This document summarizes the Indian government's response to Lok Sabha Unstarred Question No. 4299 concerning cooperative banks in India, answered on August 19, 2025, by the Minister of Cooperation, Shri Amit Shah.
The government confirms the existence of 1,457 Urban Cooperative Banks (UCBs), 34 State Cooperative Banks (StCBs), 351 District Central Cooperative Banks (DCCBs), and 1 Industrial Cooperative Bank (Tamil Nadu Industrial Cooperative Bank) under the supervision of the Reserve Bank of India (RBI) and the National Bank for Agriculture and Rural Development (NABARD). A state-wise breakdown of these numbers is provided in Annexure 1.
Annexure 1 shows the number of cooperative banks per state/union territory. Some notable figures include: Maharashtra having 458 UCBs, Gujarat having 211 UCBs, and Karnataka having 250 UCBs. Most states have 1 StCB and varying numbers of DCCBs.
Annexure 2 details the loans outstanding of cooperative banks under the supervision of RBI and NABARD, both for all of India and specifically for Telangana, from March 31, 2020, to March 31, 2025. Nationally, total loans outstanding increased from ₹7,84,965 crore in 2020 to ₹11,33,134 crore in 2025. In Telangana, total loans outstanding increased from ₹19,295 crore in 2020 to ₹41,247 crore in 2025.
The response indicates that regulatory and supervisory entities like RBI and NABARD do not maintain caste-wise data on loan applications.
Key Entities Referenced
Ministry of Cooperation: A ministry within the Government of India.
Shri Arvind Dharmapuri: Member of Parliament who raised the question in Lok Sabha.
Shri Amit Shah: The Minister of Cooperation.
RBI: Reserve Bank of India, the central bank of India, responsible for regulating and supervising banks.
NABARD: National Bank for Agriculture and Rural Development, an apex development financial institution in India.
Urban Cooperative Banks: A type of cooperative bank in India.
Telangana: A state in India.
Tamil Nadu Industrial Cooperative Bank: An Industrial Cooperative Bank in Tamil Nadu
GOVERNMENT OF INDIA
MINISTRY OF COOPERATION
LOK SABHA
UNSTARRED QUESTION NO. 4299
ANSWERED ON 19th AUGUST, 2025
Cooperative Banks in India
4299. Shri Arvind Dharmapuri:
Will the Minister of COOPERATION (सहकारिता मंत्री) be pleased to state:
(a) whether the Government has details of all the cooperative banks operational in the country and if
so, the details thereof along with the details of the bank disaggregated, State-wise;
(b) the total loans sanctioned by the cooperative banks in India and in Telangana since 2020,
disaggregated year-wise; and
(c) whether the Government has details of the caste-wise number of applications received loans from
cooperative banks since 2020 in Telangana and if so, the details thereof?
ANSWER
THE MINISTER OF COOPERATION
सहकारिता मंत्री (SHRI AMIT SHAH)
(a): Yes Sir. As per RBI and NABARD, there are 1,457 Urban Cooperative Banks, 34 State Co-
operative Banks (StCBs), 351 District Central Co-operative Banks (DCCBs) and one Industrial Co-
operative Bank viz. (Tamil Nadu Industrial Co-operative Bank) which are under the supervision of
RBI and NABARD. The State/UT-wise number is attached at Annexure-1.
(b): The details of loans sanctioned by Cooperative Banks in India including Telangana Since 2020
is attached as Annexure-2.
(c): The regulatory and supervisory entities like RBI and NABARD do not maintain caste-wise
number of applications.
*****Annexure-1
No of
No. of No. of State District
Industrial
State/UT Urban Cooperative Central
Cooperative Bank
Sr No Cooperative Banks Cooperative
Banks Banks
1 ANDAMAN & NICOBAR 0 1 - -
41
2 ANDHRA PRADESH 1 13 -
3 ARUNACHAL PRADESH 0 1 - -
4 ASSAM 7 1 - -
5 BIHAR 2 1 23 -
6 CHANDIGARH 0 1 - -
7 CHHATTISGARH 12 1 6 -
8 DAMAN AND DIU 0 1 - -
9 GOA 3 1 - -
10 GUJARAT 211 1 18 -
11 HARYANA 7 1 19 -
12 HIMACHAL PRADESH 5 1 2 -
13 JAMMU AND KASHMIR 4 1 3 -
14 JHARKHAND 2 1 1 -
15 KARNATAKA 250 1 21 -
16 KERALA 58 1 1 -
17 MADHYA PRADESH 47 1 38 -
18 MAHARASHTRA 458 1 31 -
19 MANIPUR 3 1 - -
20 MEGHALAYA 3 1 - -
21 MIZORAM 1 1 - -
22 NAGALAND 0 1 - -
23 DELHI 14 1 - -
24 ODISHA 9 1 17 -
25 PUDUCHERRY 0 1 - -
26 PUNJAB 4 1 20 -
27 RAJASTHAN 34 1 29 -
28 SIKKIM 1 1 - -
128
29 TAMIL NADU 1 23
1
30 TELANGANA 51 1 9 -
31 TRIPURA 1 1 - -
32 UTTAR PRADESH 54 1 50 -
33 UTTARAKHAND 5 1 10 -
34 WEST BENGAL 42 1 17 -
Total 1457 34 351 1Annexure-2
Loans Outstanding of Cooperative Banks under Supervision of RBI and NABARD- All
India ( Amount in Rs. Crore)
Type of 31-Mar- 31-Mar- 31-Mar- 31-Mar- 31-Mar- 31-Mar-25
Bank 20 21 22 23 24
UCBs 3,05,183 3,14,036 3,14,823 3,30,491 3,46,853 3,68,574
StCB 1,99,942 2,11,793 2,38,919 2,65,580 2,94,577 3,19,085
DCCB 2,79,272 3,04,989 3,36,545 3,70,850 4,13,161 4,44,806
TAICO 568 615 579 557 578 669
All India 7,84,965 8,31,433 8,90,866 9,67,478 10,55,169 11,33,134
Total
Loans Outstanding of Cooperative Banks under Supervision of RBI and NABARD in
Telangana ( Amount in Rs. Crore)
Type of 31-Mar- 31-Mar- 31-Mar- 31-Mar- 31-Mar- 31-Mar-25
Bank 20 21 22 23 24
UCBs
5,031 5,315 5,221 5,601 5,920 6,805
StCB 6,202 7,779 9,334 11,618 12,974 16,975
DCCB 8,062 9,697 11,234 13,218 14,706 17,467
Total 19,295 22,791 25,789 30,437 33,600 41,247
(Telangana)