**Executive Summary**
This document is an answer to Unstarred Question No. 31 in Lok Sabha, concerning Central assistance under the Pradhan Mantri Awas Yojana-Urban (PMAY-U) in Tamil Nadu, to be answered on January 29, 2026. The Ministry of Housing and Urban Affairs (MoHUA) has been implementing the PMAY-U and PMAY-U 2.0 schemes with the aim of providing housing for eligible urban beneficiaries. The PMAY-U 2.0 scheme guidelines can be accessed online, with the scheme implemented through four verticals.
**Key Points / Main Content**
* **PMAY-U and PMAY-U 2.0 Scheme:**
* PMAY-U has been implemented since 25.06.2015.
* PMAY-U 2.0 'Housing for All' Mission was launched on 01.09.2024 to support 1 crore additional eligible beneficiaries in the next five years.
* PMAY-U 2.0 is implemented through Beneficiary Led Construction (BLC), Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH), and Interest Subsidy Scheme (ISS).
* **Scheme Implementation and Approvals:**
* The Government of India does not fix state-wise targets for house construction; it is demand-driven.
* States/UTs undertake demand assessment, prepare project proposals, and submit them to the Ministry after approval from the State Level Sanctioning and Monitoring Committee (SLSMC).
* **Tamil Nadu Specifics:**
* MoHUA considers proposals from Tamil Nadu Urban Habitat Development Board (TNUHDB), the State Level Nodal Agency for implementing PMAY-U in Tamil Nadu.
* MoHUA does not consider proposals directly from the Tamil Nadu Housing Board (TNHB).
* No proposals for Central Assistance under PMAY-U 2.0 for self-financing housing schemes undertaken by TNHB have been received in the year 2026.
* As of 19.01.2026, a total of 6.79 lakh houses have been sanctioned, 6.68 lakh have been grounded, and 6.19 lakh are completed/delivered in Tamil Nadu. Central Assistance of ₹11,152.30 crore has been sanctioned for Tamil Nadu, out of which ₹10,741.89 crore has been released.
* **Central Assistance Distribution:**
* Central assistance under PMAY-U and PMAY-U 2.0 is released to States/UTs in three installments (40%, 40%, and 20%).
* Release of assistance is contingent upon compliance with operational guidelines and instructions issued by the Ministry of Finance.
* **Technology & Innovation:**
* Under PMAY-U 2.0, the Technology & Innovation Sub-Mission (TISM) supports innovative design and construction practices for sustainable housing.
**Impact Analysis**
**State Governments/UTs**
* **Impact:** Required to undertake demand assessment, prepare project proposals, and comply with the Ministry of Finance's guidelines to receive Central assistance.
* **Action Required:** Assess housing demand, prepare and submit project proposals, and ensure compliance with financial guidelines.
**Tamil Nadu Urban Habitat Development Board (TNUHDB)**
* **Impact:** Serves as the State Level Nodal Agency for implementing PMAY-U and channeling proposals to MoHUA.
* **Action Required:** Collect and submit proposals to the MOHUA for the State of Tamil Nadu.
**Tamil Nadu Housing Board (TNHB)**
* **Impact:** Cannot directly submit proposals to MoHUA for Central Assistance.
* **Action Required:** Coordinate with TNUHDB to channel proposals related to PMAY-U.
**Beneficiaries of PMAY-U and PMAY-U 2.0**
* **Impact:** Eligible urban beneficiaries receive assistance for pucca houses with basic civic amenities.
* **Action Required:** Apply through the appropriate channels in their state to be considered for the scheme.
Key Entities Referenced
Pradhan Mantri Awas Yojana–Urban (PMAY-U): Central government scheme to provide housing to urban poor, a key focus of the policy.
Ministry of Housing and Urban Affairs (MoHUA): The primary ministry responsible for implementing the PMAY-U scheme.
Tamil Nadu: The specific state where the PMAY-U scheme's implementation and central assistance are being discussed.
Pradhan Mantri Awas Yojana - Urban 2.0 (PMAY-U 2.0): Revamped version of the PMAY-U scheme with effect from 01.09.2024
GOVERNMENT OF INDIA
MINISTRY OF HOUSING AND URBAN AFFAIRS
LOK SABHA
UNSTARRED QUESTION NO. 31
TO BE ANSWERED ON JANUARY 29, 2026
CENTRAL ASSISTANCE UNDER PMAY-U IN TAMIL NADU
NO.31. DR. T SUMATHY ALIAS THAMIZHACHI THANGAPANDIAN:
Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to
state:
(a) whether the Government has approved or proposed any Central
assistance under the Pradhan Mantri Awas Yojana–Urban (PMAY-
U) for housing projects undertaken by the Tamil Nadu Housing
Board (TNHB) during 2026 and if so, the details thereof;
(b) whether the proposals relating to self-financing housing schemes
of TNHB including projects in Ellis Nagar, Madurai and
Singhanallur, Coimbatore, involving over 150 dwelling units have
been received from the State Government of Tamil Nadu and if so,
the details and current status thereof;
(c) whether the absence of clearly earmarked Central assistance has
led to delays or constraints in implementation of such urban
housing projects and if so, the details thereof; and
(d) the details of financial and technical support proposed by the
Union Government to address urban housing shortages in Tamil
Nadu, particularly in cities facing infrastructure and mobility
pressures?
ANSWER
THE MINISTER OF STATE IN THE
MINISTRY OF HOUSING AND URBAN AFFAIRS
(SHRI TOKHAN SAHU)
(a) to (d): Ministry of Housing and Urban Affairs (MoHUA) has been
implementing Pradhan Mantri Awas Yojana - Urban (PMAY-U) since
25.06.2015 with an aim to provide all weather pucca houses with basic
civic amenities to eligible urban beneficiaries across the country.
Based on the learnings from the experiences of implementation of
PMAY-U, MoHUA has revamped the scheme and launched PMAY-U 2.0
‘Housing for All’ Mission with effect from 01.09.2024 for implementation
in urban areas across the country to support 1 crore additional eligible
beneficiaries in next five years. PMAY-U 2.0 is implemented through
four verticals i.e., Beneficiary Led Construction (BLC), Affordable
Housing in Partnership (AHP), Affordable Rental Housing (ARH) and
Interest Subsidy Scheme (ISS).The scheme guidelines can be accessed
athttps://pmay-urban.gov.in/uploads/guidelines/Operational-Guidelines-
of-PMAY-U-2.pdf
…2/--2-
PMAY-U and PMAY-U 2.0 are demand driven schemes and Government
of India has not fixed any State wise target for construction of houses.
States/UTs undertake demand assessment and after demand
assessment and verification, States/UTs prepare project proposals and
after approval of State Level Sanctioning and Monitoring Committee
(SLSMC), these are submitted to the Ministry for sanctioning of
admissible Central Assistance by Central Sanctioning and Monitoring
Committee (CSMC).
As per the mandate of the PMAY-U 2.0 scheme guidelines, MoHUA
consider the proposals received from Tamil Nadu Urban Habitat
Development Board (TNUHDB), the State Level Nodal Agency for
implementation of PMAY-U in the State of Tamil Nadu for Central
Assistance. MoHUA does not consider the proposals of TNHB directly.
Further, no proposal for Central Assistance under PMAY-U 2.0 including
self-financing housing schemes for projects undertaken by the Tamil
Nadu Housing Board (TNHB) has been received in the year 2026.
Based on the project proposal submitted by State of Tamil Nadu, a total
of 6.79 lakh houses including 12,048 houses under PMAY-U 2.0, have
been sanctioned since inception of the scheme by the Ministry. Out of
which 6.68 lakh houses have been grounded and 6.19 lakh are
completed/delivered to the beneficiaries in the State of Tamil Nadu, as
on 19.01.2026, Central Assistance of ₹11,152.30 crore has been
sanctioned for Tamil Nadu under the scheme, out of which ₹10,741.89
crore have been released to the State/ Central Nodal Agencies. Central
Assistance is released to States based on the compliances achieved on
the sanctioned projects as per scheme guidelines.
…3/--3-
The central assistance under PMAY-U 2.0 is earmarked to States/UTs
as per below table:
S.No. States/UTs PMAY-U2.0Verticals
BLC&AHP ARH ISS
1. Assam, Arunachal Central Technology Home Loan
Pradesh, Meghalaya, Govt.-₹2.25 Innovation Subsidy–upto
Manipur, Mizoram, Lakh per Grant ₹1.80 lakh
Nagaland, Tripura, Sikkim, unit GoI: (Actual
Himachal Pradesh, State Govt.- ₹3,000/Sqm. Release) per
Uttarakhand, UTs of Minimum per unit unit by
Jammu & Kashmir, ₹0.25 lakh Government
Puducherry and Delhi Per unit State Share: of India as
2. All other UTs Central ₹2,000/Sqm. Central
Govt.-₹2.50 Per unit Sector
Lakh per Scheme
unit
3. All other States Central
Govt.-₹1.50
Lakh per
unit
State Govt.-
Minimum₹1.
00 lakh
Per unit
Central assistance under PMAY-U & PMAY-U 2.0 is released to
States/UTs in three installments of 40%, 40% and 20%. The release of
Central assistance is incumbent upon fulfillment of mandatory
compliances by the concerned States/UTs as per operational guidelines
and other instructions issued by Ministry of Finance. Due installment of
Central assistance is released as soon as requisite compliances are
achieved in sanctioned projects, to concerned State Government for
transferring it along with matching state share to the identified
beneficiaries for construction of houses under the scheme.
Under PMAY-U 2.0, a Technology & Innovation Sub-Mission (TISM) supports
innovative design and construction practices for sustainable housing in the
country.
*****