**Policy Summary: Pradhan Mantri Matsya Sampada Yojana (PMMSY)**
The Ministry of Fisheries, Animal Husbandry and Dairying is implementing the Pradhan Mantri Matsya Sampada Yojana (PMMSY) with a total investment of Rs. 20,050 crore across all States and Union Territories. This flagship scheme aims to bring about a Blue Revolution through the sustainable and responsible development of the fisheries sector and the welfare of fishermen.
Key components of the PMMSY include:
* **Accidental Insurance:** Group accidental insurance coverage of Rs. 5.00 lakh against death or permanent total disability, Rs. 2.50 lakh against permanent partial disability, and Rs. 25,000 against accidental hospitalization for fishers in the 18-70 age group.
* **Livelihood Support:** Rs. 3,000 per fisher (with a beneficiary contribution of Rs. 1,500) for three months during fishing ban periods, targeting socio-economically backward traditional fisher families (18-60 age group) to support conservation efforts.
* **Vessel Communication:** Installation of transponders on 100,000 fishing vessels in coastal areas (total outlay of Rs. 364.00 Crore) to enable two-way communication during emergencies at sea.
* **Fishing Vessel Support:** Fishing vessel insurance support, net and boat replacement programs, and support for vessel acquisition and upgrades for deep-sea fishing.
* **Infrastructure Development:** Development of fishing harbors, fish landing centers, cold chains, and market infrastructure to reduce post-harvest losses and enhance income.
* **Capacity Building:** Training, skill development, and formation of fisheries cooperatives and Fish Farmer Producer Organizations (FFPOs) to empower stakeholders with modern techniques and collective bargaining power.
* **Diversification:** Promotion of diversification through seaweed farming, ornamental fisheries, and mariculture.
* **Coastal Village Development:** Implementation of climate-resilient coastal fishermen village and model coastal fishing village initiatives for targeted interventions and sustainable resource management.
Additionally, the government extended Kisan Credit Card (KCC) facilities to fishers and fish farmers starting in 2018-19. In 2025-26, the KCC lending limit for fisheries and allied activities was enhanced from Rs. 2 lakh to Rs. 5 lakh under the Modified Interest Subvention Scheme. As of July 2025, 476,237 KCC cards have been issued to fishers and fish farmers, with a disbursed amount of Rs. 3214.32 crore.
This information was provided by Union Minister of State, Ministry of Fisheries, Animal Husbandry and Dairying, Shri George Kurian, in a written reply in Lok Sabha on July 29, 2025.
Key Entities Referenced
Ministry of Fisheries, Animal Husbandry and Dairying: The central ministry responsible for fisheries and animal husbandry in India, overseeing the implementation of related schemes and policies.
Pradhan Mantri Matsya Sampada Yojana (PMMSY): A flagship scheme aimed at bringing about Blue Revolution through sustainable and responsible development of the fisheries sector in India.
Blue Revolution: Refers to the significant increase in fish production and productivity.
Coastal States and Union Territories: Refers to all the coastal states and union territories of India.
Kisan Credit Card (KCC): A credit scheme extended to fishers and fish farmers to meet their working capital requirements.
Lok Sabha: The lower house of the Parliament of India, where a written reply was given regarding the fisheries initiatives.
Shri George Kurian: Union Minister of State, Ministry of Fisheries, Animal Husbandry and Dairying.
Government of India: The central government of India.
Ministry of Fisheries, Animal Husbandry & Dairying
Increase in Income of Farmers
Posted On: 29 JUL 2025 1:46PM by PIB Delhi
The Department of Fisheries, Ministry of Fisheries, Animal Husbandry and Dairying is implementing a
flagship scheme ‘Pradhan Mantri Matsya Sampada Yojana” (PMMSY) to bring about Blue Revolution
through sustainable and responsible development of fisheries sector and welfare of fishermen in the country
with an investment of Rs.20,050 crore in all States/ Union Territories. The scheme inter-alia envisages
several welfare related activities for fishers and fish farmers including (i) Group Accidental Insurance
Coverage of Rs.5.00 lakh against death or permanent total disability, Rs. 2.50 lakh against permanent partial
disability and Rs. 25,000 against accidental hospitalization in the age group of 18 to 70 years, (ii) livelihood
and nutritional support for socio-economically backward active traditional fishers families for conservation of
fish resources during fishing ban/lean period in the age group of 18 to 60 years wherein assistance is provided
@Rs.3000/- per fishers and beneficiaries’ own contribution of Rs.1500/- for three months during fishing
ban/lean period, (iii) installation of transponders on 1,00,000 fishing vessels in all Coastal States and Union
Territories with a total outlay of Rs. 364.00 Crore with two-way communication during any emergency while
the fishers are at sea, (iv) fishing vessel insurance support, (v) replacement of net and boat as well support for
acquisition and upgradation of fishing vessel for deep sea fishing.
Further, PMMSY also supports the development of fishing harbours, fish landing centres, cold chains, and
market infrastructure to reduce post-harvest losses and enhance income, training, skill development, and
formation of fisheries cooperatives, Fish Farmer Producer Organizations (FFPOs) to empower stakeholders
with modern techniques and collective bargaining power. Moreover, PMMSY promotes diversification
through seaweed farming, ornamental fisheries, and mariculture, while implementing development of climate
resilient coastal fishermen village and model coastal fishing villages for targeted interventions and sustainable
resource management to create sustainable livelihood opportunities for coastal fishers communities and
enhance their participation in fisheries value chains.
Besides, Government of India from the year 2018-19 has extended the facility of Kisan Credit Card to fishers
and fish farmers to meet their working capital requirements and from 2025-26, the Government of India has
enhanced the Kisan Credit Card (KCC) lending limit for the fisheries & allied activities from ₹2 lakh to ₹5
lakh to enhance credit accessibility for fishers, farmers, processors and other fisheries’ stakeholder under the
Modified Interest Subvention Scheme. Till date, 4,76,237 KCC cards have been issued to fishers and fish
farmers in all States/UTs with a disbursed amount of Rs. 3214.32 crore. This information was given by Union
Minister of State, Ministry of Fisheries, Animal Husbandry and Dairying, Shri George Kurian, in a written
reply in Lok Sabha on 29th July, 2025.
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(Release ID: 2149639)