Executive Summary:
The Ministry of Rural Development addresses concerns regarding the adequacy of central assistance under the Pradhan Mantri Awas Yojana-Gramin (PMAYG) for rural housing. The scheme aims to provide pucca houses with basic amenities to eligible rural households. While the program continues with existing unit assistance, there are no current proposals to increase this assistance. Funds have been allocated to 18 states for the financial year 2025-26 as of June 17, 2025.
Key Points / Main Content:
PMAYG Overview:
* PMAYG aims to achieve "Housing for All" in rural areas, effective from April 1, 2016.
* The initial target was the construction of 2.95 crore pucca houses by March 2024.
* An additional 2 crore houses are targeted for construction from FY 2024-25 to 2028-29.
Financial Assistance:
* Existing unit assistance remains at Rs. 1.20 lakh in plain areas.
* Assistance is Rs. 1.30 lakh in North Eastern Region (NER) States, Hilly States, and UTs of Jammu & Kashmir and Ladakh.
* Beneficiaries receive 90-95 days of unskilled labor wages through MGNREGS convergence.
* Rs. 12,000 support for toilet construction is provided through SBMG, MGNREGS, or other funding sources.
* There is no current proposal to increase the unit assistance.
Continuation of PMAYG:
* The Union Cabinet approved the continuation of PMAYG until March 2029.
* The target is to construct 2 crore additional houses, maintaining the existing unit assistance.
Fund Allocation:
* Annual financial allocation is decided based on past performance, pending house completion, fund utilization, and current-year targets.
* Allocation is based on the Annual Action Plan submitted by each State/UT Government.
* As of June 17, 2025, funds have been allocated to 18 states for the new phase of the scheme.
* State-wise tentative financial allocations for FY 2025-26 are detailed in the Annexure.
Impact Analysis:
Beneficiaries:
* Impact: Continued access to housing assistance under existing financial parameters.
* Action Required: To follow the guidelines of the scheme and coordinate with relevant authorities for availing benefits.
State/UT Governments:
* Impact: Responsible for submitting Annual Action Plans and ensuring effective implementation of PMAYG.
* Action Required: To utilize allocated funds efficiently, monitor progress, and submit timely reports to the Ministry of Rural Development.
Ministry of Rural Development:
* Impact: Oversees the implementation of PMAYG and ensures adherence to the scheme guidelines.
* Action Required: To monitor fund utilization, assess the impact of the scheme, and make necessary adjustments to achieve the "Housing for All" target.
Key Entities Referenced
Pradhan Mantri Awas Yojana Gramin (PMAYG): A rural housing scheme implemented by the Ministry of Rural Development to provide assistance to eligible rural households for construction of pucca houses.
Ministry of Rural Development: The government ministry responsible for implementing the Pradhan Mantri Awas Yojana Gramin (PMAYG) and other rural development programs.
Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS): A scheme that provides for wage employment and is used in convergence with PMAYG to provide unskilled labor wages for beneficiaries.
Swachh Bharat Mission Gramin (SBMG): A sanitation program that provides support for toilet construction under PMAYG.
Union Cabinet: The decision-making body that approved the implementation and continuation of the PMAYG scheme.
Kerala: A state in India that is specifically mentioned in relation to the allocation of funds under PMAYG.
North Eastern Region: A region in India consisting of multiple states where the unit assistance under PMAYG is Rs. 1.30 lakh.
Ladakh: A Union Territory in India where the unit assistance under PMAYG is Rs. 1.30 lakh.
GOVERNMENT OF INDIA
MINISTRY OF RURAL DEVELOPMENT
DEPARTMENT OF RURAL DEVELOPMENT
LOK SABHA
UNSTARRED QUESTION NO. 1390
ANSWERED ON 29/07/2025
ENHANCEMENT OF CENTRAL ASSISTANCE UNDER PMAY-G
1390. Shri Kodikunnil Suresh:
Will the Minister of RURAL DEVELOPMENT be pleased to state:
(a) whether the Government is aware that the current central
assistance provided under the Pradhan MantriAwasYojana -
Gramin (PMAY-G) is insufficient for the construction of a basic
pucca house;
(b) whether any proposal is under consideration to increase the
central share of assistance to align with rising construction
costs;
(c) if so, the details thereof and proposed timeline for such a
revision; and
(d) the details of allocation of funds made under PMAY-G for the
current financial year, State-wise, particularly for Kerala?
ANSWER
MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT
(DR. CHANDRA SEKHAR PEMMASANI)
(a) to (c): In order to achieve the target of “Housing for All” in rural
areas, the Ministry of Rural Development is implementing Pradhan
MantriAwaasYojana- Gramin (PMAY-G) with effect from 1st April
2016 to provide assistance to eligible rural households. The target
under the PMAY-G was construction of 2.95 crorepucca houses with
basic amenities by March, 2024. The Union Cabinet approved the
implementation of the Pradhan MantriAwaasYojana- Gramin (PMAY-
G) for construction of 2 crore additional houses for the next five
years i.e. from financial year 2024-2025 to 2028-29 with existing
unit assistance of Rs. 1.20 lakh in plain areas and Rs. 1.30 lakh in
North Eastern Region (NER) States and Hilly States(including UTs of
J&K and Ladakh). In addition to the unit assistance , the
beneficiaries are facilitated with 90/95 man days of unskilled
labour wages at current rates through mandatory convergence
with Mahatma Gandhi National Rural Employment Guarantee
Page 1 of 3Scheme (MGNREGS). Support of Rs.12,000/- for construction of
toilet is also provided through Swachh Bharat Mission – Gramin
(SBM-G), MGNREGS or other dedicated source of funding.
The Union Cabinet has approved the continuation of PMAY-G
till March, 2029 as per the existing unit assistance for construction
of 2 crore more houses. The unit assistance provided to
beneficiaries under PMAY-G is as per the approval of the Union
Cabinet and at present, there is no proposal under consideration in
the Ministry for increasing the unit assistance.
(d): As per the guidelines of the scheme, at the onset of the
Financial Year, the Annual Financial Allocation is decided for each
State/UT on the basis of previous year’s performances - houses
pending for completion and utilization of available funds & targets
allocated in the current year. The allocation of targets and budget is
given to the States/UTs every financial year based on the Annual
Action Plan submitted by the respective State/ UT Government.
During the current year, as on 17.06.2025 funds have been allocated
to 18 States which have been allocated targets under new phase of
the scheme. The state-wise details of tentative annual financial
allocation for the financial year 2025-26 as on 17.06.2025 under
PMAY-G are given in Annexure.
*****
Page 2 of 3Annexure
Annexure referred to in reply to part (d) of LokSabhaUnstarred
Question No. 1390 to be answered on 29.7.2025 regarding
ENHANCEMENT OF CENTRAL ASSISTANCE UNDER PMAY-G
State-wise details of tentative annual financial allocation for
the financial year 2025-26 as on 17.06.2025 under PMAY-G
(Rs in cr)
S. Name of the Tentative Annual Financial Allocation for the
No. State/UTs Financial Year 2025-26 as on 17.06.2025
1 Assam 5470.51
2 Bihar 4503.34
3 Chhattisgarh
4087.15
4 Gujarat 736.04
5 Haryana 312.85
Himachal
6
Pradesh 217.23
7 Jharkhand
1522.55
8 Kerala 1021.70
9 Madhya Pradesh
8083.79
10 Maharashtra
12698.02
11 Manipur 46.18
12 Odisha 474.11
13 Punjab 173.19
14 Rajasthan 3291.37
15 Tamil Nadu
1047.35
16 Uttar Pradesh
287.58
17 Andhra Pradesh
3.70
18 Karnataka
3497.93
Total 47474.58
*****
Page 3 of 3