrative Office 2 Payment Service Provider 9 Payment Services Payment Service Operator 1 Aircraft Leasing (AL) Entities 37 Ship Leasing (SL) Entities 34 Finance Company (FC) ITFS Platforms 4 FC – Core (including GRCTCs) 15 FC – Non-Core (other than AL, SL, ITFS) 1 MII 5 Broker Dealer 92 Clearing Member 23 Depository Participant 10 Registered Distributor 17 Investment Adviser 5 Capital Market Custodian 5 Debenture Trustee 4 Credit Rating Agency 2 Investment Banker 6 Fund Management Entity 194 AIFs/ Schemes 310 Insurance/Reinsurance Entities (IIOs) 22 Insurance Insurance Intermediaries (IIIOs) 30 BATF Service Providers21 10 Ancillary Services Providers22 88 Financial Support Services TechFin23 23 TechFin and Ancillary Services (TAS) Providers24 9 MII 2 Metals and Commodities Bullion Intermediaries 21 Vault 3 FinTech Sandbox Limited Use Authorization25 8 GIC Global In-House Centre 3 Foreign University International Branch Campus 4 Total 1034 20 Including in-principle/ provisional approvals 21 BATF - Bookkeeping, Accounting, Taxation and Financial Crimes Compliance Services 22 Under the earlier IFSCA (Ancillary Services) Framework, 2021 23 Under the earlier Fintech Entity (FE) Framework, 2022 24 Under the new IFSCA (TAS) regulations, 2025 25 42 entities have exited FinTech sandbox IFSCA BULLETIN | JUL-SEP 2025DATA AND STATISTICS 551 1 Office of Administrator (IFSCA) Table 2: Approvals by SEZ UAC (prior to issue of IFSCA authorizations) Particulars During Jul-Sep 2025 Till Sep 30, 2025 Unit Approval Committee (UAC) Meetings 13 58 New Unit Applications considered 109 582 New Unit Applications approved 105 540 LOA issued 105 540 Note: The difference between the number of applications considered and LOAs issued is attributable to 42 units whose applications were either withdrawn, deferred, or deferred and subsequently approved in the following UAC meetings. Banking Table 3: Number of IBUs Particulars As on Jun 30, 2025 As on Sep 30, 2025 No. of IBUs 32 35 Table 4: Assets of IBUs Month ended Jul 2025 Aug 2025 Sep 2025 Particulars Amount (in USD Mn) Investments 5222.42 4842.38 5961.16 Sovereign securities 2235.57 1860.32 2230.74 Corporate Bonds 2213.16 2017.89 2672.25 Other investments 773.69 964.17 1058.17 Trade Finance 13913.61 13620.38 15431.93 Commercial Loans 51243.97 51761.14 54035.22 External Commercial Borrowing (ECB) 33950.95 34768.17 36282.51 Commercial Loans other than ECB 17293.02 16992.97 17752.71 Retail loans 100.23 98.21 91.33 Other loans 630.55 634.16 526.09 Interbank/ Interbranch placements 17712.56 18048.98 20498.8 Others 4062.00 4313.75 3598.01 Total 92885.34 93319.00 100142.54 Table 5: Liabilities of IBUs Month ended Jul 2025 Aug 2025 Sep 2025 Particulars Amount (in USD Mn) Customer deposits 7341.34 7434.45 7934.67 Interbank/Interbranch borrowings 66550.49 66163.68 72441.2 Bilateral Borrowings 8496.11 9029.57 9462.5 Multilateral Borrowings 501.79 505.78 633.49 MTN Borrowings and other debt instruments 2672.34 2670.09 2343.18 Others 7323.27 7515.43 7327.5 Total 92885.34 93319.00 100142.54 IFSCA BULLETIN | JUL-SEP 2025DATA AND STATISTICS 552 2 Table 6: Customer Deposits in IBUs (in USD Mn) Month ended Jul 2025 Aug 2025 Sep 2025 Deposits Demand Time Demand Time Demand Time Retail deposits 829.38 354.62 767.22 350.69 855.26 370.64 Corporate deposits 668.87 5488.47 666.20 5650.34 737.29 5971.48 Total 1498.25 5843.09 1433.42 6001.03 1592.55 6342.12 Table 7: Resident and Non-Resident deposits in IBUs (in USD Mn) Accounts Category Accounts held by Accounts held by Month held by Non-Resident Non-Residents Ended Resident (Amount in USD Mn) Indians (NRIs) (Other Countries) Indians No. of accounts 190 10560 299 Retail Amount 5.4 1116.16 62.44 Jul 2025 No. of accounts 2197 818 2803 Corporate Amount 1552.03 982.78 3622.53 No. of accounts 247 11266 278 Retail Amount 4.66 1057.68 55.57 Aug 2025 No. of accounts 2327 841 3008 Corporate Amount 1599.12 894.37 3823.05 No. of accounts 272 11970 275 Retail Amount 5.41 1161.15 59.34 Sep 2025 No. of accounts 2449 697 3162 Corporate Amount 1589.76 764.49 4354.52 Table 8: Derivative Outstanding of IBUs (in USD Mn) (Notional) Month ended Jul 2025 Aug 2025 Sep 2025 FCY-INR Derivatives (to be settled in FCY) 34031.48 27320.60 25979.76 FCY-FCY Derivatives (to be settled in FCY) 25148.07 24526.64 25063.54 INR Interest Rate Derivatives (to be settled in FCY) 55788.51 54750.68 55755.25 FCY Interest Rate Derivatives (to be settled in FCY) 93566.28 91706.35 90662.86 Others 742.47 1012.50 1087.68 Total 209276.81 199316.77 198549.09 Table 9: ODI Outstanding of IBUs (in USD Mn) Month Ended Jul 2025 Aug 2025 Sep 2025 Total ODI amount 784.54 835.12 1106.19 Table 10: Industry-wise Credit Exposure of IBUs Month ended Jul 2025 Aug 2025 Sep 2025 Sector Industries Amount Outstanding (in USD Mn) Auto Components 204.16 201.65 210.88 Automobile 577.89 462.49 685.00 Capital Goods 351.91 515.88 240.43 Manufacturing Cement and Cement Products 1154.60 1145.62 1158.61 Electronic Systems 2258.70 2383.33 2769.52 Food Processing 836.02 842.89 835.38 Glass and Glassware 42.49 56.39 61.45 Iron & Steel 1407.71 1464.65 1398.49 IFSCA BULLETIN | JUL-SEP 2025DATA AND STATISTICS 553 3 Laminates/ Plywood/ Boards 11.80 11.18 10.65 Leather and Leather Products 7.22 4.00 4.46 Medical and Medical Equipment 164.49 170.79 171.39 Metals 1716.89 1902.30 1921.19 Paper and Packaging 83.12 95.22 97.95 Petrochemicals 5067.48 4275.85 5047.72 Plastic and Plastic Products 155.17 176.16 210.13 Textiles and Apparels 289.16 488.69 307.69 Vehicles, Vehicle Parts, and 400.15 350.48 326.46 Transport Equipment Banking and Finance 15287.61 15129.36 15875.22 Clearing Corporation 1.44 1.44 1.44 Education 43.39 42.90 43.30 Financial Services 3591.89 3424.14 3736.47 Healthcare 116.09 126.28 565.87 IT and Software Industry 369.99 340.06 559.73 Services Logistics 63.37 91.86 109.98 NBFC 15212.58 15514.01 16633.04 Professional Services 131.38 71.57 74.60 Retail and e-commerce 295.25 396.22 460.49 Telecommunication 2439.88 2292.08 2486.80 Tourism & Hospitality 297.87 297.28 312.71 Trade/Distributor 438.69 1026.91 491.53 Construction 254.85 257.59 252.33 Mining 484.20 479.57 533.66 Oil and Gas 2332.24 2443.02 2642.30 Infrastructure Ports and Shipping 1180.71 1177.43 1126.09 Power Sector 2301.21 2877.23 2749.91 Renewable Energy 1273.36 1223.20 1434.19 Roads and Highways 713.56 19.71 25.70 Agriculture and Forestry 476.73 487.59 515.58 Aviation 462.70 601.39 685.18 Chemicals 1850.68 1735.74 1863.99 Jewelry 358.80 362.25 333.99 Paints 0.02 0.16 13.14 Pharmaceuticals 1427.43 1349.45 1266.14 Other Sectors 4352.14 4384.05 4936.41 Total 70487.02 70700.06 75187.19 IFSCA BULLETIN | JUL-SEP 2025DATA AND STATISTICS 554 4 Table 11: Country-wise Exposure of IBUs Jul 2025 Aug 2025 Sep 2025 Country %age of total Country %age of total Country %age of total Name exposure Name exposure Name exposure India 76.12 India 76.76 India 77.15 USA 5.00 USA 5.54 USA 4.95 UAE 3.01 UAE 2.75 UAE 3.14 UK 2.93 UK 2.56 Mauritius 2.78 Mauritius 2.68 Singapore 2.53 Singapore 2.41 Singapore 2.50 Mauritius 2.47 UK 2.35 Netherlands 2.10 Netherlands 1.92 Netherlands 1.92 Hong Kong 1.05 Hong Kong 0.94 Bahrain 1.05 Bahrain 0.78 Bahrain 0.90 Saudi Arabia 0.57 Ireland 0.45 Ireland 0.38 Hong Kong 0.39 Others 3.38 Others 3.25 Others 3.28 Capital Markets Table 12: IFSC Stock Exchanges Turnover (Traded Value in USD Mn) Total for the Month Jul 2025 Aug 2025 Sep 2025 Quarter No. of Traded No. of Traded No. of Traded No. of Traded Particulars contracts Value contracts Value contracts Value contracts Value Index 1843372 92492.45 1766191 87825.12 1769345 88649.08 5378908 268966.65 Futures Index 27494 15.81 43738 26.71 40538 12.53 111770 55.05 Options Depository Receipts 290596 1.30 93284 0.64 173037 1.18 556917 3.12 on US stocks Total 2161462 92510.00 1903213 87852.47 1982920 88662.79 6047595 269024.82 Table 13: Aggregate Open Interest (OI) of all Derivatives Contracts on IFSC Stock Exchanges As on last trading day of the Open Interest Value (in USD Mn) month (no. of contracts) Jul 2025 241207 11991.99 Aug 2025 285554 14020.35 Sep 2025 288861 14301.47 Table 14: Demat Accounts Opened by the Depository During Jul-Sep 2025 As on Sep 30, 2025 Particulars (Active Accounts Count) (Active Accounts Count) Total Number of Accounts 43 69,254 IFSCA BULLETIN | JUL-SEP 2025DATA AND STATISTICS 555 5 Table 15: Settlement by Clearing Corporations in GIFT IFSC Average Daily Highest Settlement Name of Clearing Month Settlement26 Value Value27 for the Month Corporation (in USD) (in USD) India International Jul 2025 13761 35859 Clearing Corporation Aug 2025 22835 68552.88 (IFSC) Limited Sep 2025 16254 37780 Derivatives: 715935 Derivatives: 2461034 Jul 2025 Cash: 10175 Cash: 23314 NSE IFSC Clearing Derivatives: 709150 Derivatives: 1904320 Aug 2025 Corporation Limited28 Cash: 10684 Cash: 39102 Derivatives: 378117 Derivatives: 1390558 Sep 2025 Cash: 12359 Cash: 47431 29 Table 16: Number of Accounts on India INX Global Access Q1 Q2 As on Jun 30, As on Sep 30, Particulars 2025-26 2025-26 2025 2025 Total Number of Accounts 847 495 5524 6003 Table 17: Trading through India INX Global Access (Traded Value in USD Mn) Q1 Q2 Till Jun 30, Till Sep 30, Entity Type Particulars 2025-26 2025-26 2025 2025 LRS Equity, ETFs, Funds, 6.01 9.06 31.30 40.36 (Residents) Bonds, and other products Equity, ETFs, Funds, and 151.80 343.01 896.67 1125.29 IFSC Entities other products Derivatives Products 1039.88 958.22 35899.46 36970.92 Non- Equity, ETFs, Funds, and 3.68 4.37 62.00 66.37 Residents other products outside IFSC Derivatives Products 0.00 0.04 183.17 183.21 Total 1201.37 1314.70 37072.61 38386.15 Table 18: Trading in Global Exchanges through India INX Global Access (Jul-Sep 2025) Total trading value Trading in Derivatives Trading in non-derivatives Exchange (in USD Mn) (in USD Mn) (in USD Mn) HKEX 245.73 245.73 - CME 197.18 197.18 - NYSE 196.93 6.71 190.22 SGX 185.49 185.49 - NASDAQ 157.74 5.87 151.87 CBOT 107.41 107.41 - COMEX 77.92 77.92 - NYMEX 36.17 36.17 - CBOE 23.76 23.76 - JPMCFX 14.81 14.81 - Others 71.57 57.22 14.35 Total 1,314.70 958.26 356.44 26 Average Daily Settlement Value = Total Settlement value for the Month / Total number of trading days. 27 Highest Settlement Value for the Month = Highest Pay-in Amount in single settlement in a month 28 Cash values refer to settlement statistics in Depository Receipts on US Stocks. 29 This data pertains to global access being provided through India INX Global Access only. IFSCA BULLETIN | JUL-SEP 2025DATA AND STATISTICS 556 6 Table 19: Cumulative Debt Listings at IFSC Exchanges (in USD Bn) Particulars As on Jun 30, 2025 As on Sep 30, 2025 Cumulative debt listings 65.13 66.6 Table 20: Listings of Debt Securities at IFSC Exchanges (During Jul-Sep 2025) Sr Name of the issuer Listing Date Labels Amount (in USD Mn) No 1 Varthana Finance Private Limited Jul 04, 2025 - 8.00 2 Paisalo Digital Limited Jul 03, 2025 - 50.00 3 Sammaan Capital Limited Aug 29, 2025 Social 300.00 4 Aye Finance Ltd Sep 19, 2025 - 15.00 5 Muthoot Finance Limited Sep 04, 2025 - 600.00 6 SBI (acting through its London Branch) Sep 10, 2025 - 500.00 Total 1473.00 Fund Management Table 21: Number of FMEs and Funds Particulars As on Mar 31, 2025 As on Jun 30, 2025 As on Sep 30, 2025 FMEs30 162 177 194 Funds31 229 272 310 Table 22: Snapshot of Fund Management Activities (Non-Retail Schemes) In USD Mn Cumulative Data Data as on Sep 30, 2025 Investm ents No. of Investm Total into Type of Schemes Commitments Funds Investme ents into Investme Foreign Schemes Registered raised raised nts made India nts Jurisdict (A) (A+B)32 ions (B) VC Schemes (including Angel Schemes) 18 230.53 79.83 67.86 45.87 18.59 64.46 Category I and II AIFs 100 12564.88 6162.83 6291.38 5038.77 866.45 5905.22 Category III AIFs 188 13506.62 6028.06 6861.95 4697.89 704.02 5401.91 Total 306 26302.03 12270.72 13221.19 9782.53 1589.06 11371.59 30 Excluding in-principle approvals 31 Excluding surrendered funds 32 This excludes exposure towards derivative contracts, cash equivalents, etc. In the case of fund of funds schemes, cash maintained and expenses incurred by the underlying fund are also excluded. IFSCA BULLETIN | JUL-SEP 2025DATA AND STATISTICS 557 7 Table 23: Snapshot of Fund Management Activities (Retail Schemes) Snapshot of Fund Management activities as on Sep 30, 2025 (Retail Schemes) Cumulative Activity during the quarter Data as at the end of quarter Data (in USD Mn) (in USD Mn) No. of (in USD Mn) Type Schem Investm of Average es Fun Fun Investm ents into Total Sche Assets Authori ds Redempt ds Redempt ents into Foreign Investm mes under sed rais ions rais ions India Jurisdicti ents Manage ed ed (A) ons (A+B)33 ment (B) Retail Schem 4 2.72 0 2.72 0 2.54 0 1.15 1.15 es Table 24: Investors Data for IFSC Funds 34 No. of Investors Type of Scheme As on Jun 30, 2025 As on Sep 30, 2025 VC Schemes (including Angel Schemes) 526 646 Category I and II AIFs 1100 1273 Category III AIFs 1957 2559 Retail Schemes Operations not commenced 255 Total 3583 4733 Table 25: Trends of Fund Management Activity (Non-Retail Schemes) In USD Mn Particulars Q2 Q3 Q4 Q1 Q2 FY 2024-25 FY 2024-25 FY 2024-25 FY 2025-26 FY 2025-26 Cumulative commitments 12,134.41 14,880.99 15,742.47 22,110.50 26,302.03 raised Cumulative funds raised 5,581.24 7,007.07 7,957.20 10,492.76 12,270.72 Table 26: Portfolio Management Services (PMS) as on Sep 30, 2025 Type of Services No of Investors AUM (in USD Mn) Discretionary & Non- Discretionary PMS 163 1049.79 Advisory Services 70 354.36 Total 233 1404.15 Metals and Commodities Table 27: Participants on IIBX Participants As on Jun 30, 2025 As on Sep 30, 2025 Qualified Jewellers 177 185 Clients 127 133 ‘Special category’ Clients 50 52 33 This excludes exposure towards derivative contracts, cash equivalents, etc. In the case of fund of funds schemes, cash maintained and expenses incurred by the underlying fund are also excluded. 34 Investors from more than 65 jurisdictions have contributed across schemes. IFSCA BULLETIN | JUL-SEP 2025DATA AND STATISTICS 558 8 Qualified Suppliers 39 40 Clients 35 36 ‘Special Category’ Clients 02 2 QS IFSC 02 2 35 Valid India UAE CEPA TRQ Holders 0 0 Table 28: Regulated Entities (REs)/ Intermediaries on IIBX Regulated Entities As on Jun 30, 2025 As on Sep 30, 2025 Bullion Trading Members 7 7 Bullion Trading Cum Self Clearing Members 3 3 Bullion Trading Cum Clearing Members 8 9 Bullion Professional Clearing Members 2 2 Vault Managers 3 3 Table 29: SPOT Segment of IIBX During Apr-Jun During Jan-Mar 2025 During Jul – Sep 2025 2025 Traded Traded Traded Product Traded Traded Traded Value Value Volum Value Volume (in Volume (in USD Mn) (USD e (in (in USD kg) (in kg) Mn) kg) Mn) LBMA 1 kg Gold 995 0.00 0.00 0.00 0.00 0.00 0.00 LBMA 100 gm Gold 999 0.00 0.00 0.00 0.00 0.00 0.00 UAE GD 1 kg Gold 995 0.46 5.00 0.00 0.00 0.00 0.00 UAE GD 100 gm Gold 999 0.00 0.00 0.00 0.00 8.78 72.60 UAEGD TRQ 1 kg Gold 995 1449.54 15,696.00 0.00 0.00 0.00 0.00 UAEGD TRQ 100 gm Gold 999 1503.30 16,298.00 0.00 0.00 0.00 0.00 Total (Gold) 2953.30 31999.00 0.00 0.00 8.78 72.60 UAEGD CEPA Silver Grains 0.00 0.00 0.00 0.00 0.00 0.00 UAEGD Silver Grains 0.00 0.00 0.00 0.00 0.00 0.00 Silver Grains 0.00 0.00 0.00 0.00 0.00 0.00 UAEGD Silver Bar 0.00 0.00 0.00 0.00 0.00 0.00 Silver Bar 0.00 0.00 0.00 0.00 0.00 0.00 Total (Silver) 0.00 0.00 0.00 0.00 0.00 0.00 Table 30: Futures Segment of IIBX During Jul – Sep 2025 Traded Volume Traded Value Product (Type) (in kg) (in USD) GOLD1KGFUTAUG25 (GOLD Futures) 2 2,14,045.09 GOLD1KGFUTOCT25 (GOLD Futures) 2 2,15,772.55 SILVER30KGFUTSEP25 (SILVER Futures) 60 72541.63 SILVER30KGFUTOCT25 (SILVER Futures) 60 72830.98 Total 575190.25 35 Since DGFT has not allocated TRQ for FY 2025-26, no entity has been notified as ‘Valid India UAE CEPA TRQ Holders’ by IFSCA during FY 2025-26. IFSCA BULLETIN | JUL-SEP 2025DATA AND STATISTICS 559 9 Sustainable Finance Table 31: Cumulative ESG labelled Debt Listings at IFSC Exchanges (in USD Bn) Particulars As on Jun 30, 2025 As on Sep 30, 2025 Cumulative ESG labelled debt listings 15.43 15.73 Table 32: Listings of ESG labelled Debt Securities at IFSC Exchanges (During Jul-Sep 2025) Listing Date Sr No Name of the issuer Labels Amount (in USD Mn) (dd-mm-yyyy) 1 Sammaan Capital Limited 29-08-2025 Social 300.00 Total 300.00 Table 33: Overall Sustainable Financing by IBUs During Apr – Sep 2025 Medium Short term Loans (in USD Mn) Cumulative / Long in FY 25-26 Classification Term Working Capital/ Loans Trade Finance Others (in USD Mn) Supply Chain Finance (in USD Mn) Green 1002.98 259.64 0 0 1262.63 Social 468.81 401.14 13.77 0 883.72 Sustainable 132.95 130.94 0 0 263.89 Sustainability Linked 46.87 0 0 0 46.87 Others 303.18 0 0 0 303.18 Total 1954.79 791.72 13.77 0 2760.28 Table 34: Sector-wise Classification of Sustainable Financing by IBUs During Apr – Sep 2025 Sector (List is Indicative) Amount No. of (in USD Mn) Transactions Renewable Energy 1301.29 506 Energy Efficiency 50.89 12 Pollution Prevention and Control 15.5 82 Sustainable Water and Wastewater Management 1.09 15 Clean Transportation 1.2 2 Climate Change Adoption 0 0 Green Buildings 31.98 1 Affordable Basic Infrastructure 55.82 13 Affordable Housing 24 1 Food Security and Sustainable Food Systems 91.77 63 Social Project as per Framework 79.51 3 Sustainable Project as per Framework 62.54 1 Health Care 53.29 79 Social Education 53.12 2 Social Loan 7 1 MSME 311.44 3940 Others 619.84 28 Total 2760.28 4749 IFSCA BULLETIN | JUL-SEP 2025DATA AND STATISTICS 660 0 Table 35: Snapshot of ESG Funds in GIFT IFSC Snapshot of ESG Schemes as on Sep 30, 2025 No. of ESG Cumulative Data (in USD Mn) Schemes Commitments raised Funds raised Investments made 3 41.75 27.72 25.58 Insurance Table 36: Number of IIOs and IIIOs S. No. Particulars As on Sep 30, 2025 IFSCA Insurance Offices (IIOs) 22 Life Insurance Company 07 1 General Insurance Company 04 Health Insurance Company 02 Reinsurance Company 09 IFSCA Insurance Intermediary Offices (IIIOs) 30 Insurance Broker 25 2 Corporate Agent 04 Surveyor and Loss Assessor 01 Third Party Administrator 00 36 Table 37: Written/ Transacted Premium by IIOs and IIIOs Written/ Transacted Premium (in USD Mn) Particulars Q1 FY 2025-26 Q2 FY 2025-26 IFSCA Insurance Offices (IIOs) 43.53 210.07 IFSCA Insurance Intermediary Offices (IIIOs) 103.50 111.47 37 Table 38: Line of Business-wise Direct Insurance Business (Life and General) Gross Written Premium (in USD Mn) Class of Business FY 2024-25 Q1 FY 2025-26 Q2 FY 2025-26 Engineering 0 0.213 0 Fire 2.78 1.322 0 Health + PA 6.99 2.327 6.418 Trade Credit 0.33 0.113 0.191 Marine Cargo 0.02 0 0.004 Marine Hull 0.06 0 0 Life 3.98 1.574 3.458 Aviation 0.78 0 0.48 Other Misc. 0.01 0.007 0 Total 14.95 5.556 10.551 36 Unaudited data 37 ibid IFSCA BULLETIN | JUL-SEP 2025DATA AND STATISTICS 661 1 38 Table 39: Line of Business-wise Re-insurance Business Class of Gross Written Premium (in USD Mn) Business FY 2024-25 Q1 FY 2025-26 Q2 FY 2025-26 Engineering 9.43 1.058 5.022 Fire 47.58 5.959 71.146 Health + PA 88.95 14.457 42.138 Liability 1.63 -0.163 4.18 M Cargo 4.84 0.879 1.445 M Hull 3.88 0.684 0.752 Motor 22.26 12.861 22.24 WC/EL 0.03 0.004 0.01 Aviation 0 0.021 0.221 Trade Credit 0 0 1.2 Crop 0 0 40.4 Life 0 0 8.7 Other Misc. 10.99 2.207 2.066 Total 189.59 37.967 199.52 39 Table 40: Claims Data (Retail/ Re-insurance) Q2 FY 2025-26 Particulars No. of Claims Claim Amount (in USD Mn) Claims pending at the beginning 8,537 33.67 New Claims registered 75,930 25.97 Claims settled 67,050 17.05 Claims rejected 188 0.11 Claims outstanding at the end 17,229 42.47 Finance Company Table 41: Finance Companies/ Finance Units (during Jul-Sep 2025) Aircraft Ship Type of Finance Company FC (Core) FC (Non-Core)40 Total Lease Lease Provisional Registration Granted 3 4 2 0 9 Final CoR Granted 1 1 2 0 04 41 Registration till Sep 30, 2025 37 34 15 5 91 Table 42: Assets Leased by AOL/ Ship Leasing Entities Type of asset As on Jun 30, 2025 As on Sep 30, 2025 Aircraft Leasing entities Aircraft 98 134 Engines 70 84 Aircraft Auxiliary Power Units (APU) 85 85 Total 253 303 Ship Leasing entities Ship 23 28 38 Unaudited data 39 Unaudited data. No. of Claims and Claim amount includes for retail insurance business and re-insurance recoveries 40 Other than Aircraft and Ship operating lease 41 Including provisional registrations IFSCA BULLETIN | JUL-SEP 2025DATA AND STATISTICS 662 2 Table 43: Total Financing Received from IBUs by Leasing Entities of GIFT IFSC (in USD Mn) Particulars As on Jun 30, 2025 As on Sep 30, 2025 Aircraft Leasing Entities 234.61 257.17 Ship Leasing Entities 71.10 71.10 Table 44: Transactions Financed by ITFS Platforms Particulars As on Jun 30, 2025 As on Sep 30, 2025 Number of Transactions 1617 1849 Value of Transactions (in USD Mn) 63.26 73.91 Table 45: Business details of GRCTCs Particulars As on Jun 30, 2025 As on Sep 30, 2025 Loans & Advances (in USD Mn) 2725.54 3122.50 Total Investments (in USD Mn) 78.31 233.09 Table 46: Business details of Core Finance Companies (e.g. Lending, Export Financing) Particulars As on Jun 30, 2025 As on Sep 30, 2025 Loans & Advances (in USD Mn) 11.26 18.46 Total Investments (in USD Mn) 0.00 15.58 FinTech, Payments & TAS Table 47: FinTech (Sandbox) Ecosystem in IFSC Sr. No. Particulars As on Jun 30, 2025 As on Sep 30, 2025 Number of Sandbox Entities 12 08 1 In Innovation Sandbox 09 05 In Regulatory Sandbox 03 03 2 Number of Entities exited from Sandbox 38 42 Table 48: Number of Operational PSPs Particulars As on Jun 30, 2025 As on Sep 30, 2025 Number of PSPs 03 03 Table 49: Number of Payment Accounts Jul 25 Aug 25 Sep 25 Number of Payment Accounts Storing e- Not storing Storing e- Not storing Storing e- Not storing money e-money money e-money money e-money As at the beginning of the reporting 6 4 39 4 63 6 period Issued / opened during the reporting 33 0 24 2 38 1 period Closed during the 0 0 0 0 0 0 reporting period IFSCA BULLETIN | JUL-SEP 2025DATA AND STATISTICS 663 3 As at the end of the 39 4 63 6 101 7 reporting period 42 Table 50: Number of Entities for Financial Support Services (including GICs) S. No. Business Segment/ Category As on Sep 30, 2025 1 BATF Service Providers43 10 2 Ancillary Services Providers44 88 3 TechFin45 23 4 TechFin and Ancillary Services (TAS) Providers46 09 5 GIC 03 Total 133 42 including in-principle approvals 43 BATF - Bookkeeping, Accounting, Taxation and Financial Crimes Compliance Services 44 Under the earlier IFSCA (Ancillary Services) Framework, 2021 45 Under the earlier Fintech Entity (FE) Framework, 2022 46 Under the new IFSCA (TAS) regulations, 2025 IFSCA BULLETIN | JUL-SEP 2025INTERNATIONAL FINANCIAL SERVICES CENTRES AUTHORITY 2nd & 3rd Floor, PRAGYA Tower, Block 15, Zone 1, Road 1C, GIFT SEZ, GIFT City, Gandhinagar, Gujarat – 382 050 Website: https://www.ifsca.gov.in/ IFSCA BULLETIN | JUL-SEP 2025INTERNATIONAL FINANCIAL SERVICES CENTRES AUTHORITY

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