Parliament Question: Cooperative Banks and Cooperative Societies

GOVERNMENT OF INDIA MINISTRY OF COOPERATION LOK SABHA UNSTARRED QUESTION No. 2939 TO BE ANSWERED ON 10TH MARCH, 2026 Cooperative banks and cooperative societies

2939. Dr. Manna Lal Rawat:

Will the Minister of COOPERATION (सहकारिता मंत्री) be pleased to state:

(a) the total number of cooperative banks and cooperative societies currently functioning in the country, State-wise;

(b) the major laws enforced at the Centre and States for the operation of cooperative banks and societies along with the mechanism for control and regulation provided thereunder;

(c) the steps taken by the Government for the training or capacity development of office bearers, employees and members associated with cooperative institutions;

(d) whether the Government is taking special initiatives for technological innovation and digitization in the cooperative sector; and

(e) if so, the details thereof? ANSWER THE MINISTER OF COOPERATION सहकारिता मंत्री (SHRI AMIT SHAH)

(a) As per the National Cooperative Database (NCD), the State-wise total no. of functional Urban Cooperative Banks (UCBs) and District Central Cooperative Banks (DCCBs), State Cooperative Banks (StCBs), Primary Cooperative Agriculture and Rural Development Banks

(PCARDBs), State Cooperative Agriculture and Rural Development Bank (SCARDBs) and Multi-State Cooperative Societies (MSCSs) Banks is attached as Annexure-1. The State-wise total no. of Cooperative Societies and functional Cooperative Societies are attached as Annexure-2.

(b) The primary cooperatives, including Urban Cooperative Banks (UCBs) are registered under the concerned State Cooperative Societies Act. While the Multi-State Cooperative Societies

(MSCS), including MSCS Banks in India, are cooperative societies whose membership and operations span more than one State, registered under the Multi-State Cooperative Societies Act, 2002, (amended in 2023). The Reserve Bank of India (RBI) regulates and supervises only the banking functions of UCBs, DCCBs, StCBs and MSCS Banks under the Banking Regulation Act, 1949 (as applicable to cooperative societies), covering areas like licensing, capital adequacy, and lending norms. Their cooperative administration and management, suchas membership, bye-laws, elections, and audits, remain under State Cooperative Registrars or Central Registrar of Cooperative Societies (CRCS), as applicable.

(c)to (e) The Ministry of Cooperation, since its inception on 6th July, 2021, has undertaken several initiatives to realize the vision of “Sahakar-se-Samriddhi” for capacity building, technological innovation and digitization in the cooperative sector. Key initiatives include:

• Capacity building and skill development programmes through National Council for Co- operative Training (NCCT) for members, Board of Directors, employees of cooperative, state officials and aspiring youth across the country with a network of 20 training institutes.

• As on date, 16,404 training programmes for 10,11,359 participants have been conducted by these training institutes across country. • Capacity-building programs undertaken through NABARD that provide training on ERP Software i.e. e-PACS software.

• Establishment of Tribhuvan Sahkari University (TSU). • To strengthen PACS, a project for the Computerization of functional PACS with a total financial outlay of ₹2925.39 crore has been approved by the Government of India, which entails bringing all functional PACS in the Country onto a common ERP-based national software. Out of total 79,630 sanctioned PACS from 31 States/ UTs under the project, 61,478 PACS have been onboarded on ERP Software.

• To strengthen the long-term cooperative credit structure, the project of computerization of 1,867 units of Agriculture and Rural Development Banks (ARDBs) spread across 13 States/ Union Territories has been approved by the Government. NABARD is the implementing agency for the project. So far, proposals from 10 States/UTs have been received and sanctioned. Further, GOI share amounting to Rs 10.89 crore has been released to 10 States/UTs in FY 2023-24, FY 24-25, and FY 2025-26 for procurement of hardware, digitization, and setting up of support system.

• Model Byelaws of PACS, enabling diversification of activities such as storage, processing, LPG distribution, and common service centers, ensuring better governance standards and promoting member-centric operations.

• World’s Largest Decentralized Grain Storage Plan in the Cooperative Sector. ******Annexure-1 State-wise no. of functional Urban Cooperative Banks (UCBs) and District Central Cooperative Banks (DCCBs), State Cooperative Banks (StCBs), Primary Cooperative Agriculture and Rural Development Bank (PCARDBs, State Cooperative Agriculture and Rural Development Bank (SCARDBs) and Multi-State Cooperative Societies (MSCSs) Banks S.No State Name UCBs DCCBs StCBs PCARDBs SCARDBs MSCS Banks 1 Andaman And Nicobar Islands 0 0 1 0 0 0 2 Andhra Pradesh 35 13 1 0 0 1 3 Arunachal Pradesh 0 0 1 0 0 0 4 Assam 8 0 1 0 0 0 5 Bihar 1 23 1 0 1 1 6 Chandigarh 0 0 1 0 0 0 7 Chhattisgarh 12 6 1 0 0 0 8 Delhi 15 0 1 0 0 0 9 Goa 3 0 1 0 0 0 10 Gujarat 203 18 1 0 1 12 11 Haryana 5 19 1 19 1 2 12 Himachal Pradesh 5 2 1 1 1 0 13 Jammu And Kashmir 4 3 1 0 1 0 14 Jharkhand 2 1 1 0 0 0 15 Karnataka 237 21 1 181 1 0 16 Kerala 45 0 1 0 0 0 17 Ladakh 1 0 0 0 0 0 18 Lakshadweep 0 0 0 0 0 0 19 Madhya Pradesh 24 38 1 0 0 0 20 Maharashtra 434 31 1 0 0 38 21 Manipur 0 0 1 0 0 0 22 Meghalaya 3 0 1 0 0 0 23 Mizoram 0 0 1 0 0 0 24 Nagaland 0 0 1 0 0 0 25 Odisha 8 17 1 0 0 0 26 Puducherry 1 0 1 0 1 0 27 Punjab 7 20 1 89 1 0 28 Rajasthan 29 29 1 36 1 4 29 Sikkim 1 0 1 0 0 0 30 Tamil Nadu 102 24 1 176 1 1 31 Telangana 48 9 1 0 1 3 The Dadra and Nagar Haveli and 0 32 Daman and Diu 0 0 1 0 0 33 Tripura 0 0 1 0 1 0 34 Uttar Pradesh 51 51 1 0 1 5 35 Uttarakhand 5 10 1 0 0 0 36 West Bengal 41 5 1 24 1 2 Total 1330 340 34 526 14 69

Source: NCD portal as of 01.03.2026.Annexure-2 State-wise total no. of Cooperative Societies S. Total no. of Total no. of State Name No societies functional societies 1 Andaman And Nicobar Islands 2,239 1,207 2 Andhra Pradesh 18,183 12,439 3 Arunachal Pradesh 1,461 1,014 4 Assam 12,427 7,772 5 Bihar 27,387 22,344 6 Chandigarh 476 196 7 Chhattisgarh 11,845 10,245 8 Delhi 5,944 1,939 9 Goa 5,593 3,153 10 Gujarat 86,519 79,386 11 Haryana 34,673 15,604 12 Himachal Pradesh 5,791 4,985 13 Jammu And Kashmir 10,620 9,003 14 Jharkhand 12,091 8,016 15 Karnataka 46,969 40,368 16 Kerala 19,652 15,130 17 Ladakh 275 168 18 Lakshadweep 43 31 19 Madhya Pradesh 53,965 26,623 20 Maharashtra 2,25,986 2,19,941 21 Manipur 11,627 5,300 22 Meghalaya 3,452 2,975 23 Mizoram 1,560 1,270 24 Nagaland 7,955 1,830 25 Odisha 8,362 7,757 26 Puducherry 464 401 27 Punjab 19,662 11,906 28 Rajasthan 41,969 25,704 29 Sikkim 3,768 1,416 30 Tamil Nadu 23,210 21,240 31 Telangana 60,858 47,504 32 The Dadra and Nagar Haveli and Daman and Diu 597 379 33 Tripura 3,270 2,223 34 Uttar Pradesh 40,709 22,681 35 Uttarakhand 6,393 4,409 36 West Bengal 32,142 22,985 Total 8,48,137 6,59,544

Source: NCD portal as of 01.03.2026.