Executive Summary:
This document presents the Indian government's response to Lok Sabha Unstarred Question No. 3127 regarding credit support under the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE). It provides data on beneficiaries from SC, ST, OBC, and Divyang categories under the Prime Minister's Employment Generation Programme (PMEGP) and the total credit sanctioned to these groups under CGTMSE until July 31, 2025. The response also highlights resources for financial advice available on the Ministry of MSME website.
Key Points / Main Content:
* **PMEGP Beneficiaries:**
* Annexure I details the state-wise number of SC, ST, OBC, and Physically Handicapped beneficiaries assisted under PMEGP from FY 2022-23 to FY 2024-25.
* **CGTMSE Credit Sanctioned (as of July 31, 2025):**
* SC: 5,95,165 Guarantees Approved, totaling Rs. 19,490 Cr.
* ST: 2,03,615 Guarantees Approved, totaling Rs. 9,046 Cr.
* OBC: 21,18,011 Guarantees Approved, totaling Rs. 99,982 Cr.
* Divyang Persons: 21,206 Guarantees Approved, totaling Rs. 1,983 Cr.
* **Information Resources:**
* Detailed information on MSME schemes is available at msme.gov.in.
* Comparative performance data for major MSME schemes is accessible at dashboard.msme.gov.in.
Impact Analysis:
* **SC/ST/OBC/Divyang Entrepreneurs:**
* Impact: Provides information on the availability and extent of credit support received under PMEGP and CGTMSE.
* Action Required: Utilize the provided website resources (msme.gov.in and dashboard.msme.gov.in) to access scheme details and comparative performance data for informed decision-making.
* **Ministry of MSME:**
* Impact: Responsible for disseminating information and managing the PMEGP and CGTMSE schemes.
* Action Required: Maintain and update the information available on msme.gov.in and dashboard.msme.gov.in to ensure beneficiaries have access to current and accurate scheme details.
Key Entities Referenced
Prime Ministers Employment Generation Programme: A Government of India initiative (PMEGP) aimed at generating employment opportunities.
Credit Guarantee Fund Trust for Micro and Small Enterprises: A scheme (CGTMSE) providing credit guarantees to micro and small enterprises.
Ministry of Micro, Small and Medium Enterprises: The Indian government ministry responsible for policies related to micro, small, and medium enterprises (MSME).
Lok Sabha: The lower house of the Parliament of India, where the question was raised.
Andhra Pradesh: A state in India, mentioned in the Annexure I.
Tamil Nadu: A state in India, mentioned in the Annexure I.
Sushri Shobha Karandlaje: Minister of State for Micro, Small and Medium Enterprises.
FY 202223 to FY 202425: The financial years 2022-2023 to 2024-2025, the period for which data on PMEGP beneficiaries is provided.
GOVERNMENT OF INDIA
MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES
LOK SABHA
UNSTARRED QUESTION No. 3127
TO BE ANSWERED ON 07.08.2025
CREDIT SUPPORT UNDER CGTMSE
3127. DR. GUMMA THANUJA RANI:
Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:
(a) the number of SC/ST/OBC and Divyang persons who have benefited from the Prime Minister’s
Employment Generation Programme (PMEGP), State-wise;
(b) the total amount of credit sanctioned to these categories of entrepreneurs under the Credit
Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE); and
(c) whether the Government has a unified portal for beneficiaries to get comparative financial
advice on these schemes and their feasibility of fruitful return and if so, the details thereof?
ANSWER
MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES
(SUSHRI SHOBHA KARANDLAJE)
(a): State-wise number of SC, ST, OBC and Physically Handicapped beneficiaries assisted under the
Prime Minister’s Employment Generation Programme (PMEGP) in the last 3 years i.e. FY 2022-23 to
FY 2024-25 is given at Annexure I.
(b): Total amount of credit sanctioned in the form of approved guarantees extended to MSEs owned
by SC, ST, OBC and Physically Handicapped persons under Credit Guarantee Trust Fund for Micro and
Small Enterprises (CGTMSE) since inception in 2000 till FY 2025-26 (up to 31.07.2025) is given
below:
SC ST OBC Divyang persons
No. of Amt. of No. of Amt. of No. of Amt. of No. of Amt. of
Guarantees Guarantees Guarantees Guarantees Guarantees Guarantees Guarantees Guarantees
Approved Approved Approved Approved Approved Approved Approved Approved
(in Rs. Cr) (in Rs. Cr) (in Rs. Cr) (in Rs. Cr)
5,95,165 19,490 2,03,615 9,046 21,18,011 99,982 21,206 1,983
(c): The website of the Ministry of MSME accessible at msme.gov.in provides detailed information
about all the various schemes of the Ministry. Furthermore, the MSME dashboard accessible at
dashboard.msme.gov.in provides comparative performance of all the major schemes of the Ministry of
MSME.
*****ANNEXURE-I
ANNEXURE-I REFERRED TO IN REPLY TO PART (a) OF THE LOK SABHA UNSTARRED
QUESTION NO. 3127 FOR ANSWER ON 07.08.2025
Details on State-wise number of SC, ST, OBC and Physically Handicapped beneficiaries assisted under
the Prime Minister’s Employment Generation Programme (PMEGP) during the last three years i.e. FY
2022-23 to FY 2024-25:
Physically
Sr. No. State/UT SCs STs OBCs
Handicapped
1 Andaman Nicobar 0 2 105 0
2 Andhra Pradesh 3123 551 4489 46
3 Arunachal Pradesh 3 471 1 0
4 Assam 383 933 1317 10
5 Bihar 1952 239 10100 55
6 Chandigarh 4 0 2 0
7 Chhattisgarh 863 739 2991 29
8 Delhi 16 0 42 0
9 Goa 4 6 29 1
10 Gujarat* 756 324 1485 17
11 Haryana 824 4 1123 15
12 Himachal Pradesh 1045 391 204 6
13 Jammu Kashmir 1795 746 482 45
14 Jharkhand 395 607 2382 24
15 Karnataka 2892 971 6802 63
16 Kerala 908 87 5143 40
17 Ladakh 0 340 0 0
18 Lakshadweep 0 2 0 0
19 Madhya Pradesh 1950 1110 6460 71
20 Maharashtra** 1279 372 2894 64
21 Manipur 23 575 25 0
22 Meghalaya 10 1593 4 0
23 Mizoram 3 1293 1 0
24 Nagaland 6 2237 1 0
25 Odisha 962 492 2067 85
26 Puducherry 19 1 65 2
27 Punjab 1177 1 562 23
28 Rajasthan 354 475 2368 11
29 Sikkim 28 231 132 0
30 Tamil Nadu 2891 160 10483 195
31 Telangana 1154 1223 3291 38
32 Tripura 277 435 368 126
33 Uttar Pradesh 4248 88 14981 13
34 Uttarakhand 662 105 646 15
35 West Bengal 851 49 628 0
Total 30857 16853 81673 994
*including Daman and Diu **including Dadra and Nagar Haveli