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GOVERNMENT OF INDIA
MINISTRY OF AYUSH
LOK SABHA
UNSTARRED QUESTION NO. 2259
TO BE ANSWERED ON 31.07.2026
AYUSH Insurance Networks
2259. Dr. Gumma Thanuja Rani:
Will the Minister of AYUSH be pleased to state:
(a) whether the Government is mandating that all retail and public health insurance plans must
reimburse 170 standardised AYUSH therapies and if so, the details thereof;
(b) whether the Government has taken any steps to ensure that AYUSH practitioners and
hospitals are empanelled with insurance networks that recognise them and are equipped to
comply with digital billing and clinical documentation requirements;
(c) if so, the details thereof; and
(d) if not, the reasons therefor?
ANSWER
THE MINISTER OF STATE (IC) OF MINISTRY OF AYUSH
(SHRI PRATAPRAO JADHAV)
(a) As per the Master Circular on Health Insurance Business dated 29.05.2024 issued by the
Insurance Regulatory and Development Authority of India (IRDAI), insurers are required to
make available products/add-ons/riders providing wider choice to policyholders by covering
all systems of medicine, including Ayush. Further, insurers are required to have a Board-
approved underwriting policy to ensure that Ayush treatments are covered at par with other
systems of medicine, in accordance with the applicable regulatory framework, thereby
providing policyholders with an option to choose treatment of their choice.
The coverage and reimbursement of specific Ayush treatments are subject to the terms
and conditions of the respective health insurance policies and the applicable regulatory
framework.
Further, the Ministry of Ayush has revised the Benchmark Rates for Insurance
Coverage of Ayush Treatments in 2026, incorporating standardized treatment packages,
additional procedures and related operational guidelines, to promote standardization and
transparency in the insurance coverage of Ayush treatments.
(b) to (d) Yes. The Ministry has organized five sensitization programmes for General
Insurance Companies and Ayush stakeholders to promote wider insurance coverage of Ayush
1treatments across the country. These programmes also sensitized Ayush institutions regarding
registration on the Registry of Hospitals in Network of Insurance (ROHINI) of the Insurance
Information Bureau of India (IIBI), empanelment with insurance companies, digital
documentation requirements, and claim processing procedures. The programmes have been
conducted at the Institute of Teaching and Research in Ayurveda (ITRA), Jamnagar; All India
Institute of Ayurveda (AIIA), New Delhi; National Institute of Unani Medicine (NIUM),
Bengaluru; National Institute of Siddha (NIS), Chennai; and National Institute of
Homoeopathy (NIH), Kolkata.
Further, a Memorandum of Understanding (MoU) was signed between the Ministry of
Ayush, through the All India Institute of Ayurveda (AIIA), New Delhi, and the General
Insurance Council (GIC) during the inaugural session of the Ayush Chintan Shivir 2026 held
on 16 April 2026 in New Delhi. The MoU aims to promote better access to Ayush treatments
for policyholders of insurance companies by facilitating the common empanelment of all
Government Ayush Hospitals of the Union and States with General Insurance Council (GIC),
thereby enhancing the availability and accessibility of Ayush healthcare services under health
insurance.
Additionally, the Ministry has established a Project Management Unit (PMU) for
Ayush Health Insurance at the All India Institute of Ayurveda (AIIA), New Delhi, to facilitate
the empanelment of Ayush hospitals with insurance companies through the GIC, provide
technical and administrative support during the empanelment process, coordinate with insurers
and healthcare providers, assist in grievance redressal, support the implementation of Ayush
health insurance initiatives, facilitate stakeholder coordination, and promote the wider
adoption of Ayush health insurance.
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