Executive Summary:
The document is a response to questions raised in Lok Sabha regarding the Pradhan Mantri Awas Yojana-Gramin (PMAYG) scheme. It provides details on beneficiaries, funds allocated and disbursed in Odisha (specifically Bargarh and Jharsuguda districts) over the last three financial years (FY 2022-23 to FY 2024-25). It addresses delays in implementation and outlines monitoring mechanisms to ensure transparency and timely completion of houses.
Key Points / Main Content:
Beneficiary Details:
* 9,79,244 houses were sanctioned in Odisha under PMAYG during the last three financial years (FY 2022-23 to FY 2024-25).
* 26,293 houses were sanctioned in Bargarh district and 12,055 in Jharsuguda district.
* Blockwise physical progress details are available online.
Funds Allocation and Disbursement:
* Central assistance is released directly to the State/UT, which then disburses funds to beneficiaries.
* District-level fund utilization data is available on the program website.
* Odisha received a Central share of Rs. 6859.0351 cr, including PM JANMAN, during the last three financial years.
Delays and Corrective Measures:
* Delays were caused by the COVID-19 lockdown, delays in fund release from State Treasury, beneficiary unwillingness, migration, succession issues, land allotment delays, and elections.
* The Ministry aims to achieve the target of constructing 4.95 crore pucca houses by March 31, 2029.
* No reports of delays in fund release or house completion have been received from Odisha.
Monitoring Mechanism:
* Timely target allocation to States/UTs.
* Micro-monitoring via MISAwaasSoft, analytic Dashboards, and AI/ML technologies.
* Regular reviews by Ministry officials.
* Separate reviews for States with high targets.
* Timely fund release and follow-up with States/UTs.
* Rural Mason Training (RMT) program.
* Use of Awaas 2024 mobile app for beneficiary identification.
* Awaas SAKHI mobile app for streamlined access to PMAYG.
* Awards for best-performing States/UTs, Districts, and blocks.
Third-Party Verification:
* Monitoring through real-time data capture in AwaasSoft.
* Inspections by central teams, Area Officers, and National Level Monitors (NLM).
* Monitoring by District Development Coordination and Monitoring (DISHA) Committee, social audits, etc.
* NLM is a third-party monitoring mechanism.
Evaluation Studies:
* National Institute of Public Finance and Policy (NIPFP) evaluated governance parameters, finding reduced completion times, job creation, improved living standards, and reduced open defecation.
* National Institute of Rural Development and Panchayati Raj (NIRDPR) assessed the program's impact, noting reduced house maintenance burden, improved well-being, and reduced congestion.
* NITI Aayog evaluated PMAYG as part of a broader study, finding enhanced ease of living, efficient use of technology, gender mainstreaming, and positive beneficiary satisfaction.
Impact Analysis:
Government of India, Ministry of Rural Development:
Impact: Responsible for the overall implementation and monitoring of the PMAYG scheme.
Action Required: Continue implementing monitoring mechanisms, addressing delays, and ensuring transparency.
State Governments (Specifically Odisha):
Impact: Responsible for disbursing funds to beneficiaries and ensuring timely completion of houses.
Action Required: Ensure timely release of funds, address implementation delays, and report progress to the Ministry.
District and Block Level Authorities (Specifically Bargarh and Jharsuguda):
Impact: Responsible for the on-ground implementation of the scheme, including identifying beneficiaries and monitoring construction progress.
Action Required: Facilitate the construction process, address local challenges, and ensure transparency in beneficiary selection.
Beneficiaries:
Impact: Receive financial assistance to construct pucca houses, improving their living conditions.
Action Required: Participate in the construction process and utilize the funds effectively.
Rural Masons:
Impact: Provide skilled labor for the construction of houses under the scheme.
Action Required: Participate in Rural Mason Training (RMT) program and construct quality houses.
Key Entities Referenced
Pradhan Mantri Awas Yojana Gramin (PMAYG): A rural housing scheme aimed at providing affordable housing to eligible rural families in India.
Odisha: A state in eastern India where the PMAYG scheme's progress is being reviewed.
Bargarh district: A district in Odisha, India, specifically mentioned for details on beneficiaries and fund allocation under PMAYG.
Jharsuguda district: A district in Odisha, India, specifically mentioned for details on beneficiaries and fund allocation under PMAYG.
Ministry of Rural Development: The central government ministry responsible for overseeing the implementation of the PMAYG scheme.
National Institute of Public Finance and Policy (NIPFP): An organization that conducted an evaluation of the governance parameters of PMAYG.
National Institute of Rural Development and Panchayati Raj (NIRDPR): An organization that conducted an impact assessment of PMAYG in several states, including Odisha.
NITI Aayog: A policy think tank of the Government of India that conducted an evaluation of the PMAYG scheme as part of a broader assessment of centrally sponsored schemes.
GOVERNMENT OF INDIA
MINISTRY OF RURAL DEVELOPMENT
DEPARTMENT OF RURAL DEVELOPMENT
LOK SABHA
UNSTARRED QUESTION NO. 2597
ANSWERED ON 05/08/2025
BENEFICIARY UNDER PMAY-G
2597. Shri Pradeep Purohit:
Will the Minister of RURAL DEVELOPMENT be pleased to state:
(a) the details and number of beneficiaries under Pradhan
MantriAwasYojana-Gramin (PMAY-G) during the last three
years in Odisha, particularly in Bargarh and Jharsuguda
districts, along with Gram Panchayat and block-wise details
thereof;
(b) the total funds allocated and disbursed for PMAY-G in Odisha
during the last three financial years, district-wise including
Bargarh and Jharsuguda districts;
(c) whether there has been any delay in fund release or
completion of sanctioned houses under PMAY-G in the above
districts and if so, the reasons and corrective measures taken
in this regard;
(d) the monitoring mechanism in place to ensure transparency
and timely completion of houses under PMAY-G in rural areas
of Bargarh and Jharsuguda; and
(e) whether third-party verification is conducted in this regard, if
so, the details thereof?
ANSWER
MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT
(DR. CHANDRA SEKHAR PEMMASANI)
(a): During last three years (FY 2022-23 to FY 2024-25), a total
number of 9,79,244 houses have been sanctioned in the State of
Odisha under PMAY-G. Further, 26,293 and 12,055 houses have been
sanctioned in the district of Bargarh and Jharsuguda
respectively. Also, the block-wise physical progress (drillable upto
Gram Panchayat) may be seen at
Page 1 of 6https://rhreporting.nic.in/netiay/PhysicalProgressReport/PhysicalProg
ressRpt.aspx.
(b): Under PMAY-G, Central assistance is released directly to the
State/Union Territory (UT) considering the State/UT as a unit.
Further release of these funds to beneficiaries is done by the
respective State/UT Governments. The district-level data related to
funds utilised, Financial Year wise can be seen at the programme
website at
“https://rhreporting.nic.in/netiay/FinancialProgressReport/Report_Hig
hLevel_FinancialProgress.aspx”. Further, the State of Odisha has
been released a Central share of Rs. 6859.0351 cr (including PM-
JANMAN) during the last three financial years.
(c): Some of the constraints faced by PMAY-G which caused delay
in implementation are nationwide lockdown induced by Covid-19
when all construction activities including construction of houses
under PMAY-G were affected. Besides this, there have been delays
in release of Central & State Share from State Treasury to State
Nodal Account of PMAY-G, cases of unwillingness of beneficiaries,
permanent migration, disputed succession of deceased
beneficiaries, delay in allotment of land to landless beneficiaries by
the States/UTs and at times General/Assembly/ Panchayat elections,
unavailability of building materials.
Despite all the delays, the scheme has been able to achieve
its major milestones and the Ministry is committed to achieve target
of construction of 4.95 crorepucca houses by 31st March, 2029.
There is no report received from the state of Odisha regarding delay
in release of funds in any district, delay in completion of houses,
etc.
(d): The Ministry is taking the following initiatives to ensure
monitoring and timely completion of the houses for smooth
implementation of PMAY-G:
i. Timely allocation of targets to the States/UTs.
ii. Micro monitoring of house sanction and completion through
workflow enabled transaction-based MIS-AwaasSoft, analytic
Dashboard and using other IT tools & latest AI/ML technologies.
Page 2 of 6iii. Regular review by Minister/ Secretary/ Deputy Director General.
iv. Separate review of States with high targets.
v. Timely release of funds to the States/UTs and follow up with the
States/UTs for onward release to beneficiaries.
vi. Training to Rural Masons under Rural Mason Training (RMT)
programme to make available pool of trained rural masons for faster
construction of quality houses.
vii. Using newly launched IT tools including Awaas+ 2024 mobile
app which ensures transparent beneficiary identification with
Aadhaar-based face authentication.
viii. Awaas SAKHI mobile app designed to streamline access to
PMAY-G by consolidating key information and resources in one
place.
ix. Awards to best performing States/UTs, Districts and blocks
based on dedicated performance index dashboard thereby creating
healthy competition and motivation among the States/UTs for
achieving the set targets.
(e): Monitoring of PMAY-G is done through real time capture of
progress using workflow enabled transactional data in MIS i.e.
AwaasSoft. For process monitoring, inspection is done by central
teams [Area Officers and National Level Monitors (NLM)], monitoring
is also done by District Development Coordination and Monitoring
(DISHA) Committee headed by Member of Parliament, Social Audit,
etc.
The National Level Monitoring system of the Ministry of Rural
Development is a third-party monitoring and reporting mechanism
working towards regular assessment of the Implementation of Rural
Development Programmes/ Schemes including PMAY-G in the
country.
In addition to above, the details of studies conducted for
evaluation of the scheme are as under :-
I. “Evaluation of Governance Parameters of Pradhan
MantriAwaasYojana – Gramin” by National Institute of Public
Finance and Policy (NIPFP)
Page 3 of 6A three phased study on "Evaluation of Governance Parameters of
Pradhan MantriAwaasYojana - Gramin" was conducted by NIPFP
which also included impact assessment of Direct Benefit Transfer in
reduction of leakages. The main findings of the evaluation report
are as under:
i. Average number of days taken for completion of PMAYG
houses was 314 days which is reduced to 114 days in 2017-18.
ii. Increased demand for the construction-related materials has
generated additional jobs in the economy.
iii. There is a significant increase in the mean expenditures which
is mostly driven by an increased expenditure on food items
post- PMAY-G as compared to the pre-PMAY-G house
indicating an improved living standard.
iv. A considerable reduction in open defecation post-PMAY-G
house has been observed due to construction of toilets leading
to improved health status of the PMAY-G household members.
v. There has been a significant increase in the use of LPG gas
among PMAY-G households.
II. “Impact Assessment of PMAY-G” by National Institute of Rural
Development and Panchayati Raj (NIRD&PR)
The study was conducted by NIRD &PR to assess to what extent
were the program objectives met with regard to improving the
physical conditions of the target population; and socio-economic
improvements experienced by the target population, as a result of
owning a new house. It was conducted in three states viz. Madhya
Pradesh, Odisha, and West Bengal (Covering 24 Gram Panchayats in
six districts, interviewing 1382 PMAY-G beneficiaries). The main
findings of the evaluation report are as under:
i. PMAY-G house has decreased the burden of house
maintenance.
ii. PMAY-G has made significant impact on the lives of
beneficiaries – both in terms of physical facilities provided and
subject well-being.
iii. PMAY-G have slightly reduced congestion in houses by
providing two or more rooms.
Page 4 of 6iv. On indicators such as social status, self-worth, confidence
level, feeling of ownership, feeling of safety & security, self-
perceived improvement in health, overall quality of life, and
satisfaction about the new house, PMAY-G beneficiaries feel
much better, compared to the beneficiaries who are waitlisted
under PMAY-G i.e. the beneficiaries who have not yet received
the PMAY-G house.
III. NITI Aayog – “Evaluation of CSS Scheme – Rural Development
Sector” in respect of PMAY-G - 2020-21:
Under the evaluation study sponsored by Development Monitoring
and Evaluation Office (DMEO) of NITI Aayog, a detailed scheme level
analysis of the 6 selected Centrally Sponsored Schemes (CSS):
Mahatma Gandhi National Rural Employment
Guarantee (MGNREGA), Pradhan MantriAwaasYojana- Gramin
(PMAY-G), National Social Assistance Programme (NSAP),
DeendayalAntyodayaYojana - National Rural Livelihoods Mission
(DAY-NRLM), Pradhan Mantri Gram SadakYojana (PMGSY) and
Shyama Prasad MukherjiRurban Mission (SPMRM) was done. Each of
these schemes has been evaluated using the REESI+E framework
against the Relevance, Effectiveness, Efficiency, Sustainability,
Impact and Equity. Under the study, the performance of PMAY-G has
been assessed on cross sectional themes like accountability and
transparency, gender mainstreaming, use of IT, reforms and
regulations etc. The main findings of the evaluation report are as
under:
i. Ease of living of beneficiaries is enhanced due to construction
of the house. It has led improvements in standard of living with
construction of house.
ii. PMAY-G has been able to ensure efficient use of technology
for smooth implementation of scheme. Geo-tagging of houses,
house quality review module, tech-savvy financial modules
leverage quite well on technology.
iii. Gender Mainstreaming is actively encouraged under PMAY-G.
Providing house in the name of female beneficiaries, allocation
of house to transgender people, capacity building of women to
become AwaasMitras contribute towards gender
mainstreaming within the scheme.
iv. Satisfaction of beneficiaries towards the application process
was positive, with significant assistance and support provided.
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