Executive Summary:
This document presents the Indian government's response to Lok Sabha Unstarred Question No. 3693 regarding challenges in rural areas, including unemployment, infrastructure, housing, and basic services. It details various government schemes and programs aimed at addressing these issues, along with fund allocation, utilization, and scheme evaluations. The answer was provided on August 12, 2025, by the Minister of State in the Ministry of Rural Development.
Key Points / Main Content:
* **Government Initiatives:**
* The Ministry of Rural Development (MoRD) implements welfare schemes like MGNREGS, PMAYG, PMGSY, DAY-NRLM, DDUGKY, RSETIs, NSAP, and WDCPMKSY to alleviate poverty and improve the quality of life in rural areas.
* **Financial Allocations and Progress:**
* Annexure I contains State/UT-wise details of funds allocated and utilized under MGNREGS, PMAYG, and NRLM during the last three years.
* Annexure II provides State/UT-wise details of households provided employment under MGNREGS and housing under PMAYG.
* **Scheme Evaluations and Impact:**
* MoRD continuously evaluates schemes and takes corrective actions based on ground-level assessments.
* A NITI Aayog-sponsored study in 2020 found MGNREGS to be a powerful tool for inclusive growth, providing livelihood security, improving water security, and increasing land productivity.
* A 2019-20 impact evaluation of DAY-NRLM by the International Initiative for Impact Evaluation (3ie) with World Bank support, covering 9 states, showed:
* A 19% increase in income for women in SHGs in treatment areas.
* A 20% decline in reliance on informal loans.
* A 28% increase in household savings.
* A 4% increase in secondary occupation participation among women.
* Independent Social Audit Units have been established in 27 States and 1 UT to facilitate social audits of Gram Panchayats at least twice a year under MGNREGS.
* PMAYG guidelines mandate Social Audits in every Gram Panchayat at least once a year.
* **Transparency and Accountability Measures:**
* MGNREGS utilizes the NREGASoft MIS platform for planning, approval, job cards, demand acceptance, muster rolls, measurement, payment approval, and DBT-PFMS payments.
* Tools for monitoring wage payments include Direct Benefit Transfer (DBT), National Mobile Monitoring Service (NMMS), Area Officer Monitoring Visit Application, GIS-based planning, SECURE software for online estimate generation.
* PMAYG monitoring includes geotagged photographs at each construction stage, visits by National Level Monitors and Area Officers, inspections by State-level Project Management Units (PMU), community-based monitoring using Self Help Groups (SHG), Aadhaar-based payments, and Performance Index Dashboard.
* Technology-based solutions under PMAYG include:
* Awaas 2024 app for assisted surveys, housing technology selection, face authentication, Aadhar based eKYC, data capture, and photo capture.
* AIML model to curb fraudulent activity.
* Recommendation System for photo approval using AI.
* KYC App integrated with Aadhaar for beneficiary verification.
* Liveliness Detection feature in Awaas App for identification of the beneficiaries
* **Digital Infrastructure:**
* Technological interventions help gram panchayats for effective and timely implementation of the schemes.
Impact Analysis:
* **Rural Population:**
* *Impact:* Improved livelihood opportunities, minimum guaranteed employment, self-employment promotion, infrastructure development, and social assistance.
* *Action Required:* Engage with available schemes and programs, participate in social audits, and utilize provided digital tools for housing and employment.
* **State/UT Governments:**
* *Impact:* Responsible for implementing and monitoring the schemes, ensuring transparency and accountability, and facilitating social audits.
* *Action Required:* Utilize allocated funds effectively, establish Independent Social Audit Units, and closely monitor the progress and quality of construction under PMAYG.
* **Ministry of Rural Development (MoRD):**
* *Impact:* Responsible for overall policy direction, fund allocation, scheme evaluation, and ensuring transparency and accountability.
* *Action Required:* Continue monitoring and evaluating schemes, taking corrective actions based on assessments, and promoting the use of technology for better delivery and transparency.
* **Gram Panchayats:**
* *Impact:* Key implementing bodies at the local level, responsible for identifying beneficiaries, executing projects, and ensuring community participation.
* *Action Required:* Implement schemes effectively and in a timely manner, utilize technological interventions, conduct social audits, and ensure public accountability.
Key Entities Referenced
Ministry of Rural Development: The Indian government ministry responsible for implementing rural development programs.
Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS): A flagship employment scheme in India that guarantees 100 days of wage employment to rural households.
Pradhan Mantri Awaas Yojana-Gramin (PMAYG): An affordable housing scheme in rural India, aiming to provide 'Housing for All' by 2022 (now extended).
Pradhan Mantri Gram Sadak Yojana (PMGSY): A rural road construction and upgrade scheme in India.
Deendayal Antyodaya Yojana-National Rural Livelihoods Mission (DAY-NRLM): A poverty alleviation program focused on promoting self-employment and organizing rural poor into self-help groups (SHGs).
Uttar Pradesh: A state in India mentioned in the context of households provided employment and housing.
Bihar: A state in India mentioned in the context of households provided employment and housing.
Madhya Pradesh: A state in India mentioned in the context of households provided employment and housing.
GOVERNMENT OF INDIA
MINISTRY OF RURAL DEVELOPMENT
DEPARTMENT OF RURAL DEVELOPMENT
LOK SABHA
UNSTARRED QUESTION NO. 3693
ANSWERED ON 12/08/2025
CHALLENGES IN RURAL AREAS
3693. Shri Zia Ur Rehman:
Will the Minister of RURAL DEVELOPMENT be pleased to state:
(a) whether the Government is aware of challenges in rural areas,
including unemployment, inadequate infrastructure, housing
shortage and poor access to basic services and if so, the details
thereof;
(b) the funds allocated and utilised under major rural schemes such
as MGNREGS, PMAY-G and NRLM during the last three years,
State-wise;
(c) the number of households provided employment under
MGNREGS and housing under PMAY-G, State-wise, particularly
in Uttar Pradesh, Bihar and Madhya Pradesh;
(d) whether any recent evaluation or social audit of these schemes
has been conducted to assess effectiveness and delivery gaps
and if so, the details thereof;
(e) the steps taken to improve transparency, accountability and
payment systems under MGNREGS and construction quality
under PMAY-G; and
(f) whether the Government plans to strengthen digital
infrastructure and panchayat-level systems for better delivery
and if so, the details thereof?
ANSWER
MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT
(SHRI KAMLESH PASWAN)
(a) & (b): Ministry of Rural Development (MoRD) is implementing a
number of welfare schemes/programmes such as Mahatma Gandhi
National Rural Employment Guarantee Scheme (MGNREGS), Pradhan
Mantri Awaas Yojana-Gramin (PMAY-G), Pradhan Mantri Gram Sadak
Yojana (PMGSY), Deendayal Antyodaya Yojana - National Rural
Livelihoods Mission (DAY-NRLM), Deen Dayal Upadhyaya Grameen
Kaushalya Yojana (DDUGKY), Rural Self Employment Training
Institutes(RSETIs), National Social Assistance Programme(NSAP)
and Watershed Development Component of Pradhan Mantri Krishi
Page 1 of 9Sinchayee Yojana (WDC-PMKSY). These schemes/programmes aim
to address the challenges in rural areas of the country, alleviate
poverty and to bring about overall improvement in the quality of life
of the people in rural areas of the country by strengthening livelihood
opportunities, providing minimum guaranteed employment,
promoting self-employment, skilling of youths in various useful trades
and entrepreneurship qualities, infrastructure development and
provision of social assistance.
State/Union Territory-wise funds allocated and utilized under
MGNREGS, PMAY-G and NRLM during the last three years wherever
maintained is at Annexure- I.
(c): State/Union Territory-wise number of households provided
employment under MGNREGS and housing under PMAY-G including in
the states of Uttar Pradesh, Bihar and Madhya Pradesh is at Annexure
-II.
(d): Evaluation of schemes/programmes of MoRD is a continuous
process and necessary corrective actions are taken based on the
assessment of their implementation at ground level. Under
MGNREGS, a third-party study in terms of increase in household
income, poverty alleviation etc. sponsored by NITI Aayog in 2020 has
been made. As per the study, MGNREGS found to be a powerful
instrument for inclusive growth in rural India through its impact on
social protection, livelihood security and democratic empowerment.
It provides livelihood security for the poor through creation of durable
assets, improved water security, soil conservation and higher land
productivity. It has had a positive impact on the standard of living of
households through increase in household income by improvements
in production from agriculture and has led to major increases in
wages of rural workers. Scheduled Castes, Scheduled Tribes and
Women along with socially excluded communities benefit from and
are included in MGNREGS plans which could be a significant indicator
of poverty alleviation in rural areas.
Similarly, an impact evaluation study of the DAY-NRLM was
conducted during 2019–20 by the International Initiative for Impact
Evaluation (3ie), with support from the World Bank. This large-scale
study aimed to assess the effectiveness, outcomes, and delivery
gaps in the implementation of the scheme. The evaluation covered 9
states-Bihar, West Bengal, Odisha, Jharkhand, Madhya Pradesh,
Chhattisgarh, Maharashtra, Rajasthan, and Uttar Pradesh-and
involved a sample of approximately 27,000 respondents and 5,000
Women’s Self-Help Groups (SHGs). Key findings from the evaluation
include:
Page 2 of 9i. Income Enhancement: Women in SHGs located in treatment
areas recorded a 19% increase in income over the baseline,
demonstrating the scheme's positive impact on livelihoods.
ii. Improved Access to Formal Credit: A 20% decline in reliance on
informal loans was observed, indicating greater financial
inclusion and access to formal credit channels.
iii. Savings Growth: A 28% increase in household savings was
reported, reflecting enhanced financial resilience among SHG
members.
iv. Higher Workforce Participation: A 4% increase in secondary
occupation participation was observed among women in
treatment areas, suggesting improved economic engagement.
In addition to this, as per the mandate of Mahatma Gandhi National
Rural Employment Guarantee Act, the Ministry has laid emphasis on
the setting up of an institutional structure at the States/UTs level for
facilitating social audits of all the Gram Panchayats at least twice a
year. With the consistent efforts by Ministry, a total of 27 States and
1 UT have established Independent Social Audit Units. Similarly,
PMAY-G guidelines mandate Social Audit to ensure achievement of
public accountability in PMAY-G implementation. This is an ongoing
process involving public vigilance and verification, and is to be
conducted in every Gram Panchayat at least once in a year involving
a mandatory review of all aspects.
(e) & (f): MGNERGS is implemented on an end-to-end integrated
transaction-based MIS platform called NREGASoft through which all
aspects relating to planning, administrative and technical approval of
the scheme, issue of job cards, acceptance of demand, issue of
muster roll, measurement, approval of payment and finally payment
to the beneficiary through a DBT-PFMS platform are
monitored. Transparency and accountability are the prime focus of
the scheme. Ministry of Rural Development has adopted a robust
process for ensuring transparency and accountability in the
implementation of the scheme across the States/UTs. Various
monitoring and evaluation arrangements made to ensure the workers
get timely wage payments under the Scheme include:- Direct Benefit
Transfer (DBT) system in wage payment, National Mobile Monitoring
Service (NMMS) for capturing of attendance at worksites, Area
Officer Monitoring Visit Application for field visit of officials, GIS
based plan– Use of Space Technology, Software for Estimate
Calculation for using Rural Rates for Employment (SECURE) software
for online estimate generation etc.
Page 3 of 9Similarly, PMAY-G is monitored very closely at all levels. There
is a special emphasis on quality and timely completion of
construction. The details of the monitoring mechanism adopted
under PMAY-G include monitoring progress of construction through
the geo-tagged, time and date-stamped photographs for each stage
of construction, periodical visit of National-level Monitors and Area
Officers, inspection of houses by the Project Management Unit (PMU)
at the State level, community-based participatory monitoring system
utilizing the services of the Self Help Group (SHG), 100% Aadhaar-
Based Payments to beneficiaries through the AwaasSoft- PFMS
platform electronically, monitoring progress of different parameters
for implementing the scheme through the Performance Index
Dashboard etc.
Under PMAY-G, various technology-based solutions to maximize
transparency and ensure sanctity in the process right from the
identification to completion of the houses include:
i. Awaas+ 2024 app- having features of assisted survey
through pre-registered surveyors, housing technology
selection, face authentication, Aadhar based e-KYC, data
capture of household, conditions of existing house, time
stamped, and geo tagged photo capture of existing house,
proposed site of construction. The app works in online as
well as offline mode. “Self-Survey” facility is available for
eligible household in Awaas+2024 app Survey for next
phase of PMAYG (2024-29).
ii. Usage of AI/ML model to curb fraudulent activity and
provide information of possible malpractices.
iii. Recommendation System – This module identifies various
house attributes such as pucca wall, pucca roof, kutcha
wall, kutcha roof, logo, window, door, and person in the
uploaded photos of a completed house and recommends a
final photograph for approval.
iv. KYC App – The app is integrated with Aadhaar and uses
AI-enabled face authentication technology to conduct
verification of PMAY-G beneficiaries.
v. Liveliness Detection: Eye Blink/ Motion detection feature
in Awaas App for identification of the beneficiaries.
These technological interventions help gram panchayats for effective
and timely implementation of the schemes.
*****
Page 4 of 9Annexure-I
Annexure referred to in reply to parts (a) & (b) of the Lok Sabha Unstarred Question
No.3693 to be answered on 12.08.2025
States/Union Territories-wise funds allocated and utilized, wherever maintained,
under MGNREGS, PMAY-G and DAY-NRLM of MoRD
1. Mahatma Gandhi National Rural Employment Guarantee
Scheme (MGNREGS)
(Rs in crore)
Funds released during the last three years under MGNREGS
Sl.No States/UTs 2022-23 2023-24 2024-25
1 Andhra Pradesh 8008.81 7353.67 7707.21
2 Arunachal Pradesh 578.32 427.35 560.70
3 Assam 2055.28 2221.38 1929.70
4 Bihar 6403.07 6200.03 6715.83
5 Chhattisgarh 3396.94 2895.12 3354.85
6 Goa 5.12 0.88 3.70
7 Gujarat 1692.07 1802.26 1540.54
8 Haryana 373.99 477.87 590.19
9 Himachal Pradesh 1162.83 1000.96 1203.28
10 Jammu & Kashmir 1050.99 921.60 1151.20
11 Jharkhand 2712.91 2922.27 2705.64
12 Karnataka 6232.83 5431.67 5709.90
13 Kerala 3832.43 3532.57 3136.44
14 Madhya Pradesh 5711.77 5891.65 6252.03
15 Maharashtra 2552.01 3041.48 4420.32
16 Manipur 1086.63 0.95 581.99
17 Meghalaya 1118.76 913.86 1155.09
18 Mizoram 540.39 507.96 611.65
19 Nagaland 899.76 641.50 287.85
20 Odisha 4645.73 4906.78 3763.80
21 Punjab 1182.13 1169.84 1331.61
22 Rajasthan 9662.99 8683.98 7581.87
23 Sikkim 92.71 112.19 97.57
24 Tamil Nadu 9743.53 12616.53 7585.49
25 Telangana 2999.11 3520.87 3825.31
26 Tripura 924.60 1043.59 1041.70
27 Uttar Pradesh 10652.24 9844.25 9721.48
28 Uttarakhand 794.72 553.81 626.43
29 West Bengal* 1.33 0.00 0.00
30 Andaman & Nicobar 9.60 0.00 4.44
31 Lakshadweep 1.62 2.21 0.32
32 Puducherry 0.00 0.00 40.56
33 Ladakh 24.95 58.77 85.98
34 Dadra & Nagar Haveli & Daman & Diu 68.93 62.64 9.02
Total 90219.10 88760.50 85333.70
* Pending liability in case of State of West Bengal includes wage, material and
admin component. Release of fund to the State of West Bengal has been stopped
since 9th March, 2022 as per provision of section 27 of Mahatma Gandhi National
Rural Employment Guarantee Act, 2005 due to non compliance with directives of
Central Government.
Page 5 of 92. Pradhan Mantri Awaas Yojana-Gramin (PMAY-G)
(Rs in crore)
Central Share released and Expenditure during the last three years under PMAY-G
Central Release Expenditure (including State
share)
S.No State 2022-23 2023-24* 2024-25* 2022-23 2023-24* 2024-25*
1 Arunachal 69.58 200.605 1.00 127.27 239.84 32.39
Pradesh
2 Assam 9141.75 2934.45 4336.24 10913.25 6356.77 3589.42
3 Bihar 7497.21 29.6575 2279.60 11718.07 1097.77 4338.54
4 Chhattisgarh 344.23 1730.7576 5321.89 822.15 2201.82 5904.30
5 Goa 0.00 0 0.00 0.49 0.58 0.03
6 Gujarat 911.75 559.2525 1302.49 1004.67 1540.76 1368.93
7 Haryana 44.33 3.2325 143.46 62.35 32.42 132.65
8 Himachal 37.86 99.464 871.39 33.24 92.40 689.95
Pradesh
9 Jammu And 1031.58 1234.685 288.88 709.95 1363.33 636.37
Kashmir
10 Jharkhand 1236.02 28.09 1014.75 2127.40 523.32 677.37
11 Kerala 70.29 2.11 66.02 94.63 22.86 125.18
12 Madhya Pradesh 6374.91 241.64 4277.68 11171.29 1258.44 3734.67
13 Maharashtra 1676.07 785.2148 4980.59 3098.13 1809.60 4861.40
14 Manipur 161.14 216.4475 169.64 128.80 157.32 138.14
15 Meghalaya 106.44 1591.2625 0.00 88.26 1498.34 245.95
16 Mizoram 29.58 157.8975 12.95 55.52 140.30 58.81
17 Nagaland 52.50 334.165 54.91 28.68 322.57 156.13
18 Odisha 1723.28 4310.7076 825.05 310.83 7643.52 2714.60
19 Punjab 71.68 32.635 239.78 100.86 48.15 184.18
20 Rajasthan 2157.52 67.57 1239.90 3036.53 661.99 1440.76
21 Sikkim 0.97 1.577847 0.00 1.67 2.12 0.60
22 Tamil Nadu 2004.39 28.2325 167.09 2290.47 975.55 310.84
23 Tripura 1264.20 1276.9 204.86 1325.14 1664.58 151.68
24 Uttar Pradesh 4777.03 2620.931 130.45 7317.50 5014.91 785.93
25 Uttarakhand 128.08 388.1925 20.27 172.55 353.88 72.72
26 West Bengal 0.00 0 0.00 1108.30 80.57 30.71
27 Andaman and 0.00 5.45 0.00 0.42 2.19 3.55
Nicobar
28 Dadra and Nagar 0.00 0 16.12 13.49 16.73 26.40
Haveli
29 Daman and Diu 0.00 0.00 0.06 0.16 0.11
30 Lakshadweep 0.00 0.00 0.00 0.00 0.00 0.00
31 Puducherry 0.00 0.00 0.00 0.00 0.00 0.00
32 Andhra Pradesh 0.00 312.25 113.50 87.65 503.66 90.91
33 Karnataka 214.92 3.61 414.04 0.00 468.67 447.06
34 Telangana 0.00 0.00 0.00 0.00 0.00 0.00
35 Ladakh 3.09 18.90 0.00 3.00 18.00 0.08
Total 41130.36 19215.89 28492.52 57952.62 36113.12 32950.34
*including PM_JANMAN
Page 6 of 93. Deendayal Antyodaya Yojana - National Rural Livelihoods
Mission (DAY-NRLM)
(Rs.in Crore)
Allocation and release 2022-23 to 2024-25
2022-23 2023-24 2024-25
NS o.
State/UT s
A
lC loe cn at tr ia ol
n
RC ee len atr sa el
s
Expenditure*
A
lC loe cn at tr ia ol
n
RC ee len atr sa el
s
Expenditure*
AlC loe cn atr ta iol
n
Central Releases
Expen *d iture
Andhra
1 Pradesh 251.73 188.80 467.53 251.73 62.94 173.00 307.69 230.77 249.92
2 Bihar 1026.58 1283.23 2166.72 1026.58 1411.55 2028.41 1254.78 1725.33 2509.33
3 Chhattisgarh 228.01 171.01 295.38 228.01 295.81 386.57 278.70 278.70 467.21
4 Goa 7.50 7.50 12.72 7.50 7.50 12.93 9.00 12.38 15.76
5 Gujarat 162.44 121.83 196.76 162.44 162.44 250.25 198.55 198.55 320.94
6 Haryana 95.57 47.78 67.44 95.57 47.78 56.87 116.81 29.20 68.78
Himachal
7 Pradesh 40.25 40.25 45.70 40.25 55.34 56.58 49.19 67.64 65.65
Jammu &
8 Kashmir 180.17 127.84 141.94 180.00 180.00 171.00 60.79 45.59 112.37
9 Jharkhand 387.08 387.08 693.38 387.08 387.08 667.49 473.13 473.13 844.52
10 Karnataka 325.87 244.40 444.79 325.87 325.87 556.73 398.31 270.55 602.77
11 Kerala 146.22 109.66 148.14 146.22 109.66 222.40 178.72 178.72 268.11
Madhya
12 Pradesh 488.46 488.46 585.76 488.46 244.23 613.58 597.04 447.78 585.87
13 Maharashtra 644.01 483.01 763.24 644.17 885.73 1294.08 787.36 1082.62 1884.76
14 Odisha 493.59 616.99 1006.44 493.59 678.69 888.67 603.31 576.12 1199.55
15 Punjab 46.44 34.83 56.35 46.44 42.54 66.23 56.77 56.77 83.82
16 Rajasthan 247.45 340.24 500.95 247.45 247.45 543.44 302.45 415.87 535.65
17 Tamil Nadu 381.57 381.57 834.62 381.57 286.18 509.61 466.39 349.80 755.25
18 Telengana 179.81 44.95 81.71 179.81 0.00 77.14 219.78 83.95 147.64
Uttar
19 Pradesh 1477.94 1108.45 1829.21 1477.94 1477.94 2297.81 1806.47 1465.13 2224.21
20 Uttarakhand 77.81 106.99 99.90 77.81 106.99 135.36 95.11 127.11 130.43
21 West Bengal 548.53 548.53 779.72 548.53 657.16 1038.02 670.46 921.88 1442.72
Andaman &
Nicobar
22 Islands 9.00 4.50 4.25 6.00 6.00 5.59 7.00 5.25 4.64
Daman & Diu
and D&N
23 Haveli 6.00 3.00 2.53 4.50 3.38 2.30 5.50 5.50 3.86
24 Lakshadweep 2.39 1.19 1.15 3.00 1.50 7.18 3.50 1.75 1.40
25 Ladakh 13.19 6.60 3.43 10.00 10.00 1.13 7.50 7.50 6.62
26 Puducherry 17.00 12.75 13.46 17.00 17.00 14.67 20.00 20.00 16.08
Arunachal
27 Pradesh 132.26 99.19 91.00 127.76 127.76 130.21 79.56 79.56 118.87
28 Assam 381.36 381.36 456.30 398.43 398.43 468.63 406.88 376.26 485.05
29 Manipur 125.38 31.35 27.30 105.23 52.62 62.70 138.58 69.29 72.57
30 Meghalaya 169.28 169.28 154.25 199.76 274.67 121.35 155.26 213.48 283.66
31 Mizoram 156.72 39.18 54.64 163.96 63.87 72.46 35.93 17.96 60.52
32 Nagaland 177.94 88.97 82.10 164.28 123.21 94.60 106.50 106.50 143.81
33 Sikkim 66.49 16.62 20.32 73.32 18.33 15.92 39.78 9.94 16.96
34 Tripura 241.62 120.81 173.31 305.35 305.35 316.56 250.22 250.22 263.81
Total 8935.66 7858.21 12302.45 9015.60 9074.99 13359.44 10187.00 10200.79 15993.10
*Note-Expenditure against the total available funds which includes (Opening Balance+Central
Share+State Share+Other receipts)
Page 7 of 9Annexure-II
Annexure referred to in reply to part (c) of the Lok Sabha Unstarred
Question No.3693 to be answered on 12.08.2025
State/Union Territory-wise household provided employment under
MGNREGS and Housing under PMAY-G
A. State/Union Territories –wise detail of households availed employment under
MGNREGS during the last three financial year.
Household availed the employment
(Figure in lakh)
SI. No. States/UTs 2022-23 2023-24 2024-25
1 Andhra Pradesh 45.83 46.55 46.94
2 Arunachal Pradesh 2.71 2.69 3.01
3 Assam 22.98 22.46 19.13
4 Bihar 50.14 48.18 51.21
5 Chhattisgarh 25.74 24.77 25.61
6 Goa 0.04 0.02 0.03
7 Gujarat 10.29 9.94 9.08
8 Haryana 3.08 3.66 3.46
9 Himachal Pradesh 6.47 6.74 7.18
10 Jammu And Kashmir 7.06 6.86 7.32
11 Jharkhand 20.65 21.85 20.22
12 Karnataka 29.58 29.95 29.13
13 Kerala 15.51 14.69 13.72
14 Ladakh 0.34 0.32 0.33
15 Madhya Pradesh 45.16 40.85 38.61
16 Maharashtra 21.20 24.46 30.07
17 Manipur 3.57 4.78 5.25
18 Meghalaya 4.79 4.89 4.70
19 Mizoram 2.16 2.19 2.09
20 Nagaland 4.21 4.07 2.11
21 Odisha 33.35 32.71 23.38
22 Punjab 8.46 8.49 8.34
23 Rajasthan 63.46 63.85 58.86
24 Sikkim 0.60 0.61 0.60
25 Tamil Nadu 65.67 68.76 65.32
26 Telangana 27.35 25.33 26.69
27 Tripura 5.58 5.87 5.91
28 Uttar Pradesh 70.03 68.54 65.27
29 Uttarakhand 5.01 4.72 4.32
30 West Bengal 16.29 0.08 0.00
31 Andaman And Nicobar 0.05 0.04 0.03
32 Dn Haveli And Dd 0.00 0.01 0.05
33 Lakshadweep 0.00 0.00 0.00
34 Puducherry 0.42 0.52 0.47
Total 617.76 599.45 578.44
Page 8 of 9B. Cumulative physical progress under PMAY-G (as on 07.08.2025)
(Units in Nos.)
S.No States/UTs Target allocated by Houses Houses
Ministry Sanctioned by the Completed
States/UTs
1 ARUNACHAL 35,937 35,591 35,591
PRADESH
2 ASSAM 29,87,868 28,88,011 20,77,817
3 BIHAR 50,12,752 49,02,754 38,43,375
4 CHHATTISGARH 26,42,224 23,81,067 15,08,943
5 GOA 257 254 242
6 GUJARAT 9,02,354 8,29,340 6,03,372
7 HARYANA 1,06,460 74,937 41,173
8 HIMACHAL 1,21,502 97,535 37,364
PRADESH
9 JAMMU AND 3,36,498 3,34,771 3,13,878
KASHMIR
10 JHARKHAND 20,12,107 19,39,824 15,72,485
11 KERALA 2,32,916 76,238 34,380
12 MADHYA PRADESH 57,74,572 49,40,230 38,81,246
13 MAHARASHTRA 43,70,829 41,03,400 14,02,311
14 MANIPUR 1,08,550 1,01,549 56,711
15 MEGHALAYA 1,88,034 1,85,763 1,50,086
16 MIZORAM 29,967 29,959 25,323
17 NAGALAND 48,830 48,747 36,238
18 ODISHA 28,49,889 28,10,721 24,26,175
19 PUNJAB 1,03,674 76,689 41,740
20 RAJASTHAN 24,97,121 24,32,356 17,53,137
21 SIKKIM 1,399 1,397 1,393
22 TAMIL NADU 9,57,825 7,42,923 6,47,487
23 TRIPURA 3,76,913 3,76,272 3,71,295
24 UTTAR PRADESH 36,85,704 36,56,195 36,38,625
25 UTTARAKHAND 69,194 68,534 68,218
26 WEST BENGAL 45,69,423 45,69,032 34,19,593
27 ANDAMAN AND 3,424 2,593 1,302
NICOBAR
28 DADRA AND 11,206 10,777 5,031
NAGAR HAVELI
29 DAMAN AND DIU 158 158 42
30 LAKSHADWEEP 45 53 45
31 PUDUCHERRY - - -
32 ANDHRA PRADESH 2,47,114 2,46,930 88,995
33 KARNATAKA 9,44,140 5,20,862 1,58,520
34 TELANGANA - - -
35 LADAKH 3,004 3,004 3,004
Total 4,12,31,890 3,84,88,466 2,82,45,137
*****
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