**Policy Summary: Pradhan Mantri Matsya Sampada Yojana (PMMSY) Insurance Support for Marine Fishermen**
The Department of Fisheries, under the Ministry of Fisheries, Animal Husbandry and Dairying, is implementing the Pradhan Mantri Matsya Sampada Yojana (PMMSY) with a total investment of Rs. 20,050 crore across all States and Union Territories. This flagship scheme aims to foster a Blue Revolution through sustainable and responsible development of the fisheries sector and improve the welfare of fishermen in India.
A key component of the PMMSY is the provision of social security to fishers, including inland fishermen and fish workers, through group accidental insurance coverage. The insurance premium is cost-shared between the Central and State Governments at a ratio of 60:40 for General States and 90:10 for Himalayan and North Eastern States. The Central Government covers the entire premium for Union Territories.
The insurance coverage includes:
* Rs. 5,00,000 in the event of death or permanent total disability.
* Rs. 2,50,000 for permanent partial disability.
* Rs. 25,000 for hospitalization expenses due to accidents.
Over the past three years (2022-23 to 2024-25), the Central Government has disbursed Rs. 54.03 crores to provide insurance coverage for 103.73 lakh fishers, averaging 34.57 lakh fishers annually.
This information was provided by Union Minister of State, Ministry of Fisheries, Animal Husbandry and Dairying, Shri George Kurian, in a written reply in Rajya Sabha on July 23, 2025.
Key Entities Referenced
Department of Fisheries, Ministry of Fisheries, Animal Husbandry and Dairying: A department within the Indian government responsible for fisheries and animal husbandry.
Pradhan Mantri Matsya Sampada Yojana (PMMSY): A flagship scheme to bring about Blue Revolution through sustainable and responsible development of fisheries sector and welfare of fishermen in India.
Blue Revolution: A significant increase in aquaculture production.
India: The country where the PMMSY scheme is being implemented.
Centre: Central Government of India
States: Refers to the states of India
Union Territories: Refers to the Union Territories of India
Rajya Sabha: The upper house of the Parliament of India
Ministry of Fisheries, Animal Husbandry & Dairying
Insurance Support For Marine Fishermen
Posted On: 23 JUL 2025 4:20PM by PIB Delhi
The Department of Fisheries, Ministry of Fisheries, Animal Husbandry and Dairying is implementing a
flagship scheme ‘Pradhan Mantri Matsya Sampada Yojana” (PMMSY) to bring about Blue Revolution
through sustainable and responsible development of fisheries sector and welfare of fishermen in India with an
investment of Rs.20,050 crore in all States/ Union Territories. The scheme inter-alia provides social security
measure to fishers including inland fishermen and fish workers through group accidental insurance coverage
to fishers including both marine and inland fishermen and allied fish workers wherein the entire insurance
premium amount is shared between the Centre & State in the ratio of 60:40 basis for General States, 90:10
for the Himalayan & North Eastern states while in the case of the Union territories, the entire premium
amount is paid by the Centre. The insurance coverage provided under the PMMSY includes (i) Rs.5,00,000/-
against death or permanent total disability (ii) Rs.2,50,000/- for permanent partial disability and (iii)
hospitalization expenses in the event of accident for a sum of Rs. 25,000/. During the last three years (2022-
23 to 2024-25) of the implementation of the PMMSY, Central Government has released a sum of Rs.54.03
crores for insurance coverage of 103.73 Lakh fishers with an average of 34.57 lakh fishers annually.
This information was given by Union Minister of State, Ministry of Fisheries, Animal Husbandry and
Dairying, Shri George Kurian, in a written reply in Rajya Sabha on 23rd July, 2025.
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(Release ID: 2147324)