Executive Summary:
The Ministry of Rural Development is implementing the Pradhan Mantri Awaas Yojana Gramin (PMAYG) scheme, effective from April 1, 2016, to provide housing assistance to eligible rural households. The scheme aims to construct 4.95 crore pucca houses by 2029. The Union Cabinet approved the construction of 2 crore additional rural houses during FY 2024-25 to 2028-29.
Key Points / Main Content:
PMAYG Overview:
* Objective: To achieve "Housing for All" by providing assistance for the construction of pucca houses with basic amenities in rural areas.
* Target: Construction of 4.95 crore houses by 2029.
Current Status (as of 21.07.2025):
* Target of 2 crore additional houses approved for FY 2024-25 to 2028-29.
* 1,17,31,890 houses allotted to States/UTs.
* 89.99 lakh houses sanctioned.
* More than 10.46 lakh houses completed.
Financial Assistance:
* Continuation of PMAYG approved until March 2029 with existing unit assistance.
* No current proposal to increase unit financial assistance.
Beneficiary Targeting and Prioritization:
* Minimum 60% of the target earmarked for SC/ST beneficiaries at the national level, subject to availability in the Permanent Wait List (PWL) based on SECC 2011/Awaas 2018 data.
* States/UTs to determine the proportion of SC/ST within earmarked targets.
* 5% of beneficiaries at the State Level may be from Persons with Disabilities.
* Landless beneficiaries are accorded top priority.
Land Provision for Landless Beneficiaries:
* States/UTs to provide land from government, public, Panchayat, community land, or other local authority land.
* Ensure adequate infrastructure (electricity, road connectivity, water, waste management) for selected land.
* Ministry requested States/UTs to form a Task Force under the Chief Secretary.
* Schemes implemented by Bihar, Odisha, Maharashtra, and Tamil Nadu to assist landless beneficiaries.
* 2,68,480 landless beneficiaries have been sanctioned houses under PMAYG.
Investment and Construction:
* Total investment of Rs 389881.09 cr (central and state share) as of 24.07.2025.
* State/UT-wise details of central share released, expenditure, and houses constructed since 2016-17 are provided in Annexure.
Scheme Evaluation and Impact Assessment:
* PMAYG is closely monitored at all levels with emphasis on quality and timely completion.
* Evaluations conducted by:
* National Institute of Public Finance and Policy (NIPFP):
* Reduced average completion time.
* Increased demand for construction materials and job creation.
* Improved living standards (increased expenditure on food).
* Reduced open defecation.
* Increased LPG usage.
* National Institute of Rural Development and Panchayati Raj (NIRDPR):
* Reduced burden of house maintenance.
* Improved physical facilities and subjective well-being.
* Reduced congestion in houses.
* Improved social status, self-worth, safety, health, and overall quality of life.
* NITI Aayog:
* Enhanced ease of living.
* Efficient use of technology (geotagging, quality review, financial modules).
* Gender mainstreaming (houses in female names, transgender allocation, AwaasMitras).
* Positive beneficiary satisfaction with the application process.
Impact Analysis:
Beneficiaries (Rural Households, SC/ST, Landless, Persons with Disabilities):
* Impact: Improved housing, living standards, health, and social well-being.
* Action Required: Engage with the scheme, provide necessary documentation, and participate in construction.
State/UT Governments:
* Impact: Responsible for scheme implementation, land allocation, infrastructure provision, and monitoring.
* Action Required: Allot houses, sanction houses, provide land to landless, ensure infrastructure, monitor progress, form task forces, and submit data on AwaasSoft.
Ministry of Rural Development:
* Impact: Overall scheme management, funding, monitoring, and evaluation.
* Action Required: Continue funding, monitor progress, conduct evaluations, and address implementation issues.
Construction Material Suppliers and Laborers:
* Impact: Increased demand for materials and labor, leading to job creation and economic activity.
* Action Required: Meet the increased demand and ensure quality of materials and workmanship.
Key Entities Referenced
Pradhan Mantri Awas Yojana Gramin (PMAYG): A rural housing scheme implemented by the Ministry of Rural Development to provide assistance to eligible rural households for constructing pucca houses.
Ministry of Rural Development: The Indian government ministry responsible for implementing the Pradhan Mantri Awas Yojana Gramin (PMAYG) and other rural development programs.
Union Cabinet: The decision-making body of the Indian government that approved the PMAYG scheme and its extensions.
SECC, 2011: Socio Economic and Caste Census 2011, used for identifying beneficiaries for the PMAYG scheme.
AwaasSoft: The online platform used by state governments to record and manage data related to the PMAYG scheme, including beneficiary information and house construction progress.
Bihar: A state in India that implements the 'Mukhymantri Awaas Sthal Kray Sahayata Yojana' to provide financial assistance for land purchase for housing.
Odisha: A state in India that implements the 'Vasundhara scheme' to provide land rights and housing benefits to landless individuals.
Maharashtra: A state in India that implements the 'Pandit DeenDayal Upadhyay Gharkool Jaga Kharedi Arthsahay Yojana' providing financial assistance for land procurement for housing.
GOVERNMENT OF INDIA
MINISTRY OF RURAL DEVELOPMENT
DEPARTMENT OF RURAL DEVELOPMENT
LOK SABHA
UNSTARRED QUESTION NO. 1385
ANSWERED ON 29/07/2025
ASSISTANCE UNDER PMAY-G
1385. Shri Vijayakumar Alias Vijay Vasanth:
Shri Suresh Kumar Shetkar:
Will the Minister of RURAL DEVELOPMENT be pleased to state:
(a) the status of construction of houses under Pradhan
MantriAwasYojana-Gramin (PMAY-G) and the number of
houses completed out of the sanctioned three crore houses
announced in the Union Cabinet's first decision of 2024;
(b) the steps taken by the Government to increase assistance
under PMAY-G due to rising costs of raw materials and labour;
(c) the manner in which the benefits of PMAY(G) reach to the
society, including landless beneficiaries, SC/ST and OBC
communities and the measures taken to address the issue of
landlessness impacting PMAY-G's progress;
(d) the details of total investment made in rural areas under
PMAY(G) and the number of houses constructed in the country,
State/UT wise; and
(e) whether there is any plan to evaluate the impact and
effectiveness of PMAY-G in addressing affordable housing
crisis of the country particularly in metropolitan cities?
ANSWER
MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT
(DR. CHANDRA SEKHAR PEMMASANI)
(a): In order to achieve the target of “Housing for All” in rural
areas, the Ministry of Rural Development is implementing Pradhan
MantriAwaasYojana- Gramin (PMAY-G) with effect from 1st April
2016 to provide assistance to eligible rural households with an
overall target to construct 4.95 crorepucca houses with basic
amenities by 2029. The Union Cabinet approved the implementation
of the Pradhan MantriAwaasYojana – Gramin (PMAY-G) for
construction of 2 crore additional rural houses during FY 2024-25 to
2028-29. As on 21.07.2025, out of the target of 2 crore houses,
Page 1 of 6target of 1,17,31,890 houses have been allotted to the States/UTs
out of which 89.99 lakh houses have been sanctioned and more than
10.46 lakh houses have been completed.
(b): The Union Cabinet has approved the continuation of PMAY-G
till March, 2029 as per the existing unit assistance for construction
of 2 crore more houses. The unit assistance provided to
beneficiaries under PMAY-G is as per the approval of the Union
Cabinet and at present, there is no proposal under consideration in
the Ministry for increasing the unit financial assistance.
(c): Under the scheme, at the national level, minimum 60% of the
target is to be earmarked for SC and ST. To maintain this 60% of the
target, the target allocated to each State/ UT is to be earmarked for
SC/ST, subject to the availability of eligible PMAY – G beneficiaries
in the Permanent Wait List (PWL) prepared as per SECC, 2011 list or
the finalized Awaas+ (2018) list and as verified by the Gram Sabha.
Within earmarked targets, the proportion of SC and ST is to be
decided from time to time by the respective States/ UTs. In view of
the provisions of the Rights of the Persons with Disabilities Act
2016, the States to the extent possible may ensure that 5% of
beneficiaries at the State Level are from among Persons with
Disabilities.
The landless beneficiaries are accorded top priority under the
Pradhan MantriAwaasYojana - Gramin (PMAY-G). Providing land to
the landless PMAYG beneficiaries is of utmost importance since
they are among the most deserving beneficiaries in the Permanent
Wait List of the PMAYG. Under the PMAY-G, as per the provisions of
the scheme, the State/ Union Territory (UT) shall ensure that the
landless beneficiary is provided land from the government land or
any other land including public land (Panchayat common land,
community land or land belonging to other local authorities). For the
selected land, adequate infrastructure, viz., electricity, road
connectivity and availability of drinking water, solid & liquid waste
management facilities, may be ensured by the State/UT
Government. Ministry during FY 2021-22 has already requested the
States/UTs for constituting a Task force under the chairpersonship
of the Chief Secretary concerned with the Secretary (Revenue) and
the Secretary, in- charge of Department dealing with the PMAY-G.
The State Governments of Bihar, Odisha, Maharashtra and Tamil
Nadu have been implementing schemes for the landless
beneficiaries under PMAY-G, which are as under:-
Page 2 of 6i. The "MukhymantriAwaasSthalKraySahayataYojana" is
implemented in the state of Bihar. This scheme provides
financial assistance of Rs. 60,000 to eligible beneficiaries for
purchasing land to construct their own homes.
ii. "Vasundhara scheme" launched by the State Govt. of Odisha
aims to provide land rights and housing benefits to the
landless poor, slum dwellers, and vulnerable groups in Odisha.
iii. The
"PanditDeenDayalUpadhyayGharkoolJagaKharediArthsahayYoj
ana" of the State Govt. of Maharashtra is providing financial
assistance of Rs. 1,00,000 to landless beneficiaries for the
procurement of 500 sq feet land for construction of house
under PMAY-G.
iv. The State Govt of Tamil Nadu is providing land to landless
beneficiaries free of cost for construction of house under
PMAY-G.
The Ministry in the current phase of PMAY-G (2024-29) is
continuously monitoring the provision of land to all landless
beneficiaries. Till date, as per the data entries carried out by the
various State Governments on AwaasSoft, a total of 2,68,480
landless beneficiaries have been sanctioned houses under PMAY-G.
(d): A total investment of Rs 389881.09 cr (central share + states
share) has been made under the scheme as on 24.07.2025. The
State/UT-wise details of central share released, expenditure as
reported by the States/UTs and the number of houses constructed
since inception i.e 2016-17 to 2025-26 (as on 24.07.2025) is given in
Annexure.
(e): The PMAY-G is monitored very closely at all levels. There is a
special emphasis on quality and timely completion of construction.
The details of studies conducted for evaluation of the scheme are
as under :-
I. “Evaluation of Governance Parameters of Pradhan
MantriAwaasYojana – Gramin” by National Institute of Public
Finance and Policy (NIPFP)
A three phased study on "Evaluation of Governance Parameters
of Pradhan MantriAwaasYojana - Gramin" was conducted by NIPFP
which also included impact assessment of Direct Benefit Transfer in
reduction of leakages. The main findings of the evaluation report
are as under:
Page 3 of 6i. Average number of days taken for completion of PMAYG
houses was 314 days which is reduced to 114 days in 2017-18.
ii. Increased demand for the construction-related materials has
generated additional jobs in the economy.
iii. There is a significant increase in the mean expenditures which
is mostly driven by an increased expenditure on food items
post- PMAY-G as compared to the pre-PMAY-G house
indicating an improved living standard.
iv. A considerable reduction in open defecation post-PMAY-G
house has been observed due to construction of toilets leading
to improved health status of the PMAY-G household members.
v. There has been a significant increase in the use of LPG gas
among PMAY-G households.
II. “Impact Assessment of PMAY-G” by National Institute of Rural
Development and Panchayati Raj (NIRD&PR)
The study was conducted by NIRD &PR to assess to what extent
were the program objectives met with regard to improving the
physical conditions of the target population; and socio-economic
improvements experienced by the target population, as a result of
owning a new house. It was conducted in three states viz. Madhya
Pradesh, Odisha, and West Bengal (Covering 24 Gram Panchayats in
six districts, interviewing 1382 PMAY-G beneficiaries). The main
findings of the evaluation report are as under:
i. PMAY-G house has decreased the burden of house
maintenance.
ii. PMAY-G has made significant impact on the lives of
beneficiaries – both in terms of physical facilities provided and
subject well-being.
iii. PMAY-G have slightly reduced congestion in houses by
providing two or more rooms.
iv. On indicators such as social status, self-worth, confidence
level, feeling of ownership, feeling of safety & security, self-
perceived improvement in health, overall quality of life, and
satisfaction about the new house, PMAY-G beneficiaries feel
much better, compared to the beneficiaries who are waitlisted
under PMAY-G i.e. the beneficiaries who have not yet received
the PMAY-G house.
III. NITI Aayog – “Evaluation of CSS Scheme – Rural Development
Sector” in respect of PMAY-G - 2020-21 :
Under the evaluation study sponsored by Development Monitoring
and Evaluation Office (DMEO) of NITI Aayog, a detailed scheme level
Page 4 of 6analysis of the 6 selected Centrally Sponsored Schemes (CSS):
Mahatma Gandhi National Rural Employment
Guarantee (MGNREGA), Pradhan MantriAwaasYojana- Gramin
(PMAY-G), National Social Assistance Programme (NSAP),
DeendayalAntyodayaYojana - National Rural Livelihoods Mission
(DAY-NRLM), Pradhan Mantri Gram SadakYojana (PMGSY) and
Shyama Prasad MukherjiRurban Mission (SPMRM) was done. Each of
these schemes has been evaluated using the REESI+E framework
against the Relevance, Effectiveness, Efficiency, Sustainability,
Impact and Equity. Under the study, the performance of PMAY-G has
been assessed on cross sectional themes like accountability and
transparency, gender mainstreaming, use of IT, reforms and
regulations etc. The main findings of the evaluation report are as
under:
i. Ease of living of beneficiaries is enhanced due to construction
of the house. It has led improvements in standard of living
with construction of house.
ii. PMAY-G has been able to ensure efficient use of technology
for smooth implementation of scheme. Geo-tagging of houses,
house quality review module, tech-savvy financial modules
leverage quite well on technology.
iii. Gender Mainstreaming is actively encouraged under PMAY-G.
Providing house in the name of female beneficiaries, allocation
of house to transgender people, capacity building of women to
become AwaasMitras contribute towards gender
mainstreaming within the scheme.
iv. Satisfaction of beneficiaries towards the application process
was positive, with significant assistance and support provided.
*****
Page 5 of 6Annexure
Annexure referred to in reply to part (d) of LokSabhaUnstarred Question No. 1385
to be answered on 29.07.2025 regarding ASSISTANCE UNDER PMAY(G)
State/UT-wise details of central share released, Expenditure as reported by the
States/UTs and the number of houses constructed under PMAY-G since inception
i e 2016-17 to 2025-26 as on 22.07.2025
Expenditure as
Houses Central Released
S. reported by the
State Name Completed by the Ministry* (Rs
No. States/UTs (Rs in cr)
(unit in no) in cr)
#
1. Arunachal Pradesh 35,591 442.27 425.23
2. Assam 20,70,014 28379.49 31364.68
3. Bihar 38,29,150 33158.03 54753.84
4. Chhattisgarh 14,84,211 14419.32 22643.50
5. Goa 242 2.85 4.98
6. Gujarat 5,86,438 5643.22 8857.39
7. Haryana 39,732 349.65 662.98
8. Himachal Pradesh 35,256 1150.4 1093.15
9. Jammu And Kashmir 3,13,275 3899.1 4250.61
10. Jharkhand 15,71,488 13434.16 21736.38
11. Kerala 34,362 260.32 541.18
12. Madhya Pradesh 38,43,154 35076.6 53166.39
13. Maharashtra 13,77,630 17964.86 25712.91
14. Manipur 38,022 783.95 862.27
15. Meghalaya 1,49,285 2251.24 2372.94
16. Mizoram 25,303 319.01 347.73
17. Nagaland 36,213 531.47 587.41
18. Odisha 24,19,321 20801 33070.40
19. Punjab 41,384 503.23 747.67
20. Rajasthan 17,48,667 14019.7 22763.95
21. Sikkim 1,393 15.67 18.60
22. Tamil Nadu 6,45,264 5737.42 8320.54
23. Tripura 3,71,106 4799.67 4896.90
24. Uttar Pradesh 36,37,856 27195.68 44267.73
25. Uttarakhand 68,218 870.4 901.96
26. West Bengal 34,19,417 25797.53 41989.69
27. Andaman And Nicobar 1,302 24.62 18.14
Dadra And Nagar Haveli
28. 5,020 88.3 161.58
& Daman And Diu
29. Lakshadweep 45 0.71 0.59
30. Puducherry** 0 0 0.00
31. Andhra Pradesh 88,732 1180.86 1239.71
32. Karnataka 1,57,131 2005.92 2078.98
33. Telangana** 0 190.79 0.00
34. Ladakh 3,004 21.99 21.08
Total 2,80,77,226 261319.43 389881.09
*including Pradhan MantriJanjatiAdivasiNyayaMahaAbhiyan (PM-JANMAN) #
includes state share
** Puducherry& Telangana are not implementing PMAY-G.
*****
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