Executive Summary:
The Ministry of Rural Development is implementing the Pradhan Mantri Awaas Yojana Gramin (PMAYG) to provide housing assistance to eligible rural households. Beneficiaries are primarily identified using Socio-Economic and Caste Census (SECC) 2011 data, with additional surveys conducted to identify those left out. The goal is to provide assistance to eligible rural households with basic amenities by March 2029.
Key Points / Main Content:
* **PMAYG Implementation:**
* Implemented since April 1, 2016, aiming to assist 4.95 crore eligible rural households by March 2029.
* As of 17.07.2025, 4.12 crore houses have been targeted, 3.84 crore sanctioned, and 2.80 crore completed.
* **Beneficiary Identification:**
* Initial identification based on housing deprivation parameters from SECC 2011 data.
* Final selection involves verification by Gram Sabhas and completion of an appellate process.
* Awaas survey (January 2018-March 2019) identified left-out beneficiaries from SECC 2011.
* Awaas Survey 2024 app is designed to identify additional eligible beneficiaries.
* **Ladakh Parliamentary Constituency Status:**
* Target allocated: 3,004 houses.
* Houses sanctioned: 3,004.
* Houses completed: 3,004.
* All identified eligible households from SECC and Awaas 2018 lists have been saturated.
* **Quality Monitoring Mechanisms:**
* Geotagged, time and date-stamped photographs at each construction stage.
* Visits by National Level Monitors and Area Officers.
* Investigation of irregularities via independent National Level Monitors.
* State-level Project Management Unit (PMU) for implementation, monitoring, and quality supervision.
* Block-level officers inspect 10% and district-level officers inspect 2% of houses at each stage.
* Village-level functionaries to assist beneficiaries.
* Community-based participatory monitoring using Self Help Groups (SHGs).
* Formal Social Audit in every Gram Panchayat at least once a year.
* Direct electronic payments to beneficiaries' accounts via AwaasSoft PFMS.
* Performance Index Dashboard to monitor scheme implementation.
Impact Analysis:
* **Rural Households:**
* Impact: Provision of pucca houses with basic amenities.
* Action Required: Participate in surveys (Awaas 2024), cooperate with verification processes, and adhere to construction guidelines.
* **Gram Sabhas:**
* Impact: Responsibility for verifying beneficiary eligibility.
* Action Required: Conduct thorough verification of beneficiaries based on SECC 2011 data and exclusion criteria.
* **Government (Ministry of Rural Development):**
* Impact: Overall responsibility for scheme implementation and monitoring.
* Action Required: Ensure effective implementation of PMAYG, conduct regular monitoring and quality checks, and address any irregularities.
* **State and District Level Officers:**
* Impact: Implementation and monitoring of the scheme at the local level.
* Action Required: Inspect houses at various stages of construction, facilitate construction, and ensure quality.
* **Village Level Functionaries:**
* Impact: Direct contact and support to beneficiaries.
* Action Required: Follow up with beneficiaries and facilitate construction.
* **Self Help Groups (SHGs), NGOs, and Civil Society Organizations (CSOs):**
* Impact: Community-based monitoring and awareness creation.
* Action Required: Monitor progress and quality of construction, and create awareness about the program.
Key Entities Referenced
Ladakh: A Union Territory in India, specifically mentioned in the context of the PMAYG scheme's implementation and targets.
Pradhan Mantri Awaas Yojana Gramin (PMAYG): A housing scheme implemented by the Ministry of Rural Development with the objective of 'Housing for All' in rural areas.
Ministry of Rural Development: The Indian government ministry responsible for implementing the Pradhan Mantri Awaas Yojana Gramin (PMAYG).
Socio-Economic and Caste Census (SECC) 2011: A census used to identify beneficiaries under the PMAYG scheme based on housing deprivation parameters.
Awaas Survey: A survey conducted to identify potential beneficiaries who were left out of the SECC 2011 data.
National Rural Livelihood Mission (NRLM): A mission under which Self Help Groups (SHGs) are utilized for community-based participatory monitoring of the PMAYG scheme.
Gram Sabha: Village council involved in the verification and selection of beneficiaries under the PMAYG scheme.
AwaasSoft PFMS: Platform used for direct benefit transfer to beneficiaries' bank/post office accounts, ensuring transparency in fund disbursement.
GOVERNMENT OF INDIA
MINISTRY OF RURAL DEVELOPMENT
DEPARTMENT OF RURAL DEVELOPMENT
LOK SABHA
UNSTARRED QUESTION NO. 438
ANSWERED ON 22/07/2025
CRITERIA FOR SELECTING BENEFICIARIES UNDER PMAY-G
438. SHRI MOHMAD HANEEFA:
Will the Minister of RURAL DEVELOPMENT be pleased to state:
(a) the details of criteria for selecting beneficiaries under Pradhan
MantriAwasYojana-Gramin (PMAY-G);
(b) the details and the number of beneficiaries of the said scheme
in the Ladakh Parliamentary Constituency;
(c) the number of beneficiaries presently on the waiting list under
the said scheme;
(d) the time by which the target of housing for all in the rural area
under the said scheme in the UT of Ladakh will be achieved;
(e) whether the Government has undertaken any quality checks on
the houses constructed under the PMAY-G; and
(f) if so, the details of measures taken to ensure the quality of
construction under PMAY-G?
ANSWER
MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT
(DR. CHANDRA SEKHAR PEMMASANI)
(a): In order to achieve the objective of "Housing for All" in rural
areas, the Ministry of Rural Development is implementing Pradhan
MantriAwaasYojana- Gramin (PMAY-G) with effect from 1st April
2016 to provide assistance to 4.95 crore eligible rural households
with basic amenities by March 2029. As on 17.07.2025, a cumulative
target of 4.12 crore houses have been allotted to States/UTs out of
which 3.84 crore houses have been sanctioned and 2.80 crore
houses have been completed.
Beneficiaries under PMAY-G were identified using housing
deprivation parameters given in the Socio-Economic and Caste
Census (SECC), 2011 data. The final selection of beneficiaries under
Page 1 of 4PMAY-G is based on the housing deprivation parameters and
exclusion criteria prescribed under the Socio-Economic Caste
Census (SECC) 2011 and due verification by the respective Gram
Sabhas and completion of an Appellate Process. The Government
conducted an Awaas+ survey from January 2018 to March 2019 to
identify those beneficiaries who claimed to have been left out under
the 2011 SECC and thus prepared an additional list of potential
beneficiaries. To achieve the additional target of 2 crore houses,
Awaas+ survey 2024 app has been designed to identify the eligible
beneficiaries. Eligible beneficiaries from the Awaas+ 2024 survey
shall be identified post completion of survey and verification of
data.
(b): The progress of the scheme in the Ladakh Parliamentary
Constituency is as under:-
[unit in no]
Target allocated by the Houses Houses
Ministry sanctioned completed
3,004 3,004 3,004
(c): In the UT of Ladakh, all identified eligible households from the
SECC and Awaas+ 2018 lists have been saturated. Additional
eligible households from the Awaas+ 2024 survey shall be identified
post completion of survey and verification of data.
(d): In order to achieve the objective of "Housing for All" in rural
areas, the Ministry is implementing PMAY-G in all States/UTs,
including Ladakh, to provide assistance to eligible rural households
with basic amenities by March 2029.
(e) & (f): The PMAY-G is monitored very closely at all levels. There
is a special emphasis on quality and timely completion of
construction. The details of the monitoring mechanism adopted
under PMAY-G are as follows:-
i. The physical progress of construction of a PMAY-G house is
monitored through the geo-tagged, time and date-stamped
Page 2 of 4photographs to be uploaded at every stage of construction and
upon completion.
ii. National-level Monitors and Area Officers of the Ministry also
visit PMAY-G houses during the field visits to assess the
progress, the procedure followed for the selection of
beneficiaries, etc.
iii. Any serious complaints of irregularities are investigated
through independent National Level Monitors on the panel of
the Ministry.
iv. The Project Management Unit (PMU) at the State
level undertakes the tasks of implementation, monitoring, and
quality supervision. Officers at the Block level are to inspect,
as far as possible, 10% of the houses at each stage of
construction; district-level officers are to inspect 2% of the
houses at each stage of construction. Every house sanctioned
under PMAY-G is to be tagged a village-level functionary
whose task is to follow-up with the beneficiary and facilitate
construction.
v. A community-based participatory monitoring system is also in
place utilizing the services of the Self Help Group (SHG)
network under National Rural Livelihood Mission (NRLM). The
services of NGOs and Civil Society Organisations (CSOs) may
also be utilized for creating awareness about the programme
and to monitor the progress and quality of the construction of
the house.
vi. Formal Social Audit is conducted in every Gram Panchayat at
least once a year, involving a mandatory review of all aspects.
vii. Payment of assistance to the beneficiaries, who have been
sanctioned houses, is made directly into their bank/ post
office accounts through the AwaasSoft- PFMS platform
electronically. This ensures increased transparency by
enabling real-time monitoring of funds disbursed to
beneficiaries.
viii. The progress of different parameters for implementing the
scheme is monitored through the Performance Index
Dashboard which is helping in planning appropriate
intervention in required areas.
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