See Full Document Text
GOVERNMENT OF INDIA
MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES
LOK SABHA
UNSTARRED QUESTION No. 1906
TO BE ANSWERED ON 11.12.2025
EMPLOYMENT OPPORTUNITIES UNDER PMEGP
1906. SMT. ANITA SUBHADARSHINI:
SHRI AMAR SHARADRAO KALE:
SHRI NARAYAN TATU RANE:
SMT. POONAMBEN HEMATBHAI MAADAM:
SHRI SUNIL KUMAR:
SHRI PARIMAL SUKLABAIDYA:
SHRI ANANTA NAYAK:
MS. BANSURI SWARAJ:
SHRI MUKESH RAJPUT:
SMT. D K ARUNA:
Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:
(a) the total number of employment opportunities created and enterprises supported under the
Prime Minister’s Employment Generation Programme (PMEGP) during the last four years and the
current year, year and State-wise;
(b) the special provisions available for rural area and Scheduled Caste beneficiaries under the said
scheme;
(c) the measures adopted to expand access to collateral-free credit under the Pradhan Mantri
Mudra Yojana (PMMY) including the introduction of new loan categories and the details of
achievements thereunder, State/UT-wise particularly for entrepreneur in Assam;
(d) the extent of coordination with State and District-level agencies to ensure effective
implementation and monitoring of these programmes; and
(e) the total number of people benefited under the said scheme in Uttar Pradesh and West
Champaran district of Bihar along with the pending subsidy during the last three years under PMEGP?
ANSWER
MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES
(SUSHRI SHOBHA KARANDLAJE)
(a): Details of State-wise number of micro enterprises assisted and estimated employment
generated under PMEGP for the last 4 years i.e. FY 2021-22 to FY 2024-25 and the current year i.e.
FY 2025-26 (up to 09.12.2025) is given at Annexure-I.
(b): Under the Scheme, beneficiaries belonging to Special Categories including Scheduled Castes
are eligible for higher MM subsidy of 35% of project cost in rural areas and 25% of project cost in
urban areas as compared to 25% and 15% respectively for General Category beneficiaries. Own
contribution of beneficiaries under Special category is 5% as compared to 10% for General Category
beneficiaries.: 2 :
(c): Under Pradhan Mantri Mudra Yojana (PMMY), collateral free institutional credit is provided
by Member Lending Institutions (MLIs) i.e. Scheduled Commercial Banks (SCBs), Regional Rural
Banks (RRBs), Non-Banking Financial Companies (NBFCs) and Micro Finance Institutions (MFIs).
Any individual, who is otherwise eligible to take a loan and has a business plan for small business
enterprise can avail loan upto Rs.20 lakh under the Scheme for income generating activities in the
manufacturing, trading and service sectors and activities allied to agriculture, across four loan
categories, viz. Shishu (loans upto Rs. 50,000/-), Kishor (loans above Rs. 50,000/- and upto Rs. 5
lakh), Tarun (loans above Rs. 5 lakh and upto Rs. 10 lakh) and Tarun Plus (loans above Rs. 10 lakh
and upto Rs. 20 lakh- for those entrepreneurs who have availed and successfully repaid previous loans
under the ‘Tarun’ category w.e.f. 24.10.2024).
As on October 2025, a total of 55.38 crore loan accounts amounting to Rs. 36.18 lakh crore
have been extended under PMMY, out of which, 1.23 crore loan accounts amounting to Rs. 0.71 lakh
crore have been extended in the State of Assam, since inception on 08.04.2015. State/UT wise details
on the same are given at Annexure II.
(d): Steps taken by the Ministry to maintain coordination with State and District-level agencies
ensuring effective implementation and monitoring of PMEGP include the following:
i. Review meetings with Implementing Agencies (IAs) i.e. State offices of KVIC, KVIBs, DICs
& Coir Board and financial institutions are periodically held to review the progress of
implementation of the Scheme.
ii. State Level Monitoring Committee (SLMC) and District Level Monitoring Committee
(DLMC) meetings are held at State and District level to monitor the implementation of the
scheme.
iii. Top-level Bankers meeting, State Level Bankers Meetings and District Level Bankers
meetings are held on a regular basis to ensure proper loan sanctioning and margin money
disbursement.
iv. A PMEGP Portal is in place for monitoring of the complete process of PMEGP application till
adjustment of Margin Money subsidy into beneficiary’s loan account.
(e): Number of micro enterprises assisted under PMEGP in Uttar Pradesh and West Champaran
district of Bihar during the last 3 years i.e FY 2022-23 to FY 2024-25 is given below:
No. of micro enterprises
No. of micro enterprises Assisted in West
Financial Year
Assisted under in Uttar Pradesh Champaran district of
Bihar
2022-23 11,601
112
2023-24 11,689
207
2024-25 5,518
142
*****ANNEXURE-I
ANNEXURE-I REFERRED TO IN REPLY TO PART (a) OF THE LOK SABHA UNSTARRED
QUESTION NO. 1906 FOR ANSWER ON 11.12.2025
State-wise number of micro enterprises assisted and estimated employment generated under PMEGP for the last 4 years,
i.e., FY 2021-22 to FY 2024-25 and the current year i.e. FY 2025-26 (up to 09.12.2025):
2025-26( upto
2021-22 2022-23 2023-24 2024-25
09.12.2025)
S.
State No. of No. of No. of No. of No. of
No. Est. Empl. Est. Empl. Est. Empl. Est. Empl. Est. Empl.
micro micro micro micro micro
Generated Generated Generated Generated Generated
enterprises enterprises enterprises enterprises enterprises
1 Andhra Pradesh 2,477 19,816 3,073 24,584 5,577 44,616 3,249 25,992 5,704 45,632
2 Arunachal Pradesh 196 1,568 158 1,264 169 1,352 156 1,248 53 424
3 Assam 3,855 30,840 2,596 20,768 2,417 19,336 3,170 25,360 1,166 9,328
4 Bihar 2,477 19,816 4,459 35,672 6,837 54,696 5,035 40,280 4,267 34,136
5 Chattishgarh 3,020 24,160 2,543 20,344 2,379 19,032 1,853 14,824 850 6,800
6 Goa 87 696 66 528 68 544 39 312 23 184
7 Gujarat* 4,143 33,144 3,071 24,568 3,000 24,000 1,783 14,264 1,700 13,600
8 Haryana 1,726 13,808 1,559 12,472 1,398 11,184 788 6,304 910 7,280
9 Himachal Pradesh 1,274 10,192 930 7,440 974 7,792 796 6,368 560 4,480
10 Jammu & Kashmir 21,648 1,73,184 12,023 96,184 15,065 1,20,520 9,863 78,904 6,060 48,480
11 Jharkhand 1,714 13,712 1,851 14,808 2,101 16,808 1,452 11,616 712 5,696
12 Karnataka 5,877 47,016 5,618 44,944 4,672 37,376 2,839 22,712 2,995 23,960
13 Kerala 2,789 22,312 3,129 25,032 3,389 27,112 2,260 18,080 1,928 15,424
14 Madhya Pradesh 8,082 64,656 5,957 47,656 5,292 42,336 2,626 21,008 1,624 12,992
15 Maharashtra* 4,128 33,024 3,625 29,000 2,766 22,128 1,857 14,856 2,226 17,808
16 Manipur 1,139 9,112 545 4,360 348 2,784 608 4,864 235 1,880
17 Meghalaya 699 5,592 306 2,448 280 2,240 1,114 8,912 249 1,992
18 Mizoram 650 5,200 412 3,296 401 3,208 484 3,872 137 1,096
19 Nagaland 1,241 9,928 469 3,752 517 4,136 1,262 10,096 347 2,7762025-26( upto
2021-22 2022-23 2023-24 2024-25
09.12.2025)
S.
State No. of No. of No. of No. of No. of
No. Est. Empl. Est. Empl. Est. Empl. Est. Empl. Est. Empl.
micro micro micro micro micro
Generated Generated Generated Generated Generated
enterprises enterprises enterprises enterprises enterprises
20 Odisha 4,301 34,408 3,880 31,040 2,975 23,800 1,867 14,936 2,612 20,896
21 Punjab 1,790 14,320 1,564 12,512 1,469 11,752 970 7,760 1,106 8,848
22 Rajasthan 2,599 20,792 2,037 16,296 1,678 13,424 916 7,328 1,494 11,952
23 Sikkim 85 680 57 456 132 1,056 316 2,528 135 1,080
24 Tamil Nadu 5,972 47,776 6,140 49,120 6,814 54,512 3,949 31,592 5,406 43,248
25 Telangana 2,906 23,248 2,540 20,320 2,503 20,024 1,850 14,800 1,909 15,272
26 Tripura 958 7,664 703 5,624 588 4,704 730 5,840 284 2,272
27 Uttar Pradesh 12,594 1,00,752 11,601 92,808 11,689 93,512 5,518 44,144 6,730 53,840
28 Uttarakhand 1,836 14,688 1,803 14,424 1,354 10,832 734 5,872 500 4,000
29 West Bengal 2,305 18,440 2,126 17,008 1,919 15,352 1,359 10,872 734 5,872
1,02,568 8,20,544 84,841 6,78,728 88,771 7,10,168 59,443 4,75,544 52,656 4,21,248
Total
* including Daman and Diu ** including Dadra and Nagar HaveliANNEXURE-II
ANNEXURE-II REFERRED TO IN REPLY TO PART (c) OF THE LOK SABHA
UNSTARRED QUESTION NO. 1906 FOR ANSWER ON 11.12.2025
State/UT wise no. of loan accounts and disbursed amounts under Pradhan Mantri Mudra Yojana as on
October 2025 is given below:
No. of Loan Disbursed Amount
S. No. State/ U.T. Name A/Cs (Rs. Cr)
1 Andaman and Nicobar Islands 55,898 1,226.84
2 Andhra Pradesh 11,033,261 131,247.49
3 Arunachal Pradesh 164,712 2,052.93
4 Assam 12,330,451 71,459.56
5 Bihar 63,847,937 317,697.23
6 Chandigarh 204,011 3,424.69
7 Chhattisgarh 10,523,472 65,110.99
8 Dadra and Nagar Haveli & Daman and Diu 45,746 862.79
9 Delhi 3,652,818 44,500.24
10 Goa 398,927 5,623.39
11 Gujarat 16,640,161 142,136.92
12 Haryana 10,063,212 78,625.05
13 Himachal Pradesh 1,191,345 23,634.43
14 Jharkhand 16,255,618 86,067.87
15 Karnataka 51,870,671 330,793.31
16 Kerala 18,068,849 129,591.70
17 Lakshadweep 13,628 208.56
18 Madhya Pradesh 33,225,036 195,931.27
19 Maharashtra 44,147,441 309,983.76
20 Manipur 468,959 3,217.75
21 Meghalaya 316,102 3,205.44
22 Mizoram 178,419 3,069.73
23 Nagaland 179,726 2,598.53
24 Odisha 35,086,552 164,500.63
25 Pondicherry 1,275,874 8,280.73
26 Punjab 10,240,432 83,361.76
27 Rajasthan 23,768,209 190,333.37
28 Sikkim 181,080 1,884.13
29 Tamil Nadu 60,865,783 356,712.63
30 Telangana 8,391,389 83,130.52
31 Tripura 3,400,009 19,602.85
32 Jammu and Kashmir 2,379,745 51,245.86
33 Ladakh 69,791 2,090.56
34 Uttar Pradesh 55,299,821 356,190.56
35 Uttarakhand 3,507,300 33,627.29
36 West Bengal 54,552,866 315,111.39
Total 553,895,251 3,618,342.75
Source: As per data uploaded by Member Lending Institutions (MLIs) on Mudra Portal