Home India Ministry of Communications In exercise of powers conferred vide Rule 3 of Post Office L...
Date: 2017-11-29 Category: Extra Ordinary State: Union Government Country: India

In exercise of powers conferred vide Rule 3 of Post Office Life Insurance Rules 2011 and on the basis of Actuarial Valuation of the assets and liabilities of Rural Post Office Life Insurance

Issued by Ministry of Communications · Department of Posts

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Executive Summary & Key Takeaways

This notification, dated November 27, 2017, from the Directorate of Postal Life Insurance, Department of Posts, Ministry of Communications, announces the reversionary bonus rates for Rural Postal Life Insurance (RPLI) policies. Effective from the date of receipt of the notification by the Circles, and applicable to pending claim cases, the bonus rates are as follows, based on the actuarial valuation of the Rural Post Office Life Insurance Fund (RPOLIF) as of March 31, 2016: * Whole Life Assurance (WLA): Rs. 65 per thousand of sum assured. * Endowment Assurance (EA), including children policies: Rs. 50 per thousand of sum assured. * Anticipated Endowment Assurance (AEA), including Gramin Yuva policies: Rs. 47 per thousand of sum assured. * Convertible Whole Life Policies: Whole Life Bonus rate applies before conversion; Endowment Bonus rate applies after conversion. Interim bonus at the stated rates will be paid for maturity and death claims until the next valuation is completed. Bonus amounts with a fraction of 50 paisa or more will be rounded up to the next higher Rupee. The notification is issued by Vishvapavan Pati, Chief General Manager PLI Equivalent to the Rank of Addl. Secy. and was uploaded by the Directorate of Printing at the Government of India Press, New Delhi.

Key Entities Referenced

Post Office Life Insurance Rules 2011: A set of rules governing Post Office Life Insurance, mentioned as the basis for exercising powers in the notification. Rural Post Office Life Insurance Fund RPOLIF: A fund whose assets and liabilities were subject to actuarial valuation as of 31.03.2016. Director General Posts: The authority who declared the Reversionary Bonus on Rural Postal Life Insurance Policies. Rural Postal Life Insurance Policies: The policies on which a simple Reversionary Bonus is declared. Whole Life Assurance WLA: A type of insurance policy with a bonus rate of Rs. 65 per thousand of sum assured. Endowment Assurance EA: A type of insurance policy with a bonus rate of Rs. 50 per thousand of sum assured, including children policy. Anticipated Endowment Assurance AEA: A type of insurance policy with a bonus rate of Rs. 47 per thousand of sum assured, including GY policies. Ministry of Communications: The ministry under which the Department of Posts and the Directorate of Postal Life Insurance operate.
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