In pursuance of powers conferred by Section 32(2) of the code on social security, 2020 (36 of 2020) and Regulation 95A of the Employees State Insurance (General) Regulations, 1950

**Executive Summary** This notification issued by the Employees' State Insurance Corporation (ESIC) announces the extension of medical benefits to the families of insured persons in specific regions of the Union Territory of Lakshadweep. The provision, enacted under the Code on Social Security, 2020, and the ESI (General) Regulations, 1950, is retrospectively effective from 1st May 2026. The expansion covers all areas within six designated islands: Andrott, Amini, Kadmat, Kalpeni, Chetlat, and Kiltan. **Key Points / Main Content** **Regulatory Authority** * Issued under the powers conferred by Section 32(2) and Section 164(2)(b) of the Code on Social Security, 2020. * Complies with Regulation 95-A of the Employees’ State Insurance (General) Regulations, 1950. **Extension of Benefits** * Medical benefits are now extended to the families of insured persons, moving beyond just the individual insured workers. * The effective date for the commencement of these benefits is fixed as 1st May 2026. **Geographic Jurisdiction** * The notification applies to the following islands within the Union Territory of Lakshadweep: * Andrott * Amini * Kadmat * Kalpeni * Chetlat * Kiltan **Impact Analysis** **Families of Insured Persons in the Specified Islands** **Impact** Family members of insured workers in the designated islands become eligible for medical benefits as laid down in Regulation 95-A. **Action Required** Eligible families should ensure they are registered under the ESI scheme and maintain necessary documentation to access medical services. **Insured Persons (Workers)** **Impact** Workers covered under the ESI scheme in these regions gain additional security through medical coverage for their dependents. **Action Required** Insured persons should update their family details with their employers and the ESIC to ensure their dependents can avail of the benefits. **Employees' State Insurance Corporation (ESIC) and Healthcare Providers** **Impact** The ESIC and its associated medical facilities in Lakshadweep must accommodate an increased volume of beneficiaries. **Action Required** Administrative and medical infrastructure must be prepared to provide services to the families of insured persons in the specified islands effective from the 1st May 2026 start date.

Key Entities Referenced