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GOVERNMENT OF INDIA
MINISTRY OF AGRICULTURE AND FARMERS WELFARE
DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE
LOK SABHA
STARRED QUESTION NO. 144
TO BE ANSWERED ON THE 10TH FEBRUARY, 2026
CROP LOSS RELIEF UNDER PMFBY
*144. DR. AMOL RAMSING KOLHE:
Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ िष एवं िकसान क(cid:670)ाण मं(cid:361)ी
be pleased to state:
(a) the details of the total amount of crop loss relief disbursed to farmers in Maharashtra
under the Pradhan Mantri Fasal Bima Yojana (PMFBY) and the State Disaster
Response Fund (SDRF) during the last three years, district-wise, with a specific
breakdown for the Shirur Lok Sabha Constituency;
(b) the number of applications received from farmers in the said constituency for crop loss
relief and insurance claims, along with the number of claims successfully processed
and paid out under each scheme;
(c) whether the Government is aware of delays in settlement of claims under PMFBY and
SDRF;
(d) if so, the reasons therefor along with the specific steps being taken to streamline the
process, including the use of modern technology such as satellite imagery, drones and
mobile applications to ensure timely and transparent compensation; and
(e) whether the Government proposes to undertake a comprehensive review of the PMFBY
to address farmer grievances and if so, the details thereof?
ANSWER
MINISTER OF AGRICULTURE AND FARMERS WELFARE
कृ िष एवं िकसान क(cid:670)ाण मं(cid:361)ी (SHRI SHIVRAJ SINGH CHAUHAN)
(a) to ( e) : A statement is laid on the Table of the House.STATEMENT REFERRED TO PART (a) TO (e) OF LOK SABHA STARRED QUESTION
NO. 144 FOR 10th FEBRUARY, 2026 REGARDING CROP LOSS RELIEF UNDER
PMFBY
(a) & (b) : District-wise details of number of farmer applications enrolled, claims paid and
number of farmer applications benefitted during last three years i.e. 2022-23 to 2024-25
in Maharashtra under Pradhan Mantri Fasal Bima Yojana (PMFBY) are given in Annexure.
Further, as per the National Policy on Disaster Management (NPDM), the State
Government is primarily responsible for providing necessary relief measures on ground
level in the wake of notified calamities. The State Governments undertake relief measures
in the wake of natural calamities from funds available in the form of the State Disaster
Response Fund (SDRF) in accordance with the Government of India approved items and
norms. Additional financial assistance, over and above SDRF, is considered from the
National Disaster Response Fund (NDRF), as per laid down procedure, in case of disaster
of ‘severe nature’, which includes an assessment based on the visit of an Inter-Ministerial
Central Team (IMCT). The financial assistance provided under SDRF and NDRF is by way
of relief and not for compensation.
Details of allocation including Central and State Government share and Central
Government share released under SDRF in Maharashtra State during the last three years
is given below:
(Rs. in crore)
Year Allocation under SDRF including Central Govt. share of SDRF
Central and State Share Released
2022-23 3608.80 2706.40
2023-24 3788.80 2841.60
2024-25 3978.40 2984.00
(c) & (d): Majority of the claims under PMFBY are settled within the stipulated
timelines under the Operational Guidelines of the scheme i.e within 21 days of the receipt
requisite yield data from the concerned State Government, by the insurance companies.
However, during the implementation of PMFBY, some complaints were received in the
past about payment of claims which are primarily on account of (a) delay in providing
State Government share of subsidy (b) non-payment/delayed payment or under
payment of claims on account of incorrect/delayed submission of insurance
proposals by banks (c) discrepancy in yield data & consequent disputes between
State Government and insurance companies etc. The pending claims on account of
these issue are settled after their resolution as per provisions of the scheme.
Government has taken various steps to strengthen implementation of PMFBY, bring
transparency and ensure timely settlement of claims : Government has undertaken development of National Crop Insurance Portal (NCIP) as
a single source of data ensuring subsidy payment, co-ordination, transparency,
dissemination of information and delivery of services including direct online enrollment of
farmers, uploading/obtaining individual insured famer’s details for better monitoring and to
ensure transfer of claim amount electronically to the individual farmer’s Bank Account.
In order to rigorously monitor claim disbursal process, a dedicated module namely
‘Digiclaim Module’ has been operationalized for payment of claims from Kharif 2022
onwards. It involves integration of National Crop Insurance Portal (NCIP) with Public
Finance Management System (PFMS) and accounting system of Insurance Companies to
provide timely & transparent processing of all claims w.e.f. Kharif 2024, in case payment
is not made timely by Insurance Company, penalty of 12% is auto-calculated and levied
through NCIP.
Delinking of Central Government share of premium subsidy from that of State
Governments has been implemented so that farmers can get proportionate claims relating
to the Central Government share.
Opening of ESCROW Account by the State Government concerned for deposit of their
premium share in advance as per provisions of the scheme has been made mandatory
w.e.f. Kharif 2025 season.
Also, towards leveraging technology in implementation of the scheme, various steps like
capturing of yield data/Crop Cutting Experiments (CCEs) data through CCE-Agri App &
uploading it on the NCIP, allowing insurance companies to witness the conduct of CCEs,
integration of State land records with NCIP etc. have already been taken to improve timely
settlement of the claims to farmers.
Tranche based claim settlement has been initiated w.e.f. Rabi 2024-25.
Following technologies for Objective Crop Damage & Loss Assessment and
transparency have also been implemented recently w.e.f. 2023-24 under the scheme:
YES-TECH (Yield Estimation System Based on Technology) for gradual migration to
Remote-Sensing based yield estimation to help assess yields as well as fair and accurate
Crop Yield Estimation. This initiative has been launched for paddy & wheat crops from
Kharif 2023 wherein 30% weightage to yield estimation will mandatorily be assigned to
YES-TECH derived yield. Soybean crop has been added from Kharif 2024 season.
WINDS (Weather Information Network and Data System) for setting up of Network of
Automatic Weather Stations (AWS) & Automatic Rain-Gauges (ARG) to the tune of 5 times
of existing network for collecting hyper-local weather data at GP & Block level. This will
be fed into a National database with interoperability & sharing of data in coordination with
India Meteorological Department (IMD). WINDS provides data not only for YES-TECH butalso for effective drought & disaster management, accurate weather prediction and offering
better parametric insurance products.
(e): Since the scheme is implemented by the State Government, therefore, in order to
resolve the grievances/complaints including those related to claims of insured farmers,
provision of Stratified Grievance Redressal Mechanism viz. District Level Grievance
Redressal Committee (DGRC), State Level Grievance Redressal Committee (SGRC) has
been made in the Revised Operational Guidelines of the Scheme. These committees
have been given the detailed mandate as outlined in the Operational Guidelines for hearing
the complaints/ grievances and to dispose them as per the stipulated procedure.
To further improve the grievance redressal mechanism, Krishi Rakshak Portal and
Helpline (KRPH) has been developed. A single Pan-India toll free number 14447 has been
deployed and linked to the insurance companies database, where farmers can raise their
grievances/issues. Timelines to resolve these grievances/issues has also been fixed.
The review/revisions / rationalization / improvements in the crop insurance schemes
is a continuous process and decision on suggestion/ representations/ recommendations
of the stakeholders/studies are taken from time to time. Based on the experience gained,
views of various stakeholders and with a view to ensure better transparency,
accountability, timely payment of claims to the farmers and to make the scheme more
farmer friendly, Government has periodically revised the Operational Guidelines of the
PMFBY comprehensively to ensure that the eligible benefits under the scheme reach the
farmers timely and transparently.
Department is regularly monitoring the functioning of insurance companies, including
timely settlement of claims through weekly video conferences of all stakeholders, one to
one meeting as well as National Review Conferences.Annexure
PMFBY & RWBCIS: District wise details of number of farmer applications enrolled,
claims paid and Number of Application benefitted Coverage and Claims Report of
Maharashtra from 2022-23 to 2024-25 under PMFBY as on 31.12.2025.
Districts (Maharashtra) Farmer Paid Claims Application
Applications Benefitted
(In No.) (Rs. In (In No.)
Crore)
Ahmednagar 38,17,306 1,532.83 14,04,005
Akola 15,09,375 547.27 7,20,544
Amravati 13,28,986 448.78 4,99,859
Beed 69,76,040 1,312.31 30,15,153
Bhandara 6,62,669 10.12 24,750
Buldhana 24,98,998 1,347.02 10,18,832
Chandrapur 7,77,444 273.65 1,75,973
Chhatrapati 36,63,271 957.52 17,02,264
Sambhajinagar
Dharashiv 10,48,783 291.37 4,50,650
Dhule 7,02,292 216.37 2,75,695
Gadchiroli 2,42,253 10.80 15,079
Gondia 4,72,895 14.46 35,154
Hingoli 17,37,824 418.64 9,51,867
Jalgaon 14,88,432 2,261.07 9,04,804
Jalna 39,36,861 1,239.87 18,11,797
Kolhapur 1,54,563 12.49 19,785
Latur 36,20,229 1,035.08 14,65,479
Nagpur 6,43,104 222.76 1,84,494
Nanded 44,19,454 1,408.35 29,18,368
Nandurbar 2,84,900 195.67 1,21,700
Nashik 17,32,501 1,198.43 7,66,693
Osmanabad 21,96,566 944.40 10,68,572
Palghar 1,36,440 79.06 22,109
Parbhani 31,63,696 1,177.23 17,61,316
Pune 6,93,420 82.61 1,76,860
Raigarh 1,30,512 74.56 27,528
Ratnagiri 1,42,480 289.92 99,895
Sangli 9,31,201 236.05 3,35,404
Satara 7,17,918 116.63 2,29,422
Sindhudurg 1,97,003 250.17 1,20,369
Solapur 22,08,381 732.58 7,88,639
Thane 2,22,134 57.73 50,207
Wardha 6,01,219 276.36 2,45,610
Washim 14,64,487 542.47 7,79,575
Yavatmal 24,30,726 805.32 14,54,098
Total (Maharashtra) 5,69,54,363 20,619.92 2,56,42,549
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