**Executive Summary**
This document addresses Unstarred Question No. 3218 regarding benefits under the Pradhan Mantri Awas Yojana-Urban (PMAY-U) in Gunthewari areas of Maharashtra. The question was scheduled to be answered on December 18, 2025. The Ministry of Housing and Urban Affairs (MoHUA) provides details on the implementation of PMAY-U, including the extension of the scheme's implementation period and the introduction of PMAY-U 2.0.
**Key Points / Main Content**
* **PMAY-U Implementation:**
* MoHUA has been implementing PMAY-U since June 25, 2015, to provide pucca houses with basic amenities to eligible urban beneficiaries.
* The implementation period of PMAY-U has been extended from March 31, 2022, to December 31, 2025, to complete sanctioned houses without altering the funding pattern or implementation methodology.
* **PMAY-U 2.0:**
* MoHUA has revamped the scheme and launched PMAY-U 2.0 with effect from September 1, 2024.
* PMAY-U 2.0 aims to support 1 crore additional eligible beneficiaries in urban areas across the country within the next five years.
* PMAY-U 2.0 is implemented through four verticals: Beneficiary Led Construction (BLC), Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH), and Interest Subsidy Scheme (ISS).
* **Scheme Guidelines & Simplification:**
* Implementing agencies are required to validate/verify beneficiary information, building plans, land ownership documents, and eligibility.
* The layout plan should not be insisted upon where States/UTs have given the exemption for construction of houses having provision of deemed approval or pre-approved building plan.
* Beneficiaries will be allowed to Geo-tag the progress of their houses for availing of Central Assistance, and ULBs/implementing agencies will monitor and approve the Geo-tagging status.
* **State/UT Requirements:**
* States/UTs are required to formulate 'Affordable Housing Policy' and adopt key reforms to attract private investment and create an enabling ecosystem for augmenting the affordable housing stock.
**Impact Analysis**
**Stakeholder: Beneficiaries in Gunthewari areas in Maharashtra**
* **Impact:** The beneficiaries are impacted by the PMAY-U scheme, which aims to provide them with pucca houses. PMAY-U 2.0, and the Geo-tagging options potentially simplifies the process for them to avail central assistance.
* **Action Required:** Submit required documents and comply with scheme guidelines, including Geo-tagging requirements.
**Stakeholder: Implementing Agencies (ULBs)**
* **Impact:** Implementing agencies are responsible for validating beneficiary information, monitoring Geo-tagging status, and ensuring compliance with PMAY-U guidelines.
* **Action Required:** Validate beneficiary information, approve Geo-tagging status for fund release, and implement the PMAY-U and PMAY-U 2.0 guidelines.
**Stakeholder: State/UT Governments**
* **Impact:** State/UT governments are impacted as they need to formulate 'Affordable Housing Policy' and adopt key reforms to attract private investment and create an enabling ecosystem for augmenting the affordable housing stock.
* **Action Required:** Formulate 'Affordable Housing Policy' and adopt key reforms.
Key Entities Referenced
Pradhan Mantri Awas Yojana-Urban (PMAY-U): A government scheme aimed at providing affordable housing to urban beneficiaries.
Ministry of Housing and Urban Affairs (MoHUA): The ministry responsible for implementing the PMAY-U scheme.
Maharashtra: The state where Gunthewari areas are located, facing challenges with PMAY-U implementation.
Gunthewari areas: Urban areas in Maharashtra facing challenges in availing benefits under the PMAY-U scheme due to building permit requirements.
GOVERNMENT OF INDIA
MINISTRY OF HOUSING AND URBAN AFFAIRS
LOK SABHA
UNSTARRED QUESTION NO. 3218
TO BE ANSWERED ON DECEMBER 18, 2025
BENEFITS UNDER PMAY-U IN GUNTHEWARI AREAS IN
MAHARASHTRA
NO.3218. SHRI VISHALDADA PRAKASHBAPU PATIL:
Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:
(a) whether the Government is aware that a large number of families residing
in Gunthewari areas in urban centres of Maharashtra are unable to avail
benefits under the Pradhan Mantri Awas Yojana-Urban (PMAY-U) due to
the mandatory requirement of a formal building construction permit;
(b) if so, the details thereof including steps taken to address the issue of
mandatory PMAY-U documentation requirements in Gunthewari areas
that are yet to be authorised due to bureaucratic processes;
(c) the steps taken by the Government to simplify the process of arranging
technical documentation required for beneficiaries in tribal and remote
areas in Maharashtra undergoing regularisation for boosting inclusivity
under PMAY-U; and
(d) whether the Government is considering to revise the mandatory
requirement of a formal building construction permit for Gunthewari
areas to achieve the objective of 'Housing for All' and if so, the details
thereof?
ANSWER
THE MINISTER OF STATE IN THE
MINISTRY OF HOUSING AND URBAN AFFAIRS
(SHRI TOKHAN SAHU)
(a) to(d): Ministry of Housing and Urban Affairs (MoHUA) has been
implementing Pradhan Mantri Awas Yojana Urban (PMAY-U) since
25.06.2015 with an aim to provide all weather pucca houses with basic
civic amenities to eligible urban beneficiaries across the country. The
implementation period of PMAY-U scheme, which was earlier up to
31.03.2022, has been extended up to 31.12.2025 to complete sanctioned
houses without changing the funding pattern and implementation
methodology.
…2/--2-
Based on the learnings from the experiences of implementation of PMAY-
U, MoHUA has revamped the scheme and launched PMAY-U 2.0 ‘Housing
for All’ Mission with effect from 01.09.2024 for implementation in urban
areas across the country to support 1 crore additional eligible
beneficiaries in next five years. PMAY-U 2.0 is implemented through four
verticals i.e., Beneficiary Led Construction (BLC), Affordable Housing in
Partnership (AHP), Affordable Rental Housing (ARH) and Interest Subsidy
Scheme (ISS).
As per the scheme guidelines of PMAY-U 2.0, the implementing agencies
shall validate/verify the information, building plan of the house, ownership
documents of land and other details (like economic status and eligibility)
etc. submitted by the beneficiary through online/offline mode. However,
the layout plan shall not be insisted upon where States/UTs have given
the exemption for construction of houses having provision of deemed
approval or pre-approved building plan.
Further, to simplify the process of arranging technical documentation
required for beneficiaries for availing the Central Assistance, the
beneficiaries will also be allowed to Geo-tag the progress of the houses
through the applicable modalities and subsequently, the
ULBs/implementing agencies shall monitor and approve the Geo-tagging
status of the house as captured by the beneficiary for subsequent release
of funds to the beneficiaries.
Moreover, as per PMAY-U 2.0 guidelines, States/UTs are required to
formulate ‘Affordable Housing Policy’ and adopt key reforms to attract
private investment and create an enabling eco-system for augmenting the
affordable housing stock in the country.
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